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Bank of communications virtual currency

Publish: 2021-03-28 23:28:57
1. How to say, there are a lot of digital currencies, but most of them are not very standardized. We suggest that we should be cautious.
2.

Bank of communications can't exchange foreign currency through Internet banking

relevant regulations of Bank of communications on Internet Banking:

1. While realizing fast financial services, we should pay more attention to security. Taking Pudong development mobile bank as an example, it has the function of mobile phone number identification, which is equivalent to adding a key to open the mobile phone bank held by the customer. If the customer's mobile phone number cannot be obtained, the corresponding identity cannot be used to log in to the mobile phone bank, which greatly improves the security of the mobile phone bank.

at the same time, the mobile phone bank will display the customer number to confirm the identity after the customer logs in, so as to avoid phishing. Shanghai Pudong Development Bank also separated the mobile banking login password from the payment password to set up two safety nets for transactions. In addition, when the query password set by the user is too simple, the system will automatically prompt the user to modify the password

2. Mobile banks of other banks also have their own unique ways in risk prevention, such as ICBC mobile bank needs dynamic password card in addition to password when transferring money; The account numbers of mobile banking users of China Merchants Bank will only be displayed on some screens, which can rece the risk of account leakage caused by using mobile phones in public places or mobile phone theft

3. Banks understand the needs of customers and have customer information, so the position of banks in the business will become more and more important. The main role of mobile operators is to provide a secure data transmission channel for the business. An important reason for the rapid development of mobile banking in South Korea is that banks play an active role in the business

4. The bank can first transfer some simple business to mobile self-service, such as account inquiry. According to the statistics of the American Banking Association, the comprehensive cost paid by the bank to receive service at the counter is $2.70, while the cost through the teller machine is reced to 1 / 4, and the cost of self service through mobile phone is only 1 / 20 of that of the counter service

Therefore, online banking of Bank of communications can not exchange foreign currency

extended data:

the role of online banking of Bank of Communications:

1. Guiding role

the guiding role of mobile banking of CCB is mainly reflected in the guiding role of performance indicators, which is to clarify the goals and guide the work for employees

2. Restraining function

some mobile banks of CCB will clearly tell employees what they should do, whether their work is in line with the performance indicators, and restrict employees' daily behavior and management norms, as well as work priorities and goals

3. Cohesive function once CCB mobile banking, employees will use all kinds of resources and pool all available forces to achieve and complete performance goals, which can bring everyone together in a common goal and direction

4, competitive role

the setting of CCB mobile banking requires employees to achieve the goal through hard work, and the performance indicators make clear the direction and goal of employees' efforts, so as to provide the goal and comparison standard of competition among employees, departments, enterprises and the outside world, so that employees can compete with each other to complete the performance appraisal indicators

source of reference: Internet - Bank of communications

Internet - online banking

official website of Bank of Communications - credit card charter

3. Can I return it? I called the bank and said it was not refundable. I didn't even open the package! Where can we solve this problem?
4. It's usually double currency
platinum credit cards currently issued include standard platinum credit card, China Eastern Airlines platinum credit card and Air China Phoenix Zhiyin platinum credit card

warm tips: you can apply only if you meet any of the following conditions

1. You have a stable job, pay three payments in succession, and never hold the main card of Bank of Communications credit card
2. Have a college degree or above, and never hold a master card of Bank of communications
3. You have certain assets in Bank of communications, and have never held the main card of Bank of Communications credit card

the basic annual fee for the main card of Air China Phoenix Zhiyin platinum credit card of Bank of communications is 1000 yuan / year (if it is handled online, it will be charged on the day of platinum card activation or renewal, if it is not handled online, it will be charged on the day of card verification or renewal), and the subsidiary card is free of basic annual fee). If our bank adjusts the annual fee collection policy later, we will inform it through the official website of credit card, bill and other channels, Please pay attention to the notice at that time

warm tips: from December 1, 2016 to December 31, 2017, those who apply for the platinum credit card of Bank of communications for the first time and successfully issue the platinum credit card of Bank of communications ring the activity period can be exempted from the first year's annual fee of the platinum credit card if they spend 6 times within 45 days after verification. Please refer to the official website of Bank of communications for details of the activity

sharing means that if the gold card consumes 20000 yuan, the platinum card can only consume 80000 yuan
but the gold card can only consume 50000 yuan at most, even if the platinum card is not used at all

the maximum amount of the platinum card is 1000000 yuan, not the minimum<

the policy of annual fee of one year can be exchanged with 250000 points every year is introced. If the annual fee is exchanged for points, it should be collected first and then returned.
to apply for bocom platinum credit card, the following conditions should be met:
(1) age limit: the main card applicant should be at least 18-60 years old (if you apply for the card through branch channels, Please consult the local counter staff) and have full capacity for civil conct; Supplementary card applicants should be at least 11 years old
(2) application channel restriction:
A. counter application: only support our ward financial management or private banking application
B. online banking application: only platinum credit card or platinum card applications of our bank are supported.
5. Credit card points cannot be exchanged for cash. It can only offset part of the amount when shopping on the bank's website. The original standard of the Bank of communications was that 1000 points would be worth 2.5 yuan, but today it is reced to 1.5 yuan / 1000 points. And only part of the goods can cover half the amount. Therefore, if you buy their procts that can be offset, you can offset:
117525 × 1.5/1000 = 176.28
need to buy more than 176.28 × 2 = 352.56 yuan.
6.

Only four major banks (Bank of China, Agricultural Bank of China, instrial and Commercial Bank of China and China Construction Bank) participate in online booking exchange, while other banks do not

the four major banks undertake booking in different provinces:

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9. Foreign currency exchange is not available online
at present, the foreign exchange currencies of BOCOM are: US dollar, Japanese yen, Hong Kong dollar, euro, British pound, Australian dollar, Swiss franc, Canadian dollar and Singapore dollar
regulations on foreign exchange purchase with RMB cash at bocom:
① the currency that can be handled by local branches (without opening an account or holding a card in CMB) can be used to purchase foreign exchange with RMB cash at CMB and directly withdraw foreign currency cash
2. In this case, the amount of foreign currency purchased on the same day will be limited by the total amount of foreign exchange purchased in the foreign exchange control year and the total amount of withdrawal on the same day. If the record form of withdrawal of foreign currency notes of safe is not available, the foreign exchange purchase business with the equivalent value of 10000 US dollars (inclusive) can only be handled.
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