The impact of central bank's interest rate cut on virtual cur
Publish: 2021-05-14 18:18:23
1. Wan foreign exchange assistant reminds you:
interest rate cuts generally occur in a country's weak economy, and are often part of economic stimulus policies. An interest rate cut represents a rection in the yield of the country's currency
on the one hand, it can rece the cost of financing enterprises, improve the enthusiasm of enterprises to borrow, so as to enhance the economic leverage and help the economy get rid of the weak
on the other hand, after the interest rate cut, the attractiveness of its currency to investors will decline, and the corresponding exchange rate will fall. A falling exchange rate can help the government increase exports and improve trade data, thus promoting economic growth. Therefore, interest rate rection is a useful means to promote economic growth
after the interest rate cut, the economy will graally recover, and the interest rate cut and other stimulus policies will graally withdraw. When the economy re enters the expansion cycle, the interest rate will be increased, and the currency will appreciate, so as to curb the overheating of the economy.
interest rate cuts generally occur in a country's weak economy, and are often part of economic stimulus policies. An interest rate cut represents a rection in the yield of the country's currency
on the one hand, it can rece the cost of financing enterprises, improve the enthusiasm of enterprises to borrow, so as to enhance the economic leverage and help the economy get rid of the weak
on the other hand, after the interest rate cut, the attractiveness of its currency to investors will decline, and the corresponding exchange rate will fall. A falling exchange rate can help the government increase exports and improve trade data, thus promoting economic growth. Therefore, interest rate rection is a useful means to promote economic growth
after the interest rate cut, the economy will graally recover, and the interest rate cut and other stimulus policies will graally withdraw. When the economy re enters the expansion cycle, the interest rate will be increased, and the currency will appreciate, so as to curb the overheating of the economy.
2. The rection of interest rate does not necessarily lead to the devaluation of RMB exchange rate, and the interest margin is not the only factor determining the exchange rate and international capital flow
"one of the reasons for this interest rate rection is that under the premise that the US dollar continues to be strong and the RMB exchange rate cannot be significantly devalued, monetary policy needs to be more stable. Flexible monetary policy to deal with deflation is a phenomenon in many countries around the world
"one of the reasons for this interest rate rection is that under the premise that the US dollar continues to be strong and the RMB exchange rate cannot be significantly devalued, monetary policy needs to be more stable. Flexible monetary policy to deal with deflation is a phenomenon in many countries around the world
3. The so-called interest rate rection means that banks use interest rate adjustment to change cash flow. When the Bank cuts the interest rate, the income of depositing funds in the bank will decrease, so the interest rate rection will lead to the outflow of funds from the bank, and the deposits will turn into investment or consumption, resulting in the increase of capital liquidity. In short, it will lead to the devaluation of the money in your pocket!
4. Hello, the central bank's interest rate cut means that China's market is in the monetary easing policy, which is concive to the development of the A-share market. It will directly benefit the real estate, securities companies, non-ferrous metals and other instries in the A-share market
the real estate instry will be affected by the interest rate cut, which will rece the burden of buyers in the market, thus stimulating the rigid demand consumers to enter the market. Moreover, the interest rate cut will rece the burden of real estate developers interest rates, but also rece the financing costs of the real estate instry. Therefore, the interest rate rection is beneficial to the development of the real estate instry
the securities instry will be stimulated by the interest rate rection, so as to broaden the investment channels, rece the opportunity cost of capital entering the market, and increase the market investment. As a result, more money will flow to the securities market. Therefore, the direct benefit is better than the development of the securities instry
interest rate cuts will stimulate the rise of commodity prices, leading to the rise of commodity prices (crude oil, non-ferrous metals, steel, etc.). Then, the crude oil, non-ferrous metals, steel and other instries in the stock market will be benefited. Moreover, the central bank's interest rate cut will make the RMB depreciate partially, which will enhance China's export trade and lead to the rise of listed companies related to commodity trade
risk disclosure: this information part is arranged according to the network, and does not constitute any investment proposal. Investors should not use such information to replace their independent judgment or make decisions only based on such information, and does not constitute any trading operation, and does not guarantee any income. If you operate by yourself, please pay attention to position control and risk control.
the real estate instry will be affected by the interest rate cut, which will rece the burden of buyers in the market, thus stimulating the rigid demand consumers to enter the market. Moreover, the interest rate cut will rece the burden of real estate developers interest rates, but also rece the financing costs of the real estate instry. Therefore, the interest rate rection is beneficial to the development of the real estate instry
the securities instry will be stimulated by the interest rate rection, so as to broaden the investment channels, rece the opportunity cost of capital entering the market, and increase the market investment. As a result, more money will flow to the securities market. Therefore, the direct benefit is better than the development of the securities instry
interest rate cuts will stimulate the rise of commodity prices, leading to the rise of commodity prices (crude oil, non-ferrous metals, steel, etc.). Then, the crude oil, non-ferrous metals, steel and other instries in the stock market will be benefited. Moreover, the central bank's interest rate cut will make the RMB depreciate partially, which will enhance China's export trade and lead to the rise of listed companies related to commodity trade
risk disclosure: this information part is arranged according to the network, and does not constitute any investment proposal. Investors should not use such information to replace their independent judgment or make decisions only based on such information, and does not constitute any trading operation, and does not guarantee any income. If you operate by yourself, please pay attention to position control and risk control.
5. Interest rate rection means that banks use interest rate adjustment to change the financial way of cash flow. When banks cut interest rates, for financial institutions, the lending rate will drop and the cost of financiers will decrease; For ordinary indivials, the income from depositing funds in the bank will decrease, so the interest rate rection will lead to the outflow of funds from the bank, and the deposit will turn into investment or consumption, resulting in the increase of capital liquidity. Generally speaking, the interest rate cut will bring more capital to the stock market, so it is concive to the rise of stock prices. The interest rate cut will stimulate the development of the real estate instry. The interest rate cut will promote the reproction of enterprise loans, encourage consumers to borrow money to buy large commodities, and graally heat up the economy. The central bank's interest rate cut is intended to ensure economic growth
response time: December 21, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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response time: December 21, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
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7. Generally speaking, the interest rate refers to the interest of bank deposits. When bank interest rates rise, a lot of money will flow to savings deposits, and bond prices will fall; On the contrary, when the bank interest rate falls, a large number of funds will flow out of savings deposits one after another, and the bond price will rise, which is a substantial positive for bond funds
it is concive to the stable development of the bond market, the promotion of the net value of bond funds, and the stability of investors' investment income
therefore, bond funds and money market funds should become the focus of investors' attention and be reflected in the allocation of investment portfolio
although the interest rate cut has a positive effect on bond funds and money market funds, for investors, they should follow up with positive financial ideas and adjust their investment ideas in time. When we look at the returns of bond funds and money market funds, we should be objective, optimize the portfolio structure and formulate reasonable income expectations. Because the market is favorable, we can't blindly enlarge its income expectation or make centralized investment
finally, pay attention to the impact of interest rate changes on the existing bond funds. It can be said that the analysis of bonds mainly focuses on the ration and credit quality of bond funds. Duration is the weighted maturity of a bond. From the relationship between ration and interest rate changes, if the ration of a bond fund is five years, when the market interest rate drops by 1%, the net value of the bond fund will increase by about 5%. This also results in the net value impact of bond funds with different holding ration is also different, investors can optimize the analysis.
it is concive to the stable development of the bond market, the promotion of the net value of bond funds, and the stability of investors' investment income
therefore, bond funds and money market funds should become the focus of investors' attention and be reflected in the allocation of investment portfolio
although the interest rate cut has a positive effect on bond funds and money market funds, for investors, they should follow up with positive financial ideas and adjust their investment ideas in time. When we look at the returns of bond funds and money market funds, we should be objective, optimize the portfolio structure and formulate reasonable income expectations. Because the market is favorable, we can't blindly enlarge its income expectation or make centralized investment
finally, pay attention to the impact of interest rate changes on the existing bond funds. It can be said that the analysis of bonds mainly focuses on the ration and credit quality of bond funds. Duration is the weighted maturity of a bond. From the relationship between ration and interest rate changes, if the ration of a bond fund is five years, when the market interest rate drops by 1%, the net value of the bond fund will increase by about 5%. This also results in the net value impact of bond funds with different holding ration is also different, investors can optimize the analysis.
8. Viewpoint 1: the interest rate cut benefits gold in the short term
the impact of the interest rate cut on commodity markets such as gold, silver and crude oil is favorable in the short term, because such commodity markets still have certain financial attributes and are very active in the global financial trading market with high liquidity; In recent years, the impact of China's market on the international financial market has graally increased. Every adjustment of China's monetary policy will have a significant impact on the short-term trend of the international commodity market. Although this impact can not change the medium and long-term trend, it is enough to attract the attention of short-term investors. It is expected that the gold price will rise slightly e to the impact of China's interest rate cut, holding the US $1200 / oz pass, and there will not be much room for changes in the prices of crude oil and silver<
viewpoint 2: the interest rate cut will benefit the gold market in the long term
the interest rate cut by the people's Bank of China last Saturday has more advantages than disadvantages for the international gold price, and its main influence is to support the gold price in the long term. The Central Bank of China's monetary policy of recing interest rate and standard rate, corresponding to the quantitative easing monetary policy implemented by many central banks, will make the global paper currency devaluation become a major trend, and the value of gold as a hard currency and resisting credit risk will be reflected, so as to benefit the long term. In addition, one of the goals of the Central Bank of China to cut interest rates is to promote economic growth and help stabilize and recover global commodity prices; In addition to financial attributes, gold also has a strong commodity attribute, which will also benefit in the long term
only from the perspective of the middle line, the monetary policy of the Federal Reserve is the core factor to determine the gold price, and the central bank policies of other countries can not exert their influence. In view of the fact that the U.S. tends to raise interest rates, gold in dollar terms has been suppressed, forming the current "bear market"
in the short term, the impact of the central bank's interest rate cut on gold price is uncertain and mixed; As China's Spring Festival Gold boom period has passed, institutions have strong short sentiment. If the US dollar takes this opportunity to continue to rise, it may be able to suppress gold to fall below US $1200 again. However, if the institutions' understanding of the Fed's policy is that the Fed will postpone the interest rate increase policy e to the unsatisfactory economic data and the interest rate rection policies implemented by other countries, the gold price may take this opportunity to rise further<
viewpoint 3: the interest rate cut has no substantial impact on China's economy
"most importantly, the interest rate cut indicates the direction of the central bank's monetary policy, and the bullish expectation also forces a lot of funds into the stock market for financial management." Haomai wealth also believes that the interest rate cut is expected to further strengthen the al bull pattern of stocks and bonds. For the "buy base group", it is suggested to maintain a balanced allocation in the selection of funds, with excellent stock selection funds as the main, supplemented by trading funds, to capture periodic opportunities. In addition, pure debt fund with excellent historical performance is still a good choice for stable investors
some gold investors believe that the price of gold will rise rapidly after the interest rate cut. The reason is that more market funds will stimulate Chinese consumers' demand for gold investment and purchase after the interest rate cut. China is the second largest gold consumer in the world after India. Can interest rate cut really boost gold price? Liu Yinping, a gold analyst, believes that gold is priced in US dollars, and the trend of gold price mainly depends on the US dollar. The interest rate cut by the Central Bank of China has no substantial impact on gold price.
the impact of the interest rate cut on commodity markets such as gold, silver and crude oil is favorable in the short term, because such commodity markets still have certain financial attributes and are very active in the global financial trading market with high liquidity; In recent years, the impact of China's market on the international financial market has graally increased. Every adjustment of China's monetary policy will have a significant impact on the short-term trend of the international commodity market. Although this impact can not change the medium and long-term trend, it is enough to attract the attention of short-term investors. It is expected that the gold price will rise slightly e to the impact of China's interest rate cut, holding the US $1200 / oz pass, and there will not be much room for changes in the prices of crude oil and silver<
viewpoint 2: the interest rate cut will benefit the gold market in the long term
the interest rate cut by the people's Bank of China last Saturday has more advantages than disadvantages for the international gold price, and its main influence is to support the gold price in the long term. The Central Bank of China's monetary policy of recing interest rate and standard rate, corresponding to the quantitative easing monetary policy implemented by many central banks, will make the global paper currency devaluation become a major trend, and the value of gold as a hard currency and resisting credit risk will be reflected, so as to benefit the long term. In addition, one of the goals of the Central Bank of China to cut interest rates is to promote economic growth and help stabilize and recover global commodity prices; In addition to financial attributes, gold also has a strong commodity attribute, which will also benefit in the long term
only from the perspective of the middle line, the monetary policy of the Federal Reserve is the core factor to determine the gold price, and the central bank policies of other countries can not exert their influence. In view of the fact that the U.S. tends to raise interest rates, gold in dollar terms has been suppressed, forming the current "bear market"
in the short term, the impact of the central bank's interest rate cut on gold price is uncertain and mixed; As China's Spring Festival Gold boom period has passed, institutions have strong short sentiment. If the US dollar takes this opportunity to continue to rise, it may be able to suppress gold to fall below US $1200 again. However, if the institutions' understanding of the Fed's policy is that the Fed will postpone the interest rate increase policy e to the unsatisfactory economic data and the interest rate rection policies implemented by other countries, the gold price may take this opportunity to rise further<
viewpoint 3: the interest rate cut has no substantial impact on China's economy
"most importantly, the interest rate cut indicates the direction of the central bank's monetary policy, and the bullish expectation also forces a lot of funds into the stock market for financial management." Haomai wealth also believes that the interest rate cut is expected to further strengthen the al bull pattern of stocks and bonds. For the "buy base group", it is suggested to maintain a balanced allocation in the selection of funds, with excellent stock selection funds as the main, supplemented by trading funds, to capture periodic opportunities. In addition, pure debt fund with excellent historical performance is still a good choice for stable investors
some gold investors believe that the price of gold will rise rapidly after the interest rate cut. The reason is that more market funds will stimulate Chinese consumers' demand for gold investment and purchase after the interest rate cut. China is the second largest gold consumer in the world after India. Can interest rate cut really boost gold price? Liu Yinping, a gold analyst, believes that gold is priced in US dollars, and the trend of gold price mainly depends on the US dollar. The interest rate cut by the Central Bank of China has no substantial impact on gold price.
9. The six impacts of the central bank's interest rate and reserve requirement rection are
1: when the central bank goes to the bank to deposit money, the interest becomes less
2: the impact of the real estate market: the interest rates of commercial loans and provident fund loans have declined, and the pressure of housing loans has been reced
3: life consumption may be more active
4: people will have more choices in financial management
5: the loan environment is loose, and venture capital is easier
6: the rare double drop of interest rate deposit reserve rate is helpful to stabilize the stock market.
1: when the central bank goes to the bank to deposit money, the interest becomes less
2: the impact of the real estate market: the interest rates of commercial loans and provident fund loans have declined, and the pressure of housing loans has been reced
3: life consumption may be more active
4: people will have more choices in financial management
5: the loan environment is loose, and venture capital is easier
6: the rare double drop of interest rate deposit reserve rate is helpful to stabilize the stock market.
10. The interest rate cut is good for the stock market. On the one hand, the loan interest of listed companies is reced, which reces the company's expenditure. On the other hand, the income of deposits is reced after the interest rate cut, and some funds will be transferred to the stock market. The most important thing is that the interest rate cut represents that the central bank's monetary policy should be relaxed, that is, the capital has increased, and a lot of funds will enter the stock market.
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