Mobile phone virtual currency software
Publish: 2021-05-28 01:21:09
1. Xiaomi mobile phone can't dig bitcoin<
mining steps:
(1) Download bitcoin official client, click here to download bitcoin official client
(2) after installing the client, start the client, and the client will start to synchronize network data within 3 minutes after startup. Because bitcoin data is huge, it may take several hours (depending on network speed and computer performance). The picture shows the client synchronizing network data:
please make sure that your C disk has more than 10GB of free space. If the C disk is not enough, you need to set the data to D disk or e disk. Check the method of putting bitcoin packets to D disk
(3) if your client displays English and you are not good at English, You can set it to Chinese. Click here to see how to set the bitcoin client to Chinese.
(4) the client's synchronization of network data will not affect our mining. First, we get our account address and click the "collection address" button of the client. At this time, you will see a very long list of addresses, similar to your bitcoin account, The bitcoin account address is automatically generated and unique in the world
(5) your account is now 0.00 BTC, which means you don't have bitcoin yet, but you can start mining now. Download an easy-to-use mining software cgminer. Click here to download the bitcoin mining software cgminer (cgminer can dig bitcoin and most of the coins, But not all currency mining can use cgminer)
(6) you need to confirm your graphics card model, if it is NVIDIA graphics card, then you can directly mine, please skip this step. If it is an ATI graphics card, you need to install an AMD SDK package in addition to cgminer. Click here to download the AMD SDK installation package
(7) cgminer is an English interface, but it does not affect a rookie to use it. Please unzip the downloaded cgminer to anywhere on your computer, and then enter the cgminer folder
(8) in the cgminer folder, create a new text file (txt) and write the content code as:
cgminer - O http://pool.btc38.com : 9332 - U XXXXXX - P btc38
change the above XXXXXX to the account address of your BTC wallet (get your address according to section 4 of this tutorial), After filling in, it is shown in the figure:
Xiaobian has configured the mine pool and port for you in the above code (the mine pool is a completely free mine pool provided by bitage). If you want to use other mine pools and ports in the future, please modify the mine pool URL and port by yourself
(9) change the. TXT suffix of the newly created TXT text file to. Bat suffix (if you compare dishes, the suffix will not be displayed at the back of the text file and the file name suffix will not be changed, please click here). After modification, the file is as shown in the figure:
(10) then double-click the run.bat file above to start mining. For example, if you get 0.001 bitcoin, it will be stored in the BTC address you fill in. (because BTC mining is very difficult at this stage, you may have to wait for a whole day to get BTC revenue. When mining, there may be some cards on the computer screen, because most of the resources of the graphics card are occupied.). (11) you may also want to know how to understand the mining interface. The figure below mainly indicates your speed and status:
note: in fact, the number of users of bitcoin mining is very large, and the output of bitcoin every 10 minutes is very limited, so mining is very difficult, If you have a powerful graphics card, there will be certain benefits. If your graphics card is not good, it may take you n hours to get a little bit of bitcoin. This tutorial is written by Xiaotian, editor of bitage (btc38. Com). The purpose is to let you get started and experience bitcoin. If you want to get better benefits through mining, You need to learn more about bitcoin pools and bitcoin mining strategies
4. Bitcoin mining pool
as mentioned above, the number of users of bitcoin mining is very large, and the output of bitcoin every 10 minutes is very limited, resulting in the situation that tens of millions of people scramble for a block. Therefore, if you use personal computers to mine alone, you may not be able to grab a block in a whole year, People have come up with a team mining method. The so-called team mining is the mining pool that we are going to talk about now
the mine pool is a server designed through a specific algorithm. All users connected to the mine pool server will form a team to mine. Although the performance of personal computers is small, the overall performance of thousands of people will become very powerful. In this case, the success rate of mining will be greatly improved, Once the team in the mine successfully creates a block, then all the team members will pay dividends according to the performance of each person's computer. For example, 1000 people are mining in the same mine pool. After digging out a block, the reward of n bitcoins generated by the block will be distributed according to the computer performance of the 1000 people. If your computer performance is strong, it may get 1 in 100; if the performance is backward, it may get 1 in 10000
in this case, the developer of the mine pool will generally charge 1% ~ 3% of the fee for each user as a handling fee, but because this method makes it more stable for everyone to get bitcoin, almost everyone will choose to mine in the mine pool instead of mining alone
as mentioned in the mining tutorial above, the mine pool provided free of charge in the bit age adopts the P2P technology architecture and does not charge any fees to users. It is one of the mainstream mine pools. In addition, there are BTC guild and deepbit, which are also very popular. Although the design of each mine pool is not the same, but the use method is basically the same and simple, so this tutorial will not do further description, you can explore by yourself. Even though Xiaobian has configured the mine pool and port provided by bit era for you by default in the previous tutorial, in order to let you have a deeper understanding of the mine pool, here are several mainstream mine pools for you to choose:
bit mine pool (free, recommended by Xiaobian) | bitcoin.cz (suitable for novices) | BTC Guide (the oldest brand) | deepbit (stable and efficient) | f2pool (domestic)
mining steps:
(1) Download bitcoin official client, click here to download bitcoin official client
(2) after installing the client, start the client, and the client will start to synchronize network data within 3 minutes after startup. Because bitcoin data is huge, it may take several hours (depending on network speed and computer performance). The picture shows the client synchronizing network data:
please make sure that your C disk has more than 10GB of free space. If the C disk is not enough, you need to set the data to D disk or e disk. Check the method of putting bitcoin packets to D disk
(3) if your client displays English and you are not good at English, You can set it to Chinese. Click here to see how to set the bitcoin client to Chinese.
(4) the client's synchronization of network data will not affect our mining. First, we get our account address and click the "collection address" button of the client. At this time, you will see a very long list of addresses, similar to your bitcoin account, The bitcoin account address is automatically generated and unique in the world
(5) your account is now 0.00 BTC, which means you don't have bitcoin yet, but you can start mining now. Download an easy-to-use mining software cgminer. Click here to download the bitcoin mining software cgminer (cgminer can dig bitcoin and most of the coins, But not all currency mining can use cgminer)
(6) you need to confirm your graphics card model, if it is NVIDIA graphics card, then you can directly mine, please skip this step. If it is an ATI graphics card, you need to install an AMD SDK package in addition to cgminer. Click here to download the AMD SDK installation package
(7) cgminer is an English interface, but it does not affect a rookie to use it. Please unzip the downloaded cgminer to anywhere on your computer, and then enter the cgminer folder
(8) in the cgminer folder, create a new text file (txt) and write the content code as:
cgminer - O http://pool.btc38.com : 9332 - U XXXXXX - P btc38
change the above XXXXXX to the account address of your BTC wallet (get your address according to section 4 of this tutorial), After filling in, it is shown in the figure:
Xiaobian has configured the mine pool and port for you in the above code (the mine pool is a completely free mine pool provided by bitage). If you want to use other mine pools and ports in the future, please modify the mine pool URL and port by yourself
(9) change the. TXT suffix of the newly created TXT text file to. Bat suffix (if you compare dishes, the suffix will not be displayed at the back of the text file and the file name suffix will not be changed, please click here). After modification, the file is as shown in the figure:
(10) then double-click the run.bat file above to start mining. For example, if you get 0.001 bitcoin, it will be stored in the BTC address you fill in. (because BTC mining is very difficult at this stage, you may have to wait for a whole day to get BTC revenue. When mining, there may be some cards on the computer screen, because most of the resources of the graphics card are occupied.). (11) you may also want to know how to understand the mining interface. The figure below mainly indicates your speed and status:
note: in fact, the number of users of bitcoin mining is very large, and the output of bitcoin every 10 minutes is very limited, so mining is very difficult, If you have a powerful graphics card, there will be certain benefits. If your graphics card is not good, it may take you n hours to get a little bit of bitcoin. This tutorial is written by Xiaotian, editor of bitage (btc38. Com). The purpose is to let you get started and experience bitcoin. If you want to get better benefits through mining, You need to learn more about bitcoin pools and bitcoin mining strategies
4. Bitcoin mining pool
as mentioned above, the number of users of bitcoin mining is very large, and the output of bitcoin every 10 minutes is very limited, resulting in the situation that tens of millions of people scramble for a block. Therefore, if you use personal computers to mine alone, you may not be able to grab a block in a whole year, People have come up with a team mining method. The so-called team mining is the mining pool that we are going to talk about now
the mine pool is a server designed through a specific algorithm. All users connected to the mine pool server will form a team to mine. Although the performance of personal computers is small, the overall performance of thousands of people will become very powerful. In this case, the success rate of mining will be greatly improved, Once the team in the mine successfully creates a block, then all the team members will pay dividends according to the performance of each person's computer. For example, 1000 people are mining in the same mine pool. After digging out a block, the reward of n bitcoins generated by the block will be distributed according to the computer performance of the 1000 people. If your computer performance is strong, it may get 1 in 100; if the performance is backward, it may get 1 in 10000
in this case, the developer of the mine pool will generally charge 1% ~ 3% of the fee for each user as a handling fee, but because this method makes it more stable for everyone to get bitcoin, almost everyone will choose to mine in the mine pool instead of mining alone
as mentioned in the mining tutorial above, the mine pool provided free of charge in the bit age adopts the P2P technology architecture and does not charge any fees to users. It is one of the mainstream mine pools. In addition, there are BTC guild and deepbit, which are also very popular. Although the design of each mine pool is not the same, but the use method is basically the same and simple, so this tutorial will not do further description, you can explore by yourself. Even though Xiaobian has configured the mine pool and port provided by bit era for you by default in the previous tutorial, in order to let you have a deeper understanding of the mine pool, here are several mainstream mine pools for you to choose:
bit mine pool (free, recommended by Xiaobian) | bitcoin.cz (suitable for novices) | BTC Guide (the oldest brand) | deepbit (stable and efficient) | f2pool (domestic)
2. Now look at the virtual currency, there are only a few websites. There are basically no easy-to-use apps, but most of these virtual currencies are cutting leeks. The rich big customers will not play like this. Moreover, the investment risk of virtual currency is too high, so it is not recommended to enter.
3. You first go to the official website of virtual currency to have a look, and then you have to consider how large scale the investment in large mines is, and the income is also very huge. If you want to earn pocket money, you can download it to mobile phones or other computers to start mining.
4. Ordinary computers are not necessarily, you still have mobile phones. It's impossible, unless technology is suddenly hundreds of years ahead of time
5. PI coin is an app that can easily realize mining with a mobile phone every day, with more than 600 bowls of active absenteeism in the world.
6. One hundred years worth ten cents. Can you dig
if you want to see if the mobile phone can dig, just see the effect. Don't even try.
if you want to see if the mobile phone can dig, just see the effect. Don't even try.
7. Ordinary computers are not necessarily, you still have mobile phones. It's impossible, unless technology is suddenly hundreds of years ahead of time
please adopt it.
please adopt it.
8. The mining site is labang mine mouth, labang gold mine and crystal cave. There are huge ores (black iron ore, gold ore and pink crystal ore) in the scene. Click the ore to mine. Each ore can be mined up to three times a day. Pick up pickaxe in crystal cave before mining
9. 1. If it is US dollar, instrial bank, agricultural bank, China Construction Bank and many other banks can deposit and withdraw foreign currency, if it is Euro, Japanese yen and other large currencies, the above banks can also deposit and withdraw foreign currency< Interest: if the amount of interest is small or the depositor voluntarily settles in RMB, it can be paid according to the benchmark price of foreign currency on that day
supplement: Measures for the administration of indivial foreign exchange deposit business (Provisional)
Chapter I General Provisions
Article 1 in order to standardize the administration of indivial foreign exchange deposit business, these measures are formulated in accordance with the regulations of the people's Republic of China on foreign exchange administration, measures for the administration of indivial foreign exchange and detailed rules for the implementation of measures for the administration of indivial foreign exchange< Article 2 indivial foreign exchange accounts are divided into domestic indivial foreign exchange accounts and overseas indivial foreign exchange accounts according to the subject categories< 1. Domestic indivials refer to Chinese citizens holding resident identity cards, temporary identity cards, household register, military identity cards and armed police identity cards of the people's Republic of China< Second, overseas indivials refer to foreign citizens (including stateless persons) holding passports, Hong Kong and Macao residents' permits to travel to the mainland, and Taiwan residents' permits to travel to the mainland, as well as compatriots from Hong Kong, Macao and Taiwan< Third, the management of indivial foreign exchange deposits should follow the relevant regulations of the real name system< Article 3 according to the nature of transactions, indivial foreign exchange deposit accounts are divided into foreign exchange deposit account, foreign exchange settlement account and foreign exchange capital account, among which foreign exchange deposit account and foreign exchange settlement account belong to current account< Article 4 deposit banks are responsible for keeping the foreign exchange deposits of domestic and overseas indivials confidential, unless otherwise required by laws, regulations and regulatory provisions< Article 5 all banks shall record, analyze and report large and suspicious foreign exchange transactions in accordance with relevant anti money laundering regulations< Article 6 these measures are applicable to domestic business outlets< Chapter II indivial foreign exchange savings account Article 7 an indivial may open a foreign exchange savings account in a bank with his / her valid identity card, and the name of the account opened shall be consistent with the name recorded on his / her valid identity card. The scope of income and expenditure of foreign exchange savings account is non operating foreign exchange receipt and payment, and capital transfer between the same subject type of foreign exchange savings account between himself or his immediate family members< Article 8 indivial foreign exchange savings accounts are divided into cash account and cash account
1. All foreign exchange that can be freely exchanged from abroad, brought in or held by domestic residents can be deposited into cash account or cash account, and the handling fee shall be charged according to the relevant regulations when depositing in cash account. Foreign currency bills that cannot be paid immediately can only be deposited after being collected by the bank
and entrusted< (2) all freely convertible foreign currency notes brought in from abroad or held by indivials can be deposited in the foreign currency cash account or the foreign exchange account, and the handling fee shall be charged according to the relevant regulations when depositing in the foreign currency cash account< Article 9 deposit term indivial foreign exchange deposits are divided into current deposits, time deposits and other deposits approved by the regulatory authorities. Time deposits are divided into notice deposits, one month deposits, three months deposits, six months deposits, one year deposits and two years deposits
Article 10 currency of deposit
currencies of deposit include US dollar, British pound, Hong Kong dollar, Macao dollar, Japanese yen, euro, Canadian dollar, Australian dollar, Singapore dollar, euro, Swiss franc, etc< Article 11 the initial deposit amount of current account and fixed account of foreign currency savings deposit shall be the equivalent of 100 yuan in foreign currency< When opening an account, the depositor shall open a passbook, deposit a certificate or debit card with his / her valid identity card. The bank should clearly agree with the customer in writing on the withdrawal method of the deposit, which can be withdrawal by password, withdrawal by reserved seal or other means< Second, according to the depositor's wishes, the bank can handle the automatic transfer of fixed deposit when it matures
3. If you entrust others to open an account, you need to provide the agent's valid ID card and a for retention< Article 13 interest on deposits 1. Interest on deposits shall be calculated and paid according to the indivial foreign currency deposit interest rate published by Bank of China Limited< When the interest rate of deposit is adjusted, the interest of current deposit is calculated according to the interest rate of current deposit on the withdrawal day or the interest settlement day, and the interest of time deposit is calculated according to the interest rate of time deposit on the deposit day< Third, the interest of current deposit is settled on December 20 every year< (4) the interest of time deposit shall be calculated according to the interest rate of time deposit on the renewal date; If the deposit is not withdrawn at maturity and the renewal proceres are not handled, the interest of the overe part shall be calculated according to the current deposit interest rate on the date of withdrawal< 5. The interest of time deposit is calculated according to the interest rate of current deposit on the day of withdrawal< Article 14 withdrawal of deposits 1. Withdrawal of deposits shall be handled by debit card, passbook, certificate of deposit and the withdrawal method agreed upon when opening an account< No matter in cash account or cash account, when withdrawing foreign currency, the subsidiary currency below unit currency shall be converted into RMB according to the foreign exchange rate on the withdrawal day
3. For the unexpired time deposit, if the depositor withdraws in advance e to special needs, it can be handled according to the withdrawal method agreed at the time of opening the account with the valid deposit certificate and the depositor's valid ID card. If entrusting another person to take the place, he must also provide the agent with valid identity card. The bank must record the valid ID number of the agent and the depositor.
4. For cash withdrawal from a cash deposit account, a handling charge shall be charged according to the relevant regulations on exchange to cash< Article 15 indivial foreign exchange deposit business shall follow relevant regulatory policies. 1. Cash withdrawal from foreign exchange deposit account can be directly handled in the bank if it is less than or equal to US $10000 on the same day; If the amount exceeds the above amount, the bank shall report to the local foreign exchange bureau of the bank in advance with its own valid identity card, proof of the purpose of withdrawal and other materials. The bank shall handle the proceres of withdrawing foreign currency cash for indivials on the strength of its valid identity card and the record form of withdrawing foreign currency cash signed and sealed by the safe
2. If an indivial deposits foreign currency cash into a foreign exchange savings account and the accumulated value of the same day is less than or equal to US $5000, it can be handled directly in the bank; If the amount exceeds the above amount, it shall be handled in the bank with my valid identity card, the declaration form of luggage and articles of entry passengers of the customs of the people's Republic of China signed and sealed by the customs, or the foreign currency cash withdrawal document of my original deposit bank. The bank shall mark the name of the deposit bank, deposit amount and deposit date on the relevant documents< (3)
1,
2. The transfer of funds between an indivial and his / her immediate family members' accounts shall be handled with their valid identity documents and proof of immediate family relationship, while immediate family members refer to parents, children and spouses. That is to say, the transfer of domestic indivials to foreign exchange accounts of overseas indivials shall be in accordance with the requirements of exit regulations; The transfer of overseas indivials to domestic indivial foreign exchange accounts shall be in accordance with the entry requirements
4. There is no limit on the amount of exchange between domestic indivial foreign exchange cash account and foreign exchange cash account, and it shall be handled according to the relevant charging regulations of Bank of China< (4) domestic and overseas indivials can handle the following capital account businesses through personal foreign exchange savings accounts:
1
, domestic indivials use foreign exchange and use qualified domestic institutions such as banks and fund management companies, Foreign exchange business of overseas listed companies, such as employee stock ownership plan and stock option plan, participated by domestic indivials. The foreign exchange income from the sale of shares under the employee stock ownership plan, stock option plan, etc. and dividends by domestic indivials can be transferred back to the domestic special foreign exchange account opened by the company or domestic agency, which can be transferred into the employee's own foreign exchange savings account or settled in foreign exchange
3. When a domestic indivial pays foreign exchange premiums to an insurance business organization approved to operate foreign exchange insurance business in China, he / she should hold the insurance contract and the payment notice of the insurance business organization to purchase and pay foreign exchange.
4
5. The transfer of domestic property by domestic indivials who emigrate abroad before they obtain legal immigration status and the transfer of domestic heritage inherited by foreign citizens according to law shall be handled in accordance with the Interim Measures for the administration of transfer, sale and payment of foreign exchange of personal property The foreign exchange business of foreign indivials buying and selling commercial houses in China and merging domestic real estate enterprises through equity transfer shall be handled in accordance with the notice of the Ministry of construction of the State Administration of foreign exchange on issues related to the regulation of foreign exchange management in the real estate market; Investment in other financial procts issued and circulated in China shall be handled through qualified foreign institutional investors< Other business approved by safe< 5. Foreign exchange purchased by indivials can be remitted abroad, deposited in their own foreign exchange savings account, or carried out of the country according to relevant regulations< (6) domestic indivial foreign exchange remitted abroad for current account expenses shall be handled in accordance with the following provisions:
1. If the accumulated amount of foreign exchange remitted from the foreign exchange savings account is less than US $50000 (inclusive) on the same day, it shall be handled in the bank with the valid ID card; If the amount exceeds the above amount, it shall be handled with the authenticity certificate with transaction amount under the current item
2. If the accumulated value of foreign currency is less than US $10000 (including US $10000) on the day of remittance, it should be handled in the bank with my valid identity card; If the amount exceeds the above amount, it shall be handled by presenting the authenticity certificate of the transaction amount under the current account, the declaration form of entry passengers and luggage of the customs of the people's Republic of China signed and sealed by the customs, or the foreign currency cash withdrawal document of the original deposit bank< 7. The outward remittance of current account foreign exchange of overseas indivials shall be handled in the bank according to the following regulations:
1
. The inward and outward remittance of foreign exchange savings account shall be handled with valid ID card
2. If the total value of foreign currency is less than US $10000 (including US $10000) on the same day, it should be handled with my valid ID card; If the amount exceeds the above amount, the declaration form of luggage and articles of inbound passengers signed and sealed by the customs of the people's Republic of China or the withdrawal document of foreign currency cash from the original deposit bank shall also be provided< Chapter III indivial foreign exchange settlement accounts Article 16 indivial foreign exchange settlement accounts refer to the accounts opened by indivial foreign trade operators and indivial instrial and commercial households in accordance with regulations to handle operational foreign exchange receipts and payments under current accounts< Article 17 an indivial foreign exchange settlement account shall be incorporated into the foreign exchange account management information system, and its opening, use and closing shall be managed as an institutional account< Article 18 operating foreign exchange receipts and payments under indivial current account shall be handled in accordance with the following provisions:
1. Indivial foreign trade operators shall purchase, pay, collect and settle foreign exchange in foreign trade through this agreement
the foreign exchange settlement account of the person; The foreign exchange receipts and payments, verification of import and export, and declaration of international payments shall be in accordance with the law< (2) there is a need for indivial businesses to entrust foreign businesses
supplement: Measures for the administration of indivial foreign exchange deposit business (Provisional)
Chapter I General Provisions
Article 1 in order to standardize the administration of indivial foreign exchange deposit business, these measures are formulated in accordance with the regulations of the people's Republic of China on foreign exchange administration, measures for the administration of indivial foreign exchange and detailed rules for the implementation of measures for the administration of indivial foreign exchange< Article 2 indivial foreign exchange accounts are divided into domestic indivial foreign exchange accounts and overseas indivial foreign exchange accounts according to the subject categories< 1. Domestic indivials refer to Chinese citizens holding resident identity cards, temporary identity cards, household register, military identity cards and armed police identity cards of the people's Republic of China< Second, overseas indivials refer to foreign citizens (including stateless persons) holding passports, Hong Kong and Macao residents' permits to travel to the mainland, and Taiwan residents' permits to travel to the mainland, as well as compatriots from Hong Kong, Macao and Taiwan< Third, the management of indivial foreign exchange deposits should follow the relevant regulations of the real name system< Article 3 according to the nature of transactions, indivial foreign exchange deposit accounts are divided into foreign exchange deposit account, foreign exchange settlement account and foreign exchange capital account, among which foreign exchange deposit account and foreign exchange settlement account belong to current account< Article 4 deposit banks are responsible for keeping the foreign exchange deposits of domestic and overseas indivials confidential, unless otherwise required by laws, regulations and regulatory provisions< Article 5 all banks shall record, analyze and report large and suspicious foreign exchange transactions in accordance with relevant anti money laundering regulations< Article 6 these measures are applicable to domestic business outlets< Chapter II indivial foreign exchange savings account Article 7 an indivial may open a foreign exchange savings account in a bank with his / her valid identity card, and the name of the account opened shall be consistent with the name recorded on his / her valid identity card. The scope of income and expenditure of foreign exchange savings account is non operating foreign exchange receipt and payment, and capital transfer between the same subject type of foreign exchange savings account between himself or his immediate family members< Article 8 indivial foreign exchange savings accounts are divided into cash account and cash account
1. All foreign exchange that can be freely exchanged from abroad, brought in or held by domestic residents can be deposited into cash account or cash account, and the handling fee shall be charged according to the relevant regulations when depositing in cash account. Foreign currency bills that cannot be paid immediately can only be deposited after being collected by the bank
and entrusted< (2) all freely convertible foreign currency notes brought in from abroad or held by indivials can be deposited in the foreign currency cash account or the foreign exchange account, and the handling fee shall be charged according to the relevant regulations when depositing in the foreign currency cash account< Article 9 deposit term indivial foreign exchange deposits are divided into current deposits, time deposits and other deposits approved by the regulatory authorities. Time deposits are divided into notice deposits, one month deposits, three months deposits, six months deposits, one year deposits and two years deposits
Article 10 currency of deposit
currencies of deposit include US dollar, British pound, Hong Kong dollar, Macao dollar, Japanese yen, euro, Canadian dollar, Australian dollar, Singapore dollar, euro, Swiss franc, etc< Article 11 the initial deposit amount of current account and fixed account of foreign currency savings deposit shall be the equivalent of 100 yuan in foreign currency< When opening an account, the depositor shall open a passbook, deposit a certificate or debit card with his / her valid identity card. The bank should clearly agree with the customer in writing on the withdrawal method of the deposit, which can be withdrawal by password, withdrawal by reserved seal or other means< Second, according to the depositor's wishes, the bank can handle the automatic transfer of fixed deposit when it matures
3. If you entrust others to open an account, you need to provide the agent's valid ID card and a for retention< Article 13 interest on deposits 1. Interest on deposits shall be calculated and paid according to the indivial foreign currency deposit interest rate published by Bank of China Limited< When the interest rate of deposit is adjusted, the interest of current deposit is calculated according to the interest rate of current deposit on the withdrawal day or the interest settlement day, and the interest of time deposit is calculated according to the interest rate of time deposit on the deposit day< Third, the interest of current deposit is settled on December 20 every year< (4) the interest of time deposit shall be calculated according to the interest rate of time deposit on the renewal date; If the deposit is not withdrawn at maturity and the renewal proceres are not handled, the interest of the overe part shall be calculated according to the current deposit interest rate on the date of withdrawal< 5. The interest of time deposit is calculated according to the interest rate of current deposit on the day of withdrawal< Article 14 withdrawal of deposits 1. Withdrawal of deposits shall be handled by debit card, passbook, certificate of deposit and the withdrawal method agreed upon when opening an account< No matter in cash account or cash account, when withdrawing foreign currency, the subsidiary currency below unit currency shall be converted into RMB according to the foreign exchange rate on the withdrawal day
3. For the unexpired time deposit, if the depositor withdraws in advance e to special needs, it can be handled according to the withdrawal method agreed at the time of opening the account with the valid deposit certificate and the depositor's valid ID card. If entrusting another person to take the place, he must also provide the agent with valid identity card. The bank must record the valid ID number of the agent and the depositor.
4. For cash withdrawal from a cash deposit account, a handling charge shall be charged according to the relevant regulations on exchange to cash< Article 15 indivial foreign exchange deposit business shall follow relevant regulatory policies. 1. Cash withdrawal from foreign exchange deposit account can be directly handled in the bank if it is less than or equal to US $10000 on the same day; If the amount exceeds the above amount, the bank shall report to the local foreign exchange bureau of the bank in advance with its own valid identity card, proof of the purpose of withdrawal and other materials. The bank shall handle the proceres of withdrawing foreign currency cash for indivials on the strength of its valid identity card and the record form of withdrawing foreign currency cash signed and sealed by the safe
2. If an indivial deposits foreign currency cash into a foreign exchange savings account and the accumulated value of the same day is less than or equal to US $5000, it can be handled directly in the bank; If the amount exceeds the above amount, it shall be handled in the bank with my valid identity card, the declaration form of luggage and articles of entry passengers of the customs of the people's Republic of China signed and sealed by the customs, or the foreign currency cash withdrawal document of my original deposit bank. The bank shall mark the name of the deposit bank, deposit amount and deposit date on the relevant documents< (3)
1,
2. The transfer of funds between an indivial and his / her immediate family members' accounts shall be handled with their valid identity documents and proof of immediate family relationship, while immediate family members refer to parents, children and spouses. That is to say, the transfer of domestic indivials to foreign exchange accounts of overseas indivials shall be in accordance with the requirements of exit regulations; The transfer of overseas indivials to domestic indivial foreign exchange accounts shall be in accordance with the entry requirements
4. There is no limit on the amount of exchange between domestic indivial foreign exchange cash account and foreign exchange cash account, and it shall be handled according to the relevant charging regulations of Bank of China< (4) domestic and overseas indivials can handle the following capital account businesses through personal foreign exchange savings accounts:
1
, domestic indivials use foreign exchange and use qualified domestic institutions such as banks and fund management companies, Foreign exchange business of overseas listed companies, such as employee stock ownership plan and stock option plan, participated by domestic indivials. The foreign exchange income from the sale of shares under the employee stock ownership plan, stock option plan, etc. and dividends by domestic indivials can be transferred back to the domestic special foreign exchange account opened by the company or domestic agency, which can be transferred into the employee's own foreign exchange savings account or settled in foreign exchange
3. When a domestic indivial pays foreign exchange premiums to an insurance business organization approved to operate foreign exchange insurance business in China, he / she should hold the insurance contract and the payment notice of the insurance business organization to purchase and pay foreign exchange.
4
5. The transfer of domestic property by domestic indivials who emigrate abroad before they obtain legal immigration status and the transfer of domestic heritage inherited by foreign citizens according to law shall be handled in accordance with the Interim Measures for the administration of transfer, sale and payment of foreign exchange of personal property The foreign exchange business of foreign indivials buying and selling commercial houses in China and merging domestic real estate enterprises through equity transfer shall be handled in accordance with the notice of the Ministry of construction of the State Administration of foreign exchange on issues related to the regulation of foreign exchange management in the real estate market; Investment in other financial procts issued and circulated in China shall be handled through qualified foreign institutional investors< Other business approved by safe< 5. Foreign exchange purchased by indivials can be remitted abroad, deposited in their own foreign exchange savings account, or carried out of the country according to relevant regulations< (6) domestic indivial foreign exchange remitted abroad for current account expenses shall be handled in accordance with the following provisions:
1. If the accumulated amount of foreign exchange remitted from the foreign exchange savings account is less than US $50000 (inclusive) on the same day, it shall be handled in the bank with the valid ID card; If the amount exceeds the above amount, it shall be handled with the authenticity certificate with transaction amount under the current item
2. If the accumulated value of foreign currency is less than US $10000 (including US $10000) on the day of remittance, it should be handled in the bank with my valid identity card; If the amount exceeds the above amount, it shall be handled by presenting the authenticity certificate of the transaction amount under the current account, the declaration form of entry passengers and luggage of the customs of the people's Republic of China signed and sealed by the customs, or the foreign currency cash withdrawal document of the original deposit bank< 7. The outward remittance of current account foreign exchange of overseas indivials shall be handled in the bank according to the following regulations:
1
. The inward and outward remittance of foreign exchange savings account shall be handled with valid ID card
2. If the total value of foreign currency is less than US $10000 (including US $10000) on the same day, it should be handled with my valid ID card; If the amount exceeds the above amount, the declaration form of luggage and articles of inbound passengers signed and sealed by the customs of the people's Republic of China or the withdrawal document of foreign currency cash from the original deposit bank shall also be provided< Chapter III indivial foreign exchange settlement accounts Article 16 indivial foreign exchange settlement accounts refer to the accounts opened by indivial foreign trade operators and indivial instrial and commercial households in accordance with regulations to handle operational foreign exchange receipts and payments under current accounts< Article 17 an indivial foreign exchange settlement account shall be incorporated into the foreign exchange account management information system, and its opening, use and closing shall be managed as an institutional account< Article 18 operating foreign exchange receipts and payments under indivial current account shall be handled in accordance with the following provisions:
1. Indivial foreign trade operators shall purchase, pay, collect and settle foreign exchange in foreign trade through this agreement
the foreign exchange settlement account of the person; The foreign exchange receipts and payments, verification of import and export, and declaration of international payments shall be in accordance with the law< (2) there is a need for indivial businesses to entrust foreign businesses
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