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Is cash still useful when digital currency comes

Publish: 2021-03-22 13:20:15
1. Taking the present level of science and technology as an example, if the level of science and technology and humanistic quality have reached a certain height, then the social credit system will replace money. Whether it's cash or electronic money

we hope to adopt it.
2. In theory, the central bank issues digital currency to replace paper money. However, this process is very slow, because the development of various regions in China is seriously unbalanced, and the acceptance of digital currency is also different. The digital currency trial run by the central bank is only applied to the bill market
in the future, there may be many digital currencies in China, and each digital currency will have its own application. For example, Puyin is a very interesting digital currency, which corresponds to the assets related to tea.
3. After the central bank issues the digital currency, the paper currency will continue to circulate in the market, and the paper currency will go hand in hand with the digital currency. Just like many people are using Alipay and WeChat to pay now, banknotes are still the main way of payment, and the future digital version of the central bank is also true.
the central bank's version of digital currency will first be applied to the bill market. The central bank's version of digital currency has the property of currency and has the credit endorsement of the central bank
recently, Puyin group also launched the tea based digital currency Puyin. Puyin is a high-quality Tibetan tea asset that is stored, identified, evaluated and authorized by three parties, and a standard digital currency issued by encryption and digitization.
4. Can also be used, there is a digital currency does not mean that the RMB can not be used
5. The central bank's plan to set up the digital currency Research Institute is only a research institution, and there is no conflict with the current paper currency. The function of this research institution is to study feasible solutions. The central bank has been paying attention to digital currency for a long time, and has started the work related to digital currency
however, when the digital currency scheme is implemented in the future, cash can still be used universally, because it is determined by China's national conditions. bitcoin, Leyte, decent and other digital currencies may only exist as an asset class in the future.
6. At present, WeChat and Alipay are called electronic payment, which are not digital money, and can not completely replace cash
there are also virtual currencies, such as Q currency. These are virtual currencies, purchased directly in cash
in short, digital currency is an electronic currency that can replace currency. At present, digital currency is not regulated, there is no endorsement of national credit, and it is not issued by central banks or authorities, but it is used by members in specific virtual communities, such as bitcoin.
7. Digital currency is an alternative currency in the form of electronic currency. Generalized digital currency also includes unofficial virtual currency, such as bitcoin, which was very popular before. Digital gold coin and password currency also belong to digital currency. It can not be completely equivalent to the virtual currency in the virtual world, because it is often used for real goods and services transactions, not limited to online games and other virtual space. We have heard of transfer, electronic payment and bitcoin, but what is the "blockchain"? According to the data, it is explained as follows: blockchain refers to a technical solution to collectively maintain a reliable database through centralization and distrust in the past. This technical solution mainly allows any number of nodes in the participating system to generate a series of data blocks by using cryptographic methods. Each data block contains all the information exchange data of the system in a certain period of time, and generates a data fingerprint to verify the validity of its information and link to the next database block. Don't you know how sharp it is? Let's change the way we can understand it: This is a special database. Once the data is written in, there is no way to change it. So if you use this technology to trade, you can't turn your back on it. Then the database is open and transparent, and no trust accumulation is needed. Anyone who joins the database can see all the transaction data in the past
just look at the pictures
it seems that digital currency is safe. But the new local tyrant gold has not been spent yet! After using digital currency, is paper money still valuable? Huang Zhen said that the issuance scale of money is still controlled by the central bank, and digital money mainly refers to the form of money. Some people in the instry also pointed out that the digital currency referred to by the central bank should be the electronic currency of RMB. That is to say, the central bank can choose to print paper money as it is now, or choose to use digital money after setting the currency circulation. In fact, at present, we choose to pay by credit card, bank transfer, etc. in shopping, that is, the number changes between different accounts. That is to say, digital currency will not lead to currency shrinkage. What is the difference between the digital currency mentioned by the central bank and the money on our bank card? The number on the bank card still corresponds to the specific banknote. However, at the beginning of the birth of digital currency, there will be no physical money. It is the manifestation of wealth. Digital currency can be changed into banknotes, but it is not the electronic accounting form of banknotes. What will digital currency look like? The central bank is still studying this issue, so we are not sure what the unit of digital currency will be in the future, maybe yuan or something else. Digital money has more benefits. From the national level, after the use of digital currency, the national accounts are transparent and visible. Anyone's consumption activities can be recorded, and even tax can be dected directly and automatically, which is concive to recing tax evasion and other illegal and criminal acts; For the central bank, digital currency avoids the high cost of printing, issuing and circulation of traditional banknotes. It also helps to build a new financial infrastructure, further improve the payment system, enhance the efficiency of payment and clearing, and promote the upgrading of economic quality and efficiency. If digital currency is so good, can paper currency be cancelled? Experts also made a response: there may be no paper money in the future, and the whole financial instry will also be digitized, which is a general trend. However, it is not easy to realize digital currency. There are still many technical problems to be solved. It is still a long process for digital currency to replace paper currency. Therefore, in the short and medium term, paper money will still exist. Well, you can safely keep the money in your wallet.
8.

Nowadays, with the development of the Internet age, the era of digital currency is coming. Digital currency obviously provides convenience for people's life, and there are many advantages. However, digital currency has no advantages of real currency and no interest{ RRRRR}

Third, digital currency has no interest

but the promotion of digital currency also has certain obstacles, for example, our payment platform today, and these mobile payment also need network, once the network problems, then even can not complete the payment. However, digital currency is different, not only does it need no network, but also will not be limited by time and space, and even does not need handling charges< it's just that digital currency has no interest of real currency, which is also the case that many people are reluctant to use digital currency

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