What does ICBC virtual currency mean

1. Views on virtual currency
from q-coin and counting roll used to buy props to bitcoin which can be exchanged with us dollar and euro today. It shows that the utilization rate and universality of virtual currency are graally increasing. I think this kind of virtual currency has both advantages and disadvantages. Virtual currency makes up for the deficiency of currency, but it will not replace the real currency
1. Security of virtual currency. The day before yesterday, a bitcoin trading platform headquartered in Japan was favored by many people. However, e to the loss of 750000 bitcoins from customers and 100000 bitcoins of its own, the company had to file for bankruptcy protection. This fully shows that the security of virtual currency is difficult to guarantee
2. The use of money cannot be regulated. The problem is that there is no manager similar to the central bank. Due to the strong anonymity, it is easy to be used for illegal transactions such as speculation and drugs, as well as money laundering. Without the network of financial institutions, it is difficult to grasp their liquidity, which will bring difficulties to taxation
although it has many uncertainties, virtual currency is very effective and reliable to a certain extent
1. The possibility of inflation of virtual currency is small, and it is not affected by policy. Avoiding the influence of the central government on finance, virtual currency can prove the stability of its value because of its limited circulation. It will not raise prices and lower the value of money because of the increase of money supply
2. Strong circulation. People can use bitcoin to trade anywhere in the world where there are networks and computers, which is very convenient
it not only saves time, but also saves a lot of transaction costs
after comparison, I think that the virtual currency will be saturated and will not pose a threat to the real currency. On the one hand, in the backward regions and countries, they rely more on currency, resulting in a gap with the developed regions. On the other hand, with the development of network technology, the security of virtual currency will be more and more difficult to determine. It is also very difficult for people to use a lot of money in the form of virtual currency in huge investment. Especially in a country with traditional culture such as China, people are more confident that they will hand over their property to the financial instry such as banks, rather than in the online world like flowers in the mirror< There is no comparability between bitcoin and stock. Stock is people's profit expectation for a company. For example, a company constantly proces new procts to increase its wealth. People can obtain wealth growth with the company by holding shares of the company. And the stock is an investment proct, without monetary attribute, it is impossible to say how much ICBC stock an iPad is worth. On the contrary, like bitcoin, the stock can be converted into legal currency through the exchange to purchase the iPad. Similarly, in the so-called companies that accept bitcoin payment, all of them are marked with legal currency. They accept bitcoin through a third-party company, and finally receive legal currency from a third-party company
therefore, stock is people's expectation for the future development of a company, and it is an investment proct. There is no comparison with bitcoin, which clamors to become a currency
2. The existence of money lies in circulation and pricing. A thing that has been reced to a speculative tool since its existence, expecting appreciation and redistributing wealth can not become money
3. As cndx God said, bitcoin will have 2.0 in the future, which will be seamlessly connected with 1.0. That's funny. Why should the inventor of 2.0 connect with 1.0? Just as bitcoin does not connect with RMB, it is another opportunity for wealth redistribution
4. The existence of virtual currency can only meet the money laundering needs of a small number of people, so there is a market. For example, if someone wants to launder US $1 million recently, the ratio of bitcoin to legal currency will change, which is also in line with the market rules. Of course, money laundering is risky. If you buy one million dollars of bitcoin, you will hold it forever without losing any money
5. My legal currency is in the bank. If I lose it, I can still get it back with my ID card. Is my bitcoin password gone? Who should I go to
6. The currency expected by cndx will not be lost. At most, it will play in a certain circle just like Q currency
7. This thing is the proct of anarchism. If you want to embody value, you can only do it without government. The distribution of wealth depends on power and blood. For example, if you hold 10000 bitcoins, ZF says not to use them, and you say I'll use them. Bang, you're dead. Oh, bitcoin has appreciated again, because the total amount is less than 10000.

2. Connecting with the wallet on the first floor is equivalent to calling LTC to him. It's really bad. It's a cheat for novices
please accept if you are satisfied

3. Of course, virtual currency can't be registered by itself. If virtual currency can be registered by itself, then virtual currency has no value and is too cheap. The development of virtual currency needs to have certain technology, virtual currency needs to have wallet, need to have a trading platform
however, some people did issue their own digital currency. Xue Manzi issued his own digital currency, which belongs to personal currency, but then disappeared. Digital currency needs a good application scenario planning in order to live longer. For example, Ruitai asset mortgage dividends, Qianjin overseas luxury purchasing agency, and bitcoin have more uses. Blockchain technology is derived from bitcoin.

4. This should be a false message. It is impossible for Harbin Instrial and commercial bank to use virtual currency for payment, let alone carry out virtual currency related business
at the end of 2013, the central bank and other five ministries jointly issued a bitcoin risk notice, in which bitcoin was clearly defined as a special Internet commodity. At this stage, bitcoin cannot and should not be used for payment. All financial institutions shall not provide bitcoin related services
counterfeit coins such as Ruitai coin, Laite coin and doggy coin are also suitable for bitcoin's younger brother, so this is a false information, just a lie of the direct sales team.

5. Both digital gold coin and cryptocurrency belong to digiccy. Digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency&# 8203;&# 8203;&# 8203;

6. Electronic credit card. There is no physical card, it can only be used through electronic channels. Such as UnionPay flash payment.

7. ICBC's ten currency card, also known as multi currency credit card, can use multiple national currencies (currently supports 10 foreign currency currencies)
10 foreign currencies include RMB, US dollar, euro, Hong Kong dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar
when ICBC's multi currency credit card is used in the corresponding countries or regions of 10 foreign currencies, Automatic consumption by local currency, no currency conversion, free of conversion fees for customers.

8.

1、 It is not inflation that leads to currency devaluation, nor does currency devaluation lead to inflation. This kind of expression is wrong

Second, the relationship between inflation and currency devaluation is as follows:

1. Currency devaluation is only one of the manifestations of inflation. Inflation generally refers to the devaluation of banknotes and the rise of prices caused by the issue of banknotes exceeding the amount of money actually needed in commodity circulation

2. Devaluation of currency means the decrease of the value contained in or represented by unit currency, that is, the decrease of unit currency price

there are many reasons for currency devaluation, one is inflation, the other is the rise of foreign exchange rate, and it may also be the currency devaluation caused by the amount of money issued by the country is more than the amount of money needed in real life

Inflation refers to the phenomenon of overall and continuous rising prices in economic operation. One of the main reasons for inflation is that the amount of paper money issued exceeds the amount of money actually needed in circulation

In addition to currency devaluation, inflation may also be manifested as price rising and economic overheating

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extended data:

the difference between inflation and currency devaluation:

1. Inflation is only a kind of currency devaluation with non price factors. In addition, there is currency devaluation with price factors

banks issue money more than the market demand, which leads to price rise. It is inflation, and it is currency devaluation caused by non price factors

However, banks should issue money according to the market demand, no matter how much money they issue, and there is no inflation

If we recognize the background that China will basically realize instrialization, we will be able to accurately recognize that China's sustained price rise at this stage is the nature of price adjustment, not the inflation caused by excessive currency

in this process, only the price factor's currency depreciation caused by the price rise does not proce the non price factor's currency depreciation. For this kind of price factor, currency depreciation can only bear the realistic pressure brought by market price adjustment

reference source: Network inflation

reference source: network currency devaluation

reference source: People's Daily: the harm caused by inflation "Inflation" in the fog