Is it worthwhile to deposit the credit line into the mine pool

1. If you can't get in directly, if it's cash withdrawal or cash out, you'll be dead
the annual interest rate of yu'ebao this year is about 4.5%, while the alt interest rate equivalent to cash interest is 18%, and the alt interest rate equivalent to cash for the whole year is close to 10%;

2. You can contact customer service to help you adjust the quota temporarily. The temporary limit is usually much higher than your permanent limit. The available quota is temporary quota + 5W.

3. Hello! tolerable. The more money you save, the more you pay, the more you can spend with your credit card. Hope to help you, please adopt!

4. The credit card limit is 10000. If the current available limit is 10000 and 50000 is deposited, then the current available limit is 60000, that is, the current available limit plus 50000 is the maximum credit card limit
when a cardholder applies for a credit card, the bank decides the amount of credit according to the cardholder's credit and financial resources at that time. If the cardholder normally uses the credit card for a long time in the later period, and the amount of credit card is more than 60% of the amount in a certain period of time (generally 3 to 6 months), the bank will automatically adjust the temporary or fixed amount. If there is no adjustment, you can contact the customer service staff of the credit card center of the bank to apply for the withdrawal. Some card banks can apply for the increase by telephone
if the customer service staff of the bank informs the cardholder to go to the counter to handle the withdrawal business, the cardholder needs to prepare relevant materials to handle: ID card, credit card, running water in the past six months (the running water of UnionPay card with larger running water), credit card withdrawal application form (to be filled in in the bank). If there is no problem in the bank's audit, the amount will be adjusted appropriately.

5. After the deposit, 6000 yuan will be automatically dected from the card, and the remaining 94000 yuan will be retained on the card as excess payment, which will be given priority when swiping the card next time.

6. Credit card is used for overdraft, first consumption and then repayment, how much amount can overdraft, no need to save money and then swipe the card< 1. Overdraft of credit card:
a service charge: depending on the regulations of each bank, for example, the service charge of Ping An credit card is 2.5%, with a minimum of 25 yuan / transaction; CCB's credit card is charged at 0.5% of the withdrawal amount in China, with a minimum of 2 yuan / transaction and a maximum of 100 yuan / transaction; CMB's credit card is charged at 1% of the amount of cash withdrawn in China, with a minimum of RMB 10 per transaction
B interest: calculated at 0.05% of daily interest
2. Cash withdrawal for credit card excess payment: some banks need to charge a service charge, while others do not. For example, the service charge of China Merchants Bank is 0.5% of the recovered amount, and the minimum charge is ￥ 5 or $1< Second, credit card consumption at POS machine:
1. Full repayment on time, free of interest
2. Pay the minimum repayment on time, charged at 0.05% of daily interest
3. In addition to the above-mentioned interest, there is a late fee for overe repayment.

7.

Yes. It is not recommended to deposit money in a credit card

when the credit card customer repays the overpaid funds or the funds deposited in the credit card account, a certain amount of fees will be paid to withdraw the overpaid funds. This sum of money can be used to increase the available amount of credit card, or directly for consumption repayment. If there is excess payment in the credit card, the excess payment will be dected first, and then the credit line will be dected. If the excess payment is greater than the consumption amount, there will be no overdraft. There is no interest in excess payment

the withdrawal of credit card is charged according to the regulations. The charging problem can be divided into two aspects:

1. In the regulations on the use of credit cards, the ATM basically has to charge a cash withdrawal service charge, which is usually 0.5% of the cash withdrawal amount, with a minimum of 5 yuan; The handling charge for overseas cash withdrawal should be higher

2. If there is "excess payment" and the ATM withdraws money, it still needs to charge the service charge according to the credit card withdrawal standard. In this case, the cardholder is advised to transfer the excess payment on the credit card to any bank's debit card with the same name, and then withdraw cash from the debit card. This will rece the handling charge

extended data

cash withdrawal of credit card is charged according to regulations. The charging problem can be divided into two aspects:

1. In the regulations on the use of credit cards, the ATM basically has to charge the service charge for cash withdrawal. Generally, the standard is 0.5% of the cash withdrawal amount, and the minimum charge is 5 yuan. The service charge for overseas cash withdrawal is higher

2. If there is "excess payment" and the ATM withdraws money, it still needs to charge the service charge according to the credit card withdrawal standard. In this case, the cardholder is advised to transfer the excess payment on the credit card to any bank's debit card with the same name, and then withdraw cash from the debit card. This will rece the handling charge

8. Of course,
advance deposit is excess deposit,
you can increase the available amount for consumption,
you can also apply for temporary amount at the bank customer service office