Virtual currency real estate
Recently, the price of bitcoin has once again shown people the power of "sudden wealth". People who hold bitcoin have been promoted to be the winners in life. Some people say that this is one of the best positions for sudden wealth in 2017, and 2016 is undoubtedly a house. Bitcoin and real estate have experienced roller coaster ups and downs. Think about it, more than a decade ago, people bought houses for living and investment, That's what rich people do. Now those who don't buy bitcoin or buy less seem to have the pain of not buying more houses and gnashing their teeth at speculators
the future of real estate does not belong to speculators. At last week's zzj meeting, "accelerating the reform of housing system and the construction of long-term mechanism" was put in an important position, which can be understood as "although this year's regulation has played a certain effect, it is not lasting and firm. We need to constantly improve and realize the establishment of long-term mechanism on the basis of ensuring the stability and sustainability of policies, Ensure that house prices and the market do not fluctuate
In this way, it seems that those who are looking forward to soaring house prices can't do what they want, and some people may worry about the issue of selling extra houses < H2 > the more houses there are, the better. The future will be left to those who know how to distribute wealth. < H2 >just on December 11, Cao Dewang, the famous glass king, gave an interview with CCTV financial new media. He put forward an amazing view about the way many people buy many houses to keep their value: sell the surplus houses as soon as possible, then they can't sell or rent them, and they have to pay management fees
Cao's view is reasonable. The real estate registration policy is being promoted all over the country. In fact, it is preparing for the introction of real estate tax in the future, which is also one of the components of the long-term mechanism. People who hold more than three houses are likely to be affected, and the surplus houses will be taxed. If they are in debt and can't rent out, there will be another tax, It's really hard for the holders
Rong360 said that Fang Jun believes that the house can preserve its value, but the more the better. The future belongs to people who know how to distribute wealth. A few days ago, Wu Xiaobo channel and Kungfu Finance released the "2017 new middle class asset allocation report", which defined the new middle class as the group with annual family income of 200000-3 million yuan and investable assets of 100000-1 million yuan, which is also the main force of buying houses82.4% of the households will spend 30% of their income on investment or savings, and real estate, Internet Finance and funds are their favorite investment procts. The higher the income, the higher the proportion of investment in real estate. Internet Finance and funds are relatively common categories
there is an unchanging truth about investment preservation: never put eggs in the same basket. Take the house as an example, the market is changing and the policy is also changing. The repeated emphasis on "housing without speculation" is a warning to speculators. The era of making money by buying a house with eyes closed has gone away. To maintain the value of investment, we need to allocate the money to different investment procts. We can have a house, and it is enough to have no more than three sets. With the rest of the money, we can buy some internet financial procts with higher income, Remember: saving alone is never enough
in addition to investing in Internet finance, you can buy some more stable investment procts such as funds. Rong 360 said that a friend of Fang Jun bought bitcoin and sold it at a high point to earn a down payment. Later, he learned to be smart and tried his best to speculate in the range of funds that he could accept losses, accounting for only about 20% of the funds, 30% of which were invested in fund bonds, and 50% of which were placed in the stable income and stable income Among the low-risk bank financing, bitcoin has made another profit recently
his investment ratio is: 50% low risk + 30% medium risk + 20% high risk, which is a way to pursue high return. If you want to be stable, you can invest 80% low risk (bank regular financing) + 20% medium risk (funds, bonds). Even if you can't afford to buy a house, you can at least make your wealth value-added through financial management
< H2 > is it appropriate to buy a house in 2018towards the end of the year, many people will ask whether it is suitable to buy a house next year. Here are some suggestions for you:
first, market policy . Before the long-term mechanism is introced, the short-term restriction policy will not be relaxed easily, the mortgage interest rate will be difficult to fall, the developer's price can not be higher than the specified standard, although the house price has fallen, the loan interest rate has risen, The overall cost of buying a house is increasing. Before buying a house, you should weigh whether your money is enough
the second is the demand that has the ability to buy a house . When the house price does not fluctuate too much, it is better to buy it. Don't wait for the house price to fall sharply, because banks, developers and people who have already bought a house will be unhappy. The purpose of the long-term mechanism is to ensure that "everyone has a house to live", which means that the demand that has not solved the housing problem should be tangled here, It's better to know which bank is good at lending and which Seller is good at speaking
Third, people who can't afford to buy a house . To tell you the truth, if you can't afford a commercial house, you can try to buy a common property right house, public rental house and other security houses. Your basic need is to have a long-term and stable residence. In the near future, the long-term mechanism should be able to help
(2) application form for the establishment of Internet cultural units
(3) Notice of pre approval of enterprise name or business license and articles of Association< (4) source of funds, amount and credit documents (such as capital verification report, of business license of enterprise legal person of capital verification institution, etc.)< (5) of ID card and resume of the legal representative and principal person in charge< (6) qualification certificates and identity documents of main business management personnel and professional and technical personnel (e.g. copies of academic certificate, professional qualification certificate and identity card)
(7) the certificate of the right to use the workplace (the of the house lease contract and the property right certificate of the lessor shall be submitted if the office space is leased, and the of the house property certificate shall be provided for the self owned place)
(8) business development report (provided in the format of Annex 2)< (9) other documents required to be submitted according to law.
the market is so hot because Alec released such a message before:
Auckland (located in the west coast of the United States, California, San Francisco, less than half an hour's drive), a set of four rooms and two bathrooms, which has recently been renovated and sold for $648000, accept payment in bitcoin, Ethereum or other cryptocurrencies
as soon as the news spread, telephone calls and e-mails for consultation flooded in
as we all know, houses near San Francisco are always in short supply. Usually, a house can receive more than ten offers
this is a market where sellers have an absolute advantage. In fact, Alec doesn't worry about not being able to sell
so why did he choose to accept cryptocurrency payment? The answer is only two words: try fresh
from 2017 to the present, blockchain is in a period of vigorous development, and Alec also wants to try something new. As a senior real estate investor, his first thought is, of course, how to connect cryptocurrency with real estate
to this end, he visited a large number of blockchain start-ups in Silicon Valley, involving property rights records, cross-border transactions, crowdfunding investment, equity transfer, and learning about cryptocurrency
in the end, he decided to experience the cryptocurrency market in the simplest way: accepting buyers to pay for cryptocurrency
as for the pros and cons of trying fresh food, Alec analyzes it as follows: "the price of cryptocurrency is constantly fluctuating for a house of more than 700000 yuan. If all the houses accept cryptocurrency, the fluctuation is not a small number; The harvest is that you do a lot of homework when you try new ideas, and you can learn about a brand new market. "
in the end, he accepted a hybrid scheme: more than half of the money was paid in US dollars, and the remaining half in ether. This part of etheric currency is calculated according to the currency price on the end of the transaction, and is paid according to the exchange value between us dollar and etheric currency
Yes, Ethereum is the popular eth in 2017, and its market value is second only to bitcoin.