How many people invest in virtual currency in the United States

2. Reason: with the rapid development of information technology, real money is far from meeting people's demand for capital flow. If there are enough people to recognize the value of a virtual currency, it may become a substitute unit of material exchange, and the existence of virtual currency will inevitably cause another upsurge in the financial sector
in view of the possible risks of virtual currency, many international organizations and central banks have responded publicly to the supervision of virtual currency system. These responses can be roughly divided into four categories: warning and risk warning, supervision and registration permission, legislative norms, and explicit prohibition
(1) warning and risk warning
some central banks and regulators have issued risk warnings against the special currency and virtual currency system. The federal financial regulatory authority of Germany, the Bank of France, the central banks of the Netherlands and Belgium have issued public warnings against the possible money laundering and terrorist financing caused by the use of bitcoin. In the report released at the end of 2013, the European Banking authority (EBA) warned consumers of many risks of virtual currency, such as exchange loss, e-wallet theft, unprotected payment, price fluctuation and so on. Although Spain did not have a similar risk warning, it issued a timely information announcement related to virtual currency
(2) supervision and registration license
generally speaking, international organizations believe that the supervision of virtual currency should find a balance between risk prevention and innovation promotion. Since 2012, Sweden has required transactions related to virtual currency to be registered with financial regulators. Other countries pay attention to qualification supervision, so as to make it indirectly meet the requirements of prudential supervision. In other countries, the regulation mainly focuses on the business model of virtual currency transaction. The financial prudential regulatory authority of France regards the provision of bitcoin circulation and trading services and the act of earning funds in the process as a payment service and requires the authorization of the government. In addition, some countries focus on the intermediary institutions related to virtual currency. The German federal financial regulatory agency and Danish regulators believe that the provision of intermediary services for virtual currency needs to be authorized< (3) legislative norms
at present, some countries have proposed legislation to regulate virtual currency transactions. Canada plans to legislate to allow the government to supervise the transaction of bitcoin, and to include the transaction of more than US $10000 into the scope of suspicious supervision. The United States hopes to adjust the relevant legal structure should be compared with the development of the special currency. In order to make the Bank Secrecy Act (BSA) applicable in the context of network, the financial crime enforcement network (FinCEN) of the U.S. Department of the Treasury issued the explanatory guidance on the behavior and subject definition of private generation, holding, distribution, trading, acceptance and transmission of virtual currency in 2013. The European central bank stressed that it should strengthen international cooperation under the existing legal framework, and regulate virtual currency from the European and global level under the existing legal framework. More countries believe that bitcoin is not a currency in circulation, has no legal status, and does not meet the definition of financial instruments, such as Finland, Sweden, Malaysia and Indonesia
(4) it is forbidden
in some countries, bitcoin related transactions are prohibited. In December 2013, the people's Bank of China banned financial institutions from trading in bitcoin, which was subsequently extended to payment service providers. The central banks of Thailand and Indonesia share the same attitude. The circulation of anonymous internet currency (including bitcoin) is prohibited by the Russian judicial inspection department as a substitute for currency. The Central Bank of Russia has earlier included the provision of bitcoin services in the scope of suspicious transaction monitoring. The U.S. Securities and Exchange Commission (SEC) has banned the issue of unregistered shares in exchange for bitcoin, and unregistered online securities trading activities in virtual currency.

3.

It is difficult to avoid the typical risks related to the payment system. In a specific virtual community, virtual currency payment activities have evolved into a "real" payment system, facing the typical risks related to the payment system: credit risk, liquidity risk, operational risk and legal risk. The nature, scale and ration of these risks largely depend on the design of the system or the degree of lack of liquidity. It is difficult for the network virtual currency scheme to avoid or control these risks. According to the core principles of important payment system (CP) issued by the bank for International Settlements (BIS), the network virtual currency scheme does not conform to most of the contents of CP, and does not belong to the systemically important payment system. Therefore, it will not cause or transmit shocks to the global financial system. At present, there is no systematic risk in the network currency system outside these virtual communities

2. Lack of corresponding supervision and protection mechanism

in the real economy, the central bank plays the role of lender of last resort and there is no default risk, so it can take actions in the case of payment crisis or unpredictable liquidity shortage to avoid chain reaction. In the network virtual currency scheme, network currency is not the settlement asset. Because network currency simply depends on the credibility of the issuer, it can not be widely accepted as a means of payment, so network currency can not be regarded as a safe currency. In addition, commercial banks are required to accept prudential supervision, which reces the possibility of default. The security of money in commercial bank accounts is higher than that of network currency. A fundamental risk of network currency is that the settlement institution of network currency scheme is not subject to any supervision, no institution is responsible for its behavior, and there is no investor / depositor protection mechanism, which causes the user to bear all the risks

(4) risk of absence of supervision generally speaking, supervision lags behind the development of science and technology. The network virtual currency program was established in the late 1990s, but it was not until 2006 that some government agencies in the United States began to analyze these programs. Due to the lack of supervision and the anonymity, invisibility and difficulty in tracking of its transactions, the network virtual currency scheme is easily used by terrorist activities, fraud, money laundering and other illegal activities. At present, many government departments in many countries are considering whether to recognize or legalize these virtual schemes and bring them into the scope of supervision, so as to support the innovation of currency and payment forms, protect consumers' rights and interests and financial stability, and restrain the use of virtual currency schemes to engage in criminal activities. At present, the uncertainty of the legal status of the virtual currency scheme may also bring challenges to the government authorities

The reputation of Monetary Authority (central bank) is the key factor to determine the effectiveness of its policies, especially monetary policy. The public's trust in fiat money is closely related to the image of the central bank, which pays close attention to its reputation. The ECB will define reputation risk as the risk of deterioration of reputation, credit or public image. As the network currency scheme is related to money and payment, it is generally believed that it belongs to the responsibility of the central bank, so it is necessary to guard against the reputation risk it may bring to the central bank. Although in the case of small scale, the impact of the failure of the network currency scheme is limited, its high volatility and instability also increase the possibility of failure and attract extensive media coverage. If the network currency is allowed to develop continuously without regulation, the central bank may be regarded as dereliction of ty and affect its reputation

Compared with the exchange value, the public has a higher recognition of the investment value of network virtual currency, and it is the transaction based on investment that accelerates the formation of virtual currency market. Like other investment markets, the participants of virtual money market will also face the potential losses caused by market risk, credit risk and policy risk. Take the bitcoin as an example: from 2009 to the beginning of 2010, bitcoin was worthless; In the summer of 2010, bitcoin trading began to enter the golden age. Because the supply was far less than the demand, the value of online trading began to rise. In early November, bitcoin was silent at 29 cents for many days, and then jumped to 36 cents; In February 2011, the bitcoin continued to appreciate, and its exchange rate with the US dollar reached 1:1; In 2013, the bitcoin price achieved a "Big Bang" growth, and hit US $1242 on November 29, 2013, exceeding the gold price of US $1241.98/oz in the same period. Fierce price fluctuations make market participants face huge speculative risks

unlike mature capital markets such as stocks and bonds, bitcoin market is not deep enough, and it is mainly held in the hands of large investors with low degree of diversification. Bitcoin price is easily affected by large investors' trading behavior and controlled by speculators. At the same time, different countries have different attitudes towards bitcoin. Germany, the United States and other countries hold an open and supportive attitude. Thailand, Brazil and other countries regard bitcoin related activities as illegal. Every country's attitude and measures will have a significant impact on its price, especially in the short term

4.

The mentally retarded is what people usually call intellectual disability. There are four levels, one of which is the most serious

According to the World Health Organization (who) and American Association for mental retardation (AAMD) grading standards of mental disability, the grade of mental disability was classified according to their intelligence quotient (IQ) and social adaptive behavior

the list is as follows:

intelligence level grading IQ range * adaptive behavior level

severe grade 1 & lt; 20 extreme defect

grade 2 20-34 severe defect

moderate grade 3 35-49 moderate defect

mild grade 4 50-69 mild defect

note:

1, * Wechsler Intelligence Scale for children

2, intelligence quotient (IQ) refers to the ratio of intelligence age and actual age measured by a certain intelligence scale, The main basis of diagnosis is social adaptive behavior

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extended data

conditions and materials required for handling disability certificate:

I. administrative approval conditions

(I) all kinds of disabled people who meet the practical evaluation standards for disabled people in China

(two) is within the jurisdiction of this Municipality; p> (3) mental and intellectual disabilities need to be identified in Cheng West China hospital or Cheng Fourth People's Hospital, while physical, visual, hearing and speech disabilities need to be identified in Pengzhou designated hospital

two, application materials

(1) the applicant's identity card or account book is 1 originals (the ID number must be 18); p> (2) four two inch bareheaded photos of the applicant

(1) the applicant shall go to the disabled persons' Federation of the township government to fill in the application form of the people's Republic of China for the disabled person's certificate, which shall be sealed by the township government

(2) the applicant should go to the designated hospital to find the designated doctor for disability identification with the original ID card or household register and the application form of the people's Republic of China for disabled person card

(3) submit the original application form of the people's Republic of China for the disabled person's certificate to the town disabled persons' Federation, and the full-time officers of the town disabled persons' Federation shall check the application materials, fill in the disability certificate and report to the City Disabled Persons' Federation

(4) after the municipal disabled persons' Federation reviewed, it was reported to Cheng disabled persons' Federation for review and approval

(5) the town disabled persons' Federation informed the applicant to collect evidence

5. The U.S. gold tree project uses the principle of price first and time first to buy and sell virtual currency. The higher the purchase price, the lower the purchase price. If the selling price is lower, the transaction shall take precedence over the higher selling price. There is also time priority. In the trading system, the order with earlier registration time will be transacted earlier than the order with later registration time. There are two ways of trading: limit trading and market trading.

6. After buying, I know what it's like to be cheated. People, don't be greedy. The advice of cheaters who have bought TT coins.

7. Look at the recognition. I think it's high risk and high profit. If I have spare money, I can invest in it. I'll try my best not to gamble. Take a look at bitcoin's early profits and its later harvest. At present, the domestic recognition of dark money is not good, and the public praise is also poor. In fact, it is all caused by the lack of understanding.

9.

Recently, bitcoin has plummeted by more than US $4300, so the risk of investing in virtual currency is very high

The rise and fall of bitcoin can magnify fear, which makes the risk difficult to control

2

3. Bitcoin does not belong to any country's virtual currency, which leads to its political and circulation risks

as an emerging instry, bitcoin has attracted many people's attention. The rising bitcoin has also attracted many people's attention. The value of bitcoin has been overdrawn after the sharp rise, and it is facing great risks at this time. Recently, bitcoin has plummeted by more than US $4300, so the risk of investing in virtual currency is very high. Bitcoin does not belong to the virtual currency of any country. As a result, many people do not recognize bitcoin. If it is not recognized by everyone, it will face great liquidity risk, and it may be difficult to cash it; Bitcoin's rise and fall range is very large, which will amplify everyone's fear and make the risk more difficult to control. There is no limit on the rise and fall of virtual currency itself. If the risk is not well controlled, it may explode on the same day

Third, bitcoin does not belong to any country's virtual currency, which leads to its political and circulation risks

bitcoin is a decentralized blockchain technology, and bitcoin does not belong to any country's virtual currency, which leads to bitcoin's political risks, and it may face the risk of not being recognized and blocked, which also leads to the risk of circulation cash