Picture of virtual currency investment platform
Background: the financial application of blockchain technology brings high investment value
2018 China international big data instry Expo opened in Guiyang City, Guizhou Province on the 26th. At the meeting, it was pointed out that China will vigorously develop the digital economy in the future, deeply implement the action plan for the development of big data and cloud computing, and deeply study blockchain technology and application. Especially in the field of finance, the landing application has become the focus of the scientific and financial circles
1. The value source of blockchain is that it can perfectly solve the pain points of the current financial instry:
in today's asset securitization, insurance, supply chain finance, commodity trading, asset custody and other financial scenarios, e to many participants, high cost of credit evaluation, low settlement efficiency of intermediary institutions and other reasons, Traditional financial service methods are difficult to effectively solve the long-standing core pain points in the instry, such as information asymmetry, complex and rendant processes, and high information verification cost
2. Why can blockchain solve the above pain points:
blockchain technology integrates many basic technologies, such as distributed accounting, tamper proof, built-in contract, etc., and constructs a trust building mechanism with lower cost. The financial application based on blockchain technology can realize the ability of all market participants to obtain all transaction information and asset ownership records in the market without discrimination, and effectively solve the problem of information asymmetry; Smart contract embedding reces the error rate of payment and settlement, simplifies the process and improves efficiency; At the same time, based on transparent information and brand-new trust mechanism, there is no need to spend manpower, material resources and financial resources to confirm information among participants, which will greatly rece the trust cost between institutions, and then rece the price of financial services and transaction costs
3. The application of blockchain technology in the financial field mainly includes the following aspects:
among which bitcoin is the most famous. On the basis of bitcoin, a large number of other types of decentralized digital currencies have been derived. Such as: the heyday of bits
Compared with the traditional payment system, blockchain payment can directly carry out end-to-end payment for both parties without the help of the banking system, which can greatly improve the speed and rece the cost③ digital bills
④ bank credit management: the advantage of blockchain is that it can rely on program algorithm to automatically record credit related information and store it on every computer in the blockchain network, with transparent information, tamper proof and low cost
The major financial institutions and exchanges in Europe and the United States have explored the application research of building the next generation of financial asset trading platform based on blockchain technology4. The development prospect of blockchain. The future development of blockchain technology will have the most vitality with alliance chain as the entry point, and will have a significant effect and far-reaching impact on the transformation of traditional financial instry pain points
in response to the good investment prospects of blockchain, domestic enterprises such as Alibaba, Jingdong and Netcom have entered the market. The application of financial scenarios based on blockchain technology not only brings us security and convenience, but also provides us with broader investment space. The rise and price surge of digital currency represented by bitcoin (bitcoin was about RMB 20 cents when it was first listed in 2009, and its current price is about US $7300!) It's the best proof that people with a keen sense of smell have made a lot of money from it
Abstract: This is an encrypted digital currency based on the bitcoin developed by Nakamoto Tsung, which improves and adds many new functions, such as the double-layer reward system network, also known as the main node network. It also includes anonymous payment to improve the interchangeability (bitage) and real-time payment function docking to realize real-time transaction confirmation without relying on the authority of the center (P2P mall) In 2009, Nakamoto put forward the concept of bitcoin. Since then, bitcoin has spread rapidly in mainstream applications and commercial uses, becoming the first digital currency to attract a large number of users, which is a milestone in the history of digital currency. However, from the perspective of completing the transaction, we can find an important problem, that is, it takes too long for bitcoin block to confirm the transaction. Traditional payment companies have found a solution to enable the buyer and the seller to realize zero confirmation of bitcoin transaction, but this solution usually requires a trusted third party to complete the transaction outside the agreementbitcoin provides pseudonym transaction, realizes the one-to-one transaction relationship between sender and receiver, and can always record the transactions occurred in the whole network. Bitcoin only provides low-level privacy protection, which is well known in academia. Despite this deficiency, many people still believe in the transfer history recorded by blockchain
based on Nakamoto's achievements, bitshengshi is an encrypted digital currency with the purpose of protecting privacy. We have made a series of improvements on the basis of the concept of bitcoin, resulting in a decentralized cryptocurrency with good anonymity. It supports tamper proof real-time transactions, and has a point-to-point sub network that can provide service reward system for bitsheng network
2. Master node network
the whole node is the server running on the P2P network, so that small nodes can use them to accept the dynamic changes from the whole network. These all nodes need significant traffic and other resources that consume a lot of cost. Therefore, it will be observed that the number of these nodes on the bitcoin network presents a steady downward trend over a period of time, so that the block broadcast time needs an additional 40 seconds. In order to solve this problem, many solutions have been put forward, such as the introction of Microsoft Research's new incentive plan and bitnodes incentive plan
Figure 6: mining reward model
1. Fake virtual currency: criminals use virtual currency to defraud. Many investment platforms of virtual currency, the amount and speed of various virtual currencies issued by them are artificially controlled, and their source code is not open, so they can be issued infinitely. It can be said that they are completely in the "black box mode", and there is no consensus mechanism, Therefore, it is not a virtual currency in the traditional sense
2. Real virtual currency: the real virtual currency, such as bitcoin and Leyte, is not a necessity of life, and it is difficult for hoarders to create a shortage effect. Therefore, bitcoin market needs to constantly raise their own funds to boost market confidence, which will overdraw the financial resources of bitcoin lovers, It is not a game that the public and ordinary people can participate in, and it lacks sustainability
it's easy to be cheated when investing in virtual currency. This is because lawbreakers know that many people come into contact with virtual currency because they make money. In fact, investing in virtual currency also requires capital investment, because the unit price of real valuable currency is hard for many ordinary people to accept, and investing in virtual currency is easy to be used by lawbreakers, We must be vigilant.
Of course, Li Ka Shing is richer. Li Xiaohua's latest entry into Forbes was in 2001, ranking sixteenth in Chinese mainland and 240 million dollars in assets.
Li Jiacheng (July 29, 1928 -), Han nationality, born in Chaoan County, Chaozhou City, Guangdong Province, is a senior consultant of Changjiang Heji Instrial Co., Ltd. and Changjiang Instrial Group Co., Ltd
In March 2014, Li Ka Shing sold nearly 25% of Watson's shares to Temasek, a Singapore sovereign fund, at a price of HK $44 billion, and cashed out more than HK $71 billion in eight months. In late March 2015, Hutchison Whampoa, a subsidiary of Li Ka Shing, reached a final agreement with Telefonica, a Spanish telecom company. Hutchison Whampoa will spend about 10.25 billion pounds (about 95.6 billion yuan) to acquire O2, the second largest mobile telecom operator in the UKin November 2017, Li Ka Shing Foundation decided to donate another 2 billion yuan to support the construction of Shantou University in the next eight years. It was rumored that it would withdraw from Shantou University. On May 10, 2018, Li Ka Shing officially retired; On June 29, Li Ka Shing resigned as honorary chairman of the board of Shantou University; In September, Li Ka Shing was selected as one of the world's top ten most influential Chinese businessmen
extended data
in 2009, the total market value of Changjiang instry was about HK $100 billion. On July 30, 2010, Cheung Kong infrastructure, HEC, Li Ka Shing Foundation Limited and Li Ka Shing (Overseas) foundation of Li Ka Shing, the richest man in Asia, bid for part of the British power grid business of French power group with 5.775 billion pounds. On September 6, Chinese President Hu Jintao met with Li Ka Shing in Shenzhen, Guangdong Province. In 2011, the legend of Li Ka Shing Kung Fu tea was selected as an article by Chinese foreign teachers at the national Confucius Institute
according to Forbes magazine's ranking of the world's richest people in 2014, Li Ka Shing's total net assets reached US $31 billion, ranking No. 20 in the world. Li Ka Shing ranked 11th on the 2011 Forbes rich list. In July, Vice Minister of ecation hao ping went to Shantou University for research and met with Li Jiacheng. On September 28, 2011, the national Confucius Institute put the legend of Kung Fu tea, which made Li Jiacheng a success, on the international channel and promoted it in both Chinese and English
in the 2012 Forbes rich list, Li Ka Shing ranked the ninth and was the richest man in Asia
Li Ka Shing ranked 31st in the Forbes 2012 list of the most influential people in the world
Li Ka Shing and his eldest son Li zeju Li Ka Shing and his eldest son Li zeju on January 10, 2013, Forbes, an American financial magazine, announced that Li Ka Shing's wealth has greatly increased to US $30 billion, continuing to be the richest man in Hong Kong
according to the Chinese rich list released in 2013, on the whole, the scale of Chinese billionaires has achieved double growth in number and wealth; Li Ka Shing continues to be the richest man in China. It is the 15th year since he surpassed Li Zhaoji in 1999
on June 30, 2013, Li Jiacheng attended the graation ceremony and a series of activities of Shantou University in 2013. He also surveyed the address of shandaxin Medical College and participated in the launching ceremony of the construction project. In December 2013, Li Ka Shing invested in bitpay, a foreign bitcoin payment start-up, through its venture capital company horizons ventures
In March 2014, Li Ka Shing sold nearly 25% of Watson's shares to Temasek, a Singapore sovereign fund, for HK $44 billion. Li Ka Shing has cashed out more than HK $71 billion in eight months. On June 13, 2014, Li Ka Shing invested HK $180 million in the sale of artificial mayonnaise in Hong Kong. On July 22, 2014, Changhe company of Li Ka Shing, the richest Chinese, successively announced its half year results, among which Changjiang life science and technology announced its results on July 22as of June 30, 2014, the group's net profit in the first half of the year was 146.6 million yuan (Hong Kong dollars, the same below), up 5% year-on-year; However, the pre tax profit was about 170 million yuan, down 4.9% year on year; Turnover also fell 2.4% to 2.42 billion yuan, compared with 2.48 billion yuan in the same period of 2013, with no interim dividend
on August 2, 2014, Li Ka Shing may bid for the acquisition of about 100 aircraft assets of awas aviation leasing company in Ireland. Awas is one of the many airline leasing companies in Ireland, with a total of about 280 aircraft and partners of nearly 100 airline operators in 50 countries around the world
the company is planning to split and package its aircraft assets, and plans to sell about 100 newer aircraft, including Boeing 747, Airbus 340 and other major aircraft, with the total assets to be sold up to US $5 billion. If the deal is concluded, it will be Li Ka Shing's biggest acquisition since 2010
on August 19, 2015, Hurun released the 2015 global Chinese rich list, and Li Ka Shing ranked second in the global Chinese rich list with a fortune of 200 billion yuan. In January 2016, the 2015 Forbes Hong Kong rich list was released, and Li Ka Shing ranked the richest in Hong Kong for the 17th consecutive year with a fortune of US $31.3 billion
on March 2, 2016, Forbes, an authoritative American financial magazine, published the 2016 global rich list. Li Ka Shing, with a fortune of 27.1 billion US dollars, dropped from 17th to 20th. On July 17, 2017, the Forbes rich list released that Li Ka Shing ranked 21st with a net asset of US $33.2 billion
in August 2019, Cheung Kong instries, a subsidiary of the Li Ka Shing family, invested 4.6 billion pounds (about 39.5 billion yuan) to wholly acquire Greene king, the largest bar group and brewery in the UK, and reached a deal
for example, BNB was a few cents at that time, but now it's more than 200