Third party payment virtual currency

1.

It is illegal to issue virtual currency privately

According to Article 29 of the regulations of the people's Republic of China on the administration of RMB, no unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the market

In addition, the "emergency notice of the State Council Office for rectifying unhealthy tendencies in the instry, the State Economic and Trade Commission and the people's Bank of China on prohibiting the issuance and use of various token certificates (cards)" also strictly prohibited similar issues

extended data

virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"

market formation

the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered. With the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time

With the rapid development of computer and network communication technology, the application of Internet technology has graally penetrated into various fields of human activities, and the unlimited business opportunities that it contains make businesses turn their eyes to e-commerce. E-commerce is penetrating into all aspects of social and economic life at a speed that people can hardly imagine

the traditional finance is also closely watching this irresistible trend of global economic integration and networking. As a result, value-added services take art as the selling point and can be regarded as commodities; The sword in the game is not a brand-new financial services business philosophy - e-finance came into being

from the historical development process, to understand e-finance, we must start from the electronic finance and e-commerce. The so-called e-financialization means that financial enterprises adopt modern communication, computer, network and other information technology means in addition to Internet technology to improve the work efficiency of traditional financial service business, rece operating costs, realize the automation of financial business processing, informatization of financial enterprise management and scientific decision-making, and provide customers with faster and more convenient services, And then enhance the financial enterprise is the behavior of market competitive advantage

e-finance is a transcendence of financial electronization. Different from the electronic finance, the main technical basis of e-finance operation is the increasingly perfect Internet technology. Due to the characteristics of global connectivity, openness, quickness and low marginal cost of Internet technology, e-finance strengthens the restructuring and innovation of financial services business based on Internet technology, so that customers are free from the restrictions of business hours and places, and enjoy all kinds of high-quality and low-cost services provided by financial enterprises anytime and anywhere

with the development of Internet, the form of money is becoming more virtual, and there is an electronic money that only exists in the form of electronic signal

reference source: Network: virtual currency

2.

Here are some personal experiences in the exchange

(1) the coin search website has the advantages of low service charge, quick withdrawal and multiple currencies. It supports a variety of well-known virtual currency transactions and is convenient to purchase usdt. It has app and high security

(2) kucoin overseas version (coin win background) has smooth interface operation, and the speed of coin withdrawal is not bad, but most of them are junk ICO coins, many names have not been heard of, such as app

(3) China bitcoin overseas version EXX (slow coin withdrawal, kengdai) gambling platform, fixed-point blasting futures pop you up, there seems to be a problem with cash withdrawal, no app

(4) fire coin overseas version, Collude with OK, dozens of junk money a week, no bottom line, many small problems. Support C2C transactions, there are app

(5) okcoin overseas version, this does not say, OK life black, although support C2C transactions, but bottomless line shelf circle coins, flicker leeks, C2C transactions can not be withdrawn, embezzle the user's assets after the decimal point of tens of millions, careful into

(6) BTCC overseas version, support us dollar UnionPay direct charge, but the handling charge is high, it is relatively low-key in China, The experience of the transaction interface is very poor

(7) the overseas version of cloud coin has few currencies and many problems, so it's all warriors

(8) currency security is currently the largest exchange in China, with the most complete currency and many activities. It doesn't card you to withdraw and recharge money. Although there are so many junk money in ICO, it doesn't have as many problems as hot money OK platform. It can be said that it is the best exchange in China. It has app, needs to turn Q, and mobile client doesn't need to turn Q

(9) Yuanbao overseas version has Canadian financial license, legal operation, insufficient depth, small amount of currency, small transaction volume and insufficient UI beautification

(10) in the bitage, the overseas version takes a very long time to review, and it takes you a long time to pick up the coin and issue the coin. The miner's fee used to be a little higher, but now it's just a little higher. 0.5% for recharge, 1% for withdrawal, and the highest withdrawal fee in the whole universe. The garbage made by the K-line chart can't hold on to the ICO coin. At present, this platform can't stand the temptation of interests, and the card is only issued half a day, The trading volume is a little less. At present, I have abandoned this platform

(11) the overseas version of China's bitcoin has just been opened for trading, and C2C trading has a unique qash trading area. There are many small problems, so be careful to enter

3.

In 2013, the people's Bank of China issued the notice on preventing bitcoin risks. Later, it was reported that the people's Bank of China had an interview with more than 10 third-party payment companies, explicitly requiring them not to provide payment and clearing services to bitcoin, lightcoin and other trading websites. The price of bitcoin in China has dropped all the way from about 7000 yuan to 3300 yuan. More analysis says that bitcoin will withdraw from China. Is that true

However, at present, the security risks of bitcoin have not been fully exposed

the overall risk increases

it must be admitted that the government's increased supervision leads to the further increase of the risk of bitcoin trading

moreover, the transaction threshold is obviously higher than before

In essence, as a means of investment, the risk of bitcoin is self-evident. If there is no final person to take over the offer, even if bitcoin is in short supply, it lacks real value and only has limited online use value. If you can't find the last recipient, bitcoin will probably disappear like a bubble. p>

4. In 2013, the people's Bank of China issued the notice on preventing bitcoin risks. Later, it was reported that the people's Bank of China had an interview with more than 10 third-party payment companies, explicitly requiring them not to provide payment and clearing services to bitcoin, lightcoin and other trading websites. The price of bitcoin in China has dropped all the way from about 7000 yuan to 3300 yuan. More analysis says that bitcoin will withdraw from China. Is that true< On December 5, 2013, the central bank and other five ministries and commissions issued the notice on the prevention of bitcoin risks, saying that bitcoin is not issued by the monetary authority, has no monetary attributes such as legal compensation and mandatory, and is not a real currency. The move caused bitcoin trading prices to plummet
since then, the network and shell electronics have announced the stop of bitcoin payment. Recently, the central bank interviewed the third party payment agencies. Alipay and Fu Tong pass closed the virtual currency trading window such as bitcoin, resulting in a further fall in bitcoin prices.
it is also reported that the cooperation between banks and bitcoin trading platform is not supported by the regulatory authorities, which basically turns off the possibility of recharge and withdrawal on bitcoin platform, that is, blocking the mutual exchange between domestic bitcoin and RMB
bitcoin trading platforms such as "bitcoin China" and okcoin also resumed to charge 0.3% transaction fees, and increased the withdrawal fees to 1%. Some analysts believe that this is to prevent a large number of investors from cashing out
all kinds of signs show that bitcoin is getting worse and worse in China. However, the conclusion of bitcoin's exit from China may be overstated
first, bitcoin can be freely traded as a commodity
although the central bank does not recognize the legal tender status of bitcoin, it does not deny the legitimacy of bitcoin as a commodity and does not prohibit investment, trading and purchase of bitcoin. Ordinary people have the freedom to participate at their own risk
Second, the bitcoin trade has not collapsed yet
a bitcoin player said that the current transaction price of bitcoin is not low enough to lead to the collapse of the trade. The price of bitcoin is still higher than the cost price of bitcoin, that is, the price of mining< Third, the transaction channel is not blocked

although some third-party payments have stopped supporting bitcoin transactions, and banks are not optimistic, bitcoin trading platform can also use other third-party payment interfaces, or use foreign payment interfaces to pay. Some bitcoin trading platforms are considering transferring their servers abroad
the above-mentioned bitcoin player said that he once withdrew cash from his personal account to remit money to him. In other words, bitcoin transaction may bypass the third-party payment
at the same time, cash transaction is also a possible way of transaction< Four, the biggest risk of bitcoin trading is not regulation
the biggest risk of bitcoin trading is not government regulation, but security risks
bitcoin is at risk of being stolen by hackers. If there is a large-scale loss of bitcoin, it will directly affect the fairness of market transactions, which is a real "bottom-up"
however, at present, the security risks of bitcoin have not been fully exposed
the overall risk has increased
it must be admitted that the government's increased supervision has further increased the risk of bitcoin trading
moreover, the transaction threshold is obviously higher than before
in essence, as a means of investment, the risk of bitcoin is self-evident. If there is no final person to take over the offer, even if bitcoin is in short supply, it lacks real value and only has limited online use value. If you can't find the last recipient, bitcoin will probably disappear like a bubble.

5. The so-called third-party payment, in the transaction through the third-party payment platform, the buyer purchases goods, uses the account provided by the third-party platform to make payment, and the third party informs the seller of the arrival and delivery of the payment; After the buyer inspects the goods, he can notify the seller to pay, and the third party will transfer the money to the seller's account
bitcoin, Leyte, Ruitai and Weimeng are all decentralized digital currencies. Bitcoin is a consensus network, contributing to a new payment system and a fully digital currency. It is the first decentralized peer-to-peer payment network, which is controlled by its users without a central management organization or middleman. From the user's point of view, bitcoin is much like Internet cash. Bitcoin can also be regarded as the most outstanding three style bookkeeping system.

6. Currency devaluation (also known as currency devaluation) is the symmetry of currency appreciation. It refers to the decline of the value contained in or represented by unit currency, that is, the decline of unit currency price. Currency devaluation can be understood from different perspectives
from the domestic point of view, currency devaluation under the metal currency system refers to the measures to rece the legal metal content of the domestic currency and its price to metal ratio, so as to rece the value of the domestic currency; In modern paper currency system, currency devaluation refers to the decline of the value of paper currency when the quantity of paper currency in circulation exceeds the demand for money
from an international point of view, the value of a currency is expressed as the exchange capacity with foreign currencies, which is reflected in the change of exchange rate. At this time, currency devaluation refers to the decrease of the exchange capacity of a unit of domestic currency to foreign currencies and the decrease of the foreign exchange rate of domestic currency. For example, if 100 US dollars were exchanged for 300 RMB last year and 400 RMB this year, the RMB will depreciate. The devaluation of currency causes the rise of price in China. However, currency devaluation can stimulate proction under certain conditions, and rece the price of domestic goods abroad, which is concive to expanding exports and recing imports. Therefore, after the Second World War, many countries used it as a means of anti economic crisis and stimulating economic development.

7. Bitcoin
was proposed by Nakamoto on November 1, 2008, and was officially born on January 3, 2009. According to the idea of Nakamoto, the open source software is designed and released, and the P2P network on it is constructed
bitcoin is a virtual encrypted digital currency in the form of P2P. Point to point transmission means a decentralized payment system
unlike all currencies, bitcoin does not rely on a specific currency institution to issue. It is generated by a large number of calculations based on a specific algorithm. Bitcoin economy uses a distributed database composed of many nodes in the whole P2P network to confirm and record all transactions, and uses cryptography design to ensure the security of all aspects of currency circulation
the decentralized nature and algorithm of P2P can ensure that it is impossible to artificially manipulate the value of bitcoin through mass proction. The design based on cryptography can make bitcoin only be transferred or paid by the real owner. This also ensures the anonymity of money ownership and circulation transactions
the biggest difference between bitcoin and other virtual currencies is that the total amount of bitcoin is very limited and it has a strong scarcity
on December 17, 2017, bitcoin reached an all-time high of $19850.

8. Add corresponding driver: chip manufacturer: Intel error correction
main chipset: Intel H61 error correction
chipset Description: adopt Intel H61 chipset for error correction
audio chip: integrate Realtek alc887 8-channel sound effect chip for error correction
network card chip: on board Realtek rtl8111e Gigabit network card for error correction

9.

The arrival of digital currency may have some impact on the third-party payment, but it will not completely replace the third-party payment{ RRRRR}

to sum up, for users, the most important thing is convenience or not, others are extra topics when users have become accustomed to using a software, it is difficult to change it. Moreover, at present, the impact of digital RMB on POS may be the biggest. Once it is digitized, no one needs to bring a card