BtoB virtual currency
The third-party Internet payment platform enterprises with relatively good business status in China are mainly based on the following two business modes:
1, payment gateway mode
the third-party payment platform integrates a variety of bank card payment methods into one interface, acts as the interface between all parties of e-commerce transactions and banks, and is responsible for docking with banks in transaction settlement, Consumers pay to merchants through the third-party payment platform, which provides merchants with an interface platform compatible with multi bank payment methods
In order to enhance the trust of both sides of online transactions and better ensure the circulation of funds and goods, the third-party payment service, which acts as a credit intermediary, emerges as the times require and implements "collection and payment" and "credit guarantee"after the two parties reach the transaction intention, the buyer shall deposit the payment into his account on the payment platform, and the payment platform shall transfer the previously deposited money from the buyer's account to the seller's account on the payment platform after the Buyer notifies the payment platform of receiving the goods. The essence of this mode is to use the payment company as the credit intermediary, and take the place of the buyer and the seller to temporarily keep the payment before the buyer confirms the receipt of the goods
extended data
"third party payment" profit model mainly comes from four parts, which are the potential benefits brought by bill collection fees, backup interest, prepaid card and platform establishment. The service charge for acquiring business is 0.08% - 0.22% of the transaction volume; As an auxiliary currency, prepaid card can lock in the future income in advance, and consumers can get a certain rebate
the reserves of the third party company can obtain interest income; In the early stage, the platform company aims to make profits. It focuses on customer accumulation, customer demand, customer stickiness and other indicators. The purpose is to enhance the potential value of the platform. Virtual account is the core of online Internet payment, and it is also one of the main profit models of third-party payment institutions< br />
Zheng Yixun has been exposed as a long-term drug addict. No matter how talented he is, he can only be cool with drugs. But one big event after another is happening
drug abuse is not only harmful to personal health, but also harmful to social atmosphere. Historically, we have suffered a great setback on the drug issue. From the perspective of commercial society, drugs are a kind of cancer, affecting the normal life of all people around
some time ago, a piece of news was also in hot search. The father and son generation of anti drug police died in the battlefield. What a pity news, to some extent, is caused by these drug addicts, so more severe punishment and total prohibition. What do you think of that
otherwise you will not be able to trade on foreign websites
whether you are handling international debit cards of ICBC, BOC, or credit cards with visa or Mastercard, you must submit proof of work and proof of income
in foreign countries, C2C trading market is very popular. Today, eBay alone has 150 million registered users. The annual turnover is 34.2 billion US dollars. The global C2C market is also booming. In the first nine months of this year, the global total sales increased by 40% over last year, reaching 25 billion US dollars. In China, C2C, which has been developed for more than six years, has been proved to be the remaining "fat meat" of the domestic Internet< At present, B2C and C2C are popular in e-commerce. Through the analysis of dangdang.com and taobao.com, it is not difficult to find that B2C and C2C have their own advantages and disadvantages, and they are highly complementary; The integration of B2C and C2C is not only possible, but also will be the inevitable trend of the development of e-commerce in the future.
online purchasing and online trading have become one of the important means for small and medium-sized enterprises to explore the market. If any enterprise does not have its own website, it will fall behind in its instry. In the information age, with the popularization of network, potential customers may know the website first, and then contact you through the website to understand the enterprise reputation and proct information
but what kind of website should an enterprise build, and how can an enterprise build its own team to develop the website? This is undoubtedly a problem, so the existence of e-commerce software and service providers such as creative business solves this problem for enterprises
chuangxiang C2C mall system provides an excellent solution for enterprises to build a multi-user to multi-user information interaction platform. The system functions are modeled on Taobao design, using mole tag technology and static HTML generation technology. Based on ASP. Net / C # SQL, chuangxiang multi-user mall system has the characteristics of intelligence, high expansion, stability and security, The backstage can add channels freely, modify interface style freely, classify goods infinitely, and support online payment integration. By installing and using chuangxiang C2C mall system, you can easily establish a large-scale professional online trading platform, such as online bookstore, second-hand market, auto net, group buying net, game items and other different types of online trading mall
1. Sub station function:
the sub station city can be set freely in the background, and the shops can choose the sub station according to the registration. The commodities issued by the shop are displayed on the sub station. It is convenient for buyers to find local procts as soon as possible, and it is beneficial for sellers to promote local procts and increase the practicability of the website
business ideas: the website management can be extended to the regional agent mode
2. Support the sub station query of level 1 city and level 2 City
community search, local search and whole network search
3. Support the points mall and B2C station publishing function. Website virtual currency (can be converted into points)
points source: first, registration; The second is to buy the goods of this website according to the purchase amount
points consumption: it is specially used to purchase the goods of the points mall, and the goods of the points mall are only published by the website operator
business ideas: it is concive to the popularity of the website in the rising period. Station side can put small gifts into the points Mall for exchange, so that buyers can have a kind of value-added experience at the same time. Keep buyers and sellers
4. Recommendation function for all commodity and store locations on the home page. Featured proct recommendation function
5. The actual map function of the store and the actual map annotation function can quickly find the location of the store in reality
6. Store hosting function (when store members have set hosting, the website can help members process orders)
7. The unlimited classification of commodity classification breaks through the limitation of traditional C2C two-level or three-level classification. It is convenient for users to accurately find the goods they need<
three trends of future development of e-commerce
(2010-09-08 06:20:33)
reprint
label:
Internet
e-commerce
online shopping
life consumption
general trend
It
classification: horizontal view of three trends of future development of it
e-commerce
with the rapid development of online shopping market, People have a new understanding of e-commerce. In fact, e-commerce is not just online shopping. Let's look at the popularity of group buying websites, which is also a kind of e-commerce. With the continuous development of network life, the extension of e-commerce is constantly changing. What we want to explore is how the development trend of e-commerce evolves<
recently, the author paid attention to the Internet world and noticed the birth of "you ah life navigation", which expanded the connotation of e-commerce. The speech of CAI Hu, the leader of e-commerce, enlightened me. Combined with CAI Hu's point of view, the author believes that there are three trends worthy of our grasp, whether it is for those who plan to enter the instry or who are already in the layout of the instry, they all need to study, grasp and actively respond
trend 1: e-commerce is not equal to online shopping, and it will cover all aspects of Internet users' life and consumption in the future
in the early development of e-commerce, including our basic e-commerce, many people will equate e-commerce with online shopping. However, when the business model is constantly changing, especially after the change of a virtual economy stimulating the real economy in the network era, we have seen that the scope of e-commerce is constantly extending and expanding. It is obviously inappropriate to equate online shopping with e-commerce
in fact, with the development of social networking sites, the popularity of web games and the sudden emergence of group buying sites, we can see that many online business models begin to give us a more colorful development trend of e-commerce. This is also an emerging development opportunity for e-commerce. It can be said that e-commerce increasingly presents a platform marketing mode, that is to say, on this platform, we can be more diversified in what we buy and what we sell, rather than just one-sided online shopping
e-commerce and people's consumption habits, consumption ideas and life patterns are changing imperceptibly. This transformation is also a characteristic of the Internet age. With the continuous rise of post-90s, a new life mode brought by network will become more and more intuitive, which brings more development opportunities to e-commerce. It can be said that e-commerce will help people give convenience and speed to the Internet in all aspects of their lives. The online booking of tickets and hotels when we travel, the online group buying when we buy houses and decorate, the purchasing on behalf of others when we look for the best cost performance of brand goods, and so on, are all changes that affect our living habits brought about by e-commerce
if you still think that e-commerce is online shopping, let's look at a set of data, which may change your perception. According to the analysis of 700 million search requests submitted by users every day, more than 40% of the keywords are related to life consumption, including not only the common "commodity information", but also the "life service information" related to daily life. This is also a potential impact of the popularity of group buying
trend 2: the forms of e-commerce are diverse, not just a mode of Taobao
for a time, almost all the domestic users' cognition of e-commerce came from Taobao, which is a kind of success of Taobao. And conformity psychology also doomed Taobao to have today's achievements. However, the form of e-commerce is diverse, and Taobao is not the only mode, although Taobao has done well enough. But other competitors still have opportunities. In fact, some platform based business models have begun to interpret the opportunities brought by e-commerce from another perspective
today's e-commerce has entered a pan e-commerce era. Simply look at the newly launched YOUAH life navigation on the Internet, and you can also see the business demand brought by a new consumption mode. Birds of a feather flock together. We like to use various circles to define our outreach scope. The business circle is also a common pursuit for people who like Internet entrepreneurship and consumption habits
in fact, we can see a potential business opportunity from some social networking sites, because everyone likes to get together to exchange and share information. People can share what they buy and consume with other friends. Of course, there are also opportunities for further development through this platform. For example, party, consumption, purchasing and so on. Is this not a new business opportunity? This is also the advantage of the platform, of course, this platform will become more extensive
trend 3: the relationship between search and e-commerce will become closer and closer
the combination of search and e-commerce is a kind of powerful cooperation, because in the case of extremely complex Internet information, it is the most convenient way to accurately find their own needs with the help of search tools. This is also why Taobao should cooperate with Sogou, and the Internet has a strong use of Internet search
after all, in this era of massive information, accurate positioning is the key. Especially when entering the era of Pan e-commerce, our demand is not just simple shopping, there are more consumer habits begin to be affected by the Internet, in this context, we will seek accurate information with the help of search. This is also the key to why e-commerce enterprises and search enterprises should be closely linked
in this regard, Taobao has been aware of this problem for a long time, so it has done a lot of work. However, Taobao is more of a search for merchants, and in the era of Pan e-commerce, the extension of this search is further extended, because it is not only a search for merchants, but also a search for living habits. In this regard, the network has a new platform concept to interpret this transformation. It is reported that YOUAH life platform introces more diversified elements, such as group buying, discounts and other popular online marketing methods, which are displayed in its platform. The innovative PPC (pay by effective phone) and PPD (pay by daily display) modes are adopted to meet the promotion needs of a large number of local merchants "pay only for effect". In fact, no matter how the accumulation and presentation of the platform evolves, the most important thing is to bring us experience happiness and lead a trend
future e-commerce form and trend forecast trend policy
1; Electronic Commerce & quot; It will be the next blue ocean market,
e-commerce profits will continue to grow, and domestic and foreign capital will frequently intervene in the field of e-commerce. In the past year, China's e-commerce instry developed at an unconventional speed. Both instry websites and comprehensive websites made profits one after another, with a growth rate of more than 50%. The market value graally showed up. Internet lab survey shows that the scale of China's e-commerce market will reach 1.5 trillion yuan in 2007, with a growth rate of more than 100%. The growth rate is far ahead in the world. The development of China's Internet instry has a solid user base. With the rapid growth of China's economy,