Ningguo virtual currency

1. As one of the eight famous cultural facilities in the special economic zone, Shenzhen Grand Theater is located in the financial center of Caiwuwei. You can see the brilliant skyscrapers, the first building in Shenzhen, Jingji 100 and Diwang building at night

5. At the end of Jiaochang, there are more than 300 B & B rooms, each with its own characteristics. Walking along the seaside, the scattered B & B rooms have different scenery. You can choose theme lodging according to your hobbies, maiden style, coffee control, refreshing system. If you want to bring art and literature to the extreme, you may choose to have a sea view room and a courtyard home. It is said that the only jackfruit tree in the yard is in the yard, drinking afternoon tea, talking about a love of jackfruit, and thinking about letting people run into a ~~~~

On January 5, in the staff canteen of Tongren Hospital Affiliated to Medical College of Shanghai Jiaotong University, a doctor took the lead in realizing a one-stop experience of ordering, consuming and paying with the help of digital RMB Hard Wallet by using the technology provided by postal savings bank of China. The first case of New Coronavirus was the first case of New Coronavirus pneumonia in Shanghai. Dr. Yu took out a new screen card hard wallet from the hospital, brushed it gently on the payment terminal of the staff restaurant, and immediately completed the payment

, for example, in the use of electronic cash such as Alipay and WeChat, it still needs to be settled through the transfer of funds from traditional commercial banks. If there are network or other problems, it will cause inconvenience. The digital currency settlement of the central bank is realized through a large system of the central bank. Even if it is separated from the traditional bank account, it can also realize the value transfer< it can be said that it is as easy to circulate as physical cash and as convenient as electronic cash the application of blockchain technology in the central bank's digital currency means that the central bank's digital currency also has the characteristics of non tampering and traceability, which makes the central bank's digital currency have unique advantages in tracking and anti money laundering, which is not possessed by traditional e-cash

The internal control system of Mizuho Financial Group includes risk management structure, compliance audit structure and internal audit structure 1) The risk management structure of Mizuho group
with the development of financial deregulation and internationalization, it is increasingly urgent for financial institutions to strengthen the risk management of credit, market, it, law and settlement. Mizuho Financial Group realized that in order to improve the value of the company, we must vigorously develop business and establish the corresponding risk management system. Therefore, the board of directors of Mizuho Financial Holding Group has formulated the risk management policy applicable to the whole group. These policies define the risks that the group needs to manage in the process of operation and management, and establish the corresponding organizational structure. It trains all kinds of human resources needed by risk management, and allocates auditors to measure the effectiveness and adaptability of risk management structure
within Mizuho Financial Group, the financial holding company is responsible for the risk management of the whole group, and the five core subsidiaries, including Fuji Bank, first Quanye bank, instrial bank, Mizuho Securities and Mizuho trust bank, must formulate and implement strict risk management measures according to the business risk characteristics of their own institutions, subsidiaries and affiliated companies
(2) risk management
in order to ensure the normal and effective operation of the group, Mizuho group has formulated an overall risk management framework, and allocated corresponding risk capital according to the business risk characteristics of various business units, while ensuring that the overall risk exposure of the group does not exceed the range of the group's capital account and other financial strength indicators
① credit risk management
credit risk is the biggest risk faced by financial institutions in the process of operation, which often leads to the loss of some or all assets of financial institutions e to the default of counterparties, or the deterioration of financial situation, which can not normally perform the obligation of repayment of funds stipulated in the contract. Mizuho Financial Group has adopted two interrelated credit risk management methods: first, according to the evaluation of the credit status of the counterparties, risk control is carried out in every link of the whole process from the acceptance of the promise to the recovery of the loan, which is mainly the function of the five core subsidiaries; Second, according to the probability of loan default, risk assessment and management are carried out from the perspective of the whole group, which is mainly jointly responsible by the holding company and the five core subsidiaries
the board of directors of the group decides important matters related to credit risk in accordance with the group's credit risk management policy. In order to effectively coordinate the credit risk management of the whole group, a portfolio management committee has been established. The risk management department and the credit risk management department are responsible to the chief risk management officer and jointly formulate and implement important matters related to credit risk management. Among the five core subsidiaries, three have established credit risk management department, credit supervision department and credit evaluation and audit department which are independent of business departments. These subsidiaries also use the credit rating system and credit risk measurement tools to determine and monitor the portfolio status and manage them within the credit limit. The core company also improves credit decision-making and post transaction management functions by evaluating specific transactions, auditing self-evaluation results, and providing risk management guidance to branches
one of the most important parts of Mizuho group's risk management is to track the customer's credit value through the group's credit rating system. Mizuho mainly determines the customer's credit rating based on the quantitative financial evaluation and the quality evaluation of the customer's business strength. In April 2001, the three banks first introced the new joint credit rating system from their overseas institutions
Mizuho Financial Group has formulated a strict and unified self-evaluation standard according to the Financial Inspection Manual issued by the Japan financial regulatory agency. These standards have been implemented in the fiscal year since March 2000
② market and liquidity risk management
market risk is mainly e to the change of market variables such as interest rate, exchange rate, bond and stock price, resulting in the decrease of on balance sheet asset and liability value (including the decrease of off balance sheet asset value), thus leading to the possibility of loss of the company. In order to strengthen the market risk management, Mizuho Financial Holding Company has formulated the market and liquidity risk management for the whole group. The four core subsidiaries must comply with these policies in the process of managing their own risks and subsidiary risks. This institutional arrangement can enable Mizuho Financial Holding Company to effectively monitor the market and liquidity risks of the whole group
under the financial holding company structure, the board of directors decides major issues related to market and liquidity risk management in accordance with the group's risk management policies. Mizuho group has also established ALM and market risk committee to coordinate the group's market and liquidity risk management. The committee determines the monthly financing and investment policies of the whole group, discusses and coordinates policies related to ALM policies, risk planning and market risk management, and is able to respond quickly to sudden market changes. The chief risk management officer is responsible for the planning and operation of the group's market risk management. The risk management department is responsible for supervising market risk, reporting and analyzing, making suggestions, determining restrictive measures and guidelines, and formulating plans related to the implementation of market risk management
the five core subsidiaries have established market risk management organizations according to the market risk exposure characteristics of their own businesses, which are responsible for the market risk management of the whole company. Each trading business department must also set up a special market risk management organization corresponding to its own department
the group risk management department obtains relevant data from the four core subsidiaries on a regular basis and according to the needs, so as to master the risk exposure status and the compliance with risk limits. According to these reports, the holding company can have a comprehensive grasp of the risk situation of the whole group. The holding company shall submit the relevant market risk status and compliance with risk limits to the chief executive officer every day, and submit the above information to the board of directors and the Administrative Committee on a regular basis or as required
in the process of market risk management, Mizuho group introced the value at risk management method, and established the corresponding risk and position limits according to the business characteristics and sensitivity to interest rates of the four core subsidiaries. The process of determining these restrictive provisions is: first, the market risk management committee will discuss and coordinate them, then the administrative committee will further discuss them, and finally the CEO will decide. At each stage of the discussion, we must consider the relevant business strategy, the maximum limit of historical loan interest rate, risk bearing capacity (profit, total capital and risk management system), profit target and market liquidity of the procts involved
liquidity risk mainly refers to the financing difficulties faced by financial institutions when they are difficult to provide necessary funds e to the deterioration of their financial situation, or when they have to absorb funds at a much higher interest rate than normal. The management and reporting structure of liquidity risk is basically the same as that of market risk management. In the risk management policy of Mizuho Financial Holdings, the cash flow affecting the group has been classified as "normal", "concerned" and "critical", and a quick response procere has been established for the cash flow in the "concerned" and "its" situation
③ other risk management
in addition to credit risk and market risk, operational risk, it risk, legal and settlement risk will also have a significant impact on the group. Strengthening the management of these financial risks is of great significance to maintain the stable development of the group
operational risk management
operational risk is mainly e to the possibility of loss of tangible or intangible assets caused by indirect or improper operation. Ruiwen group realizes that fast and accurate operation is the foundation to win the trust of customers. Therefore, Mizuho Financial Group has formulated the "basic policies for operational risk management", and the four core subsidiaries have formulated the company's basic operational risk management policies according to the group's risk management policies, thus forming a unified risk management framework in the whole group
the four core subsidiaries provide the holding company with reports on operational risk management on a regular basis or as required. These reports can provide the real situation of the group's operational risk and other aspects to the IT director, system and operation team director, and help to take corresponding measures to strengthen risk management. It directors and operations directors submit risk management reports to CEO and other senior officials on a regular basis or as required. It risk is mainly caused by system failure, defects, imperfect computer operation, and the possibility of loss to tangible or intangible assets of financial group caused by illegal or unauthorized use of computer system
Mizuho Financial Group has established corresponding IT risk management and reporting system to ensure the security of information assets related to the system. The it and systems planning department receives reports on it risks from the five core subsidiaries on a regular basis or as required. The head of it, systems and operations of the group confirms the source, scale and nature of it risks, and reports to the CEO or other senior officials of the group on a regular basis or as required after overall assessment and monitoring 1) Basic audit policy
Mizuho Financial Holding Company and its five core subsidiaries take strict compliance with laws and regulations as the basic management principle. To this end, the group has formulated the code of conct of Mizuho group, which has set a clear and specific moral behavior standard for the operation and management of the whole group. Mizuho group has distributed these standards to all executives and employees of the group, and is taking measures to ensure the effective implementation of these principles and standards
(2) compliance activities
in order to check whether the business activities meet the requirements of compliance audit, Mizuho group has established an internal audit and compliance audit committee, which includes all the directors of the planning and Management Committee, as well as the external legal and accounting experts of the member companies. In addition, a compliance audit department has been established under the director of the internal audit and compliance audit group, The head of the compliance audit team is the executive officer of Mizuho holdings. The compliance department is responsible for the formulation and implementation of the compliance plan, as well as controlling the compliance management of the whole group. The leaders of each organizational unit within Mizuho holdings must be responsible for the compliance, as well as the guidance and implementation related to the compliance
each subsidiary has established its own compliance audit structure according to the policies formulated by Mizuho holding group. Mizuho holding can directly grasp the compliance status of the whole group according to the self audit reports provided by the five core subsidiaries, and can make corresponding responses when necessary, The affiliated companies of the five core subsidiaries are managed by their parent companies in a similar way 1) The basic policy of internal audit
the main function of internal audit is to objectively evaluate the effectiveness of internal control system in an independent and comprehensive way, including consultation, guidance and suggestions for rectification of existing problems
the internal audit departments of the five core subsidiaries evaluate the appropriateness and effectiveness of the company's business operation in accordance with the basic internal control and audit policies established by Mizuho holdings for the group, and address specific issues

Jiashan bus no.k151

first bus: 06:00

last bus: 18:00

bus line: Jiashan bus no.k151, the whole journey is about 27.4km

take Jiashan bus no.k151 from dajiashan passenger transport center station, pass 33 stops, and arrive at the south of Jiaxing north bus station