Is cash still useful when digital currency comes
we hope to adopt it.
in the future, there may be many digital currencies in China, and each digital currency will have its own application. For example, Puyin is a very interesting digital currency, which corresponds to the assets related to tea.
the central bank's version of digital currency will first be applied to the bill market. The central bank's version of digital currency has the property of currency and has the credit endorsement of the central bank
recently, Puyin group also launched the tea based digital currency Puyin. Puyin is a high-quality Tibetan tea asset that is stored, identified, evaluated and authorized by three parties, and a standard digital currency issued by encryption and digitization.
however, when the digital currency scheme is implemented in the future, cash can still be used universally, because it is determined by China's national conditions. bitcoin, Leyte, decent and other digital currencies may only exist as an asset class in the future.
there are also virtual currencies, such as Q currency. These are virtual currencies, purchased directly in cash
in short, digital currency is an electronic currency that can replace currency. At present, digital currency is not regulated, there is no endorsement of national credit, and it is not issued by central banks or authorities, but it is used by members in specific virtual communities, such as bitcoin.
just look at the pictures
it seems that digital currency is safe. But the new local tyrant gold has not been spent yet! After using digital currency, is paper money still valuable? Huang Zhen said that the issuance scale of money is still controlled by the central bank, and digital money mainly refers to the form of money. Some people in the instry also pointed out that the digital currency referred to by the central bank should be the electronic currency of RMB. That is to say, the central bank can choose to print paper money as it is now, or choose to use digital money after setting the currency circulation. In fact, at present, we choose to pay by credit card, bank transfer, etc. in shopping, that is, the number changes between different accounts. That is to say, digital currency will not lead to currency shrinkage. What is the difference between the digital currency mentioned by the central bank and the money on our bank card? The number on the bank card still corresponds to the specific banknote. However, at the beginning of the birth of digital currency, there will be no physical money. It is the manifestation of wealth. Digital currency can be changed into banknotes, but it is not the electronic accounting form of banknotes. What will digital currency look like? The central bank is still studying this issue, so we are not sure what the unit of digital currency will be in the future, maybe yuan or something else. Digital money has more benefits. From the national level, after the use of digital currency, the national accounts are transparent and visible. Anyone's consumption activities can be recorded, and even tax can be dected directly and automatically, which is concive to recing tax evasion and other illegal and criminal acts; For the central bank, digital currency avoids the high cost of printing, issuing and circulation of traditional banknotes. It also helps to build a new financial infrastructure, further improve the payment system, enhance the efficiency of payment and clearing, and promote the upgrading of economic quality and efficiency. If digital currency is so good, can paper currency be cancelled? Experts also made a response: there may be no paper money in the future, and the whole financial instry will also be digitized, which is a general trend. However, it is not easy to realize digital currency. There are still many technical problems to be solved. It is still a long process for digital currency to replace paper currency. Therefore, in the short and medium term, paper money will still exist. Well, you can safely keep the money in your wallet.
Nowadays, with the development of the Internet age, the era of digital currency is coming. Digital currency obviously provides convenience for people's life, and there are many advantages. However, digital currency has no advantages of real currency and no interest{ RRRRR}
Third, digital currency has no interestbut the promotion of digital currency also has certain obstacles, for example, our payment platform today, and these mobile payment also need network, once the network problems, then even can not complete the payment. However, digital currency is different, not only does it need no network, but also will not be limited by time and space, and even does not need handling charges< it's just that digital currency has no interest of real currency, which is also the case that many people are reluctant to use digital currency strong>