Ethereum debit card

1. What does not exist is that the state controls finance very strictly, and digital currency is prohibited in China. In addition to bitcoin, other so-called digital currencies are basically air money MLM coins. They issue their own pricing to cheat leeks, and then harvest leeks
I went to ICBC to apply for a bank card a few days ago. Did I sign a contract with ICBC
don't be deceived by false propaganda

2. Bitcoin, Ethereum, bitcash, EOS, Ruibo, etc. are the mainstream digital currencies. They can be invested appropriately, and the exchange of resources is easy. You can invest cautiously. You can search the fire coin, coin security, OK, dobby trading platforms on the Internet, and they can trade bitcoin. These are the relatively large trading platforms, investing in the mainstream digital currency Don't invest in counterfeit money or air money.

3. Recently, a friend recommended to me a new investment project - etherpay, which is said to combine the hottest concepts such as blockchain and mobile payment. At the same time, it also adopts the investment mode of private fund, and the income of e-money fund e before is very high

Lao Xue has always been conservative about e-money investment. Listening to what my friend said, I don't think it's very reliable, so I paid close attention to it. It doesn't matter if you don't look at it. I really found some twists and turns in it<

let's talk about its issuer first:

FVI (finatech capital investment) is a cryptocurrency fund company from the Netherlands, which was founded in 2016, focusing on the investment of blockchain technology, cryptocurrency and related assets
the company claims to have offices in the United States, Australia and Hong Kong. It has previously launched bitcoin contracts (456% of profits) and Ethereum contracts (the current contract period is not expired, but it claims to have positive profits). This sale is the company's new project ICO contract - Ethereum payment

what is etheric payment?? I found the relevant white papers and dozens of pages of PDF documents. I was dazzled by them. After studying them all afternoon, I finally understood that the so-called Ethernet payment is not only the name of electronic currency, but also the name of a transnational electronic payment project

according to the white paper, Ethereum is a general decentralized market based on Ethereum blockchain. In short, it is a Taobao or Amazon that can pay with e-money, and there is also a debit card for Ethereum, which can be used for cross-border consumption and can withdraw the e-money at any time. The most important thing is to pay through Ethernet. The service charge of online or cross-border payment is only 0.88%, which is lower than that of traditional e-commerce or bank

as an investment project, the most attractive thing is its income. Taifu private placement project plans to issue 800 million tokens, accounting for 80% of the total issue. The private placement period is one year, and the starting price is $1.00, which is expected to rise to $6.40 after the lock-in period (52 weeks), so if the first batch of purchase income is considerable

but Lao Xue, I'm a professional at least. As soon as I say that, my career sensitivity tells me that etherpay is not as beautiful as it says

for the online payment and cross-border payment claimed in the white paper, I can't tell the authenticity of such a large project for a moment, but I'm sure it's a difficult problem to realize it. First of all, cross-border payment and ether payment debit card have basically crossed the bottom line of central banks. E-money is not recognized by all countries. In addition to the possible capital outflow caused by cross-border payment and the impact on traditional commercial banking business, I think our central bank can not pass this pass. Let's talk about online shopping and e-commerce, because etherpay is equivalent to re establishing an independent payment platform, which can move the cake of traditional Internet giants. It will be fresh for Ma Yun and Bezos to watch it thrive and grab their own jobs

there are many difficulties in realizing the "lofty ideal" of this project, so whether this project can achieve this degree of profitability naturally has to be questioned. The project is unreliable. Isn't there a way to sell tokens? Let's study token appreciation

since the whole project is based on Ethereum technology environment, it is natural to check on Ethereum before investment. As a result, the white paper says the name of the token on Ethereum - ethepay, and it has been put on sale since August this year. It should be valuable now, but the value of ethepay found on Ethereum's website is at present $0@0Eth In other words, at present, the intrinsic value of aether payment token is "air"

in order to avoid my mistake, Lao Xue checked all the links similar to ethepay and Epay (including the differences between case and case), and found that all the links had zero value. I doubt that the etherpay project is an "air currency" ICO project in the final analysis, but the packaging is more realistic and advanced

seeing this, we should understand what is the situation of the etheric payment. The project itself and the future appreciation space of the token are basically impossible to make money. If we rely on the development of the MLM mode to get the Commission, we can still make some money. So whether you can participate or not depends on your IQ and conscience.

4. 1. The most primitive is bank remittance or telegraphic transfer, which has a long cycle, troublesome processing, low efficiency and high cost

2, the common local payment tools for "toC" class Alipay, such as WeChat PayPal Po, etc., are applicable to businesses that have been popularized locally and are in favor of merchants in policy.

3. For international credit card collection, the common international cards are visa, masterc, JCB, AE, DC, etc. Payment companies get authorization from banks, and then provide the collection channel for foreign trade merchants to use. Foreign trade merchants can let users directly input the relevant information of international card on the web page or app, and then they can easily pay. It is convenient, fast, and has good experience, which is concive to the second payment

4. At present, the global information is more and more convenient, and the most commonly used is to directly handle multi currency accounts, operate remittance, exchange and transfer by oneself, and choose more banks in China: Standard Chartered Bank. Overseas Bank: CBI Bank of the United States<

time cycle: unlike in China, it usually takes about three working days to get there<

general process of foreign exchange:

first, the remittance is handled in the overseas bank, and the overseas bank remits the remittance to the domestic receiving bank through such overseas foreign exchange clearing institutions as swift transfer, (or Western Union, suhuijin, etc.), the bank keeps accounts in the form of landing to be cleared, informs the payee to pay, and the payee checks his information with the bank, Then the foreign exchange will be remitted to the payee's bank account.

5. POC and POW are similar in some aspects. Both of them are based on the "computing power" competition between miners, except that POC is based on the computing power of hard disk capacity and POW is based on hash operation. Because of this, POC is no less secure and decentralized than pow. On this basis, POC only needs one percent of pow power consumption to complete the consensus, which is a consensus of clean, environmental protection and universal value. Lava occupies the best track of POC mining + decentralized storage, with huge development space.

6.

Vpay is MLM

According to Chen Zhaojian, chief of the bank card crime investigation section of the Economic Investigation Bureau of Guangdong Provincial Public Security Bureau, at present, the cases of stealing bank card information recorded in shopping malls and hotels have decreased year by year. On the contrary, the trend of stealing bank card online is obvious. In early 2018, relying on the economic crime monitoring and early warning platform, the provincial Economic Investigation Bureau found that someone on the Internet was selling related procts such as "one machine Multi Country forehead lifting artifact" (brand "v-pay") and there were problems such as stealing bank card magnetic stripe information, illegal operation and credit risk. After learning about the situation from relevant banks, the credit card center of Bank of communications reported that it found that a large number of credit cards were used on an overseas machine with the brand of "v-pay"

extended information:

according to the police, some people, such as those who are in business or in urgent need of capital turnover, need to greatly increase the credit card limit, but they can't meet the conditions to increase the limit, so that the "amount increasing artifact" has an opportunity

it is understood that "v-pay" claims that it can swipe card transactions anywhere in China, but shows overseas transactions in the bank, cheating the issuing bank into mistaking that the cardholder is spending abroad, thus activating the rule that "the issuing bank will give a substantial increase to the amount of credit cards with transaction records abroad", resulting in a substantial increase in the amount of credit cards of cardholders who have no conditions to increase the amount, so as to meet the requirements of cash out, cash out and cash out The demand of capital turnover

"simply understand, through many times of overseas consumption, the issuing bank will think that you have the demand for large amount of consumption, and it is natural to increase the amount‘ The potential customers of "overseas machine" are those credit card users who need to increase the amount. "

take "v-pay" as an example, it is widely publicized on the Internet, claiming that it can realize overseas POS consumption without going abroad, and most banks withdraw credit card limit every second

source of reference: Xinhuanet police cracked the case of stealing bank card magnetic stripe information