National team enters virtual digital currency
Digital money is legal
digital currency itself is legal in China. Digital currency is defined as Internet goods in China, but the relevant supervision is still blank, and digital currency is still in the gray area in China. Well known digital currencies include bitcoin, Leyte coin, Ruitai coin, thousand gold card, dog coin, etc
however, there are also some non developers who use the cover of digital currency to carry out pyramid schemes, such as the Vicat scheme, treasure scheme, Porter scheme and so on
development materials:
digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency
Virtual digital currency countries are allowed
according to Sohu Finance and Economics Report: the central bank recently said that the research on digital currency has achieved phased results, striving for the early issuance of digital currency
at present, major banks in many European and American countries and regions have publicly expressed their positive attitude towards the development of digital currency. If the digital currency is successfully issued, in addition to the convenience of people's living and payment, it will also bring many benefits to the country, such as improving the transparency of economic transaction activities, and the significance of cross-border e-commerce trade can not be underestimated
It is obvious that digital currency is highly expected based on its "excellent gene". Instry insiders said that once digital currency comes out, it will be applied to many fields. Although there must be an adaptation process from paper money to digital currency and the road of its reform will be very long, it can be seen that digital currency will inevitably form a development trend. Technological innovation will overcome the problems in reality. For example, if you go to a bank to do business now, if it doesn't involve cash, the lobby manager will recommend customers to ATM and other self-service equipment. This is a good proof that technological innovation has replaced labor in the past. Now mobile applications are also very simple. It can be predicted that the technology will continue to update in the future. The use of electronic channels, digital currency and other procts in the new era will become a trend, a trend that can not be reversed at presenthowever, there are also some non developers who use the cover of digital currency to carry out pyramid schemes, such as the Vicat scheme, treasure scheme, Porter scheme and so on.
The admission of the central bank's digital currency will not put users in a dilemma. In fact, digital currency enriches our payment options and will affect all aspects of our life in the future. WeChat and Alipay already occupy half of the country's mobile payment market. Nowadays, mobile payment has become the main way for Internet users to pay, while Alipay and WeChat pay an indispensable role. Alipay and Cai Fu Tong enter the market a lot earlier, while paying attention to user experience and rich online and offline application scenarios. It is revealed that both of them occupy more than 90% of the market share of mobile payment and have a solid position
, cannot withstand a single blow, even if WeChat and Alipay's mobile payment market is firmly established in the face of digital money? In fact, they all have relatively fixed and loyal user groups, and the procts have their own characteristics, which can meet the needs of different groups of consumers. In theory, the admission of digital money will not affect the status of Alipay and WeChat. In other words, the basic layout of the third-party mobile payment market can be maintained. Frank digital currency has its advantages, and it is ultimately a process decided by the market and user groups for a long time, which will be affected by convenience, commercial value, economic scale and other factors. Just as it seems, the central bank's digital money will be used as a supplementary means of payment besides the three party payment methods such as WeChat and Alipay to enter the lives of ordinary people. In fact, it is to enrich our payment options, which will affect all aspects of our life in the future