The latest virtual currency in Shanghai
this kind of conference is often a pyramid marketing conference or a direct marketing conference, and the participants are basically the same kind of people. The scale of the conference is often relatively grand. At present, it is a kind of illusion to the participants, which makes people think that the organizers are powerful
it is suggested not to attend these so-called international virtual currency summit. The people who attend the summit are basically no real talents, they are just liars. There are only some real talents in the meetings held in the coin circle, such as the Ruitai coin conference designed by teacher Shaqian, and the meetings held by Huo coin.com and OK are attended by the big men in the coin circle. Of course, the momentum of the recent digital currency like the gold card is still good.
Today's society is a society of rapid development. Many people like to buy things on the Internet. At the same time, the payment method has also changed greatly. This time, Shanghai began to issue digital currency, which also aroused heated discussion among netizens on the Internet. In fact, digital currency is of great benefit to the common people
at the same time, the central bank's digital currency belongs to legal currency, which is the same as cash. We now set up various payment category B in private Payment institutions or platforms, but the central bank's digital currency will not have this situation. As long as we can use electronic currency transactions, we can accept the central bank's digital currency, From this, we can see that its coverage is very wide. At the same time, from the perspective of legal power, the efficiency and security effect of digital currency is the best. Because it is endorsed by the state, it will not be stolen. At the same time, its settlement method is different from other software. At the same time, the central bank's digital currency will not go bankrupt, unlike other private apps
The differences are as follows:
1. Bitcoin is valuable and highly valuable because it costs a lot of labor to obtain it; The value of mchain is not high. The value of 100 mchain is almost the same as that of counterfeit money, and the cost is a few cents
2. Compared with bitcoin, mchain token has more novel playing methods and reward mechanisms. These reward mechanisms actually enable players to play and gain to a certain extent, while bitcoin is boring
3. Bitcoin is well known by people, while mchain token has not emerged for a long time, only a few people know it
extended data:
the name of bitcoin is currency, not real currency. Looking around the world, only Germany recognizes it as the equivalent of "private currency". Since it is not a currency, the financial regulatory authorities of various countries will not regulate bitcoin as they regulate currency. In this way, bitcoin is becoming a special "equivalent" wandering in the gray area
recently, bitcoin and its derivative financial transactions are in full swing. Bitcoin futures trading has been approved by a number of exchanges in the United States, but not regulated. This gives the bitcoin a seemingly "legitimate" coat, and makes bitcoin more like the tulip bubble of Holland in seventeenth Century: the "makers" who have a clear purpose are making money full of money. Compared with the high point of 20 thousand US dollars / p>
, the price of bitcoin is deep at present, but if the government strengthens supervision in the future, or its own capacity limit leads to shrinkage, the level of bitcoin will go deeper. In the past, the price of bitcoin has been slashed, and its future trend is particularly alarming
will definitely make it more convenient, and the digital currency will see more of him than we do with WeChat payment, and he will not receive a dection from the third party WeChat or Alipay, so his currency in this respect is still better. Third, we can do more if we can make the economy develop better< p> Finally, we can make digital RMB better replace our paper money, rece the utilization of resources to a certain extent, and bring the maximum benefit from the shore
Digital RMB is the legal tender in digital form issued by the people's Bank of China. It is a controllable anonymous payment tool based on the generalized account system, supporting the loose coupling function of bank accounts, equivalent to banknotes and coins, with value characteristics and legal compensation
According to the news on January 24, Shanghai will continue to promote the opening-up of the financial instry and the pilot of digital RMBthe pilot work of digital RMB has appeared in Shanghai Tongren Hospital and some commercial places in Lujiazui before, and has been realized; Double offline & quot; However, it is still in the internal testing stage, and ordinary users are temporarily unable to participate in the pilot work
in strengthening the function of science and technology innovation policy source. Shanghai will accelerate the building of national strategic science and technology strength, build national laboratories, and strive for more major science and technology infrastructure. We should strengthen international collaborative innovation, continue to run the world's top scientists forum well, and support universities and research institutes to launch international big science programs and big science projects. Fully implement the three major & lt; Shanghai plan;, Accelerate the breakthrough of a number of key core technologies. Give full play to the main role of enterprises, strengthen the docking of innovation chain and instrial chain
In 2021, Shanghai will promote the pilot of digital RMB. In his government work report on January 24, 2021, the mayor of Shanghai said that this year, Shanghai will focus on strengthening the "four functions", accelerate high-quality economic development, and strengthen the function of global resource allocation
continue to promote the opening-up of the financial instry, continue to gather a number of functional and headquarters institutions, and promote the pilot of digital RMB. Promote the innovation and development of trade, and vigorously develop new formats and new models of offshore trade. We will promote Pudong comprehensive transportation hub and other projects, and improve the level of container collection and distribution system in Luchao port
extended data:
in the part of tasks, specific measures and division of responsibilities of comprehensively deepening service trade innovation and development pilot, the overall plan of comprehensively deepening service trade innovation and development pilot proposes to carry out digital RMB pilot in Beijing Tianjin Hebei, Yangtze River Delta, Guangdong, Hong Kong, Macao and central and western regions. The people's Bank of China formulates policies and safeguard measures; First, Shenzhen, Cheng, Suzhou, xiong'an new area and other relevant departments of the future Winter Olympic Games scene will assist in the promotion, and then expand to other regions as appropriate
the pilot areas for comprehensive deepening are Beijing, Tianjin, Shanghai, Chongqing (21 municipal districts including Fuling District), Hainan, Dalian, Xiamen, Qing, Shenzhen, Shijiazhuang, Changchun, Harbin, Nanjing, Hangzhou, Hefei, Jinan, Wuhan, Guangzhou, Cheng, Guiyang, Kunming, Xi'an, Urumqi, Suzhou, Weihai, xiong'an New District of Hebei, Gui'an New District of Guizhou Shaanxi Xixian new area and other 28 provinces and cities (regions)
1 The document basis for establishing the family mutual aid health account is as follows:
(1) zherrefa [2016] No. 62 "Notice of Zhejiang human resources and social security department and other four departments on further adjusting and improving the policies related to the personal account of employees' medical insurance"
(2) yrefa [2016] No. 126 "notice on adjusting the use of the surplus funds of the personal account of basic medical insurance over the years" Second, how to set up a family Freemasonry network:
(1) the concept of family Freemasonry network
in order to improve the use efficiency of personal account balance funds of employee medical insurance over the years, the insured can set up themselves and other family members together according to the needs of family members, and give the accumulated account funds of family members to the members in need, To realize the mutual sharing of account funds over the years and rece the burden of family medical expenses
(2) ways to set up family Freemasonry network
1. APP processing of Ningbo medical insurance link
2. Self service terminal processing
3. Window processing of agency
note: there are three processing ways, mainly promoting app and self-service terminal, weakening window processing as far as possible< (3) the conditions for the establishment of the family Freemasonry network
1. Sponsor: the insured must be those who have participated in the basic medical insurance for employees in Ningbo and have a balance in their personal accounts over the years
2. Members of Gongji network: those who participate in the basic medical insurance (including hospitalization medical insurance) for employees in Ningbo or the basic medical insurance for urban and rural residents (but excluding the office children, retired cadres, disabled soldiers of grade II and grade B)
3. There are only three kinds of relationships between the members of Freemasonry network and the sponsors: spouse (limited to one), parents (limited to two), and children (unlimited number)
4. The status of the social security card of the initiator and member must be normal, as long as the account status is not cancelled or to be cleared
5. Each insured person can only join one family Freemasonry network< (4) the process of setting up the family Freemasonry network
1. The sponsor of Ningbo medical insurance Tong app should first register in Ningbo medical insurance Tong app and pass the real name authentication, then apply to set up the family Freemasonry network on the family Freemasonry website of Ningbo medical insurance Tong app, and then select the relationship between the family members and the sponsor to add members. After adding, the payment order must be determined, The payment order of the sponsor is the first by default
2. Self service equipment terminal processing
initiators can hold their own and family members' social security cards or ID cards to the nearest social security hall and street human social security self-service equipment to apply for the establishment of a family Freemasonry network. After the establishment, add family members and determine the relationship between the family members and the initiators and the payment order. The payment order of the initiators is the first by default
3. In the window of the agency, the sponsor must hold the social security cards of himself and his family members to apply for the establishment of the Freemasonry network at the service window of the local medical insurance (Social Security) agency. After the application, the relationship between the family members and the sponsor and the payment order must be determined. The payment order of the sponsor is the first by default
features of three processing methods
app: need to register and pass real name authentication, but not limited by time and space, and easy to operate
self service terminal: no need to register, as long as you bring your social security card or ID card, the equipment can only recognize the card but not the person, and you can go to the nearest agency or the self-service terminal in the street
window processing: you must bring your social security card (because you must swipe the card to enter the system) and you must go to the agency where you apply for the insurance. The agency should print the application form and keep it on file< After the establishment of the family Freemasonry network, each insured person who has been included in the family Freemasonry network can transfer all or part of his or her account funds over the years to his or her own Freemasonry health account according to his or her needs, and the funds of the Freemasonry account still belong to the recipient, The funds transferred into the mutual aid account can also be transferred back to the accounts of previous years
note: each member of the network will set up a new health account of the family mutual aid network on the premise of the current year's account and the previous year's account of the basic medical insurance insured< (2) fund transfer of Gongji health account
1. Immediate transfer
conditions: ring operation, the account status of the insured must be normal, and the insured type must be the insured of the basic medical insurance of the city's employees, which can be transferred through the app of Ningbo medical insurance link, the self-service terminal of human social security, the The agency window applies to transfer part or all of my personal account funds over the years into my mutual aid account, and vice versa
2. For the insured who have joined the family Freemasonry network and whose insurance type is the basic medical insurance for employees in the city, a preset amount can be set through the app of Ningbo medical insurance link, the self-service terminal of human social security and the window of the Agency (the default operation is as long as the account status is not cancelled or to be cleared), After the completion of the preset, the transfer operation will be carried out once a year (scheled for June 1)
when the system transfers out, there are two situations to control the transfer out:
(1) when the system transfers out the account, the balance of the account over the years is less than the preset amount
(2) if the account status is abnormal, the system will not transfer out
description
(1) every member who has gone through the app must be registered in the Ningbo medical insurance link app and have passed the real name authentication. After establishing the Gongji network, the initiator can add, delete members and change the payment order, but also has no right to transfer the members' account funds
(2) through the agency window: you must hold a social security card to the agency window of the place where the insured is located to apply for the transfer of funds between the accounts over the years and the mutual aid account. Agency is not supported. The sponsor also has no right to transfer the funds in the member's account< (4) medical settlement of the mutual aid health account
the funds of the mutual aid health account can be used by the insured and the members of the network according to the regulations when the insured settles for medical treatment (including transferring to other places for medical treatment and living in other places on the all-in-one card platform for medical treatment or sporadic reimbursement). Each member uses his / her indivial account fund first and then his / her mutual aid health account fund when settling expenses. When he / she has no mutual aid network account fund or has insufficient indivial account fund, he / she can use the mutual aid health account fund of other members in the network according to the set payment order. Only one mutual health account fund can be used for a settlement
note: all the rules for the use of the Freemasonry health account are consistent with the rules for the use of the account over the years (including the rules for the use of self payment, self payment, and assumption, and the account status of the used person is abnormal, which can not be used by the members)
for example, a family Freemasonry network initiator is a, and there are members B and C in the network. For example, a has 1000 yuan of account capital over the years, and the Freemasonry network account capital is 1000 yuan, B has 100 yuan of account capital over the years, 50 yuan of Gongji net account capital, C has no account capital, B has 1000 yuan of total medical expenses, of which 200 yuan can be borne. When settling accounts, you can use 100 yuan of account capital over the years of B plus 50 yuan of Gongji account capital to pay the borne expenses. Because you have used your own Gongji account, you can't use a's Gongji account capital< 5. Change, exit and cancellation of family Freemasonry network (1) after the Freemasonry network is established, the initiator can add and delete Freemasonry network members at any time through (APP, terminal and handling window), or change the payment order of Freemasonry accounts of members in the network. The established Freemasonry network can be cancelled, and the cancellation of Freemasonry network is regarded as the dissolution of the Freemasonry network, Other members of the network shall be deemed to have withdrawn from the Freemasonry network
(2) members of the network
other members of the network can only choose to quit the Freemasonry network< (6) refund and account change of medical expenses in the mutual aid account
if the insured has used the mutual aid health account and the medical expenses are refunded or account change occurs, the general principle is to return according to the original way of use. However, if the original member of the mutual aid network has withdrawn from the mutual aid network at the time of refund, this part of the funds will be returned to the previous accounts of the original insured, But it's not a real-time return. The system will return the money to a virtual mutual aid account at the time of refund, and then do a synchronous operation every night. The next day, it will return this part of the money to the calendar account
for example: if member a uses the fund of member B's Freemasonry account when seeking medical treatment, then for some reason, member a makes a refund in the hospital, and member B has exited the Freemasonry network when the refund is made, then the system will temporarily retain the fund of the Freemasonry account of member B after the refund and return it to the previous account the next day< (1) the insured needs to clear his / her personal account e to death, transfer, etc.
the balance of funds originally transferred from his / her previous account to the account of gongji.com still belongs to the original insured, that is, when clearing his / her personal account, It is to add up the balance of the insured's account and mutual aid account, then calculate the interest, and then pay and transfer according to the rules of the original account funds< (2) at the end of the year, the fund of the mutual aid account is transferred back to the balance of the previous years, and then the interest is calculated, and the interest amount is added to the balance of the insured's account< 8. Business query of family Freemasonry network:
1. Personal account query: add special button on the right
2. Personal account query - personal account fund query: add a column of Freemasonry accounts
3. Personal account query - expenses: add the usage of Freemasonry accounts
4. There are several batch queries: Freemasonry network construction query, freemasonry network information change query, freemasonry network information change query The above information is for reference only, please refer to the local 12333 policy for details