The development opportunity of virtual currency

1. In short, bitcoin is a kind of virtual currency, which does not rely on any monetary institutions to issue, but relies on a specific algorithm, generated through a large number of calculations. After the bitcoin address is bound with the bank card, you can buy bitcoin with RMB recharge. There is a K-line chart, and the price changes in real time. Similar to stocks, you can buy and sell bitcoin at any time
after this madness, where should virtual currency go? According to the analysts of foresight Instry Research Institute, the future development trend of the instry mainly includes the following points:
1. Virtual currency may continue to develop for a long time. Due to the high security of virtual currency, it can't be issued at will, and Chinese and foreign people can't identify the user's identity information in the transaction process, a large number of people have a crazy pursuit of virtual currency
2. Virtual currency may be involved more widely in the future. As long as someone recognizes and uses virtual currency, the existence of virtual currency has value
virtual currency has been developing so far, prosperity and bubbles, wealth and dreams, questioning and supervision are all on the way. Investment is risky, so we should be cautious. At present, such playing methods as bitcoin have not been approved by the regulatory authorities. It is suggested that ordinary investors should participate in the game within their ability.

2. Here's bitcoin
bitcoin price has been cut by the waist
how to implement blockchain application is still the main problem. In addition to bitcoin, the large-scale application of blockchain in other scenarios has not yet reached the commercial stage. Looking back to the second half of 2017, the price of bitcoin almost reached a new high every day, and finally reached the peak in the South Korean exchange with the highest premium in the world - about 140000 yuan per piece. On June 3, 2018, as of press time, coinbase bitcoin trading platform quoted 49688 yuan, and the price of bitcoin has been cut. Since the beginning of this year, the price of bitcoin has rarely seen eye popping ups and downs, and the overall trend of monthly decline
bitcoin development status
according to the data of the in-depth analysis report on business model innovation and investment opportunities of the blockchain instry released by the foresight Instry Research Institute, bitcoin prices showed a downward trend in May, with the overall market value falling from US $157.3 billion at the beginning of the month to US $127.4 billion at the end of the month, a decrease of 19%; In addition, there are 444000 active addresses and 197000 transfers per day. From the trend point of view, the number of active addresses and daily transfers are positively correlated with the transaction price. In May, the overall trend is volatile, and the downward trend is very obvious
reasons for the steady decline of bitcoin in the past half year
how to understand the "steady decline" of bitcoin in the past half year? There are two main reasons: firstly, the most important reason is that institutional investors and speculators who have accumulated a large number of "profit" are cashing in their profits and leaving the market; Secondly, before the blockchain instry has no real application and profit model, the rise of bitcoin price can only be regarded as speculative speculation. In addition, it is an undeniable fact that the Central Bank of China has made a decisive move to close the bitcoin trading platform, which has achieved remarkable results in preventing bitcoin speculation
at present, the domestic bitcoin exchanges have basically moved to foreign countries, which has nothing to do with China. Investors operate on those platforms at their own risk
the current market is not very good. Only when the market is good, can investors find ways to participate in bitcoin investment. As the total market value of the coin circle is still small, with more blockchain applications, there is still potential in the future
over consumed blockchain
e to the "tepid" price of bitcoin, blockchain, as its underlying technology, has reached the level of "known to all women and children", and even surpassed bitcoin in recent years
recently, a series of related reports are suspected of making up for the number and full of hype, and blockchain has obviously been over consumed. In addition to bitcoin, the large-scale application of blockchain in other scenarios has not yet reached the commercial stage
with the graal deepening of the understanding of blockchain technology, domestic enterprises have laid out blockchain technology, platforms and applications, including Internet enterprises such as network, Tencent, Ali, Jingdong, Netease, major banks, financial enterprises such as Ping An of China and Huawei. In terms of application, China actively explores and promotes blockchain + applications in the form of alliance chain and private chain to help solve the pain points of related instries, improve efficiency and rece costs.

3. As a virtual currency, they all have development potential, except bitcoin and Ethernet. And so on. Any currency with potential can be held. Also, the investment model is very important. If you just hold it, you can get limited income, so you can participate in some better investment models. For example, SMA

4. The prospect of virtual currency in China is good. Virtual currency is called a special Internet commodity in China. People can buy and sell it freely at their own risk, but it denies its monetary attribute.

5. Virtual currency was born in Europe, America and Japan, grew up in Europe, America and Japan, and broke out in China. It is China that has pushed bitcoin and other virtual currencies to a historical high, and it is also China that has brought bitcoin and other virtual currencies into new places and into the long-term winter. The over hype of bitcoin and other virtual currencies in China is not concive to the long-term development of bitcoin and other virtual currencies on the one hand, but also accelerates the spread of bitcoin and other virtual currencies on the other hand. At present, more than 60% of bitcoin computing power is in China, and more than 60% of transactions are in RMB. China occupies a leading position in bitcoin and other virtual currency markets. Most virtual currencies also have Chinese figures. For example, Li Qiwei, the founder of lightcoin, is a Chinese American. The Yuan Bao coin, Fuyuan coin and Zhaocai coin made in China are also authentic. Zeng Hongji's bitstock is also the project of Li Xiaolai. But it is worth noting that most of the research on virtual currency is not in China, and bitcoin related financing also occurs in European and American countries. European and American countries pay more attention to infrastructure construction and R & D, focusing on the future rather than immediate interests.

6. This question can be used as a topic to write a complete report. As far as the simple question of network knowledge is concerned, it can be divided into two aspects. The first aspect is the exchange of RMB into virtual currency. Subjective judgment is that it can. If there is no impact, Tencent will not be so easy to make huge profits. If we analyze GDP, it will not pose a threat to the real economy in a short time. The second aspect is the exchange of virtual currency into RMB, which is an extremely serious issue. Then from the micro perspective, in the future, the virtual economy will develop faster, and the network will not only be a platform for the promotion of the real economy, but also become a perfect self-protection economy. In other words, the threat and impact will be great, which can not be avoided. Macroscopically, it is a microcosm of society. The long economic reform will pave the way for future economic collision.

7. In the future, the virtual currency of the network may be equivalent to the real currency, and even online shopping can be paid with virtual currency to obtain goods< At present, the types of virtual currency can be divided into three categories, as follows:
game currency:
game currency is the currency circulating in online games, which is used to purchase various virtual props and services in the game. In the virtual game world, players can trade game currency in the virtual "financial market"
integral gold coin
this kind of network virtual currency is used in the marketing of website business, which is a kind of "incentive measure" launched by the website in order to attract netizens and lock customers. The integral gold coin is mainly used for the consumption of various virtual goods in the website. It is used to price and purchase various virtual procts and services
Internet consumer currency
for example, PayPal coin issued by PayPal in the United States is mainly used for online shopping. It seems that the emergence of this virtual currency is to compete with real currency for territory. Consumers can turn the money in their bank account into PayPal coin when they apply to the company - which is equivalent to bank card payment, but the service charge is much lower, And exchange rates don't have to be taken into account in international transactions.

8. There is still a lot of room for the development of virtual currency in China
but most of the current network platforms have their own virtual currency, big Tencent's Q currency
small starting point Chinese network's starting point currency
if you can create a virtual currency to combine all these big network platforms, If it is universal,
it has a bright future.
it means that gold can be exchanged in every country.
now, Q coin has done a lot.
I don't know if the virtual currency you mentioned is this virtual currency.
if it is useful, please adopt it.
if it is useless, please ignore it

9. The widespread use of e-money has greatly reced the operating costs of banks, accelerated the circulation speed of money, and improved the service efficiency of banks. For banks, paper money and coins usually require a lot of expenses for counting, bookkeeping, storage, transportation and security, but the rapid development of e-money can greatly simplify these work, And save the high cost of handling coins and notes. With the help of computer information technology, electronic money can play the role of transaction, circulation and payment with the help of electronic information flow, which will inevitably rece the transaction cost and improve the circulation and transaction speed of money market and commodity market
it is convenient for transfer and transfer between different branches within the bank. It is concive to the development of bank card issuing business. The transformation of national economic development mode will focus on stimulating domestic demand. The development of bank credit card instry is facing a golden opportunity< In addition to the original banking business, commercial banks have also launched new businesses, such as handling deposits and withdrawals outside the counter, opening personal financial accounts such as consumption accounts, investment accounts, foreign exchange trading accounts, etc., to handle personal consumption credit, ecation investment credit, portfolio tools, etc, Actively contact with large shopping malls, supermarkets and other units that use electronic money frequently, set up POS machines in the above units, connect banks, units, governments and indivials, and form a huge service network with commercial banks as the core. With the emergence of e-money, commercial banks, other financial enterprises and non-financial enterprises have an important influence on the total circulation scale of e-money. As a result, the functions of commercial banks will undergo a major transformation. There will be fierce competition among commercial banks for the market share of e-money payment and settlement on the Internet, which will promote banks to establish the main customer-oriented marketing mode, Strive for more customers
challenges:
1. China's annual consumption of e-money has been on the rise since 2003, and the income brought by e-money consumption to its issuers has also increased significantly. If commercial banks do not strive for more e-money issuing qualifications or stay at the current e-money business service level, they will lose their share of e-money business income
2. If commercial banks issue e-money, when users purchase e-money initially, the traditional money deposits of users decrease, the e-money deposits increase, and the traditional money deposits of society also decrease. If the central bank does not draw the deposit reserve for e-money deposits of commercial banks, the total amount of e-money deposits will continue to increase with the use of e-money for payment; Correspondingly, the deposit creation process of traditional money will stop, so the total amount of traditional money deposits of commercial banks will decrease, and then the deposit reserve will decrease.