How much is global chain virtual currency
2) no storage cost
3) it is not up to any institution or organization to determine the issue volume. For example, bitcoin agreement limits the total supply, so it has a value preservation and anti inflation attribute similar to "gold". However, it should be noted that there are regulatory risks in the decentralization of cryptocurrency; The value of cryptocurrency based on blockchain technology is unstable; The payment network based on blockchain is difficult to achieve the number of transactions per second needed in real life
different from the encrypted digital currency designed and promoted by private organizations in the United States, the digital RMB (DC / EP) researched and launched by the people's Bank of China is an electronic cash based on national credit and has the status of legal currency
1) in recent years, the development of digital economy has accelerated, and the introction of digital currency connects the transaction needs of residents, enterprises and financial institutions in the era of digital economy
2) the central bank's digital RMB is the replacement of paper currency RMB and a kind of electronic RMB. Compared with cash and bank card payment, it is more convenient and has the status of legal currency (that is, behind the national credit) compared with the third-party payment
3) through the central bank's digital currency wallet, both parties can achieve point-to-point currency transaction and double offline payment without intermediary, so as to achieve privacy protection
4) Facebook and other institutions plan to promote the stable currency Libra (a global currency payment system without borders), which may have an unknown impact on the legal currencies of various countries
after the introction of the central bank's digital currency, we believe that the form of financial services may change, and the digital ability of financial institutions may be an important factor in the future market competition. After the introction of the central bank's digital currency, the form of financial services provided by financial institutions may change, including not only the transformation of infrastructure and service channels, but also the remodeling of business processes such as payment, deposit and loan, financial management and risk control
these trends have been emerging since 2013 (the first year of Internet Finance). We believe that the introction of central bank digital currency will accelerate this process, and more banking institutions will be deeply involved in it, rather than just Internet companies. Although the central bank's digital currency itself will not have an impact on the instrial competition pattern, all institutions are in the same starting line again when it comes to how to connect the new central bank's digital currency system and how to deal with the uncertainty brought by digital currency
we believe that in addition to the competitiveness driving factors such as channels, scenarios, data utilization, proct R & D and infrastructure construction, the importance of digital capability in future market competition will be significantly enhanced
risk
we believe that innovation and regulation will be in a state of dynamic balance. We continue to pay attention to the impact of the development of digital currency on the financial instry, as well as the possible risks, including data security and privacy protection, ownership of data assets, new financial risks, etc.
response time: August 6, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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It is impossible to withdraw 200000 global currency. The business management department of the people's Bank of China issued the notice on self inspection and rectification of payment services for illegal virtual currency transactions, requiring legal person Payment institutions within their jurisdiction to carry out self inspection and rectification in their own units and branches from the date of document release, strictly forbidding to provide services for virtual currency transactions, and taking effective measures to prevent payment channels from being used for virtual currency transactions
the notice also requires that all units should strengthen the daily transaction monitoring, timely close the payment channels of relevant transaction subjects for the discovered virtual currency transactions, and properly handle the funds to be settled, so as to avoid mass incidents
this is not the first time that the regulatory authorities have imposed restrictions on virtual currency transactions. Last year, the regulatory authorities issued the "notice on preventing the financing risk of token issuance", which clearly pointed out that financial institutions and non bank payment institutions are not allowed to carry out business related to token issuance financing transactions
financial institutions and non bank payment institutions shall not directly or indirectly provide account opening, registration, trading, clearing, settlement and other procts or services for token issuance and financing and "virtual currency", nor undertake insurance business related to token and "virtual currency" or include token and "virtual currency" into the scope of insurance liability
extended materials:
risk tips on further preventing "virtual currency" trading activities
with the promotion of blockchain technology, virtual currency trading activities are showing signs of resurgence in China, and some virtual currency trading platforms provide virtual currency trading services for domestic residents, The introction of zero interest lending, al currency financing and other projects through digital currency mortgage seriously violates the announcement on preventing the financing risk of token issuance issued by seven ministries and commissions including the people's Bank of China, and is suspected of engaging in illegal financial activities and disturbing the economic and financial order
the financial management departments, network and telecommunication management departments and public security departments within their jurisdiction keep a high pressure on the supervision of virtual currency trading, ICO and ICO in disguised form, and comprehensively use on-site interview, administrative investigation, website closure, criminal case filing and other means to crack down
here, we seriously warn the institutions and personnel in Beijing who carry out relevant activities not to publicize and promote relevant virtual currency projects or platforms, not to carry out sales or transactions of virtual currency business, not to carry out virtual currency transactions or disguised transactions with investors, not to engage in or act as an agent in the issuance and trading of virtual currency at home and abroad, All financial institutions and non bank payment institutions within their jurisdiction shall not provide services for any virtual currency transaction
at the same time, we should remind investors to be rational, strengthen risk prevention awareness and identification ability, guard against being cheated, and timely report relevant illegal clues
It's about RMB 0.1, but it can't be used for cash withdrawal. It can only be used for virtual games
global currency is a kind of currency similar to bitcoin. A virtual currency, not protected by law. Five ministries and commissions, including the China Banking and Insurance Regulatory Commission, jointly issued the "risk warning on preventing illegal fund-raising in the name of virtual currency and blockchain", pointing out that many criminals, under the banner of financial innovation, use virtual currency, blockchain, digital currency and other projects to speculate and fund-raising, even to engage in fraud, pyramid schemes and other illegal activities
the majority of investors rationally treat blockchain, virtual currency and other investment projects, establish a correct and rational investment concept, recognize the risk level, and then improve the risk awareness
The biggest advantage of bitcoin is that it is a decentralized digital currency, which is not controlled by anyone. Bitcoin holders do not need to report to the central government, but this may not be the case with globalcoinunlike bitcoin, Facebook's globalcoin will be controlled by the social media company. Because Facebook will be entitled to the identity of all those who hold its digital currency. Globalcoin has forgotten the anonymity of digital money
China global currency is a kind of virtual currency, which is not protected by law. Five ministries and commissions, including the China Banking and Insurance Regulatory Commission, jointly issued the "risk warning on preventing illegal fund-raising in the name of virtual currency and blockchain", pointing out that many criminals, under the banner of financial innovation, use virtual currency, blockchain, digital currency and other projects to speculate and fund-raising, even to engage in fraud, pyramid schemes and other illegal activities
the majority of investors rationally treat blockchain, virtual currency and other investment projects, establish a correct and rational investment concept, recognize the risk level, and then improve their risk awareness. China global currency is a kind of virtual currency, which is not protected by law. Five ministries and commissions, including the China Banking and Insurance Regulatory Commission, jointly issued the "risk warning on preventing illegal fund-raising in the name of virtual currency and blockchain", pointing out that many criminals, under the banner of financial innovation, use virtual currency, blockchain, digital currency and other projects to speculate and fund-raising, even to engage in fraud, pyramid schemes and other illegal activities
the majority of investors rationally treat blockchain, virtual currency and other investment projects, establish a correct and rational investment concept, recognize the risk level, and then improve their risk awareness
No
China global currency is an imitation of GEC, with the same interface and mode as GEC. It is a new currency trading financial investment platform. China global currency is a kind of virtual currency, which is not protected by law
the digital currency of the central bank is issued by the Central Bank of China, which is a digital form of legal currency. It is essentially the same as cash and has national credit. Digital currency adopts the block chain technology as the transaction mode, which has the characteristics of centralization and does not need any centralized organization similar to the clearing center to process data
extended information:
precautions for the use of digital currency:
under the framework of legal digital currency, the central bank has more direct power to regulate the money market. In the case of legal digital currency, the balance sheet of the central bank is likely to expand substantially. But in the economic crisis, financial crisis, the central bank must provide more liquidity support to commercial banks
as long as the deposit of legal digital currency meets the conditions, it is easy for users to withdraw the deposit, which will cause a payment crisis of a bank, and cause a chain reaction, which may promote systemic financial risk
A global currency can be exchanged for about 0.1 yuan RMB. It cannot be used for cash withdrawal
China global currency is a kind of virtual currency, which is not protected by law. Five ministries and commissions, including the China Banking and Insurance Regulatory Commission, jointly issued the "risk warning on preventing illegal fund-raising in the name of virtual currency and blockchain", pointing out that many criminals, under the banner of financial innovation, use virtual currency, blockchain, digital currency and other projects to speculate and fund-raising, even to engage in fraud, pyramid schemes and other illegal activities
extended information:
precautions for the use of digital currency:
under the framework of legal digital currency, the central bank has more direct power to regulate the money market. In the case of legal digital currency, the balance sheet of the central bank is likely to expand substantially. But in the economic crisis, financial crisis, the central bank must provide more liquidity support to commercial banks
as long as the deposit of legal digital currency meets the conditions, it is easy for users to withdraw the deposit, which will cause a payment crisis of a bank, and cause a chain reaction, which may promote systemic financial risk
A global currency can be exchanged for about 0.1 yuan RMB. It cannot be used for cash withdrawal
China global currency is a kind of virtual currency, which is not protected by law. Five ministries and commissions, including the China Banking and Insurance Regulatory Commission, jointly issued the "risk warning on preventing illegal fund-raising in the name of virtual currency and blockchain", pointing out that many criminals, under the banner of financial innovation, use virtual currency, blockchain, digital currency and other projects to speculate and fund-raising, even to engage in fraud, pyramid schemes and other illegal activities
extended information:
in 2013, the central bank, together with five ministries and commissions, issued the notice on preventing the risk of bitcoin, which clearly defined bitcoin and other non legal digital currencies as virtual commodities, and it does not exist in the form of currency and legal currency
At the same time, digital money is different from electronic payment. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence. Before digital currency, the financial instry has been highly informationized