The latest news of virtual currency issuance

3.

It is difficult to avoid the typical risks related to the payment system. In a specific virtual community, virtual currency payment activities have evolved into a "real" payment system, facing the typical risks related to the payment system: credit risk, liquidity risk, operational risk and legal risk. The nature, scale and ration of these risks largely depend on the design of the system or the degree of lack of liquidity. It is difficult for the network virtual currency scheme to avoid or control these risks. According to the core principles of important payment system (CP) issued by the bank for International Settlements (BIS), the network virtual currency scheme does not conform to most of the contents of CP, and does not belong to the systemically important payment system. Therefore, it will not cause or transmit shocks to the global financial system. At present, there is no systematic risk in the network currency system outside these virtual communities

2. Lack of corresponding supervision and protection mechanism

in the real economy, the central bank plays the role of lender of last resort and there is no default risk, so it can take actions in the case of payment crisis or unpredictable liquidity shortage to avoid chain reaction. In the network virtual currency scheme, network currency is not the settlement asset. Because network currency simply depends on the credibility of the issuer, it can not be widely accepted as a means of payment, so network currency can not be regarded as a safe currency. In addition, commercial banks are required to accept prudential supervision, which reces the possibility of default. The security of money in commercial bank accounts is higher than that of network currency. A fundamental risk of network currency is that the settlement institution of network currency scheme is not subject to any supervision, no institution is responsible for its behavior, and there is no investor / depositor protection mechanism, which causes the user to bear all the risks

(4) risk of absence of supervision generally speaking, supervision lags behind the development of science and technology. The network virtual currency program was established in the late 1990s, but it was not until 2006 that some government agencies in the United States began to analyze these programs. Due to the lack of supervision and the anonymity, invisibility and difficulty in tracking of its transactions, the network virtual currency scheme is easily used by terrorist activities, fraud, money laundering and other illegal activities. At present, many government departments in many countries are considering whether to recognize or legalize these virtual schemes and bring them into the scope of supervision, so as to support the innovation of currency and payment forms, protect consumers' rights and interests and financial stability, and restrain the use of virtual currency schemes to engage in criminal activities. At present, the uncertainty of the legal status of the virtual currency scheme may also bring challenges to the government authorities

The reputation of Monetary Authority (central bank) is the key factor to determine the effectiveness of its policies, especially monetary policy. The public's trust in fiat money is closely related to the image of the central bank, which pays close attention to its reputation. The ECB will define reputation risk as the risk of deterioration of reputation, credit or public image. As the network currency scheme is related to money and payment, it is generally believed that it belongs to the responsibility of the central bank, so it is necessary to guard against the reputation risk it may bring to the central bank. Although in the case of small scale, the impact of the failure of the network currency scheme is limited, its high volatility and instability also increase the possibility of failure and attract extensive media coverage. If the network currency is allowed to develop continuously without regulation, the central bank may be regarded as dereliction of ty and affect its reputation

Compared with the exchange value, the public has a higher recognition of the investment value of network virtual currency, and it is the transaction based on investment that accelerates the formation of virtual currency market. Like other investment markets, the participants of virtual money market will also face the potential losses caused by market risk, credit risk and policy risk. Take the bitcoin as an example: from 2009 to the beginning of 2010, bitcoin was worthless; In the summer of 2010, bitcoin trading began to enter the golden age. Because the supply was far less than the demand, the value of online trading began to rise. In early November, bitcoin was silent at 29 cents for many days, and then jumped to 36 cents; In February 2011, the bitcoin continued to appreciate, and its exchange rate with the US dollar reached 1:1; In 2013, the bitcoin price achieved a "Big Bang" growth, and hit US $1242 on November 29, 2013, exceeding the gold price of US $1241.98/oz in the same period. Fierce price fluctuations make market participants face huge speculative risks

unlike mature capital markets such as stocks and bonds, bitcoin market is not deep enough, and it is mainly held in the hands of large investors with low degree of diversification. Bitcoin price is easily affected by large investors' trading behavior and controlled by speculators. At the same time, different countries have different attitudes towards bitcoin. Germany, the United States and other countries hold an open and supportive attitude. Thailand, Brazil and other countries regard bitcoin related activities as illegal. Every country's attitude and measures will have a significant impact on its price, especially in the short term

4. First, most of the virtual coins issued today are decentralized, but in this regard, the virtual coins issued by the central bank must not be able to do so. It must be centralized and easy to adjust
Second, the value of money must be stable in a certain period of time, and it will not be as high as virtual currency such as BTC. The main purpose of the central bank's issuing virtual currency is to replace the current paper currency to a certain extent. That is to say, if a virtual currency assumes a fixed value of one yuan, it will be one yuan for a long time, It will not and will not be allowed that a virtual currency will rise to 100 or even more than 1000
thirdly, the most conservative estimate is that once issued, domestic enterprises or banks can choose whether to pay virtual currency or cash currency (RMB) when they pay wages or withdraw money. To a certain extent, cash will exist for a long time, instead of being issued all at once, all of them will be replaced by virtual currency, and all cash will be invalid, It's not realistic. It can only be said that it will be replaced graally
Fourth, the purpose of the central bank to issue virtual currency is to replace the current paper currency. Therefore, there must be a lot of similarities between this kind of virtual currency and the current paper currency. You can also directly replace the paper currency with the virtual currency, so you can have a good understanding of the nature of the virtual currency issued by the central bank. Therefore, the central bank's virtual currency is absolutely not allowed to appear, and the currency price is falsely high
therefore, it can be seen from the above points that the central bank's virtual currency is a new type of RMB, but it used to be physical, but now it is electronic and virtual. This is just like the use of real gold and silver in ancient times, and the appearance of "Jiaozi", that is, paper money, is only a kind of progress of the times. Other things are meaningless, just for the convenience of transaction, portability or personal property security. If you want to make money by investing in currency speculation, you can give up the idea. It's meaningless. If you just want to experience the freshness brought by the new currency, just wait quietly. Come out early, come out late, come out sooner or later. But then again, I'm looking forward to it.

5. New stocks, mature technology, strict supervision, formal securities platform, personal capital account corresponding to personal bank account, capital is absolutely safe< At present, the technology of digital currency innovation is relatively avant-garde, but the corresponding supervision is not yet available. The platforms fight against each other. Many fake platforms publish data that confuse investors through mirror formal websites, which is a deep hole
digital currency transaction
master the following points:
first, for new and pre-sale bureaus, you can search the post currency card bureaus of previous years on the Internet. The mode is similar. Now some people use it in digital currency. When the time limit expires and you need to buy back, you will find that you can't sell it at all, and it's too late to protect your rights New currency listing is sure to make money, but can you think about what happens to you when pie falls from the sky
Second, whether the fund account is directly related to the bank card (you can deposit your money into the bank card, transfer it to your own account, or transfer it from your own account to your own bank card)
Third, no matter what the reason, you should not deposit your money into someone else's bank account Some people say that I have the VIP channel of the platform, and only the VIP authorization assigned to you through my account can I buy new currency. However, if you want to establish an account, you need to transfer the funds to a fixed account. Do you believe it? You transfer money to a stranger and ask him to return it to you again)
four, the platform mirrors the data of the regular website to make users feel that the information is updated in real time, the amount of data is large, and the money they buy also makes money, but users forget that in this era, the data can be manipulated artificially, and the data in the database will be ok as soon as it is changed
if your money is in your account or not, it will never be known if it is not withdrawn to your bank card. Because what the website shows you is just a data. As promised by the platform, after the new currency is listed, it can be doubled and sold to global investors. You may find that no one buys it at all, because the website is not in line with the world digital currency trading market
it's terrible. If you are recruited, save the screenshot of the chat, collect evidence, consult a lawyer and Sue
we advise you that new business is easy to make money, but you must consider your own capital security, do a good job in security, find a formal trading platform, and don't rush to ck when people cheat you
finally, share some experience. For example, when a new digital currency is launched, the project party will pay a fee to the exchange, ranging from about 10 million yuan. Generally, there will be an announcement on the official website of the project party. Investors can log in to the corresponding exchange to buy it. Of course, there is the simplest way, Open the website of mytoken.io and search the code of the currency name directly. It will show which exchanges are online for trading, register the exchange directly, and can normally withdraw the currency and charge the currency after real name authentication
the exchange should also choose the top ten to ensure stability and security.

6. I think there's a problem, but there's no evidence yet. For example, the winning numbers of both Xinneng technology and millway are 4671 recently. What's the probability that the winning numbers of these two stocks are the same? And in such a short time. I have more than a dozen registration numbers that have failed for two years in a row. What's the probability? I think there is a certain problem. The technology is too advanced now. Maybe the truth is only in the hands of a few people.