Ma Yun does not recognize digital currency

1.

Ant technology is almost zero cost financing, through various forms of packaging debt, repeated borrowing, and then irresponsibly lend money to young people who have no ability to repay. This is basically bringing the crazy financial crisis of Wall Street in 2008 to China. The real capital market is changeable and more cruel than you think

ant technology's blood sucking through online loans has been picked out by many people. Zhou Xiaochuan, former governor of the Central Bank of China, also said at the Boao Forum of Asia recently that Internet technology giants controlled a large amount of data and market share, formed a monopoly and hindered fair competition, which led to the decline of Alibaba's share price

if Google can freely use users' personal information in financial business, it can also become the largest lending institution in the world. Google doesn't do it because American businessmen are particularly kind, but American policies don't allow it at all

as vice minister of Finance Zhou Jiayi said at the Bund financial conference, science and technology has not changed the nature of relying on credit to use leverage, supported the development of financial technology, insisted on the improvement of science and technology, prevented financial technology from incing excessive financial consumption, and encouraged the winner take all monopoly

now that the digital currency DCEP of "central dad" is on the way, can ma Yun's wishful thinking work well in the future? Let's wait and see< br />

2. "The future of wealth must belong to digital currency, not US dollar or gold." I don't know who said this sentence, but Ma Yun said it. In fact, Ma Yun did not say that. There is no sign that Mr Ma is positive about digital money. Taobao and Alipay under Ma Yunqi are prohibited from digital money.

3. Ma Yun didn't talk about DGC, a digital currency. Ma Yun only mentioned bitcoin. The original words are as follows:
Ma Yun said, "I'm not very interested in bitcoin. What I want to know is what can bitcoin bring to the society? But then again, I think bitcoin technology is very powerful, so in Alibaba, Alipay, we are trying to make sure that we will push the world into a cashless society. "
Ma Yun also added that we should be very careful with bitcoin. I don't know much about bitcoin, and I'm always curious. You are bitcoin lovers. I don't think bitcoin is indispensable. "
as for DGC, it's better to stay away from it. It may be a pyramid scheme. It's suggested to pay attention to reliable digital currencies such as bitcoin, bitcoin cash and wikilink.

4. This is air currency
today's digital currencies, such as bitcoin, lightcoin and ppcoin, are electronic currencies created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency.

5. It is possible that offline money transactions can be basically completed on the mobile Internet

6. "The future of wealth must belong to digital currency, not US dollar or gold." I don't know who said this sentence, but Ma Yun said it. In fact, Ma Yun did not say that. There is no sign that Mr Ma is positive about digital money. Taobao and Alipay under Ma Yunqi are prohibited from digital money.
however, the trend of digital currency is still unstoppable, and the Central Bank of China has begun to study digital currency. Bitcoin, Ruitai coin and Laite coin are still difficult to become a globally accepted digital currency, and can only be a small-scale thing.

7. Bitcoin has always been said to be a fraud. After such a long time, the popularity has not decreased, but has increased greatly. More and more people are paying attention to it, and more and more people are participating in it. Otherwise, the number of international digital currency exchanges will not spring up
it is found in the world coindex. It's a digital currency. Whether digital currency is a scam or not depends on whether you recognize it or not. If you say that Ma Yun is a liar, there are millions of them, you have to depend on what you think. The distinction between people's height and their height is ideology. After all, consciousness determines the level.

8.

bitcoin:

is an electronic currency proced by open-source P2P software. Digital currency is a kind of network virtual currency. Bitcoin is also paraphrased as "bitcoin."

bitcoin does not rely on specific currency institutions to issue, it is generated through a large number of calculations of specific algorithms. Bitcoin economy uses a distributed database composed of many nodes in the whole P2P network to confirm and record all transactions. The decentralized nature and algorithm of P2P can ensure that it is impossible to artificially manipulate the value of bitcoin through mass proction. Since bitcoin was born with an algorithm, it was stipulated from the beginning that all bitcoins in the world would not exceed 21 million bitcoins. Because bitcoin is not regulated by the government, it is not subject to inflation constraints and external control

people use the computing power of CPU and CpG to "mine" to unlock the new bitcoin. To put it figuratively: bitcoin is equivalent to a gold mine created by people using computers. The setting of this gold mine is limited. The upper limit is 21 million bitcoin. People dig out bitcoin one by one just like miners using the principle of CPU computing

the principle of bitcoin, the distributed characteristics of P2P and the design without central management mechanism ensure that no institution can control the value of bitcoin or create inflation. This decentralization makes it a more secure and value preserving "virtual currency"

But in fact, netizens, as well as traders and investors of bitcoin, do not see one of the biggest drawbacks of bitcoin: bitcoin is not unique

What do you mean? We think that bitcoin is the only one with a cap of 21 million, which seems to have the function of preserving value. But the principle of bitcoin algorithm is not only applicable to "bitcoin", a kind of currency from Japan. Every computer engineer can develop the corresponding algorithm, make a man-made gold mine, and control its upper limit. In this way, every country, every region and every person can develop countless algorithms. Then the market will be full of virtual currencies such as "bitcoin a", "bitcoin B", "bitcoin C", "bitcoin D", and so on. By that time, who are you going to invest in? You can create your own currency

this hidden danger is not a dream. In fact, it has already started. You can log on bitcoin's official website in China. You will find that in addition to bitcoin, there is now another kind of thing called "Yuanbao coin". This is an algorithm similar to bitcoin developed by a Chinese development team. It also has the same upper limit. The same people can't control it and dig Yuanbao coin out through "mining"

if they can do this, I believe many computer workers can also write their own "Yuan Bao coin", "gold and silver coin", "China bitcoin" and "Shanghai bitcoin". Bitcoin, as the first code to appear, has no credit support from the Central Bank of any country. It has value only because of the scarcity of 21 million. In fact, this scarcity does not exist, because everyone can develop the virtual currency code, and then people from all over the world can mine it. So what's the price of bitcoin? There are limited kinds of metals on earth, so each metal has different value according to its quantity and scarcity. But the bitcoin like code in the network world is infinite. As long as people are willing, they can create unlimited kinds of bitcoin code. Tell me, is bitcoin still valuable

blockchain Technology:

the main function of blockchain is to store information. Any information that needs to be saved can be written to or read from the blockchain, so it is a database

the essence of blockchain is to achieve the goal of decentralization and disintermediation through a new generation of data technology, so as to transmit value more transparently and efficiently. This kind of point-to-point verification will proce a new network "basic protocol" which is different from TCP / IP in the Internet era

blockchain shows us a world in which all assets will be digitized. In a valuable Internet, the transfer of assets will be as fast, convenient and cheap as the transmission of information today

the significance of blockchain is not the wealth of digital currency, but the value transmission of its technology itself. Therefore, Ma Yun has repeatedly separated blockchain from digital currency, and stressed that the extent to which blockchain technology will change the world is beyond people's imagination

difference:

blockchain is a technology, based on blockchain technology, there can be many applications

bitcoin: is one of the most popular and well-known applications

the content is for reference only, only represents personal views, and does not make any suggestions

9. It's not controlled, it's restricted. This is fear. Ma Yun's things are recognized by the common people. If the money is put to him and the loss is made up by others, the bank can't do it. If it can't be found, there's no way. Mr. Ma said that in the next six years, China will be able to achieve Cash Free transactions on the whole. So banks are afraid, and now many banks have jointly proced cloud payment to fight Ma Yun's Alipay. It's good for the common people to watch. There are still opportunities to choose.

10.

Ten years ago, people went shopping with a lot of cash. However, with the development of the times and the progress of science and technology, people rarely carry cash when they go out, just a mobile phone is enough. With the popularity of Alipay and WeChat, more and more people can get rid of the inconvenience brought by cash and enjoy the convenience and speed brought by technology. However, following the payment of Alipay and WeChat, a new currency appeared: digital money. p>

to a certain extent, digital currency is easier to manage, and there is no way to hide funds, so it is very helpful for the supervision of some criminal activities. Moreover, there are essential differences between digital currency and bitcoin which is popular in the market. If the central bank really starts to promote digital currency, will ma Yun and Ma Huateng have a way to deal with it? What kind of payment method would you choose? Welcome to discuss