The rapid development of virtual currency in Japan
Japan is also the first country in the world to legislate on virtual currency. Just in April last year, Japan's "change of capital payment law" was formally established. Virtual currency is defined as having the function of currency and can be used for monetary payment. Moreover, some time ago, the tycoons of the domestic currency circle also went to Japan one after another to learn from Japan
Finally, the popularity of virtual currency in Japan is also the intentional guidance of the Japanese government. The emergence of virtual currency gives the Japanese government a new "future". The Japanese government hopes to establish a monetary system independent of the U.S. regulation through virtual currency, so as to revive its so-called great power statushowever, we should also see that Japan's too loose virtual monetary environment has also led to many negative problems. For example, the frequent theft of virtual currency makes the Japanese government have to intervene in the asset security of the virtual currency market. As a result, Japan has strengthened the supervision of virtual currency, and the virtual currency market has become a bit quiet - exchanges such as hotcoin and BIGone have even given up Japanese language services
coincheck is one of the largest bitcoin trading platforms in Japan. At present, the total monthly transaction amount of this platform has increased from about 3 billion yen at the beginning of last year to 36 billion yen now, expanding 12 times. As for the development of the platform, the president of coincheck, a bitcoin trading platform in Japan, said that in the near future, one bitcoin can be exchanged for 140000 to 150000 yen (about 8700 to 9300 yuan), which is 2.5 times higher than that of the same period last year, and the total number of users registered on the major bitcoin platforms in Japan has exceeded 600000.
among the prosperous shops in Ginza, Tokyo, Japan, You can also see a bitcoin trading machine that can exchange invisible bitcoin and yen notes. People choose to buy, sell and other operations in the trading machine interface, and can easily complete the transaction by scanning the two-dimensional code of the bitcoin wallet on their mobile phone. At present, there are six such bitcoin trading machines in Tokyo and 14 in Japan
in Japan, more than 4200 businesses have accepted bitcoin payment. At this sushi restaurant, when customers check out, they can choose to pay by scanning the QR code of bitcoin bill. Since the introction of bitcoin payment system into the sushi restaurant, the turnover generated by bitcoin payment in one month has reached 500000 to 1 million yen, equivalent to 30000 to 60000 yuan. The manager of a sushi restaurant in Japan said that for businesses, the service charge for using bitcoin to settle accounts is only 1%, which is very cost-effective and convenient.
it is reported that the Ecuadorian government will soon adopt digital currency as a supplement to its dollar based real currency system
the Ecuadorian government is going to adopt digital currency instead of popular bitcoin. In fact, Ecuador will implement its own electronic currency system, officially known as "sistema de dinero electric" ó "Nico", Ecuadorian officials said that the digital currency is only a supplement to Ecuador's real currency, but some experts seem to think that there may be other motives for this move
Ecuador is not the only country to use digital currency. Sweden is also using digital currency, but the difference is that Ecuador's digital currency is run by the government itself, which can't help raising doubts. Of course, Ecuadorian officials guarantee that Ecuador's financial system will maintain the status quo, and e-money will only supplement the existing monetary system
since 2013, the popular virtual currencies are bitcoin, Fuyuan coin, Laite coin, doggy coin, Ruibo coin, Yuanbao coin and so on.
As a neighboring country of China, Japan is a tourist destination for many Chinese people. With the improvement of Chinese people's living standards, not a few tourists travel to Japan every year. What can we do in Japan if we change 20000 RMB into 320000 yen
Japan's land and resources are very limited, which indirectly leads to high consumption in Japan. In China, the price of fruit is still close to the people. However, in Japan, fruit is almost a luxury. A watermelon costs several hundred yuan, which shows how high the price in Japan is< RMB 20000 is converted into 320000 yen. If it's not enough to buy luxury goods, traveling in Japan can last about a week. You can consider buying some small souvenirs to bring back to China. Of course, Japanese skin care procts and cosmetics are worth recommending strong>
with the acceleration of global life, great changes have taken place in people's consumption and payment methods. From the initial purchase with money and barter to virtual currency payment. With the wide application of e-commerce, online transaction has become the most convenient and efficient way of payment. In the future, with the further demand for payment behavior, mobile payment based on mobile phone will become a new payment method. The development status and level of mobile payment in representative countries and regions of the world are classified as follows:
Japan is one of the most successful countries in the development of mobile payment business. Three mobile operators, NTT DoCoMo, KDDI and Softbank (formerly Vodafone K.K), launched mobile payment services in July 2004, July 2005 and November 2005 respectively, using felica technology developed by Sony. After several years of development, mobile payment business in Japan has a considerable scale. As of April 2007, NTTDoCoMo had 21.5 million mobile payment users, accounting for 44% of its Foma users
in November 2005, led by JCB, a credit card company, the "mobile payment alliance" was established by a number of operators and credit card institutions, aiming to establish mobile payment standards across card issuers and operators, and promote consumers to use mobile phones for shopping
in April 2006, NTT DoCoMo infiltrated mobile payment business into consumer credit and launched dcmx brand mobile credit card. Users can choose small amount and large amount of credit, which further promoted the development of mobile payment business in Japan
mobile operators in Japan generally take the way of injecting capital into financial institutions to lead the development of instrial chain. NTT DoCoMo owns shares in two credit card companies by way of capital injection. In April 2005, it injected 100 billion yen (945 million US dollars) to acquire 34% shares of Sumitomo Mitsui credit card company; In March 2006, it injected another 1 billion yen to obtain 18% equity of uccard, an affiliated enterprise of Mizuho. KDDI, Japan's second largest mobile operator, also adopted the same approach. In April 2006, it announced that it would jointly invest with Tokyo Mitsubishi UFJ to build the first bank with mobile phone as the main channel
although the development of mobile data services in the United States has changed rapidly in the past two years, mobile Internet access, picture ringtone download, PTT, MMS / SMS and streaming media are the focus of its business development, and there are not many initiatives in the field of mobile payment services
in the United States, the application of PayPal is the focus of attention. PayPal turned out to be an electronic payment service provider. The mobile payment service provided by PayPal can not only purchase digital procts, but also real goods through SMS, and provide cash on delivery service.
2. If you are an international student visa, the average working time is 5-8 hours, and it's overtime. In this case, according to the minimum wage standard in your region, the hourly wage is different in each region. Take me for example, I'm 1000 yen an hour now, Six hours a day. That is to say, I have 6000 yen a day. One day's income is equivalent to about 450RMB. My monthly income is about 15000 RMB.
3. If I come to Japan as a researcher, my salary is quite low. Moreover, my salary is not calculated by hour, but by month. The basic salary last month is about 80000 yen, equivalent to 6000RMB a month
in terms of RMB, China's growth is 86 times, while in terms of the United States, China's growth is only 19 times, which proves that RMB has depreciated relative to the US dollar. But you should know that China issues currency by the central government, while the United States issues currency by the Federal Reserve. China's currency issuance changes according to GDP, and does not join the compound growth of interest rates of treasury bonds in western developed countries, Therefore, compared with the increment ratio of international currency, it is value-added. You can't use prices to measure RMB depreciation and currency undervaluation. If you want to say that 30 years ago, you could eat all over a street for one yuan and buy three sugar gourds for a dime, it is a matter of currency depreciation, not valuation
let's use the theory of relativity to say that RMB is overvalued relative to the scale of international currency issuance, so China's development has always been below the speed of developed countries (only faster than that of other developing countries). All these are the results of international currency's self depreciation to increase economic development, So what you are saying here is undervalue, not devalue. I will tell you clearly: RMB is not undervalued, but overvalued.