Legal currency and virtual currency
what is digital currency
digital currency can be used to describe all electronic currencies, including virtual currency and cryptocurrency. Digital currency is a kind of electronic currency without any physical form. Because of its functions and inherent attributes, it is the same as the standard illegal fixed currency, and can also be referred to as the network version of cash. Digital currency is invisible. People need to use and hold it through devices that can be connected to a specific network
T1: eth (the first public chain at present, the underlying platform of Shanzhai coin breeding, and in the speculation of eth2.0) EOS (community consensus + DAPP possible explosion + defi can also join + drop out of high cost performance) Zec (anonymous leader)
T2: Yas (UBI concept, low market value, great potential) atom (cosmos, advantage new public chain), XRP (the decline in 2019 has not risen, so the upward space is still very large) Polkadot dot (Boca, the goal is to surpass Ethereum) KSM (Boca pioneer)
T3: Ada (potential) NEO (myth of 1000 times of the last bull market), ont (strong village), Iost (Iost is currently undervalued, DAPP is also in good development)
there are platform coins in the coin circle, corresponding to HT, BNB, MX
There is no official recognition of any virtual currency in China. There is also no legal virtual currency
virtual currency is the proct of network, and the flow of digital information in the network is beyond everyone's control. The code of cyberspace is the basis of the operation of virtual currency, investors can only operate through the front-end interface, seemingly "control" the virtual currency. The operator of the virtual currency service organization may become the actual controller of the virtual currency through the control code
bitcoin and other so-called "virtual currencies" lack a clear value basis, the market is full of speculative atmosphere, the price fluctuates violently, and investors blindly follow suit, which is easy to cause capital losses. There is no legal basis for the establishment of various so-called "currency" trading platforms in China P>
the establishment of all kinds of bitcoin trading places has neither been approved nor supervised. To enlarge the scale of transactions, it is necessary to provide leveraged transactions such as financing and melting coins, which has aggravated the price shocks and bubbles. The public has participated in such transactions without any legal protection. p>
extended information:
virtual currency is not issued by the monetary authority, does not have monetary attributes such as compensatory and mandatory, does not have the same legal status as currency, and cannot be used as currency in the market. In essence, the issuance and financing of virtual currency is a kind of illegal public financing without approval. It is suspected of illegal sale of token tickets, illegal fund-raising, financial fraud, pyramid schemes and other illegal and criminal activities. Investors should not be carried away by "high income"
There are many hidden risks in virtual currency, which seriously affect the financial order. Virtual money pyramid selling breaks through the limitation of traditional geographical space, and if there is a formal company facade as a cover, it can publicize the company on a large scale, and the propagation speed is amazing. If it can not be found and dealt with in time, it will cause great destructive power. In the future, the regulatory agencies can study and explore the relevant business models of virtual currency trading within the scope of controllable risk, improve the regulatory scheme, and promote the long-term regulatory mechanism1. The essence of interpretation is different:
virtual currency: virtual currency refers to non real currency
currency: currency (CCY) is the medium of purchasing goods and preserving wealth. It is the contract between the owner of property and the market about the right of exchange. In essence, it is the agreement between the owners
2. Different types:
virtual currency: game currency, special currency, etc.
currency: coin, paper currency, deposit currency, etc.
extended data:
formation of virtual currency market:
Internet leads to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered
with the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time
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virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum". According to the notice and announcement issued by the people's Bank of China and other departments, virtual currency is not issued by the monetary authority, has no legal compensation and mandatory monetary attributes, and is not a real currency
moreover, the TDP of the former is much higher than that of the latter, which shows that Intel has left a huge space for overclocking of i7-6700k
therefore, after overclocking the i7-6700k, the i7-6700 will naturally be pressed by force. There is no doubt about this
it should be said that Intel has made the non frequency locking K version more conscientious this time
however, when it is usually used, such a big gap is not felt
if i7-6700k is not overclocking, it is similar to 6700
after overclocking, there is an experience improvement in large software.
Coinbox supports the import of assets from exchanges such as currency security and fire currency. After access, you can view your position and profit and loss
1. E-money is a kind of virtual currency. It is a kind of invisible currency based on the highly developed bank electronic technology. It uses digital pulse instead of metal, paper and other carriers to transmit and display funds, and processes and stores them through chips. Therefore, it has no physical form, size, weight and imprint of traditional currency, and the holder can not get the actual feeling of holding
2. E-money is an online currency. Electronic money is usually transmitted on the private network and processed through POS and ATM. In other words, electronic money is a large amount of money circulating online through the network in addition to the existing banks, cheques and banknotes. The storage of electronic currency needs storage equipment, the exchange needs communication means, and the computer for encryption and decryption is needed to keep its security
3. Electronic currency is a kind of information currency. In the final analysis, e-money is nothing more than conceptual money information. It is actually a special information composed of a group of numbers including the user's identity, password, amount, scope of use, etc. When people use e-money transactions, they actually exchange relevant information. After the information is transmitted to the banks that set up this kind of business, the banks can settle the transactions for both sides, so that consumers and enterprises can receive and pay each other in a more economical, convenient and faster way than the real banking system< Generally speaking, e-money can be divided into the following two types:
1. Card based e-money system includes smart card and stored value card, both of which are plastic cards with purchasing power, in which the electronic value has been paid by the cardholder in advance“ "Kaki" procts are mainly micropayments designed for retail transactions, and show the potential to replace banknotes and coins in this field
2. Based on computer software procts, this kind of procts need to install special software on the computer, so that the electronic value can be transmitted through the telecommunication network. Software based systems mainly realize remote payment through computer network, and they have the strength to replace cash and other paperless payment tools to a certain extent
through the above analysis, we understand the basic concept, characteristics and classification of e-money. In addition, we know that e-money is the medium of e-payment. We can clearly see the role of e-money in the process of e-payment through figure 1.
Mobile payment means that mobile clients use electronic procts such as mobile phones to make e-money payment. Mobile payment creates a new payment method and makes e-money popular. Because of the advantages of convenient and fast payment, eliminating counterfeit money, no change and so on, it is loved by many people< The Ministry of Commerce issued the "overall plan for the pilot project of deepening the innovation and development of service trade in China", and officially announced that the number of digital currency has expanded from the original 4 pilot cities to 28 , which means that digital currency is coming towards us. The same virtual currency and bitcoin, so these virtual currency can replace the status of paper money
Therefore, it is essentially no different from the paper currency RMB, and will not be wildly hyped like bitcoin. In a short period of time, virtual currency can not completely replace traditional currency. There are mainly two constraints: the first is the user's will, not everyone is used to this payment method; the second is the satisfaction of technical conditions, because the speed of transaction payment is mainly limited by the technical realization, and the goal of digital currency is only to replace part of the cash in circulation. So for a long time, it should be used in parallel with banknoteslegal tender has government credit endorsement