Bank card tied by central bank's digital currency

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

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Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2. In order to make it more convenient for us to use money now, and in other words, to facilitate the circulation of money.

3. How does the central bank set the minimum limit on the amount of money to be paid into an account? If you want to visit the official website of the people's Bank of China, you need to make an information inquiry

4.

It's not true

the central bank indicated that it has not issued legal digital currency, nor authorized any institutions and enterprises to issue legal digital currency, and there is no promotion team. The so-called digital currency in the market is not legal digital currency

in addition, the so-called digital currency launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud. The general public should raise their risk awareness, invest rationally and prudently, and prevent the interests from being damaged. The legal currency of our country is RMB. RMB shall be uniformly printed and issued by the people's Bank of China

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precautions:

in the whole process of digital currency promotion, we should pay attention to the overall financial stability, guard against risks, and protect consumers, especially in large economies, to prevent big losses. We should test step by step to promote it. We should grasp the direction, and emphasize financial services for the real economy, Prevent excessive speculation

digital money does not need to bind any bank account when it is paid. Unlike WeChat and Alipay, it needs to bind the bank card. DCEP does not need to bind the bank account. Unless it is necessary to charge DCEP or to withdraw money from DCEP, it is unnecessary to transfer account between users and users. p>

5. So far, the central bank has not issued digital currency. At present, the digital currency in the market is deceptive. Be careful to be cheated.

6. The bank card is bound with digital currency, and the exchange has no effect on the funds of the card, provided that you are not authorized to automatically dect, and there are other businesses

7. Strong magnetic iron remover is a magnetic separator for weak magnetic minerals, mainly for feldspar, quartz sand and other minerals

8. In the spring and Autumn period, e to political reasons, there was a situation of separatism. But at the same time, the situation of "food officials for Instry and commerce" was broken, and the private handicraft instry, indivial instry and commerce, and the merchant class graally differentiated. The third great social division of labor took place. Metal coins have graally replaced shell coins and all kinds of physical currency throughout the country. It became a real currency. But the form is relatively single, there are mainly three kinds of "empty head cloth, knife coin, ant nose money"

the situation of single currency form continued to the Warring States period. The Warring States period was a period of great change in which slavery was completely disintegrated and feudal system was graally established. Due to the liberation of proctive forces, the economy presents an unprecedented prosperity. Great progress has been made in agriculture, iron control and water conservancy. The perfect separation of handicraft instry and agriculture has liberated some handicraft slaves According to Kao Gong Ji, there were many kinds of handicraft procts with high quality at that time. This stimulated the new feudal lords' demand for luxury goods. With the expansion of commodity proction and exchange scope, the demand for money is large, which leads to the increase of metal money. On the other hand, the situation of separatist regime was formed. It is said that there were more than 100 kinds of money in the world at that time, the most important of which were the money of the five major regions, the money of the three Jin and two Zhou dynasties, the money of the state of Qi, the money of the state of Chu, the money of the state of Yan and the money of the state of Qin. It is not difficult for us to see that at that time, the variety and content of currency were beyond our imagination. In addition to the cloth coins, knife goods and ant nose coins already available in the spring and Autumn period, there are also many more coins. For example, Yuan Qian, Chu Jin edition, Qin twelve Zhu and so on. This also reflected the economic prosperity at that time. However, this situation did not last long. It disappeared only after Qin unified the six states< In 221 BC, Qin Shihuang annexed six countries and established China's first unified autocratic centralized feudal state. In the thought of governing the country, Qin Shihuang only respected Legalists. When he read Han Feizi, Qin Shihuang was greatly moved and praised that "I have to travel with this man. I don't want to die!" Li Si, the Prime Minister of the first emperor of Qin Dynasty, is also the representative of legalist thought. He clearly pointed out that "to destroy the princes, to become the emperor, and to unify the world.". Zhao Gao, a close Minister of the first emperor of Qin Dynasty, also believed that "the contract between the upper and lower levels can last for a long time. If China and foreign countries are the same, there is no exterior or interior.". On the basis of legalist thought, Qin Shihuang graally formed a unified strategy of governing the country: politically, he unified the centralization of power, "divided the world into 36 counties, and set up the garrison, the guard, and the prison"; In social life, "a measure of stone scale", "car with the track", "book with the text"“ However, after the Duke Xianggong of Qin became a marquis, after more than 20 generations of painstaking efforts, the first emperor of Qin finally realized the "six in one, the land of the emperor". As far as the people are concerned, they are all subordinates“ However, how to build a unified multi-ethnic country, how to maintain and consolidate this unified situation, and how to realize "I am the first emperor" in this vast land that once fell apart, each being king, with different sounds in ten li and different customs in one hundred Li. It's really an unprecedented topic to count the later generations, that is, II, III, as for all generations< How did Qin Dynasty unify currency? 1. The form of unified currency: at the end of the Warring States period, a relatively unified round coin appeared in the original Dao, Bu, and circulation areas. On this basis, the first emperor of Qin abolished the original Dao, Bu, Bei and other monetary systems of the six countries, and took the "Qin banliang" round coin as the legal currency and passed through the whole country It is recorded in historical records of pinghuai: in the Qin Dynasty, the currency of a country in China was of the third class: gold was named after Yi, which was the upper currency; Tongtie said: "banliang" is as heavy as the text, which is the next coin. The Pearl, jade, tortoise, silver and tin are ornaments, not coins. For the first time, ancient Chinese currency was unified in form. 2. In order to further master the right of coinage, the system of national coinage and the institution of special administration were established. So as to make the economy really in the hands of the state. For the first time, ancient Chinese currency was unified in form. As a result, the economy has been further developed and the social proctivity has been improved

then why a unified currency? There are two reasons: 1. During the Warring States period, the seven powers were separated, the checkpoints were numerous, the currency system was very complex, and the currency reached more than 100. The conversion between coins is very complicated. It brings inconvenience to the trade exchanges among countries, hinders the economic development of countries, and also hinders the development of social proctive forces. The unified currency system is not only concive to strengthening the financial power of the central government and facilitating the collection of state taxes, but also can prevent the resial forces of the six countries from using their original currency to undermine economic development and social stability and prevent local separation. At the same time, the unification of currency created favorable conditions for the exchange between different nationalities., It has promoted national unity and integration. 2. Another important reason for Qin Shihuang to unify the currency was to defend the royal power and consolidate the national unity. The pursuit of unification is the dream of kings of all dynasties. Dong Zhongshu said: "in ancient times, the creator of literature was the king of three paintings. Three painters, heaven, earth and man. And even those of them have their way. Who can be regarded as a non king if he thinks that heaven and earth are connected with people The royal power is to pass through heaven, earth and man, and to pursue the unity and harmony of politics, economy and even thought, behavior and social life. How to highlight the thought of "royal power" and "unity" in the carrier of currency. Qin made great efforts to unify the currency. One is to change the past coin forms such as knife, shovel and shell, and unify them into Qin banliang with round outside and square inside. "Money is the body, with Qian and Kun, square inside and round outside." the @ shape represents the heaven and earth, reflecting the emperor's own imperial power thought of "gonggai five emperors, Ze, ox and horse, all receive virtue, all secure their own universe". Guan Zi pointed out that money was a tool for "the former king to defend property and balance the world by controlling personnel." therefore, it was up to the king to win the rich and the poor. It was based on the principle that the king was like the sun and the moon, and the king was like his parents. This was also the way to use money. "The art of power is really money.". Qin Shihuang realized that money was not only a measure of value and a means of circulation, but also a carrier of imperial power and unified thinking, so he wanted to unify money

then why could Qin Shihuang unify the currency when there were many barriers and the currency system was complicated? It mainly relies on the powerful military force as the backing and specialized law. The power of Qin is obvious to all of the six states. At that time, there was no single country that could compete with it. Although there were four monetary systems before Qin Dynasty, with the development of commodity economy and the change of military situation, the four monetary areas were not isolated and isolated, but influenced and infiltrated each other. By virtue of its strong economic and military strength, Qin banliang had already had a great influence, and its circulation area was graally wide, and it spread all over the country. It is convenient and easy to take Qin banliang coin as the national legal tender. At the same time, he used the "golden cloth law" to endow money with supreme power, "the common people use money in the market, the beauty and evil are mixed, do not dare to differ", to specify the responsibility of the government in managing money Jinbulu became the earliest currency legislation in China, and the form of Qin banliang was followed by the feudal society more than 2000 years after Qin Dynasty, which shows its far-reaching influence.

9. [hot spot of stock market]: Lin Yuan, a famous folk stock god, is a legend from 8000 yuan to 2 billion yuan in 18 years.

when it comes to stock speculation, it has to be mentioned that Warren Buffett, as the second person with assets exceeding 100 billion US dollars, ranks second in Hurun's 2018 rich list. Although his wealth shrank by nearly 14% as early as 2019, he still ranked third on Hurun's rich list, which is a legend<

however, there is a legend of stock speculation among the people in China. It is said on the Internet that 8000 yuan was invested in the stock market, which earned 2 billion yuan in a short period of time. By 2019, its value has reached 30 billion yuan. The so-called big hidden in the city than this. For this reason, CCTV CCTV2 program group has the honor to invite Mr. Lin Yuan, China's Warren Buffet. Let's have a look at what kind of person this is

personal profile of Mr. Lin Yuan: born in Hanzhong, Shaanxi Province in 1963, no matter how rich your imagination is, you can't imagine that a little man with medical background entered the stock market with thousands of yuan in 1989, and finally developed to an inestimable level. Over the past 20 years, Linyuan's wealth has been growing rapidly as "nuclear fission". Lin Yuan never lost a cent when many people died in the sea of Chinese stocks full of hidden reefs and dangerous shoals; When many people want to get rich overnight by gambling and speculation, Lin Yuan makes a lot of money steadily and steadily only by two legs and a brain that can calculate accounts—— He is the stock god forest garden<

investment experience: in 1989, he jointly invested 8000 yuan with his family and bought 5 shares of Shenzhen Development Bank< From 1990 to 1992, Shenzhen Development and Shenzhen Jinxing stocks were speculated and merged into the soon to be listed companies such as Minyuan and shenhuaxin, and their assets jumped to 10 million yuan< From 1994 to 2001, the company concentrated on speculating in Shenzhen development, Sichuan Changhong, Tongrentang and other stocks. The assets increased by 9 times, and the capital was withdrawn from a shares to invest outside Shenzhen<

2003: return to a shares and buy Guizhou Maotai, Wuliangye, Yunnan Baiyao and China Merchants Bank<

2006: he made a high-profile appearance in major media and was described as "China's Warren Buffett" by CCTV<

original tactics: triple screen trading system (can effectively identify indivial stocks, short-term, middle-line and long-term cycle operation track! Investment philosophy: find value from value investment and grasp the growth time cycle, through the understanding of value, control the growth of the instry, reasonable investment, pursue the value mining process and the valuation growth of the enterprise growth stage to achieve stable compound interest
recently, Mr. Lin Yuan disclosed the stocks he held in the circle, and he was loved by the majority of investors because he often recommended stocks with large band trend trading limit. Recently, it has been revealed that many stock followers have followed. Some of them have more than ten million stock accounts, with tens of thousands of followers. According to the followers, most of the follow-up votes made more than 50% profit. And under our repeated questioning, we learned his QQ number: 3006037022 (or scan the QR code below)
scan the QR code below and add QQ

ring the program, Mr. Lin Yuan revealed some core stock speculation skills< One belt, one road, one belt, one road, China, and the other two countries. The first is to see the core of stock market
there is no rise or fall for no reason. The implementation of policies, the stimulation of news, the operation of large funds and so on are the convergence and aggregation of funds to achieve the rise. This is the road of "capital market". As long as you know how to use these two principles well, you can make money in stock speculation.
Second, you can understand the value investment of macro economy (Warren Buffett's unique trading skills in his life)
how to understand the macro economy and realize the value investment? Guided by the overall development direction of the national economic policy, the benefit plate driven by the policy. Find out short-term hot spots through policies, cooperate with medium-term plate effect, promote long-term policies, realize short-term, medium-term and long-term resonance effect, and accurately grasp the market direction. Combined with the corresponding stocks, the paper selects the listed companies with development prospects, excellent performance and policy support instries as the standard. Through the understanding of value, the control of instry growth, reasonable investment, the pursuit of value mining process and the growth of enterprise growth stage valuation growth to stabilize compound interest
ring this period, the reporter asked: "Mr. Lin Yuan, according to your investment philosophy of macroeconomic value, what is the future of the market? Which sectors can focus on purchasing< Mr. Lin Yuan: according to the analysis from the perspective of (macroeconomic value investment) proposed by me, this year's epidemic has led to the sluggish domestic economy, and the national economic policy will also point to the economic recovery strategy in an all-round way. In order to stimulate the economy from the current to the big wave, various economic welfare policies need to be implemented in the process
with the establishment of policy direction, A-share market will walk out of a new round of bull market. In line with the current policy, the sectors with value investment include: digital currency, blockchain, the end of adjustment of science and technology sector, the second start, the internal circulation of large consumption, and the end of mid-term adjustment of blue chip stocks
reporter: "Mr. Lin Yuan, I heard that you always share a lot of information and suggestions in QQ group, don't you?"
Mr. Lin Yuan: "yes, today's investors are confused about the current A-share market. I hope I can help more investors realize their freedom of wealth in A-share market. This is how I realize the value of life."
reporter: "Mr. Lin Yuan", how accurate can you be through your understanding of the core source of the stock market and the concept of macroeconomic value investment and trading< Mr. Lin Yuan: I share the indivial stocks in my stock pool with you. I hope that through these stocks and time nodes, you can understand what is the real macro value investment

want to learn the stock trading technology and turn losses into profits, Friends who want to know how to deal with the current economic environment and market can scan the right QR code to join Teacher Lin Yuan's club and get free "[a trend Bull Stock with value investment in line with the current policy direction] and [trend operation theory] in Teacher Lin Yuan's trading system, which can effectively help investors find out how to have value investment characteristics, Continuous appreciation of indivial stocks
we hereby declare that after the stock market assets double their profits, they will charge 3% for charity activities; As long as everyone gives a little love, the world will become a better tomorrow
friendly tips: in the establishment of policy direction, the demand of capital flowing into the stock market, at which time point will a new round of bull market be opened in the short term? At present, it is suggested that we should see more and move less, and we should act decisively when certain signals appear. I hope every investor friend is not the victim of this war without gunpowder, and get rid of the fate of leek as soon as possible
thank you first & quot; "Mr. Lin Yuan" is willing to come to our station to share. Here CCTV2 wishes that the majority of shareholders can follow Mr. Lin Yuan to turn losses into profits. It also hopes that the majority of shareholders can share this with their retail friends, so that more retail investors can get help in the next market. Scan the following QR code and enter the teacher Lin Yuan group
scan the QR code below, add teacher QQ: 3006037022, get free
scan the QR code below, add QQ