Shenzhen digital currency application pilot
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
for example, zero currency appeared this year, which is invincible in terms of anonymity. It is known as the best digital currency in the world with anonymity, and it is technically superior. The project token of European crowdfunding platform crowdfunding is not innovative in technology, but it has application problems.
to this end, xiong'an new district is fully digital in terms of digital government, digital economy and digital life. In 2019, xiong'an will take the lead in testing 5g network, closely track the latest development of new generation information technology, and take the lead in new fields such as artificial intelligence, blockchain and IOT
response time: July 16, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An car owner loan] you can borrow a car, up to 500000
https://b.pingan.com.cn/station/activity/loan/qr-carloan/loantrust.html?source=sa0000632&outerSource=bdzdhhr_ zscd&outerid=ou0000250&cid=bdzdhhr_ zscd&downapp_ id=AM001000065
Luohu's Mixc, China Resources Vanguard, Meiyijia convenience store, Tianhong Department store, Maoye department store and other supermarket department stores; Noodle King, Taixing restaurant, food first and other restaurants; Digital currency can be used in Junyue Hotel, Shenzhen book city, huaguoxian, gas station, subway recharge machine and other living service places
there are 3389 merchants in Luohu District of Shenzhen who have completed the transformation of digital RMB system, and they can use digital currency in these shops
expand data
advantages of digital currency:
1. Save cost and improve efficiency
in the traditional electronic payment process, funds are stored in the third-party platform. The third-party platform deposits funds through the time difference of payment to obtain short-term interest income, which makes customers and businesses suffer losses, and the transaction process has two capital transfers, which makes the transaction process rendant. Electronic payment based on blockchain technology eliminates the third-party platform and realizes peer-to-peer payment (P2P), which simplifies the payment process and reces the payment cost
2. Optimize the traditional payment function
digital currency can inherit the advantages of cash payment (point-to-point payment, instant payment and settlement, convenient and fast), and solve the defects of cash at the same time. In this condition, controllable anonymity can be realized at the same time. That is to say, compared with traditional mobile payment, digital signature is used to effectively protect the personal information of each participant, so as to prevent the loss, leakage or malicious tampering of the user's personal information
3. Control the whole life cycle of currency and control the return of currency
The economist Stiglitz studies the macroeconomic management of e-money system, and points out that the electronization and digitalization of money will help to improve the ability of central bank to monitor money flow and organize market, and improve the effectiveness of monetary policy. More importantly, legal digital currency will create a new price based monetary policy tool, which can break the zero interest rate lower limit and release monetary policy space Digital currency does not rely on physical outlets and labor services, and has low cost of infrastructure and human resources. It can obtain a larger service capacity with less material and human input, which is concive to the expansion of financial services in remote and poor areas. Moreover, financial services based on digital currency have the characteristics of small amount and convenience, such as "massive transactions, small and micro single amount", which create conditions for the general public to facilitate life and increase employmentDigital RMB is the legal tender in digital form issued by the people's Bank of China. It is operated by designated operating institutions and exchanged to the public. Based on the generalized account system, it supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, has value characteristics and legal compensation, and supports controllable anonymity{ RRRRR}
that is to say, like cash, we should not only provide a wide range of digital RMB services to the public in the future, but also ensure that all the public can easily obtain and use digital currency. Mu Changchun pointed out that in the process of issuing digital RMB, on the one hand, all commercial banks should participate in the circulation service; On the other hand, it is also necessary to ensure that all people, including the poor areas and the digital vulnerable groups, are provided with inclusive and easy-to-use digital central bank currency to avoid the digital divide and financial exclusion& ldquo; We have also been developing digital RMB procts suitable for the elderly and those who exclude the use of intelligent terminals& rdquo; He said
1. Open I Shenzhen app and click Lixiang Luohu activity in the main interface to enter
Shenzhen issued 10 million red envelopes of digital currency, which means that currency digitization will be further developed
In fact, for digital currency, the central bank started to make preparations as early as 2014. By 2019, it has been further promoted to the national strategic level, and this year's promotion speed has been significantly accelerated. In fact, this year, major countries around the world have made significant progress in digital currency. In particular, the G7 has decided to cooperate on the issue of central bank digital currency. In fact, the promotion of digital currency plays an important role in the internationalization of RMB. At the same time, digital currency is also the basis of internal and external circulation, especially in the domestic circulation. Digital currency can rece costs and improve efficiency for social management, promote the development of digital economy and big data, and promote the innovation of digital payment instry. In the external circulation, digital currency may become an important means of payment in international trade, and is concive to the formation of a new international trade pattern. From this point of view, digital currency has played a crucial role in the nationalization of RMB. Now Shenzhen is the first pilot of digital currency, which has laid a solid foundation for the promotion of digital currency to the whole country, and this is also the preparation for the internationalization of RMBin a word, Shenzhen issued 10 million red envelopes of digital currency to further promote digital currency
the hunter treasure hunt charity activity launched by V treasure guild is the first game in the world to help charity blockchain. It subverts the traditional single point of trust and central organization manipulation, and solves all trust problems. Last key supports multilingual interface, enabling global players to participate without obstacles. Last key will change the transmission mode of the whole game and charity. It is a win win game that can't be missed
how to start our treasure hunt? Every time the V treasure guild publishes the treasure coordinates, the guild's treasure hunters can pay for the treasure key. The initial price of the treasure key is 0.000075eth, and the price will increase in turn. The maximum amount of a single purchase of the key is 10eth. The initial end time of the key purchase is 8h, and the end time of the countdown increases by 20s for each additional key. The last three hunters who buy the key can open the treasure, Get the treasure income according to the proportion of holding the key
a hunter can only buy 10 eth keys at most. If you buy 10 eth keys to upgrade to a hunter tutor, and you recommend a hunter to become a hunter tutor, you can get 30% of the upgrade fee as a tutor recommendation reward<
key income distribution:
0.5eth/8h reward for airdrop replenishment is randomly distributed to hunters
51% is the pioneer reward (the upper limit of reward is 3 times of the amount of keys purchased), early joining and early benefiting
5% is a recommendation reward (recommend new hunters to join the guild and get 5% of the key purchase amount as a recommendation reward) and pay in return
4% is a team reward (any tutor and its 12 generation hunters and tutors automatically form a team, and all members of the team get 3% of the new hunter's key purchase amount as a team reward)
10% is the highest honor peak of the world's weekly Hunter ranking Awards (the top 100 hunters of all the 12 generations of Hunter tutors in the world are awarded according to the ranking)
10% is the guild construction fund
20% is the final treasure reward (60% to the three hunters who finally bought the key, 15% to all the hunters who participated in the current round, 5% to the introcers of the winning hunters, 10% to the hunter tutors of the winning hunters, 5% to the charitable fund, 5% to subsidize the last 1000 non winning hunters in the current round, and 5% to the top 5 hunters with the highest total bid to buy the key), Everyone has a bonus!
it will be more convenient to pay with digital currency, and it will be more secure for the central bank recently, the Shenzhen municipal government and the Central Bank jointly launched a pilot activity of digital currency. This activity is funded and sponsored by the Luohu District government. This activity will issue digital RMB with a face value of 200 yuan to 50000 Shenzhen citizens, with a total amount of 10 million yuan. These 50000 people will be drawn out in the form of lottery. After winning, they can download the digital currency app and bind it with their mobile phone numbers, It's ready to use. The use scenario is 3389 merchants in Luohu District. Just like mobile payment, you can scan the code directly. Moreover, the design of the digital currency is similar to that of the banknote, with the national emblem and the style of the people's Bank of China on the front
some economists also said that the advantage of digital currency is that its transactions and transfers all have zero cost. For example, some mobile payments, withdrawals and transfers may need some handling charges, but if it is a digital currency, there is no concept of handling charges. With the digitalization of currency, all transactions have zero cost, It is a good thing for enterprises and users