Address of airdrop virtual currency in June
virtual currency fraud calls 110 directly
many departments, such as the China Banking and Insurance Regulatory Commission, the central office of information technology, the Ministry of public security and so on, issued risk tips, saying that some criminals, under the banner of "financial innovation" and "blockchain", absorbed funds by issuing the so-called "virtual currency", "virtual assets" and "digital assets", thus infringing the legitimate rights and interests of the public
this kind of activity is not really based on blockchain technology, but on the hype of blockchain concept, illegal fund-raising, pyramid selling and fraud. In essence, it is a Ponzi scheme of "repaying the old by borrowing the new", which is difficult to maintain the long-term operation of funds
the public should treat the blockchain rationally, not blindly believe the promises, establish a correct monetary concept and investment concept, and effectively improve the risk awareness. Report to the public security organ in time after being cheated
extended data:
the first is the obvious networking and cross-border of virtual currency. Relying on the Internet and chat tools for transactions, and using online payment tools to balance funds, the risks spread widely and spread quickly. Some lawless elements set up websites by renting overseas servers to carry out activities for domestic residents and control illegal activities remotely
some indivials claim that they have obtained the investment quota of overseas high-quality blockchain projects in the chat tool group and can invest on their behalf, which is most likely fraud. Most of these illegal funds flow overseas, which makes it very difficult to supervise and trace
followed by deception, temptation and concealment. They use hot concepts to hype, fabricate various "tall and tall" theories, and some also use celebrity "big V" platforms to publicize. They use airdrop "candy" as temptation to claim that "currency value only rises but not falls", "investment cycle is short, income is high, and risk is low", which has strong bewitching
in practice, criminals illegally make huge profits by manipulating the price trend of the so-called virtual currency, setting profit and withdrawal threshold. In addition, some criminals also issue tokens under the guise of ICO, IFO, IEO, etc., or hype virtual currency in the way of IMO under the banner of sharing economy, which has strong concealment and confusion
finally, there are many kinds of illegal risks in this kind of behavior. Through public publicity, the illegal elements attract the public to invest funds, lure investors and development personnel to join, and constantly expand the fund pool with the t of currency appreciation and development offline profits, which has the characteristics of illegal fund-raising, pyramid selling, fraud and other illegal acts
DCC belongs to counterfeit currency
and has no value at all
Hu bin (1999) pointed out that under the condition of transitional economy, China's state-owned commercial banks are faced with the al constraints of implementing monetary policy and fully commercialized operation, and the objectives of monetary policy and commercialized operation of state-owned commercial banks can not always be consistent; Pan min and Xia pin (2002) established a supply and demand behavior model of credit funds of state-owned commercial banks, and used the static comparative analysis method to analyze the internal formation mechanism of the central bank's lower deposit and loan interest rate, the lower willingness of new loans of state-owned commercial banks and the poor transmission of monetary policy Second, the soft restraint of deposit cost and the insufficient competition of money market; Shi Wenchao (2004) analyzed the problems existing in the practice of economic and financial reform of commercial banks that are not concive to the transmission of monetary policy from the two aspects of the transmission mode of micro main body of monetary policy and the transmission mode of economic variables, and put forward suggestions on strengthening the independence of the central bank, changing the functions of the government, accelerating the reform of state-owned commercial banks and further improving the monetary policy tools; Pei Ping and Xiong Peng (2003) think that there are a lot of money "leakage" into the "black hole" of the banking system in the process of monetary policy transmission. In order to improve the effectiveness of China's monetary policy, we must restrain the "leakage"; Xia Bin (2004) analyzed the reasons why eight interest rate cuts had little effect ring the seven years from 1996 to 2002, and pointed out that the current profit model of state-owned commercial banks based on interest margin income and the high proportion of excess reserve system of commercial banks greatly reced the effect of the policy
from the point of view of domestic scholars, the reasons for the block of China's monetary policy transmission mechanism in commercial banks can be summarized as follows: the effect of monetary policy will be affected by the expectation of financial institutions; The dependence of state-owned commercial banks on the central bank leads to the "unprofitable" operation of state-owned commercial banks; The objective existence of credit risk caused by business operation and the insufficient competition in money market; The irrationality of the excess reserve system and the internal governance structure of banks; The development of financial market is not perfect, and so on
through the research on the behavior of commercial banks in the process of monetary policy transmission, this paper points out the reasons for the block of monetary policy transmission chain in the link of commercial banks, and puts forward corresponding measures to mobilize the enthusiasm and initiative of commercial banks from the internal and external, so as to play an important role in the process of monetary policy regulation, which provides valuable theoretical guidance for the operation of monetary policy in various countries
the behavior of commercial banks in the process of monetary policy adjustment directly affects whether the policy intention of the central bank can be smoothly transmitted to the public. Therefore, a systematic analysis of the behavior of commercial banks and its impact on the effectiveness of monetary policy is still a theoretical issue worthy of further discussion. For example, it is of great theoretical value and practical significance to systematically study the behavior of commercial banks under different economic systems and its impact on the effect of monetary policy, so as to improve the effectiveness of China's monetary policy and better play the role of central bank's macro-control.