How to invest virtual currency
virtual currency is a growing field of innovation, where there are business opportunities as well as risks. Even though bitcoin has been developing at a high speed so far, there is no guarantee that it will continue to grow. Any investment of time and resources related to bitcoin requires entrepreneurship. There are many ways to make money with virtual currency, such as mining, speculation or new business. All of these methods are highly competitive and have no profit guarantee. Everyone should make their own appropriate assessment of the costs and risks involved in any such project
since 2013, the popular virtual currencies are bitcoin, Laite coin, Fuyuan coin, doggy coin, Yuanbao coin, Ruibo coin and so on.
There are mainly the following ways to make money with virtual currency:
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join the army of mining to mine; Carry out the spot and futures trading of virtual currency on the trading platform to earn the price difference; Use your own goods or services in exchange for virtual currency
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virtual currency is legal in China. At the end of 2013, the central bank defined bitcoin and other virtual currencies as a kind of special Internet goods. People can buy and sell freely at their own risk, denying its monetary attribute
in the era of stand-alone games, the protagonist accumulates money by knocking down the enemy, entering the gambling house to win money, etc., which can be used to buy Herbs and equipment, but only in his own game console; The special currency issued by the portal website or instant messaging service provider is used to purchase the services within the website
there are four types of virtual currency in the market:
1. Game currency developed by game operators for players to use as a trading medium in online games
2. A special virtual currency issued by the portal or instant messaging tools for use in the operating cyberspace
3. Interactive virtual currency, which can be used in the issuing entity of virtual currency and can purchase goods and services from non issuing entities
4. Based on cryptography and modern network P2P technology, a special electronic and digital network cryptocurrency is proced through complex mathematical algorithm
the instrialization of virtual money will form a virtual money market. If the emergence of the stock market is the proct of the combination of instrial capital and financial capital, then virtual currency will be the proct of the combination of service capital and financial capital. Modern service instry, especially personalized modern information service instry, will become the instrial foundation of personalized virtual currency
the personalized virtual money market is different from the stock market and derivative financial instrument market. The latter is more established for the needs of instrialization, which is also reflected in meeting the needs of the so-called modern service instry; The instrial foundation of the former is closely related to the demand of informatization
The future of the tertiary instry is different from the service instry, its development direction is the post-modern service instry, that is, the experience instry, that is, more personalized instry to meet the development needs of spirit, culture and entertainment. The stock market will make more use of information to guide the rational investment of instry and service instry, while the personalized virtual money market will make more use of information to guide the perceptual consumption of experience instryadvantages
complete decentralization, without issuing institutions, it is impossible to manipulate the number of issues. Its distribution and circulation are realized through open-source P2P algorithm
anonymity, tax exemption and supervision free
robustness. Bitcoin is completely dependent on P2P network and has no distribution center, so it cannot be shut down externally. Bitcoin price may fluctuate and collapse, and many governments may declare it illegal, but bitcoin and its huge P2P network will not disappear
cross border. Cross border remittance will go through layers of exchange control agencies, and the transaction records will be recorded by many parties. But if you trade with bitcoin, enter the digital address directly, click the mouse and wait for the P2P network to confirm the transaction, a lot of money will pass. It does not go through any regulatory agencies and will not leave any cross-border transaction records
it is difficult for the cat to survive. Because bitcoin algorithm is completely open source, anyone can download the source code, modify some parameters, recompile, and create a new P2P currency. But these counterfeit currencies are fragile and vulnerable to 51% attacks. Any indivial or organization, as long as it controls 51% of the computing power of a P2P currency network, can manipulate transactions and currency value at will, which will be a devastating blow to P2P currency. Many Shanzhai coins die in this link. The bitcoin network is robust enough. If you want to control 51% of the computing power of the bitcoin network, the number of CPUs / GPUs required will be astronomical.
at present, many fund sales agencies have launched intelligent fixed investment service, which is an innovative mode. The purpose of this method is to realize the holding cost and increase the profit opportunities. Moreover, it is more flexible than the conventional fixed investment method
unlike other types of open-end funds, monetary funds are specialized in investing in money market instruments with low risk. They have the characteristics of high security, high liquidity, stable returns and "quasi savings". Monetary Fund is a rare financial tool comparable to current deposit in terms of liquidity and flexibility. It can be purchased at any time and redeemed at any time. The redemption money will arrive in the account in one to two days. The investment threshold of monetary fund is generally 1000 yuan or even several hundred yuan, which is far lower than that of bank financial procts. There is no need to worry about selling out and not being able to buy them. There is also income on weekends and holidays, leaving no income blank period. Accumulating a little makes a lot of money, enlivening the spare funds in daily life, and really changing people's concept that "we must accumulate a lot of money before we can invest in financial management"< Security of principal: most money market funds have the lowest risk among all kinds of funds, and the contract of money fund generally does not guarantee the security of principal, but in fact, because of the nature of the fund, the loss of principal rarely occurs. Generally speaking, monetary funds are regarded as cash equivalents
2. Strong liquidity: the liquidity is comparable to that of current deposit. Fund trading is convenient, the time for funds to arrive at the account is short, and the liquidity is very high. Generally, funds can arrive at the account within one or two days after redemption. At present, fund companies have opened the immediate redemption business of Monetary Fund, which can arrive at the account on the same day
3. High yield: most money market funds generally have the yield level of national debt investment. Money market funds can not only invest in exchange repo and other investment tools that can be invested by ordinary institutions, but also enter the inter-bank bond and repo market and central bank bill market for investment. Their annual net return rate is generally higher than that of fixed deposit rate in the same period. Moreover, money market funds can avoid hidden losses. When there is inflation, the real interest rate may be very low or even negative. The money market fund can grasp the change of interest rate and the trend of inflation in time, and obtain stable and higher income
4. Low investment cost: Generally speaking, the transaction of money market funds is free of handling fee, and the subscription fee, subscription fee and redemption fee are all zero, so it is very convenient for funds to go in and out, which not only reces the investment cost, but also ensures the liquidity. The first subscription / subscription is 1000 yuan, and the second purchase is increased by 100 yuan
5. Dividend tax exemption: the face value of most money market funds is always 1 yuan, the income is calculated every day, and there is interest income every day. Investors enjoy compound interest, while bank deposits only enjoy simple interest. Monthly dividends are carried forward to fund shares, and dividends are exempt from income tax
in addition, general money market funds can also be converted with other open-end funds of the fund management company, which is efficient, flexible and low-cost. When the stock market is good, it can be turned into stock funds, and when the bond market is good, it can be turned into bond funds. When the stock market and bond market have no good opportunities, the money market fund is a good haven for funds, and investors can grasp all kinds of opportunities in the stock market, bond market and money market in time.