Mortgage virtual currency loan

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2. Tararia my world

3. First, what do you need to know about a mortgage

A: 58coin mortgage loan is a kind of loan method based on digital currency, which requires the borrower to provide a certain amount of digital currency as loan guarantee to guarantee the repayment of the borrowed digital currency and interest at maturity. If the borrower triggers a strong horizontal line, the platform will have the right to dect all digital currencies pledged by the loan

of course, I believe you are also very concerned about the use scenarios of mortgage loans

What are the usage scenarios of mortgage loan<

A: investors already have some digital assets. Under the condition of preserving the existing digital assets:

1. Plan to convert them into capital and carry out capital turnover

2. Try to operate another digital asset

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next, let's go on the 58coin mortgage learning journey< First of all, you need to log in to your 58coin account

note: if you haven't registered yet, remember to click "register" to become a user of 58 stock exchange ~

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2. After logging in the account, click the account at the top right and click "identity authentication" to do primary authentication and advanced authentication in turn. After these preparations are completed, we can officially enter the mortgage process

note: after these certifications are completed, your charging and other operations will be unimpeded ~

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3. Click "mortgage" on the home page to enter the mortgage interface

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4. Then you need to transfer the mortgage assets to the "mortgage account". In the mortgage loan interface, click "transfer in", select the currency you want to mortgage, transfer it from other accounts (recharge withdrawal account, etc.) to "mortgage loan account", enter the amount you want to transfer out, and click "transfer". Take "mortgage BTC loan usdt" as an example

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5. In the mortgage interface, you can see the "maximum loan". Enter the loan amount within this range, select "loan days", and the daily interest rate will be displayed at the bottom synchronously. Click "apply for loan", and your loan application will be submitted successfully. After the loan application is submitted, the mortgage will be frozen, and the review is usually completed within 30 minutes. Click the "loan under review" below to see the relevant information. After the approval, the loan will be transferred to the "mortgage account"

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note:

1) maximum loanable amount = available quantity (mortgage currency) * index price * loan mortgage rate; The index price is taken from the two major exchanges of Huoyuan (30%) and Yuanan (70%), so there is no need to worry about malicious manipulation

2) "loan days" supports five forms: 3 days, 7 days, 30 days, 60 days and perpetual. The daily interest rate fluctuates according to different currencies and loan days. Before exceeding the time limit, the interest shall be calculated according to the overe interest rate“ For details of mortgage rate and daily interest rate, click on the left to view them

3) different loan methods lead to different loan amount. Please check the "notes" below before placing an order

6. After the loan is approved, click "current loan" below to see the loan amount, interest, mortgage rate and other information

at the same time, you need to pay close attention to the risk. When the mortgage rate is greater than or equal to the early warning value (floating e to different currencies), the platform will inform the borrower in the form of SMS to make up the position of collateral or repay the loan in advance. At this time, you can click "increase mortgage" or "repayment" on the right to operate; When the pledge rate is greater than or equal to the flat value (floating e to different currencies), the flat value of the system will be triggered. If you want to view the corresponding operation record, you can click "history"

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note:

1) at present, only full repayment is supported

2) the interest will be calculated from the date when the loan application is approved. Less than one day will be counted as one day. All realized interest and unrealized interest shall be paid when prepaying

3) loans can be freely controlled among various business areas or platforms

7. If you need to repay, please enter the "wallet" in advance, transfer the items to be repaid from other accounts to the "mortgage" account, then enter the mortgage interface, and click "current loan - repayment - confirm repayment" to complete the repayment operation. At the same time, your mortgaged assets will also be unfrozen

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congratulations, you have become an entry-level player of mortgage loan.

5. Mars digital bank is committed to building a safe and stable "blockchain + finance" digital asset investment bank. It is good to develop this model

6. China currency platform has mortgage loan. You can learn about
, mortgage currency
and see what others say.

7. You can only lend RMB from Chinese banks. If you want Japanese yen, you can first change US dollar into RMB, and then change RMB into Japanese yen. It is impossible to lend yen

8. RMB loans are better
the first reason is that the conditions of import bill negotiation are relatively higher. For example, the condition of Bank of communications is "the applicant who has opened the L / C in our bank, and the documents under the L / C have arrived, and the L / C has met the requirements of the L / C after our bank's examination and verification, and must make payment to the outside world."
some banks are more detailed:
1. Enterprises should have independent legal personality, good business style and no bad records such as violation of regulations, violation of laws and breach of contract
2. An enterprise must open a foreign exchange or RMB basic account or current account in the bank, and maintain a good reputation for frequent settlement transactions
3. The enterprise should have complete financial management system and proction and sales network. The imported goods have normal and reasonable sales channels and reliable sources of funds, and can repay the advance funds of the bank on time
4. The enterprise is in good financial condition and has short-term solvency. If necessary, the enterprise should provide recognized loan guarantee or mortgage to the bank
however, e to the wide range of business, the conditions of RMB loans are relatively low, and the proceres are not complicated
the second reason is that the term of import bill negotiation is relatively short. As you know, the longest term is three months, while RMB loan is different. The time is long. Relatively speaking, you have more room for capital turnover
the third reason is that the interest rates are different, and the interest rates of import bills vary greatly among different banks. For example, under the monthly floating category (only referring to US dollars), the Agricultural Bank of China is 4.2500 yuan, and the Bank of China is 8.1250 yuan. The interest rate gap of RMB loans is much smaller, and the overall level is relatively low. For example, the Bank of China's foreign exchange loan is 5.22 (six months), which is much lower than the Bank of China's foreign exchange loan of 8.1250
however, it is inconvenient for you to convert RMB into foreign exchange after the loan, but it is definitely worth it compared with the high foreign exchange rate
you should have no problem with the formula. If you know the time limit, the principal and the interest rate, you will get it.

9. One billion US dollars, nearly 6 billion RMB. Can we still use loans? Do you want to buy an aircraft carrier?

10. Hello, only financial companies like pawnbrokers can mortgage ancient coins. There is no acceptable platform for loans. Please know.