Yu'ebao virtual currency

1. Definitely not

balance treasure is Alipay's service for indivial users to pay funds through the balance. Transferring funds to yu'ebao means purchasing corresponding financial procts from fund companies and other institutions. Yu'ebao first supported Tianhong fund "yu'ebao" Monetary Fund. Monetary funds are mainly used to invest in bonds, bank deposits and other securities with high security and stable returns. In 2012, the average 7-day annualized yield of domestic monetary funds was about 3.8%. On the whole, as a kind of fund procts, monetary fund may suffer losses in theory, but from the historical data, the risk of income stability is minimal.

2. Yu'ebao can't be regarded as virtual currency, it's real money

3. It can be regarded as a flexible proct, at least higher than the one-year interest rate of the bank, equal to the one-year to five-year treasury bonds you buy, but it can be used at any time. Treasury bonds are not virtual currencies

4. It gives you the same reason as interest!

5.

Yu'ebao, a balance value-added service and current fund management service proct of ant financial services, was launched in June 2013. Tianhong fund is the fund manager of yu'ebao

yu'ebao is connected with the yu'ebao monetary fund of Tianhong fund, which is characterized by simple operation, low threshold, zero handling charge and can be used at any time. In addition to financial functions, yu'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. At present, yu'ebao is still the largest Monetary Fund in China

on May 3, 2018, yu'ebao new access to Boshi and China Europe Fund's "Boshi cash income currency a" and "China Europe roll money treasure currency a" two monetary fund procts

{rrrrrrr}

< H2 > expand information:

in March 2016, Jing Xiandong, President of ant financial services, delivered a keynote speech entitled "promoting Inclusive Finance with technology" at the 2016 summit of gpfi (Global Inclusive Finance partners), sharing ant financial's view of Inclusive Finance, As well as ant financial's exploration and achievements in this field, gpfi is an international organization specialized in researching and promoting the development of Inclusive Finance under the G20 framework. Jing Xian Tung pointed out that the ant's name is "ant", which implies the original meaning of the Inclusive Finance. It is the service of small and micro businesses and ordinary people,

has started from Alipay. So far, ants, such as Alipay, balance treasure, treasure, ant, treasure, Internet Bank, ant flower, sesame credit, ant financial cloud, ant and so on, have been sub business plates. At present, Alipay's annual active users are 450 million, and the cost of each transaction transaction is as low as 0.02 yuan. Yu'ebao serves 250 million users, bringing more than 50 billion yuan of revenue to users; The data-based credit information and lending system has served 2.6 million small and micro enterprises and issued more than 600 billion yuan of loans

< H2 > reference materials:

Network - yu'ebao

6.

1. Different functions

monetary fund is a kind of open-end fund that gathers idle social funds, which is operated by the fund manager and kept by the fund trustee. It is specially invested in the low-risk money market tools

Yu'ebao is a balance value-added service and current fund management service proct of ant financial services

The characteristics of yu'e Bao are simple operation, low threshold, zero handling charge and easy to use. In addition to financial functions, yu'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet

monetary fund is an open-end fund with high security, high liquidity, stable returns and the characteristics of "quasi savings"

3. Different deposits and withdrawals

the income of monetary fund is only higher than the fixed deposit interest rate of the bank, but there is no interest tax, and it can be redeemed at any time. Generally, the fund can arrive at the account the day after the application for redemption

yu'ebao can be used at any time, without interest

7. Yu'ebao is indeed a monetary fund in essence
Alipay's treasure and so on are not.

8. How about the income and risk of yu'ebao
balance treasure is Alipay's service for indivial users to pay funds through the balance. Transferring funds to yu'ebao means purchasing corresponding financial procts from fund companies and other institutions. Yu'ebao first supported Tianhong fund "yu'ebao" Monetary Fund. Monetary funds are mainly used to invest in bonds, bank deposits and other securities with high security and stable returns. In 2012, the average 7-day annualized yield of domestic monetary funds was about 3.8%. On the whole, as a kind of fund procts, monetary fund may suffer losses in theory, but from the historical data, the risk of income stability is minimal. Yu'ebao service agreement
is there any compensation for the theft of yu'ebao
the funds transferred to yu'ebao are insured by Zhong'an insurance, and 100% of the stolen funds will be compensated, with no upper limit
yu'ebao is operating on the mobile phone. What should I do if I lose my mobile phone
immediately report the loss of mobile phone number and contact Alipay customer service 95188 to freeze Alipay account.