The identity of virtual currency and legal currency

1.

what is digital currency

digital currency can be used to describe all electronic currencies, including virtual currency and cryptocurrency. Digital currency is a kind of electronic currency without any physical form. Because of its functions and inherent attributes, it is the same as the standard illegal fixed currency, and can also be referred to as the network version of cash. Digital currency is invisible. People need to use and hold it through devices that can be connected to a specific network

T1: eth (the first public chain at present, the underlying platform of Shanzhai coin breeding, and in the speculation of eth2.0) EOS (community consensus + DAPP possible explosion + defi can also join + drop out of high cost performance) Zec (anonymous leader)

T2: Yas (UBI concept, low market value, great potential) atom (cosmos, advantage new public chain), XRP (the decline in 2019 has not risen, so the upward space is still very large) Polkadot dot (Boca, the goal is to surpass Ethereum) KSM (Boca pioneer)

T3: Ada (potential) NEO (myth of 1000 times of the last bull market), ont (strong village), Iost (Iost is currently undervalued, DAPP is also in good development)

there are platform coins in the coin circle, corresponding to HT, BNB, MX

2. The fundamental difference lies in the difference of issuers: the issuers of virtual currency are not central banks, they can only circulate in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, and bitcoin is illegal.

3. The differences between e-money and virtual money are as follows:

1. Electronic money refers to using a certain amount of cash or deposit to exchange from the issuer and obtain data representing the same amount, or through the quick payment service launched by the bank and the third party to transfer the balance in the bank through some electronic ways, so that transactions can be carried out. Strictly speaking, it is a kind of currency that consumers use the bank's Internet banking service to store value and make quick payment to the issuers of electronic currency, and make consumers trade electronically through media (two-dimensional code or hardware equipment)

2. Virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum".

4.

1. The essence of interpretation is different:

virtual currency: virtual currency refers to non real currency

currency: currency (CCY) is the medium of purchasing goods and preserving wealth. It is the contract between the owner of property and the market about the right of exchange. In essence, it is the agreement between the owners

2. Different types:

virtual currency: game currency, special currency, etc.

currency: coin, paper currency, deposit currency, etc.

extended data:

formation of virtual currency market:

Internet leads to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered

with the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time

5. Digital currency
unlike virtual currency, digital currency is neither bitcoin nor q-coin! That is to say, it is different from virtual currencies such as bitcoin and Ethernet
virtual currency can only be closed in circulation on the network, just like Tencent's q-coin and Huixin cloud software collaborative instry ecological chain platform, they can only be used for their own procts. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegal digital currency. As for legal digital currency, there is no unified international definition. Yao Qian, deputy director of the science and Technology Department of the people's Bank of China and head of the preparatory group of the digital currency Research Institute, believes that the digital currency researched and issued by the people's Bank of China is indexed RMB. From the perspective of national schemes, it belongs to legal encrypted digital currency, which is not only a payment tool but also a currency. Correspondingly, virtual currency is also called illegal fixed digital currency. Li Lihui, head of the blockchain working group of China Internet Finance Association, once said that digital currency must have legal status, national sovereignty endorsement, and clear responsibility subject of issuance. Virtual currencies represented by bitcoin and ethereal currency have no country, no sovereign endorsement, no qualified issuers, and no national credit support. These are not digital currencies
digital money is not equivalent to virtual currency
since digital money can be used for commodity trading, is Alipay and WeChat payment a kind of digital currency?
Alipay, WeChat payment and mobile phone banks are all electronic money, not digital money. These are all payment methods based on electronic accounts, which are in essence just a process of informatization of legal currency, not digital currency in a strict sense. For example, the amount of Alipay or WeChat transactions is essentially banknotes on bank accounts, but it is electronic form. The "100 yuan" displayed on the mobile phone will correspond to the real 100 yuan in the bank.
(edited by Huixin Yunxu)

6. The i7-6700k itself is not locked, and the default frequency is 0.6GHz higher than the i7-6700
moreover, the TDP of the former is much higher than that of the latter, which shows that Intel has left a huge space for overclocking of i7-6700k
therefore, after overclocking the i7-6700k, the i7-6700 will naturally be pressed by force. There is no doubt about this
it should be said that Intel has made the non frequency locking K version more conscientious this time
however, when it is usually used, such a big gap is not felt
if i7-6700k is not overclocking, it is similar to 6700
after overclocking, there is an experience improvement in large software.

8. The user of electronic currency exchanges and obtains the data representing the same amount from the issuer with certain cash and deposit, and stores it in the form of read-write electronic information. When the debt has to be paid off, the user can directly transfer the electronic data to the payment object through some electronic media and methods. This kind of electronic data is called electronic currency< As a proct of the combination of modern technology and modern financial business, e-money has the following outstanding characteristics:
1. E-money is a kind of virtual currency. It is a kind of invisible currency based on the highly developed bank electronic technology. It uses digital pulse instead of metal, paper and other carriers to transmit and display funds, and processes and stores them through chips. Therefore, it has no physical form, size, weight and imprint of traditional currency, and the holder can not get the actual feeling of holding
2. E-money is an online currency. Electronic money is usually transmitted on the private network and processed through POS and ATM. In other words, electronic money is a large amount of money circulating online through the network in addition to the existing banks, cheques and banknotes. The storage of electronic currency needs storage equipment, the exchange needs communication means, and the computer for encryption and decryption is needed to keep its security
3. Electronic currency is a kind of information currency. In the final analysis, e-money is nothing more than conceptual money information. It is actually a special information composed of a group of numbers including the user's identity, password, amount, scope of use, etc. When people use e-money transactions, they actually exchange relevant information. After the information is transmitted to the banks that set up this kind of business, the banks can settle the transactions for both sides, so that consumers and enterprises can receive and pay each other in a more economical, convenient and faster way than the real banking system< Generally speaking, e-money can be divided into the following two types:
1. Card based e-money system includes smart card and stored value card, both of which are plastic cards with purchasing power, in which the electronic value has been paid by the cardholder in advance“ "Kaki" procts are mainly micropayments designed for retail transactions, and show the potential to replace banknotes and coins in this field
2. Based on computer software procts, this kind of procts need to install special software on the computer, so that the electronic value can be transmitted through the telecommunication network. Software based systems mainly realize remote payment through computer network, and they have the strength to replace cash and other paperless payment tools to a certain extent
through the above analysis, we understand the basic concept, characteristics and classification of e-money. In addition, we know that e-money is the medium of e-payment. We can clearly see the role of e-money in the process of e-payment through figure 1.