Is digital currency a virtual economy
what is digital currency
digital currency can be used to describe all electronic currencies, including virtual currency and cryptocurrency. Digital currency is a kind of electronic currency without any physical form. Because of its functions and inherent attributes, it is the same as the standard illegal fixed currency, and can also be referred to as the network version of cash. Digital currency is invisible. People need to use and hold it through devices that can be connected to a specific network
T1: eth (the first public chain at present, the underlying platform of Shanzhai coin breeding, and in the speculation of eth2.0) EOS (community consensus + DAPP possible explosion + defi can also join + drop out of high cost performance) Zec (anonymous leader)
T2: Yas (UBI concept, low market value, great potential) atom (cosmos, advantage new public chain), XRP (the decline in 2019 has not risen, so the upward space is still very large) Polkadot dot (Boca, the goal is to surpass Ethereum) KSM (Boca pioneer)
T3: Ada (potential) NEO (myth of 1000 times of the last bull market), ont (strong village), Iost (Iost is currently undervalued, DAPP is also in good development)
there are platform coins in the coin circle, corresponding to HT, BNB, MX
the European Banking authority defines virtual currency as a digital representation of value, which is not issued by central banks or authorities, nor linked to legal currency. However, because it is accepted by the public, it can be used as a means of payment, or transferred, stored or traded electronically
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the difference between digital currency, electronic currency and virtual currency
in fact, digital currency is a kind of indexed RMB, a legal encrypted digital currency and an alternative currency in the form of electronic currency. Digital currency can be divided into two types: non cryptocurrency (e-gold, XRP) and cryptocurrency (bitcoin)
it can not be completely equivalent to the virtual currency in the virtual world, because it is often used for real goods and services transactions, not limited to online games and other virtual spaces. It is different from Alipay and WeChat, and Alipay, WeChat payment and mobile phone banks are all electronic money, not digital money. The popular digital currencies in 2016 include bitcoin, lightcoin, bitstock, etc. At present, there are thousands of digital currencies issued all over the world
virtual currency refers to the non real currency, especially the currency in the network virtual economy. The issuer is not the central bank, and it can only circulate in a specific virtual environment. In the case of the connection between virtual and reality, virtual currency has its real value. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point, roll counting of Shanda company, u-coin meter ticket launched by Sina (used for igome game), chivalrous Yuanbao (used for chivalrous road game), and grain silver (used for bixue Qingtian game). Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency. For example, bitcoin is illegal digital currency
since the beginning of the year, the relevant person in charge of the people's Bank of China has said that the future of mobile payment is bright, and the central bank is actively studying the relevant research results and practical experience at home and abroad to strive for the early issuance of digital currency. At the digital currency seminar of the people's Bank of China held on January 20, the relevant person in charge of the people's Bank of China disclosed that the central bank has set up a special research team since 2014 to conct in-depth research on the digital currency issuance and business operation framework, key technologies, circulation environment, etc., and strive to launch the digital currency issued by the central bank as soon as possible. At present, the research has achieved phased results
what benefits will digital currency bring to our lives
for this problem, the relevant person in charge of the central bank said that if the digital currency is successfully issued, it will bring many conveniences: it can effectively rece the high cost of the issuance and circulation of traditional paper money, and improve the convenience and transparency of economic transaction activities; It can rece money laundering, tax evasion and other illegal and criminal acts, enhance the central bank's control over money supply and money circulation, better support economic and social development, and help the comprehensive realization of Inclusive Finance; It helps to build a new financial infrastructure, further improve the payment system, improve the efficiency of payment and clearing, and promote the upgrading of economic quality and efficiency. More digital currencies can focus on bitMom
at the end of October 2013, Hong Kong GBL platform absconded with money, and the whereabouts of more than 20 million RMB were unknown
on the evening of February 28, 2014, the operator of mt.gox, the world's largest bitcoin exchange, announced that all bitcoins on the trading platform had been stolen
the management of Mt. GOx said that after the trading platform was attacked by the Internet in early February 2014, almost all bitcoins traded on the platform disappeared, including about 750000 bitcoins in the user's trading accounts and about 100000 bitcoins held by Mt. GOx itself. According to 28 trading, the loss of about 467 million U.S. dollars
since it is a proct on the Internet, we should always guard against shadow criminals. If they are careless, they can steal everything from you. You know, tigers still have time to nap
bitcoin risk 2
the virtual bitcoin mine developed by Zhongben Cong can proce 21 million, which will be completed in 2140. From the first batch of 50 after 2009 to now, more than 13 million have been excavated, and there are still 8 million in the remaining 100 years. It sounds like the method of locking in the total quantity is used to increase the price. Does anyone think that since it is a virtual mine, someone will design a second or countless similar mines in the future. Moreover, with the development of the Internet, the proction process of the virtual currency designed later is more complex and interesting than bitcoin
the popular digital currencies in 2013 include bitcoin, Leyte coin, zeta coin, pennies (Internet), invisible gold bar, red coin, pole coin, barbecue coin and prime currency. At present, hundreds of digital currencies are issued all over the world
in a few years, there will be thousands of virtual e-currency loans. The final result of development will be nothing to lose and all the money will be thrown on the floor
bitcoin risk 3
when bitcoin appears, it has already played a role in disrupting international finance. Countries must not watch virtual currency signal to disrupt their own financial markets. As a result, the major league of international financial organizations must crack down on or force the rectification of the virtual goods market, just like international terrorists
in addition, virtual currency has no ability to resist risks at all, and does not have the standard of credit rating at all. At that time, thousands of virtual currencies will return to the starting point of game currency
after a period of false speculation, the indivials or organizations of Zuozhuang have quietly left one after another, and the remaining virtual currency owners will face the end of "poor people kill evil people". Even if they fight hard, it will not help, and the result must be very miserable.
Mobile payment means that mobile clients use electronic procts such as mobile phones to make e-money payment. Mobile payment creates a new payment method and makes e-money popular. Because of the advantages of convenient and fast payment, eliminating counterfeit money, no change and so on, it is loved by many people< The Ministry of Commerce issued the "overall plan for the pilot project of deepening the innovation and development of service trade in China", and officially announced that the number of digital currency has expanded from the original 4 pilot cities to 28 , which means that digital currency is coming towards us. The same virtual currency and bitcoin, so these virtual currency can replace the status of paper money
Therefore, it is essentially no different from the paper currency RMB, and will not be wildly hyped like bitcoin. In a short period of time, virtual currency can not completely replace traditional currency. There are mainly two constraints: the first is the user's will, not everyone is used to this payment method; the second is the satisfaction of technical conditions, because the speed of transaction payment is mainly limited by the technical realization, and the goal of digital currency is only to replace part of the cash in circulation. So for a long time, it should be used in parallel with banknotesDigital economy is a powerful new economic force
However, many people are worried about whether the digital economy is a virtual economy digital economy is not virtual economy
the essence of Virtual Economy: it does not proce any material object or use value, attaches to and parasitizes on the real economy, and uses symbols, concepts, storytelling and other means to arbitrage and cheat money
virtual economy does great harm in China, such as China, which is devastating to the real economy
there is one exception: playing virtual economy in China does less harm to the real economy, that is, the United States, which has the hegemony of the US dollar, the world's settlement and circulation, and forcibly reaps the whole world. Of course, it is also harmful to the real economy
In a word, once the real economy is endowed with financial attributes, they are virtual economyfor example, the real estate instry, which originally created use value, would not be a virtual economy without speculation and speculation
The concept of digital economy digital economy refers to a series of economic activities with the use of digital knowledge and information as key proction factors, modern information network as an important carrier, and the effective use of information and communication technology as an important driving force for efficiency improvement and economic structure optimizationfor example, we use an app called takeout, which belongs to the digital economy
it belongs to traditional economy to eat in restaurants directly
however, it also belongs to the category of digital economy to pay by scanning code on mobile phone
therefore, in our daily life, when our business activities are realized in the form of digitization or Internet, the benefits and effects generated belong to the category of digital economy
in the process of digital economy operation, although it does not proce physical objects, it is also attached to the real economy, but the digital economy does not arbitrage, circle money, dig holes, set up a bureau through symbols, concepts, storytelling and other ways, it just helps the real economy to improve efficiency, innovate management, optimize resources, expand achievements, etc, Digital economy is "new real economy"
digital economy and virtual economy are just like investment and speculation,
promoting and destroying the real economy,
Science and technology serving mankind and greed destroying humanity...
virtual economy is the source of all evils, starting from human greed and shamelessness, which is a derogatory term
In fact, gambling is the most essential connotation of virtual economygambling psychology is the concentrated embodiment of human selfishness, gain for nothing, laziness and other bad human nature, of course, it is also the expression of risk-taking spirit and risk consciousness. There are risks in all economic investments, so there are more or less gambling mentality. Because of this, in addition to capital interest, the return on investment also has risk return
However, this kind of return on investment must be based on utility value creation. If we break away from the creation of utility value and only talk about risk and return, it will become pure speculation and gamblingvirtual economy lies in the manufacturing of economic bubbles. The essence of bubbles is the artificially high valuation or valuation. The game of fictitious economy is to win the trust of ordinary investors by the credibility gained by official or commercial speculation, and to ince and amplify their gambling psychology. P>
, in essence, the way of fictitious economy is to create bubbles and realize the value of virtual symbols. p> With the rapid development of science and technology revolution, digital economy has entered the stage from technology exploration to instrial application. Digital economy emphasizes the cultivation of students' compound ability, which is the combination of economics, data science, management and other disciplines, a cross-border training, and a specific practice of "speculation + Management + empowerment"
The uca-dde project aims to create a digital technology unicorn, become a leader in digital economy, cultivate influential instry leaders with business resources, and improve the decision-making ability and management level of enterprisesadmission criteria
< UL >Master's degree in related majors, with at least two years of company director and above senior management experience
Master's degree in non related majors, with at least five years of company director and above senior management experience
at least 8 years of management experience as vice president of large enterprises or as chairman or president of small and medium-sized enterprises
for those who do not have the above management experience, please submit special application for supplementary and additional materials to the project office
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