Problems in the application of virtual currency

1.

The investment risk of virtual currency is high, and the transaction of virtual currency has been banned in China

strengthen the management of token financing trading platform according to Article 3 of the notice on preventing the financing risk of token issuance. From the date of this announcement, any so-called token financing trading platform shall not engage in the exchange business between legal tender and token and "virtual currency", nor buy or sell token or "virtual currency" as a central counterpart, nor provide pricing, information intermediary and other services for token or "virtual currency"

for the token financing trading platform with illegal problems, the financial management department will request the competent department of telecommunications to close its website platform and mobile app according to law, request the network information department to remove the mobile app from the app store, and request the instrial and commercial administration department to revoke its business license according to law

Article 4 financial institutions and non bank payment institutions shall not carry out business related to token issuance financing transactions. All financial institutions and non bank payment institutions shall not directly or indirectly provide procts or services such as account opening, registration, trading, clearing and settlement for token issuance and financing and "virtual currency", nor undertake insurance business related to token and "virtual currency" or include token and "virtual currency" into the scope of insurance liability. Financial institutions and non bank payment institutions shall report to the relevant departments in a timely manner if they find clues of violation of laws and regulations in token issuance financing transactions

extended materials:

"notice on preventing the financing risk of token issuance" Article 1 accurately understand the essential attribute of token issuance financing activities. Token issuance financing refers to the financing subject raising bitcoin, ether coin and other so-called "virtual currency" from investors through the illegal sale and circulation of token, In essence, it is a kind of unauthorized illegal public financing, which is suspected of illegal sale of token tickets, illegal issuance of securities, illegal fund-raising, financial fraud, pyramid selling and other illegal and criminal activities

Relevant departments will closely monitor relevant developments, strengthen cooperation with judicial departments and local governments, strictly enforce the law in accordance with the current working mechanism, and resolutely deal with market chaos. If suspected crimes are found, they will be transferred to judicial organs. The token or "virtual currency" used in token issuance financing is not issued by the monetary authority, does not have such monetary attributes as legal compensation and compulsion, does not have the same legal status as currency, and cannot and should not be used as currency in the market

2. Learning experience of attending the counselor training class of Ministry of ecation

Wang

garrison

2009
year
4
month
19
day -
4
month
30
day, I had the honor to participate in the second post training class of College Counselors in Jilin Province,
sincerely thank the school for creating conditions for me,
provides me with the opportunity to learn from senior leaders and experts in this field, and creates a platform for me and other college counselors to communicate with each other<

this training course is the only one with the highest level of experts, the longest learning time, the most complete learning
content and the most activities I have participated in since I came to China.
it has benefited me a lot< The experts of the training course are Xu Yanguo, director of the ideological and Political Work Department of the Ministry of ecation,
Weng, Deputy Secretary General of Shanghai municipal government,
tie Hui,
professor of China Youth College of political science,
doctoral supervisor,
Lu Shizhen, President of the Youth Development Research Institute of China Youth College of political science,
director of China Mental Health Association, and
fan Fumin, chairman of College Students' psychological counseling professional committee,
Qing Dynasty,
professor and doctoral supervisor of China University,
Bing Zheng, professor and doctoral supervisor of Jilin Academy of Social Sciences,
Secretary General of China Ethics Society,
director of ethics and morality research center of Renmin University of China,
professor of Renmin University of China,
Wu Qiantao, professor and doctoral supervisor of Jilin University Gao Wenxin, doctoral supervisor and assistant to the president, Zhang Yanyan, deputy secretary of the Party committee of Peking University, and other senior leaders and ecation experts on the ideological and political ecation front< The contents of the study include the leaders of the general headquarters of Ideological and political work of our students explaining to us the role orientation of today's counselors, the national policy for counselors, the growth and outlet of today's counselors, etc; There are senior experts from the ecational front of colleges and universities to teach us the characteristics of contemporary youth and the methods of mental health ecation< There are some current
famous leaders of student affairs in Colleges and universities who teach us the ideological and political work in typical colleges and universities
there is an introction about the student work of the key universities of the Ministry of ecation
there is an outstanding representative of counselors working in the front line like us, the national excellent assistant director Li Qin
the training course enables us to receive all-round training in all aspects< During the training period,
we also participated in two forums and two visits to Northeast Normal University, which enhanced our communication and knowledge< Through the training, I have the following experiences, which are reported as follows:

first, I fully realized the importance of counselors' work, understood the relevant background and policies of the state in the ideological and political work in Colleges and universities, and was encouraged

Xu Yanguo, director of the ideological and Political Work Department of the Ministry of ecation, pointed out in the training, The team of counselors is the personal guard of the party and the state, and the task of counselors is to train qualified socialist builders and reliable successors<
"it's easy to get a good teacher,
it's hard to get a good teacher"
,
this sentence puts the role of counselors in the work of ecating people in a lofty position,
as a counselor, we should not only teach students to survive,
but also teach students to be human beings,
it's extremely noble to be a tutor and good teacher< As a teacher who has direct contact with students' study and life,
counselors' speech and behavior not only affect the formation of students' Outlook on life,
world outlook,
values,
but also affect the growth of students< Therefore,
college counselors must fully understand their responsibilities,
further enhance their sense of honor,
sense of responsibility and historical mission,
take on the sacred mission of cultivating excellent talents for the party and the country,
promoting the prosperity and development of the motherland< At the same time, director Xu pointed out that in order to thoroughly implement the spirit of the opinions of the CPC Central Committee and the State Council on Further Strengthening and improving the ideological and political ecation of college students and effectively strengthen the construction of college counselors,
the Ministry of ecation formulated the
regulations on the construction of college counselors on May 20, 2006, which put forward the orientation of college counselors. College counselors are both teachers and administrators, organizers, implementers and instructors of students' daily ideological and political ecation,
they are intimate friends and life mentors for the healthy growth of college students< According to the regulations, counselors should account for a certain proportion in the evaluation and employment of university teachers, the evaluation criteria should be independent, the evaluation criteria should be in line with the actual work of counselors, and the achievement identification should be flexible< Director Xu pointed out that in the future, the Ministry of ecation should organize regular training for counselors in combination with the improvement of their comprehensive quality, and organize the selection of national excellent counselors, so as to create a good platform and environment for the growth of counselors< In combination with the Ministry of ecation '
24
orders, director Xu showed us the importance, background and future development of counselors' work.
the Ministry of ecation's training for college counselors and the training for college counselors in the whole province organized by the research base fully illustrated the importance that the state and higher ecation departments attach to the work of counselors and students,
feel much more drum
dance, more energetic< Second, we should fully realize that we should improve our ability and quality to adapt to the student work in the new period. How to meet these new expectations and requirements and solve the problems existing in the current
student work is a problem that must be faced up to and urgently needed to be solved in order to do a good job of College Counselors in the new period< Through the explanation and teaching of relevant leaders and experts in the training process,
I deeply realize that the counselors in the new period are not the former nanny counselors,
fire brigade counselors and management counselors<
contemporary counselors should understand the importance of their work,
deeply understand and master the knowledge of mental health,
be familiar with the characteristics of the working group,
implement the party's major policies into the student work,
be an expert counselor,
only in this way can
have the ecational effect on students. After listening to the reports of experts, I deeply realize that
I have many shortcomings in student work
these deficiencies include,
insufficient cognition of students,
insufficient level and structure of self-knowledge,
insufficient ability to solve students' psychological problems,
insufficient ability to keep pace with the times and do a good job in students' work,
insufficient theoretical literacy. In the future work, we must face up to these shortcomings,
be determined, planned and step-by-step to supplement and improve, make up for the deficiencies, improve their ability and quality,
strive to be a qualified college counselor,
adapt to the needs of the post,
meet the new requirements and expectations of the majority of students in the new period and new stage

three, fully aware of the advanced nature of the instructor's model, and realize that there is a big gap between

training course. We invite the national excellent counsellor and the national excellent student Huang Lai daughter's counsellor
ring the training, experts have repeatedly mentioned the last national excellent counselors
Fudan University "forgive me", and I was deeply impressed by the touching deeds of the two excellent counselors<

1
, to be a conscientious person

"words of inclusion" is the epitome of the work of an ordinary college counselor, her behavior is very ordinary,
very ordinary,
it can be said that as long as a counselor who has been with students for four years, she will experience the trivial work of inclusion,
as long as she has a little sympathy and a little sense of responsibility
responsible teachers will sincerely pay for the students,
every senior
school counselor has a certain writing ability at the same time,
but why is there only one
inclusive heart language

only one inclusion? It shows that we are not living with our heart,
working with our heart
of course,
we can say that there are too many
trivial tasks that make us have no time,
especially when there are large-scale activities or important periods,
we don't even have time to sleep,
but we can't do it every day, every week, every month,
including diary,
I believe she doesn't have so much time to write diary,
what she wrote was weekly notes
this shows that inclusion is a person who has a heart of
and a heart of
life, he will certainly have a heart of work,
in order to serve the students well in his work,
lead the way<

2
, be a person without regret and selfless dedication

Li Qin put forward his theory of paratroopers in his report: if a person asks a paratrooper, you may be surrounded and arrested by the enemy as soon as you fly,
aren't you afraid? The paratrooper replied:
we paratroopers were born surrounded

- we want to be people who have no regrets,
we want to be people who give selflessly
I think it's very vivid and appropriate for counselors to
talk,
we should agree< The story of Li Qin and his classmates helping Huang Lainu and his father selflessly in his report has infected everyone,
this kind of help has surpassed the level of teachers and students,
and even the level of relatives, which shows that he has fully understood and applied the theory of paratroopers to his work practice.

4.

As a proct of e-commerce, virtual currency is playing a more and more important role, and it is more and more connected with the real world. However, with the growth of virtual currency, the relevant laws and regulations are lagging behind, which has laid many hidden dangers

1. fraud

2. impact on financial system

3. network security problems

   
   

4. solutions

   with the continuous progress of technology, electronic payment (including electronic money) is changing people's payment habits, but also changing people's consumption habits, promoting the expansion of consumer credit. It is necessary to pay close attention to the innovation of the form, the evolution of the nature, the difference of the operation mode and the possible impact on the credit risk and moral hazard of this new thing, and properly supervise it. But the more important thing is to give the market main body corresponding development space, avoid strangling the development vitality of the corresponding business organization in the early stage of market development. Therefore, the best way to treat e-money is to observe its changes and strengthen research. In the face of such remarks as "q-coin impacts the RMB financial market", we need to discuss them in the context of scientific and technological progress. The key to understand the problem is how to design relevant policies and encourage the development of electronic payment instruments such as electronic money, rather than the harm of speculative virtual money and electronic money. We call for strengthening supervision

5. The possible problems of virtual currency are as follows:
1. The existence of pyramid selling currency and air currency
2. Forget the secret key of wallet and never find back bcbot
3. Too many leeks
4. Money laundering
5. Jiuzhuang

6. Have you made PI coins

7. Introction to the game
this generation of Taige determined biography can be regarded as the pinnacle of the series. Since its release, it has been highly praised and loved by all kinds of players. It is worth mentioning that the micro game system and the new general system of the game are lethal to female players. This game inherits this series of traditions, but no longer takes Toyotomi's personal struggle as the theme. Instead, it embodies the so-called "Warring States Existentialism" everywhere. Players can play up to 800 historical roles, and can engage in a variety of occupations, such as generals, ninjas, merchants, pirates, swordsmen, doctors, blacksmiths, tea makers and so on. The number of cities has obviously increased, the personal combat and cooperative combat systems have also been improved, the game screen has become more elegant and gorgeous, and the openness of the event editor provides an alternative way to play the original script, which is really impressive. In addition, the function of "making original generals" is added. The original generals can choose from their eyes, nose, hairstyle, clothing and so on. Of course, they can also let the players create female characters to gallop on the battlefield
in a word, it's a classic that can't be missed

game features
the basic content of the game is the same as other works of the series so far. Players operate Yoshiro Takeshita (later Hideki Toyotomi), who has just joined Nobuta Zhitian's team, to survive in the Warring States period, assist the Lord, or make a name for himself to achieve the goal of unifying Japan. However, despite the theme of the game, this work and the previous works of the series, players can operate all kinds of characters other than Yoshiro Muxia, and experience the lifestyle other than generals. For example, it is possible to successfully achieve their goals as a businessman or ninja
the number of people who can be manipulated in this work has increased by more than 200 to 800. Even so, just like the previous work, you can't play all the characters at first. You can get something like a card from the person who has established a good relationship in the process of the game, and you can use the person in the next game. But there's a reason to call that "something like a card.". This is because, although it is not a big problem to say that the part about characters is a card (protagonist's card), in addition, the use of cards will be greatly reced. In the previous work, both indivial warfare and cooperative warfare are represented by cards, but it seems that there are different opinions for and against the system. Therefore, in this work (at least in the battle picture), cards hardly appear.
speaking of the previous work, not only as warriors, but also as merchants or ninjas; To be alive, This is also a big charm of the game. In this work, it is further expanded. Specifically speaking, in addition to the above three professions, players can also live as pirates, swordsmen, forging masters, doctors, tea men and so on. Needless to say, not only to be alive, but also to be the first in the world. As a ninja, as a swordsman, as a doctor, it's hard to be first-class. No matter what field, it will take hard work to reach the summit. In addition, the relationship between peers of the same force and peers of different forces is also reflected. It is said that the opposition between Yihe ninja and Jiahe ninja, the cooperation between merchants and pirates to make money, and so on, may appear in the game
so, what is the combat system that is no longer card to card combat? The battle of this work is divided into "field battle", "siege battle" and "personal battle". Field battle is a battle between armies on a square map, using skillfully the special effects held by generals such as "ambush on all sides" and "super speed" to win. Although there is no specific information, but only from the pictures on the screen, there are also some very nostalgic feelings. The situation of the game screen will really make people interested in further research. The siege was carried out on the map of the whole country. There isn't any detailed information about this yet, but it shouldn't go back to the simple things at the beginning of the series, right? Then there's the indivial fight. It is said that not only knives and guns can be used, but also various kinds of weapons such as fire rope, blunderbuss, scythes and so on can be used to fight. What's more, it's said that the many to many battle, which will appear for the first time in this series, is also worth your attention. In addition, according to the different characters you operate, you can learn the skills of "Er Dao Liu", "Yan Hui", "Fen Shen Shu" and so on
the appearance of Taige 5 seems to be inevitable, and a new way of Taige development found in Taige 4 must have a continuation, because after all, Taige 4 is a beginning, and many imperfections are regretted in players' psychology, so the appearance of Taige 5 seems to be an inevitable expectation of harmony and continuation. Since Taige 5 is a continuation of Taige 4, the introction of Taige 5 will choose the reference object Taige 4
the first thing we can see is that the diversification of professions has been strengthened and improved. At the beginning of the game, there are five main professions and corresponding people for players to choose from, instead of Taige 4, where only fujihiro can play. The imperfect merchant and Ninja routes in Taige 4 have been improved in 5, almost in a new professional posture with the same playability as the samurai route. Not only the system is better, but also there are new, the new main professional pirate also attracted the attention of the players. And Jianhao's career seems to be the general one. The biggest change after the diversification of occupations is that in order to get a character card of a certain profession, you must also be engaged in that profession. People of different professions will not send you task cards, which seems to be a kind of idea that different professions do not conspire with each other. Moreover, in the game, the number of sub professions has increased. Swordsman can also be used as a sub profession, as well as tea man, blacksmith and doctor, Moreover, each occupation has its own characteristics and functions, and there are also some plot triggers, which will be introced in detail later. Although this setting greatly increases the playability of the game, it also greatly increases the complexity of the game, which makes the glorious game which is difficult to use become more "unfriendly"
what we can see is the sharp increase in the total number of cards in the card collection system. With the perfection of the profession, the character card has expanded to 800, and all kinds of secret skills, titles, others, and even scenic spots cards have greatly increased. Although it increases the difficulty of the game, it does increase the playability, especially the increase of titles, which seems to give players more pursuit. Many "other" cards are related to professions, which increases the collection fun of other professions. In particular, I would like to talk about the scenic spot cards. From 10 in 4 to 32 in 5, they give a complete introction to the scenic spots and natural scenery in Japan. While increasing the interest of the game, they seem to be a potential development of tourism. Let's talk about the essential difference between the secret skill card and the combined Battle Card and the fourth generation. The fourth generation cards are used. After having the cards, the cards will appear randomly in the indivial battle and the combined battle to choose to use. The fifth generation cards are just a form. In essence, they are used actively in battle with this skill. This difference also determines the essential difference between 4 and 5 in some key systems
as for the system of treasures, similar to the four generations, there is not much difference in the grade, type, initial holding status and even price of treasures, but the quantity of high-grade treasures and ordinary treasures has increased significantly. But the most obvious difference is that the types of weapons are divided in more detail because of the personal combat system. Weapons are divided into sword, gun, musket, chain, kuwu (sword in hand) and bow. Weapons, including armor, can be equipped. This is a major change and also an important flash point of Taige 5, As for the effect of the equipment, I will give some detailed explanation in the analysis of the battle below. The main way to obtain the treasures held by NPCs is to entrust ninjas to steal them (or you are the leader of ninjas), or to become a martial artist to teach them martial arts to send them to you (relatively difficult). However, in general, the importance of collecting treasures seems to have eased, because a set of treasure making system has been added in the five generations. Tea makers can make tea utensils by opening teahouses, blacksmiths can make weapons by opening blacksmiths' shops, doctors can make medicines by opening hospitals (not special treasures, but some medicines can only be made), Moreover, with the increase of manufacturing experience (manufacturing experience is hidden experience value), tea ware and weapons manufacturing can proce very good works, and unsatisfied works can also be discarded. This setting also greatly increases the playability of the sub class and the perfect pursuit of the player
the system of indivial warfare and joint warfare. As far as I'm concerned, I think the personal combat of the 5th generation is a good idea. Although it's not the best, it's at least the best setting in the history of Taige. The whole personal combat system is a pre interactive mode. With the turn, the strength value can be increased. The strength value can drive the secret skill, and the upper limit of strength is connected with the level of fencing skill. In the previous treasure, we talked about the classification of weapons and the ability to equip them. The effect of equipment is also reflected in the personal combat system. If you equip any weapon, you will actually use this weapon in combat. Moreover, each weapon has different attack modes and has a special set of secret skills (of course, the premise is that you have learned these secret skills). This kind of setting is very good. When I play here, I always seem to think of the infinite possibility of Taige series launching online games. First of all, the field combat mode seems to use a typical chess game model, and the use of combat secrets is also different from the previous work, which is equivalent to the use of stratagems in the three countries. Moreover, a skill can only be used once, and the total number of times of skill use is related to the level of military skills. The arms are similar to the Taige 4, with horse, gun and cavalry. The siege war seems to be a bit rigid. Although there is no total defense in the city like Taige 4, Taige 5 is only allocated to Wuzhang city gate. As long as the main city gate is broken, the battle will be won, which seems to be the siege mode of Xinchang yewang 7. The difference between using secret skills and field skills is that the same skill can be used many times, but the total number of times still depends on the level of military skills. The battle here supports reinforcements, and there can be two reinforcements at the same time. However, in my opinion, there is also a bug. Sometimes it's very beneficial for us to let the enemy batch reinforcements for the cities that are difficult to attack, because the enemy's reinforcements will switch to the field mode. As long as we repel the enemy's main generals, we will win together with the city strategy, Therefore, turning to the field to attract the enemy commander to encircle and annihilate is beneficial to the overall victory. There is a "form" parameter in the siege war, which is to see which side is in favor of the current form. We can win the battle through negotiation under favorable circumstances. When the city with a successful leader is overwhelmingly advantageous, we can persuade him to cut his stomach, especially when attacking the main city, we can also ask for supplies, break the alliance and other interesting options. I think this setting is a big success point of the game

8. If bitcoin is a liar or pyramid scheme, you can call 110 and ask the public security organ for screening or verification
the investigation conclusion of public security organs is the most authoritative
however, judging from the current public information, it is difficult to identify or have no authoritative conclusion.

9.

Recently, the price of virtual currency has soared and plummeted, and the speculation of virtual currency transactions has rebounded, which has seriously infringed on people's property safety and disrupted the normal order of economy and finance. In order to further implement the requirements of the notice on prevention of bitcoin risk and the notice on prevention of financing risk of token issuance issued by the people's Bank of China and other departments, and prevent the risk of speculation in virtual currency transactions, China Internet Finance Association, China Banking Association and China payment and clearing Association jointly announce the following matters:

1 A correct understanding of the essential attributes of virtual currency and related business activities

virtual currency is a specific virtual commodity, which is not issued by the monetary authority, has no legal compensation and mandatory monetary attributes, is not a real currency, and should not and can not be used as currency in the market

Fourth, strengthen the self-discipline management of member units. The three associations will strengthen the self-discipline supervision of the member units. If they find that they violate the relevant regulatory provisions and the requirements of self-discipline management of the instry, they will take disciplinary measures such as instry notification, suspension of member rights, cancellation of membership, etc. according to the relevant self-discipline norms, and report to the financial management department. If they are suspected of crimes, they will transfer the relevant clues to the public security organ

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