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What are the commercial applications of virtual currency

Publish: 2021-05-15 18:25:00
1. bitcoin is still the dominant cryptocurrency, and no currency can surpass it. Most of the start-ups in the field of cryptocurrency are bitcoin related companies. However, the development of bitcoin has also encountered a big bottleneck. The popularity of bitcoin is purely e to speculation and people's psychological expectation, lacking of corresponding commercial application support

compared with other Shanzhai coins, Fuyuan coin is a revolutionary innovation in commercial application. Fuyuan coin is proced in the operation and circulation of the member enterprises of the global jewelry instry association. Users can obtain certain Fuyuan coin by purchasing the jewelry procts of the member cooperative businesses. Fuyuan coin can be purchased in the cooperative businesses or put in the wallet. New Fuyuan coin can be generated through the POS mechanism. Of course, it can also be traded in the free market on the trading platform. This also forms a closed-loop business application system, similar to business points

of course, the ideal is full, the reality is the backbone, the future is bright, and the road is tortuous.
2. virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"
according to the notice and announcement issued by the people's Bank of China and other departments, virtual currency is not issued by the monetary authority, does not have legal compensation and mandatory monetary attributes, is not a real currency, does not have the same legal status as currency, cannot and should not be used as currency in the market, and citizens' investment and transaction of virtual currency are not protected by law
response time: December 10, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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https://b.pingan.com.cn/paim/iknow/index.html
3. Virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, QQ currency of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver pattern (used for bixue love day game), and popular digital currencies since 2013 include bitcoin, Laite coin, doggy coin and Fuyuan coin. At present, hundreds of digital currencies are issued all over the world

network virtual currency can be roughly divided into

the first category is familiar game currency. In the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, and using these to buy Herbs and equipment, but it can only be used in his own game console. At that time, there was no "market" between players. Since the establishment of Internet portal and community, the realization of game networking, virtual currency has a "financial market", players can trade game currency

the second type is the special currency issued by the portal website or instant messaging service provider, which is used to purchase the services in the website. The most widely used is Tencent's q-coin, which can be used to purchase membership, QQ show and other value-added services

the third kind of virtual currency on the Internet, such as bitcoin (BTC), Wright currency (LTC), Fuyuan currency (FTC), etc. bitcoin is an electronic currency proced by open-source P2P software. Some people also translate bitcoin as "bitcoin", which is a kind of network virtual currency. It is mainly used for Internet financial investment, and it is also a new payment system. Fuyuan coin is an applied digital currency, similar to business points. Buy jewelry to get Fuyuan coin, which can be used to buy jewelry.
4.

1. Litcoin (LTC) is an improved version of digital currency inspired by bitcoin (BTC). It was designed and implemented by a programmer who worked in Google. It was released on November 9, 2011. Lightcoin and bitcoin have the same implementation principle in technology, but the creation and transfer of lightcoin is based on an open source encryption protocol, which is not managed by any central organization

2. Sunshine coin (SSC for short) is sponsored by Liu Chunyang, vice president of Jinhua express delivery Association of Zhejiang Province, instrial entrepreneur and philanthropist of express delivery instry. As a legal person, Zhejiang Dongyang Yueyin Technology Co., Ltd. is registered with the formal instry and Commerce Bureau, with a registered capital of 10 million yuan. With this as the backing and support, the sunshine elite team affiliated to the company launched the first virtual coin sunshine coin

The English name of Vicat is onecoin, which is a kind of Internet virtual currency term created by the government and is suspected of pyramid selling fraud

in 2017, CCTV announced the list of 350 fund pyramid schemes, with Vicat in the list

in May 2018, Zhuzhou County Procuratorate of Hunan Province prosecuted the last four suspects involved in the third batch of the "3.15" Vicat money online pyramid scheme case supervised by the Ministry of public security to the court

4. Amazon coin

Amazon announced in early February 2013 that it is expected to launch Amazon coins in the United States in May 2013. Amazon coins is a new virtual currency that allows U.S. users to buy apps, games and props in the kindle fire. Amazon will provide tens of millions of US dollars of Amazon coins at that time to let users try and consume the apps, games and props in the app on the kindle fire for free

5. Eth is a kind of digital token of Ethereum, which is regarded as "bitcoin version 2.0". It adopts the blockchain technology "Ethereum", which is different from bitcoin. It is an open-source public blockchain platform with intelligent contract results, and a resonance network composed of thousands of computers around the world. Developers need to pay eth to support the application. Like other digital currencies, ether currency can be bought and sold on the trading platform

5.

Background: the financial application of blockchain technology brings high investment value

2018 China international big data instry Expo opened in Guiyang City, Guizhou Province on the 26th. At the meeting, it was pointed out that China will vigorously develop the digital economy in the future, deeply implement the action plan for the development of big data and cloud computing, and deeply study blockchain technology and application. Especially in the field of finance, the landing application has become the focus of the scientific and financial circles

1. The value source of blockchain is that it can perfectly solve the pain points of the current financial instry:

in today's asset securitization, insurance, supply chain finance, commodity trading, asset custody and other financial scenarios, e to many participants, high cost of credit evaluation, low settlement efficiency of intermediary institutions and other reasons, Traditional financial service methods are difficult to effectively solve the long-standing core pain points in the instry, such as information asymmetry, complex and rendant processes, and high information verification cost

2. Why can blockchain solve the above pain points:

blockchain technology integrates many basic technologies, such as distributed accounting, tamper proof, built-in contract, etc., and constructs a trust building mechanism with lower cost. The financial application based on blockchain technology can realize the ability of all market participants to obtain all transaction information and asset ownership records in the market without discrimination, and effectively solve the problem of information asymmetry; Smart contract embedding reces the error rate of payment and settlement, simplifies the process and improves efficiency; At the same time, based on transparent information and brand-new trust mechanism, there is no need to spend manpower, material resources and financial resources to confirm information among participants, which will greatly rece the trust cost between institutions, and then rece the price of financial services and transaction costs

3. The application of blockchain technology in the financial field mainly includes the following aspects:

① digital currency

among which bitcoin is the most famous. On the basis of bitcoin, a large number of other types of decentralized digital currencies have been derived. Such as: the heyday of bits

Compared with the traditional payment system, blockchain payment can directly carry out end-to-end payment for both parties without the help of the banking system, which can greatly improve the speed and rece the cost

③ digital bills

④ bank credit management: the advantage of blockchain is that it can rely on program algorithm to automatically record credit related information and store it on every computer in the blockchain network, with transparent information, tamper proof and low cost

The major financial institutions and exchanges in Europe and the United States have explored the application research of building the next generation of financial asset trading platform based on blockchain technology

4. The development prospect of blockchain. The future development of blockchain technology will have the most vitality with alliance chain as the entry point, and will have a significant effect and far-reaching impact on the transformation of traditional financial instry pain points

in response to the good investment prospects of blockchain, domestic enterprises such as Alibaba, Jingdong and Netcom have entered the market. The application of financial scenarios based on blockchain technology not only brings us security and convenience, but also provides us with broader investment space. The rise and price surge of digital currency represented by bitcoin (bitcoin was about RMB 20 cents when it was first listed in 2009, and its current price is about US $7300!) It's the best proof that people with a keen sense of smell have made a lot of money from it

Abstract: This is an encrypted digital currency based on the bitcoin developed by Nakamoto Tsung, which improves and adds many new functions, such as the double-layer reward system network, also known as the main node network. It also includes anonymous payment to improve the interchangeability (bitage) and real-time payment function docking to realize real-time transaction confirmation without relying on the authority of the center (P2P mall)

In 2009, Nakamoto put forward the concept of bitcoin. Since then, bitcoin has spread rapidly in mainstream applications and commercial uses, becoming the first digital currency to attract a large number of users, which is a milestone in the history of digital currency. However, from the perspective of completing the transaction, we can find an important problem, that is, it takes too long for bitcoin block to confirm the transaction. Traditional payment companies have found a solution to enable the buyer and the seller to realize zero confirmation of bitcoin transaction, but this solution usually requires a trusted third party to complete the transaction outside the agreement

bitcoin provides pseudonym transaction, realizes the one-to-one transaction relationship between sender and receiver, and can always record the transactions occurred in the whole network. Bitcoin only provides low-level privacy protection, which is well known in academia. Despite this deficiency, many people still believe in the transfer history recorded by blockchain

based on Nakamoto's achievements, bitshengshi is an encrypted digital currency with the purpose of protecting privacy. We have made a series of improvements on the basis of the concept of bitcoin, resulting in a decentralized cryptocurrency with good anonymity. It supports tamper proof real-time transactions, and has a point-to-point sub network that can provide service reward system for bitsheng network

2. Master node network

the whole node is the server running on the P2P network, so that small nodes can use them to accept the dynamic changes from the whole network. These all nodes need significant traffic and other resources that consume a lot of cost. Therefore, it will be observed that the number of these nodes on the bitcoin network presents a steady downward trend over a period of time, so that the block broadcast time needs an additional 40 seconds. In order to solve this problem, many solutions have been put forward, such as the introction of Microsoft Research's new incentive plan and bitnodes incentive plan

Figure 6: mining reward model

6.

1. Q coin

Q coin, referred to as QB, also known as QQ coin, Tencent Q coin, etc. Usually its exchange rate is 1q currency = 1 RMB, with Tencent paipai net transactions are generally 10% off

QB is a virtual currency launched by Tencent, which can be used to pay for QQ bank number, QQ member service and other services. Tencent q-coin, through the purchase of QQ card, telephone recharge, bank card recharge, network recharge, mobile phone recharge card, one card recharge card and other ways to obtain

The face value of QQ card is 10 yuan, 15 yuan, 30 yuan, 60 yuan, 100 yuan and 200 yuan respectively

there is another kind of electronic cryptocurrency, qqcoin, which is not related to each other

2. Litecoin

litecoin, abbreviated as LTC, currency symbol: Ł; It is a kind of network currency based on "peer-to-peer" technology. It is also an open source software project under MIT / X11 license. It can help users make instant payments to anyone in the world

lightcoin is inspired by bitcoin (BTC) and has the same implementation principle in technology. The creation and transfer of lightcoin is based on an open source encryption protocol and is not managed by any central organization

3, infinite coin

infinite coin (hereinafter referred to as IFC) is a new digital currency, which has more circulation advantages than bitcoin, and fills the short board of bitcoin in the field of commercial circulation and promoting commercial operation. The positioning of unlimited money is to serve the daily life of small transaction payment

one transaction of infinite coin needs three confirmations, each confirmation takes three seconds, and the transaction confirmation speed is very fast. Because bitcoin transaction needs 6 confirmations, which takes about 1 hour, and lightcoin transaction takes 15 minutes, infinite coin is used in daily common transactions, which is more practical

infinite coin was released on June 5, 2013. Based on scrypt POW algorithm. A block is generated in 30 seconds. In the initial block, there are 524288 infinite coins in each block. After that, for every 86400 blocks generated, the number of coins in the block is halved, with a total of 90.6 billion. The difficulty of mining is adjusted every hour

Quark coin is not the currency in real life, it exists safely in the computer of global network

quark network is protected by six most advanced encryption algorithms to ensure that it can become a digital ledger. The whole network uses each of the six functions to generate a proof of work, and the coin maker must "verify" these transactions to ensure that each coin increase is real and effective

only regular computer can participate in ensuring that it can maintain a highly secure peer-to-peer network, which makes it more decentralized

quark coins can only be g up through the CPU of regular computers. In the first 36 weeks, a total of 247605120 quark coins will be g out. Since March 30, 2014, the annual quark coins set at 1050000 can enter the market through "digging", and the block reward will never be less than one, which is currently two

Zetacoin is an open-source digital currency based on SHA-256 algorithm. The initial coin mining is 160 million coins, and the subsequent annual inflation is a better incentive, To keep the hash of the network is not pure transaction cost

The total number of

zetacoin is 160 million, 1000 zets per block and half of 80640 zets per block

7. Blockchain technology is a decentralized consensus mechanism to maintain a complete, distributed and tamperable ledger database. It can enable the participants in the blockchain to achieve a unified ledger system without establishing a trust relationship
in the future, blockchain will be applied in any field and bring great impact on human life. Blockchain technology is regarded as one of the main protocols of the next generation of value Internet. Blockchain technology will be useful in any field of proction and life that lacks trust. From digital currency to securities and financial contracts, health care, games, artificial intelligence, intelligent contracts, Internet of things, identity authentication, asset trading, e-commerce, social communication, file storage and other fields can be widely used
in the aspect of medical treatment
when the blockchain technology is used to save the personal medical records, there will be the historical data of personal medical treatment, which can be understood as the electronic medical records on the blockchain. In the future, there will be data for medical treatment or health planning, and the real master of this data is the patient himself, not the hospital or a third-party organization. In addition, these data have strong privacy, and the use of blockchain technology also helps to protect the privacy of patients
payment system
compared with the existing traditional payment system, blockchain technology can avoid the complex system, directly between the two sides of the transaction, does not involve intermediary institutions, even if part of the network is paralyzed, it will not affect the operation of the whole system. This method has the characteristics of low price, fast speed, and no intermediate fees
banking
as a digital, secure and anti-interference account, blockchain realizes the core function of Banking: the safe storage and transfer center of value. Some banks with keen sense of smell in the world have begun to actively plan to join the army of blockchain research and application in order to gain the initiative in the fierce competition in the future
identity authentication of blockchain
blockchain has the feature of being accessible to everyone. Everyone can query the block information in any place with network. The high transparency also makes blockchain full of charm. In the future, ID card and account book are basically not needed, because every identity information can be written into the blockchain. When you need to verify the information, you only need to look it up to find it
election
based on the voting transaction on the blockchain, it can be confirmed that no vote has been modified or deleted, and there will be no improper voting
Real Estate
blockchain technology can change the operation mode of the real estate market. It can combine many complex processes and cases that real estate companies usually deal with, speed up the transaction process, rece fraud, and provide more transparent and secure transactions for each participant. Provides a way to achieve paperless and fast trading needs
securities issuance and trading
the probability of various kinds of errors in general stock and other securities trading is too high, which requires manual correction, thus prolonging the time required for transaction settlement. Through the transaction of distributed ledger, the automation of the whole process can be realized, and the security and efficiency can be improved. The identity and transaction volume of the trading party are recorded on the blockchain in real time, with an open, transparent and traceable system. It is concive to the market maintenance of securities issuers and regulatory authorities, and can rece the occurrence of black box operation and insider trading
in the scenario of relatively closed, multi-party trust problems and carrying value transmission, blockchain has unique technical advantages and also shows unique charm, which has great application imagination space. At the current stage, blockchain is worth exploring in some scenarios.
8. Beginners, I want to know more about the origin of the predecessor of bitcoin
9. 1、 Advertising is a very important business model in both the traditional instry and the Internet instry. The difference is that the Internet can show more rich forms of advertising, mainly in the following forms: (1) web advertising. Since the era of portal websites, web advertising is a mainstream form of advertising. If you hang an advertisement on a website with huge traffic, you will be charged once for each display. (in fact, there are many modes of web advertising, which can be charged in the form of display or click. I won't elaborate here.), It used to be thought of as a model of lying down and making money. According to the source of advertising, web advertising can also be divided into two modes: self operated advertising and advertising alliance advertising. Self operated advertising refers to that the website charges advertisers and displays advertising, without intermediate links. Advertisement of advertisement alliance comes from advertisement alliance. The website sells a position to advertisement alliance, and the advertisement alliance decides what advertisement to deliver 2) Search for ads In a broad sense, search advertising, the following forms of advertising belong to web advertising, but because of its particularity, it can be classified separately.) The representative procts of search advertising are Google search and web search. Search ads are more advanced than ordinary web ads in that they can accurately display ads that users are more interested in according to the search keywords of users. Of course, many web ads can achieve similar effects by using local cookies. The main form of search advertising is competitive advertising. Advertisers buy keywords. When users retrieve the keywords, they give priority to the ads put by advertisers, and then the search results. In addition, search engines are not the only procts that use search advertising. Many websites that provide search function in the website adopt the way of bidding advertising more or less. An unexpected example is Taobao Mall (excluding tmall mall), which is free for businesses and users. However, businesses can give priority to display their procts by paying for the "through train" 3) Video ads. Video ads are easy to understand, common in major video sites. Video website before playing video, forced to play a video form of advertising. Compared with the image or text form of advertising, video advertising has better display effect. 2、 Value added service value added service is a process of providing differentiated marketing. Providing basic functions for free users can complete the whole process experience of the proct, but if you want to experience better services, you need to pay. The main forms of value-added services are: members, game props, virtual currency and virtual goods (purchasing virtual goods through virtual currency). The mode of profit-making through value-added services is common in the Internet instry. Free is the core spirit of the Internet. A large number of users are accumulated through the free mode to form a good ecological environment. As long as indivial users pay, the cost of free users can be offset. This is the advantage of the Internet instry compared with traditional instries. 3、 Commission, commonly known as "tolls", generally refers to the fees charged by platform procts for the proportion of cash flow of the merchants. Commission model is common in e-commerce platform, group buying platform, game and application distribution market. Typical representatives of their respective models are: tmall mall, meituan, app store, etc. In order to avoid the platform usage fee, many companies adopt the way of self built platform. There are two main disadvantages: one is the cost of self built platform, the other is the lack of inherent traffic brought by the platform, which has both advantages and disadvantages. 4、 The other three are the most common Internet business models, and most procts generally contain one or more of them. In fact, the business models of Internet procts are far from the above three, but many business models are common to traditional instries, so they are not listed separately. The following are other business models common to traditional instries: (1) sales. Sales can be divided into the sales of physical goods and Internet procts. In fact, the sales of physical goods only move the shop to the website and make profits by selling goods. The only difference is that the channel becomes the Internet. Sales of Internet procts mainly include cloud computing, API interface, software and so on 2) Pay for learning. At present, online class has become a common form of learning, such as Netease cloud class, three classes, Zhihu live, etc. many subdivided work moles in the Internet instry, such as proct manager, operation and other posts, come from the Internet. It is better to use the Internet to teach post skills. I have summarized several common Internet business models above. In fact, the Internet business model should be far more than those listed above. If there is any supplement, readers are welcome to provide it to me.
10.

The overall instry of mobile Internet maintains a strong development trend, the characteristics of mobile terminals are further reflected, and the application development in the instry presents new characteristics. Among them, communication applications are still the mainstream applications of mobile phones, with the largest user scale and utilization rate in all applications, but users are mainly concentrated on mobile instant messaging, and the utilization rate of microblog, social networking sites, forums and other applications has declined

leisure entertainment applications are developing rapidly, and the user scale of mobile games, mobile video, mobile music and other applications has increased significantly, with a good growth trend; Although the penetration rate of mobile e-commerce applications is relatively low, the utilization rate of all applications in the field shows rapid growth

from the perspective of mobile Internet applications, with the Olympic Games as an opportunity, new telecom services begin to show in front of people. Mobile Internet applications are colorful, entertainment, business, information services and other applications begin to infiltrate into people's basic life. Mobile data services such as mobile TV, video call, mobile music download, mobile games, mobile IM, mobile search and mobile payment begin to bring new experience to users

extended materials:

Internet operation mode:

with the global expansion of Internet, China's Internet is developing rapidly, the number of ISPs in China is increasing, and the services provided are also constantly enriched. However, in order to achieve the prosperity of Internet services in China, more and more Internet service providers are required to provide rich services

it also needs ISPs to constantly explore the service market, adopt flexible operation mode, find their own way to make profits, constantly improve their independent innovation ability and enhance their core competitiveness. This paper studies the operation mode of ISP in China, and analyzes the different requirements of different business types for ISP operation mode

in the Internet application service instry chain "equipment supplier basic network operator content collector and procer service provider user", ISP / ICP is in the position of content collector, procer and service provider. Information service is the most active part of China's information instry

ISP / ICP is also the most innovative and active part of China's information instry. By the end of 2006, there were more than 21000 registered value-added service providers in China, most of which were ISPs / ICP based on Internet

with the development characteristics of the Internet, which takes the content as the king, graally clear, most ICP also plays the role of ISP. According to the classification of Internet services, this paper analyzes the ISP operation modes which provide different services

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