IC virtual currency
virtual currency is the currency used for electronic circulation. Now the scope of virtual currency is very large, including q-coin, bitcoin and so on. With the development of digital currency, virtual currency is becoming more and more abundant, which may become the mainstream in the future. For example, BTC, EOS, bcbot and so on are not only virtual currencies, but also algorithms, landing projects and technologies
virtual currency is mainly issued by online game service providers to purchase game props, such as equipment, clothing, etc. But at present, the use of virtual currency has gone far beyond this category. Virtual currency can be used to buy game cards, physical objects and download services of some movies and software
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real risk
as the proct of e-commerce, virtual currency has begun to play an increasingly important role, and it is more and more connected with the real world. However, with the growth of virtual currency, the relevant laws and regulations are lagging behind, which has laid many hidden dangers
fraud
the private transaction of online virtual currency has realized the two-way circulation between virtual currency and RMB to a certain extent. The activity of these traders is to buy all kinds of virtual currencies and procts at a low price, and then sell them at a high price to earn profits. With the increase of such transactions, there are even virtual mints. In addition to the virtual currency provided by the main company, there are also some people who specialize in "virtual coin making" to obtain virtual currency by playing games and then resell it to other players
Taking Wenzhou as an example, there are about seven or eight such "virtual mints" with four or five hundred practitioners. This not only creates a bubble for the price of the virtual currency itself, but also causes trouble for the normal sale of the issuing company. It also provides a platform for selling and collecting money and money laundering for various cyber crimes. p>
impact system
in modern financial system, the issuers of money are generally central banks, which are responsible for the management and supervision of money operation. As the equivalent exchange goods used to replace the real currency circulation on the Internet, the virtual currency on the Internet is essentially the same as the real currency. The difference is that the issuers are no longer central banks, but Internet companies
if the development of virtual currency makes it form a unified market, each company can exchange with each other, or virtual currency is integrated and unified, and all of them are based on the same standard and price, then in a sense, virtual currency is currency, which is likely to form a threat impact on the traditional financial system or economic operation
reference: network virtual currency
The differences between e-money and virtual money are as follows:
1. Electronic money refers to using a certain amount of cash or deposit to exchange from the issuer and obtain data representing the same amount, or through the quick payment service launched by the bank and the third party to transfer the balance in the bank through some electronic ways, so that transactions can be carried out. Strictly speaking, it is a kind of currency that consumers use the bank's Internet banking service to store value and make quick payment to the issuers of electronic currency, and make consumers trade electronically through media (two-dimensional code or hardware equipment)
Virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum" The detailed explanation of electronic currency is as follows:1. Concept: it is an encrypted serial number representing cash, which can be used to represent the currency value of various amounts in reality. With the transformation from paper-based economy to digital economy, e-cash will become the mainstream
2. Features: anonymity, transaction cost saving, transmission cost saving, low holding risk, flexible and convenient payment, anti-counterfeiting and anti repetition, non traceability
There are two kinds of e-cash: one is based on the Internet and keeps the binary data representing the value of money in the hard disk of the computer terminal; One is the electronic wallet that keeps the monetary value in the IC card and can be circulated without the bank payment system4. Definition: consumers pay traditional money to the issuers of electronic money, and the issuers store the equal value of traditional money in the electronic devices held by consumers in electronic form
in order to provide better services, many portal websites and online game operators have been providing virtual currency for use for a long time. According to incomplete statistics, there are no less than 10 kinds of network virtual currency (referred to as network currency) currently in circulation, such as Q currency, network currency, cool currency, Warcraft currency, Paradise currency, Shanda (game area) coupon, etc. Take Q coin as an example, there are more than 200 million users. Instry insiders estimate that the domestic Internet has a virtual money market scale of several billion yuan per year, and is growing at a rate of 15% - 20%
in a market economy, demand stimulates innovation, which in turn stimulates demand. The increasing popularity of virtual currency is completed in the needs of users and the innovation of enterprises. At present, there are many kinds of virtual currency in China's network market, among which Tencent, relying on its huge QQ users, has timely launched QQ currency with the maturity of instant messaging market
it is undeniable that virtual currency makes us feel the convenience of purchasing network services, which is the inevitable proct of the development of network economy. But at present, the network virtual currency has quietly changed into a huge trading market
Lyndon larush, a famous American economist, once predicted that from 2050, the virtual currency of the Internet will be officially recognized to some extent and become a mobile currency. With such a large market and bright prospects, many companies are eager to try and intend to occupy this market. Now it seems that the network, PayPal (PayPal) and Tencent are in the leading position
at the present stage, most e-money is based on the existing real money (cash or deposit), which has the function of "value measurement" and "value preservation", and the precondition that e-money and real money can exchange at a ratio of 1
: 1 is established
as a means of payment, most e-money can not be separated from cash or deposit. It is transmitted and transferred by electronic means to pay off creditor's rights and debts and realize settlement. Therefore, the function and influence of e-money at present is essentially the relationship between e-money, cash and deposit
at present, there are four types of popular electronic currency in China
1. Stored value card electronic currency. Generally, it appears in the form of magnetic card or IC card. Besides commercial banks, it is also issued by telecommunication departments (ordinary telephone card, IC telephone card), IC enterprises (network card), commercial retail enterprises (various consumption cards), government organs (internal consumption IC card) and schools (Campus IC card). After the issuer receives the customer's funds in advance, it issues the equivalent stored value card, which makes the stored value card a new "deposit account" independent of the bank deposit. At the same time, the stored value card in the customer consumption to dect the way to pay fees, which is equivalent to the deposit account payment currency. At present, the deposits in the stored value cards are not included in the central bank's reserve requirements. Therefore, the stored value cards can rece the demand for cash and current savings
2. Credit card applied electronic currency. It refers to the credit card or quasi credit card issued by commercial banks, credit card companies and other issuers. The loan can be consumed within the credit limit specified by the issuer, and then the repayment can be made at the specified time. The widespread use of credit cards can expand consumer credit and affect money supply
3. They are mainly debit cards, electronic checks, etc., which are used to withdraw cash, transfer settlement and transfer funds from bank deposits in an electronic way. The widespread use of this kind of electronic payment method can rece the cost of consumers to and from the bank, rece the balance of cash demand, and speed up the circulation of money
4. Cash analog electronic currency. There are mainly two kinds: one is e-cash which is based on the Internet environment and keeps the binary data representing the value of money in the hard disk of the computer terminal; One is the electronic wallet that keeps the monetary value in the IC card and can be circulated without the bank payment system. This kind of e-money has the characteristics of anonymity of cash, can be used for payment between indivials, and can change hands many times. It is developed for the purpose of replacing entity cash. The expanding use of this kind of electronic currency can affect the currency issuing mechanism, rece the seigniorage income of the central bank, and rece the scale of assets and liabilities of the central bank
what is MLM coin? MLM coin is a virtual currency used in MLM activities. Like other MLM activities, it usually encourages members to earn returns by pulling people to buy MLM coins under the slogan of "get rich quickly". Of course, the final result is that many investors have been cheated out of their money. Speaking of this, many investors want to ask, what are the MLM coins in the market? Only by knowing which are MLM coins can we avoid stepping on thunder again. Next, we will summarize the list of MLM coins in 2020<
list of pyramid selling currencies in 2020
the 60 virtual currency pyramid selling lists released by CCTV include: MBI, m3, dark black currency, Asian currency, star currency, Jinyuan shopping alliance e-currency, Changjiang international virtual currency, Qile bar, micro TV media e-currency, fenhongdian currency, virtual gold coin, HGC, COA, LFG, Sri, bismall, ahkcap, CPF, Yifen, K currency, R currency Baichuan coin, k-treasure, Zhongfu Tongbao, Hongtong coin and Raines electronic currency<
Global BlackRock No.1, Glasberg, BCI, m, wing, EV, performance, FIS, u, ES, zangbao performance, huiai e-money, jianyipan e-money, subsidy, hftag, Kaixin compound interest, kuailinian virtual money, Shihua, ente, CPM, Kela and Zhizun
there are at least 65 kinds of "virtual currency" with the names of Wuhua union virtual currency, Meisheng e, Zhonghua currency, Mimi virtual currency, FIS, world Yunlian cloud currency, Liwu currency, Vicat currency, mark currency, Shanxin currency, Wuji currency, ATC, IPC, Central currency, Wuxing currency, huiai currency, navigation currency, etc
how to distinguish MLM currency
1
virtual currency does not rely on specific monetary institutions to issue, it is based on a specific algorithm, generated through a large number of calculations, is a decentralized way of issuing. Each different terminal node is responsible for maintaining the same account book, and the maintenance process is mainly to package and encrypt the transaction information by the algorithm, while the MLM currency is mainly issued by a certain organization, and the profit is made by pulling the head
2
virtual currency is a kind of sporadic transaction formed spontaneously in the market. After the scale is formed, the third party graally establishes an exchange to complete the transaction. The MLM currency is issued by an institution and traded on its own platform
3
virtual currency itself is an open source program, which is maintained in GitHub community. The parameters and methods of the total amount limit are shown in the open source code. The open source of MLM currency is completely ing other people's open source code, and there is no use of open source code to build programs, so its essence is controlled by the website like Q currency
4. Whether to give the source code link
the general decentralized digital currency will give the link of the source code in the prominent position of the official website, so as to show the operation mechanism of the system openly and transparently. What MLM currency focuses on is the transaction process of recharge purchase, not to mention its operation mechanism, and even the website does not have the link address of the source code
5. Whether the official website starts with HTTPS
in general, the addresses of the official website and trading website of decentralized digital currency begin with HTTPS. The purpose of this kind of website is to protect users' data from illegal theft. But the official website of MLM currency, trading website and other related websites do not start with HTTPS
what is MLM? Through the above introction, I believe you already know something about MLM coin. The editor of currency circle reminds investors that if someone tells you by phone or flyer that there is a virtual currency with stable profit and no loss, or that the interest is high and the principal is guaranteed, you must be careful. According to the identification method provided in this paper, you should not easily believe it. You can go to the regular and reliable exchanges to see if there is also a change in currency, Don't trust a small exchange at will, because such an exchange may be a liar. In a word, investment is risky and investment should be cautious. If you want to know more about related issues, you can pay attention to the follow-up reports of the coin circle
what is Shanzhai coin? What is Shanzhai coin? What is Shanzhai coin? At present, there are numerous virtual currencies on the market. Among them, some are short-lived, some are popular and sought after. In fact, in addition to the well-known bitcoin, there are many virtual currencies, of which at least 11 are called Shanzhai currency. Of course, what is Shanzhai currency? At present, there are numerous virtual currencies on the market. Among them, some are short-lived, some are popular and sought after. In fact, in addition to the well-known bitcoin, there are many virtual currencies, of which at least 11 are called Shanzhai currency. Of course, Shanzhai currency does not mean counterfeit currency or pirated currency, The Shanzhai coin mentioned in this paper is a new virtual currency proced by many innovations e to the deficiency of pointer bitcoin. Next, the coin circle editor will explain in detail what Shanzhai coin is? Hope that through this article, investors can understand what is Shanzhai currency
what is Shanzhai coin
Shanzhai coin is a kind of blockchain asset that uses bitcoin code as a template to modify its underlying technology blockchain, among which technical innovation or improvement is also called competitive currency. Because of the open source of bitcoin code, the cost of bitcoin plagiarism is very low. Even if you just the bitcoin code and modify some parameters, you can generate a new blockchain. At present, there are many counterfeit coins. Most Shanzhai coins are not recognized by the market e to the weak technical strength of the founders, lack of technical maintenance, lack of market promotion and other reasons. Only a few teams with strong technical strength and innovation ability can develop excellent competitive currency which is recognized by the market and has investment value. We are familiar with the competitive currency such as Leyte currency
how to choose Shanzhai coin< Market value is the best screening machine
reference market value is the most stupid method, which has great limitations and is a compromise. Bitcoin can be held without a brain, but the water of Shanzhai coin is very deep, and it takes a lot of brain energy to screen. For those who know little about blockchain, they have no ability to screen out potential small currencies. Some people have summarized that the top 10 currencies change their posts in turn every year, except bitcoin, which is rubbish. In fact, compared with the top 50 currencies over the years, you will find that many of them are relatively stable. Projects with strong communities and supportive scenarios are hard to disappear
therefore, for ordinary investors, the market value is a very good reference index, because the capital market votes with its feet, and there must be a reason for the high market value. Those old coins that can survive are stable at the top 50. They have more or less capital to support, so they can choose Shanzhai coins with large market value or leaders in different fields
2. To confirm whether the Shanzhai coin can survive the bull market
first of all, we should realize that not all the coins can survive the bull market successfully. Before the Shanzhai coin bull market, bitcoin market will be completely suppressed, and if it falls sharply, many Shanzhai coins will be drained to death. For example, 17 year old Daniel, many coins will die before the bull market, For example, at present, many projects and exchanges are beginning to be unbearable. For investors, it's not easy to survive the bear market, and as a result, they hit a return to zero coin before the bull market. It's hopeless, so make sure that your coin can last to the bull market
many exchanges have taken off some counterfeit coins, and these coins have only been put on several exchanges, or even only one platform. Once they are taken off the shelves, they are basically sentenced to death. Therefore, we can refer to the fact that counterfeit coins have been put on several exchanges, some of which are head exchanges. Besides, look at whether their official website, official account, micro-blog, twitter, GitHub have updated projects, and if there are more than a few months of parking, they must stay away from the project.
in addition, it also depends on whether the project will progress and develop. You can check the roadmap on the official website to see whether the progress in reality has kept up with the expected goal of the roadmap, and whether there are any new plans in the next few years
3. New technology, new story
many bitcoin fans have missed eth perfectly. In their eyes, except bitcoin, everything else is shit. Maybe Ethereum will return to zero in the future, but they have missed a whole prosperous period of Ethereum. Ethereum has introced the smart contract, which brings more possibilities and new stories to the blockchain. Although Ethereum is a good tool for ic0 to make money, who wants to miss the wealth effect brought by its technological innovation
the explosive power brought by new technology is very strong. Ethereum is taking this opportunity to directly cut into the second place. At the same time, it also shows that the technology changes very fast. If there is no technical breakthrough in the current projects, they may be on the verge of death in a few years, because they need to leave room for new technology coins and new stories. EOS is just an evolutionary version of eth, which obviously cuts leeks in a bull market
of course, it's not easy to catch a fast car like eth or iota, and it's more gambling. It's like looking for a needle in a haystack to catch the next round of killer projects. Even if you catch it, it's hard to grasp it. If you think you've caught the killer projects in the next round of blockchain instry, look at Zhihu's reply of 11 year old clip, buy it, put it in your wallet, and then forget it
what is Shanzhai coin? Through the above introction, I believe you have some understanding of Shanzhai coin and how to choose Shanzhai coin. The coin circle editor should remind investors that when investing in counterfeit currencies, they should not invest all the funds. At the same time, they should also remember to stop losses or profits in time. The most important thing is that if they don't have too much energy, investors will return to mainstream currencies. Of course, no matter what currency they choose, the most important thing is the choice of the exchange. This can avoid the risk of the exchange running away.
First, personalized virtual currency will have information function in addition to liquidity and value-added
the biggest difference between personalized virtual currency and stock market is not only the integrated pricing function with reference points, but also the distributed pricing function with reference points. This process is not completed in the virtual money market, but in the development of personalized modern services. For example, in the process of indivial auction, the bargaining process combined with frame should include not only a process of utility exchange leading to value unification, but also a process of value realization leading to value diversification. This means that virtual currency must be combined with the development of personalized information service instry. Although the stock also has certain information function, but this kind of information is subordinate, it is instry centered
in the future, virtual currency can simultaneously perform three functions of currency, stock and information card: on the one hand, it can obtain liquidity as the base currency (or exchange with the base currency); On the one hand, it has value-added function; The most important thing is that it can also add information. And this kind of information is just a kind of interface information to be completed, which needs to continue to realize its value in the service instry
secondly, personalized virtual currency will have its own cultural value orientation
in the future personalized virtual currency trading market, price level information similar to today's stock index will also be formed. But different from stock index, personalized virtual currency price index will not reflect investment value-added information, but entertainment value, cultural value, spiritual value, freedom value and personality value similar to cool value. For example, the game index may not reflect its investment value, but the value of indivial freedom
for another example, in the super girl vote, it reflects the popularity index, not the professional index. If it is not SMS voting, but a personalized IC card integrated with currency and derivative financial instruments, such as corn card and fans card, the value of the card will fluctuate with the fashion information, reflecting the freedom of personal choice. Once it is combined with the development of personalized service instry, it will form a benign interaction mechanism
thirdly, personalized virtual money market will play a role in promoting traditional instries
with the development of game instrialization and instrial Gamification, indivial freedom has been comprehensively developed, that is, personalized self realization, which will become the ultimate goal of instrial upgrading. Traditional instries, including proct manufacturing and service instries, will take the satisfaction of spiritual and cultural values as the pursuit of added value of procts and services. In the context of the development of this instry, the role of personalized information service instry in driving traditional instries may be realized through the guidance of personalized virtual money market. In other words, after the procts and services of traditional instries have reached the optimal homogenization, they will eventually find out under the guidance of the information market that those things that are cool enough will sell well, and those that are not cool enough will not sell
the future instrial development will need not only GNP type stock index guidance, but also GNH type cool value index guidance. Japan, which has put forward GNC (National cool value), is moving towards such an instrial development mode, thus following the Meiji Restoration, moving towards the road of modern instrial development. The United States and South Korea have also come to the front in this regard. China is facing the choice of the second modernization. Many "little things" like virtual currency actually contain significant information
The instrialization of virtual money will form a virtual money market. If the emergence of the stock market is the proct of the combination of instrial capital and financial capital, then virtual currency will be the proct of the combination of service capital and financial capital. Modern service instry, especially personalized modern information service instry, will become the instrial foundation of personalized virtual currency. Personalized virtual money market is different from stock market and derivative financial instrument market. The latter is established for the needs of instrialization, which is also reflected in meeting the needs of the so-called modern service instry; The instrial foundation of the former is closely related to the demand of informatization. The future of the tertiary instry is different from the service instry, its development direction is the post-modern service instry, that is, the experience instry, that is, more personalized instry to meet the development needs of spirit, culture and entertainment. The stock market will make more use of information to guide the rational investment of instry and service instry, while the personalized virtual money market will make more use of information to guide the perceptual consumption of experience instry
in this context, the instrial basis and role of virtual currency will reflect its special side
with information function
the biggest difference between personalized virtual currency and stock market is not only the integrated pricing function of reference point, but also the distributed pricing function of reference point. This process is not completed in the virtual money market, but in the development of personalized modern services. For example, in the process of indivial auction, the bargaining process combined with frame should include not only a process of utility exchange leading to value unification, but also a process of value realization leading to value diversification. This means that virtual currency must be combined with the development of personalized information service instry. Although the stock also has certain information function, but this kind of information is subordinate, it is instry centered. In the future, virtual currency may have three functions: currency, stock and information card. On the one hand, it can be used as the base currency (or exchanged with the base currency) to obtain liquidity; On the one hand, it can have value-added function; The most important thing is that additional information can be added. And this kind of information is just a kind of interface information to be completed, which needs to continue to realize its value in the service instry
cultural value positioning
in the future personalized virtual currency trading market, price level information similar to stock index will also be formed. But different from the stock index, the price index of personalized virtual currency will not reflect the investment value-added information, but the entertainment value, cultural value, spiritual value, free value and personality value similar to cool value. For example, the game index may reflect not the investment value, but the degree of indivial freedom value. For another example, in the super girl vote, it is reflected in the popularity index rather than the professional index. If it does not refer to SMS voting, but a personalized IC card with integrated currency and derivative financial instruments functions, such as corn card and fans card, the value of the card will fluctuate with the fashion information, reflecting the freedom of indivial choice. Once combined with the development of personalized service instry, a benign interaction mechanism is formed
upgrading traditional instries
with the development of game instrialization and instrial Gamification, indivial freedom has been comprehensively developed, that is, personalized self realization, which will become the ultimate goal of instrial upgrading. Traditional instries, including proct manufacturing and service instries, will take the satisfaction of spiritual and cultural values as the pursuit of added value of procts and services. In the background of the development of this instry, the role of personalized information service instry in driving traditional instries may be realized through the guidance of personalized virtual money market. That is to say, after the procts and services of traditional instries have reached the optimal homogeneity, they will eventually find out under the guidance of the information market that those things that are cool enough will sell well, and those that are not cool enough will not sell. In the future, the instry development will not only need the guidance of GNP stock index, but also need the guidance of GNH cool value index. The paper points out that GNC (National cool value) Japan is moving towards a mode of instrial development, thus following the Meiji Restoration, it is moving towards the road of modern instrial development. The United States and South Korea are also ahead in this regard. China is facing the choice of the second modernization. Many small things like virtual currency actually contain significant information< After October 30, 2008, indivials in China have to pay personal income tax on the income from purchasing virtual currency of players through the Internet and selling it to others after price increase. On October 29, 2008, the State Administration of Taxation announced the "reply on the issue of collecting personal income tax from indivials' income from online trading of virtual currency"
in response to the Beijing Local Taxation Bureau's request for instructions on how to calculate and levy indivial income tax on indivials' income from online sales of virtual currency, the State Administration of Taxation has clearly stipulated that the income obtained from indivials' online purchase of players' virtual currency and sale to others after price increase belongs to the taxable income of indivial income tax, The indivial income tax shall be calculated and paid according to the item of "income from property transfer"
at the same time, the State Administration of Taxation emphasizes that the original value of an indivial's property selling virtual currency is the price and related taxes paid for his purchase of network virtual currency. If an indivial is unable to provide evidence of the original value of his property, the original value of his property shall be verified by the competent tax authorities Reporter Zhao Peng)
the tax rate of selling virtual currency is fixed at 20%
on October 29, 2008, the reporter called Beijing Local Taxation Bureau, and the relevant person in charge disclosed that the tax rate of paying indivial income tax according to the "income from property transfer" project is fixed at 20%, and Beijing Local Taxation will also introce relevant measures to verify the original value of indivial selling virtual currency property
according to the introction, Beijing Local Taxation Bureau has not yet started to levy indivial income tax on the income of indivials from online sales of virtual currency. However, the bureau is aware that this kind of behavior is already a relatively common phenomenon, which should be strengthened. In order to better implement the requirements of the State Administration of Taxation on the "reply to the issue of personal income tax on the income of indivials from the sale of virtual currency through the Internet", Beijing Local Taxation Bureau will also issue relevant operational measures to verify the original value of the property of indivials selling virtual currency
Take two ID cards and one inch color photos of indivial bareheaded, get the physical examination form, pay the physical examination fee at the charge office, paste the photos (another one for health card), fill in the name, gender and other basic information
location of physical examination: local centers for Disease Control and prevention or medical and health institutions undertaking preventive health examination approved by the health administrative department. If the work is carried out without approval, the physical examination form issued by the local centers will not be accepted and the health supervision institutions will not issue health certificates
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health certificate refers to the certificate of preventive health examination, which proves that the subject has the health quality required by the practice. Health certificate mainly involves five instries and six diseases, which protects the health of employees and service objects to a great extent
health certificate refers to the pre professional, professional and in term health examination for food and drinking water procers, cosmetics procers, customers in public places, harmful workers, radiation workers and students according to the national health laws and regulations