Where to pilot RMB digital currency
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
Digital RMB is a legal digital currency issued by central banks based on national credit. It is a non cash currency existing in the market. It can be easily circulated like cash, and it can also achieve controllable anonymity, which is closely related to business; virtual currency & quot; It's not the same as mobile payment
according to the latest news from China's Ministry of Commerce, the central government has promoted the implementation of digital RMB. Digital people have such advantages as transferring money without network , carrying no cash Digital RMB will be used in Beijing, Tianjin, Shanghai, Chongqing (Fuling District and other 21 municipal districts), Hainan, Dalian, Xiamen, Qing, Shenzhen, Shijiazhuang, Changchun, Harbin, Nanjing, Hangzhou, Hefei, Jinan, Wuhan, Guangzhou, Cheng, Guiyang, Kunming, Xi'an, Urumqi, Suzhou, Weihai, xiong'an new area of Hebei, Gui'an new area of Guizhou Shaanxi Xixian new area and other 28 provinces and cities (regions) to carry out the pilot
Yes The people's Bank of China formulates policies and safeguard measures; First, Shenzhen, Cheng, Suzhou, xiong'an new area and other relevant departments of the future Winter Olympic Games scene will assist in the promotion, and then expand to other regions as appropriate
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digital currency is the best tool to replace cash:
fan Yifei, vice governor of the central bank, said that the central bank's digital currency focuses on replacing M0 (i.e., banknotes and coins), maintains the properties and main features of cash, and meets the needs of portability and anonymity. It will be the best tool to replace cash
Mu Changchun, director of the digital currency Research Institute of the people's Bank of China, once described such a use scenario: as long as you and I have DC / EP digital wallets on their mobile phones, we don't even need the network. As long as the mobile phone has electricity, if two mobile phones touch each other, we can transfer the digital currency in one person's digital wallet to another person. Digital money does not need to bind any bank account when it is paid, unlike WeChat and Alipay bank. p>
digital renminbi, which is not the same as everyone knows Alipay payment and WeChat payment. Digital currency does not need to be bound to a bank account. It can be used at any time as long as a digital wallet is installed. It is not limited by network conditions and can be used offline. With the implementation of digital currency pilot, many people can't help but start to think about whether digital currency can replace paper money in these pilot areas. The answer is No{ RRRRR}
to sum up, digital currency will not completely replace paper money. It just follows the trend of the times and develops more convenient and safer means of payment in view of the new trend of people's habitual mobile payment. For a long time in the future, digital currency and paper money should coexist
the digital currency that the central bank plans to issue puts more emphasis on control, and the central bank needs to have absolute control and issuing power. The central bank is the only operating body.