8 to 12 times of digital currency in the circle of friends
We need to call the police. This belongs to currency fraud. We can't blindly trust the virtual investment platform that can easily earn a lot of money. Fraud gangs often use "small investment, big income" as t to let investors taste the sweetness first and then increase investment, so as to achieve the purpose of fraud
at present, the so-called "digital currency" in the market is not legal digital currency. The so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud. It is necessary for the general public to raise their risk awareness, invest rationally and prudently, and prevent the interests from being damaged
extended information:
five ways to distinguish whether digital currency is MLM currency. virtual currency does not rely on specific monetary institutions to issue, it is based on a specific algorithm, generated through a large number of calculations, is a decentralized way of issuing. Each different terminal node is responsible for maintaining the same account book, and the maintenance process is mainly to package and encrypt the transaction information by the algorithm, while the MLM currency is mainly issued by a certain organization, and the profit is made by pulling the head
2. Transaction mode. Virtual currency is a kind of sporadic transaction formed spontaneously in the market. After the scale is formed, the third party graally establishes an exchange to complete the transaction. The MLM currency is issued by an institution and traded on its own platform
3. The virtual currency itself is an open source program, maintained in the GitHub community. The parameters and methods of the total amount limit are shown in the open source code. The open source of MLM currency is completely ing other people's open source code, and there is no use of open source code to build programs, so its essence is controlled by the website like Q currency
Whether the source code link is given. The general decentralized digital currency will give the source code link in the prominent position of the official website, so as to show the operation mechanism of the monetary system openly and transparently. What MLM currency focuses on is the transaction process of recharge purchase, not to mention its operation mechanism, and even the website does not have the link address of the source code5. Whether the official website starts with HTTPS. In general, the addresses of the official website and trading website of decentralized digital currency begin with HTTPS. The purpose of this kind of website is to protect users' data from illegal theft. But the official website of MLM currency, trading website and other related websites do not start with HTTPS
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
warm tips:
1. The above explanations are for reference only, without any suggestions
2. Before investing, it is recommended that you first understand the risks existing in the project, and clearly understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
response time: October 30, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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what is blockchain
blockchain is a technical solution to maintain a reliable database collectively through centralization and distrust
generally speaking, blockchain technology refers to a way for the whole people to participate in bookkeeping. There is a database behind all the systems. You can think of the database as a big ledger. So it's very important who keeps this account book
so what's the difference between our current accounting method and blockchain
take the Internet giant companies as an example, wechat's account book is Tencent's account book, and Taobao's account book is Alibaba's account book
but in the blockchain system, everyone in the system can have the opportunity to participate in bookkeeping. If there is any data change in a certain period of time, everyone in the system can conct bookkeeping. The system will judge the person who has the fastest and best bookkeeping in this period, write the content of his records into the account book, and send the content of the account book to all other people in the system for backup. In this way, everyone in the system has a complete account book. This way, we call it blockchain technology
will not mastering blockchain be eliminated by the times
although blockchain is popular, for ordinary people, they don't need to panic and can't master this technology. In fact, it has nothing to do with us. After the implementation of blockchain development, we only need to be able to use related applications. Just like we don't need to know what is the underlying TCP / IP protocol of the Internet, we just need to enjoy the services provided by the Internet. Blockchain is more similar to the underlying technology such as TCP / IP, and will be extended to more and more instries in the future
how to apply blockchain
the most important thing of blockchain is to solve the problem of intermediary credit. In the past, it was difficult for two people who didn't know and trust each other to reach cooperation, and they had to rely on a third party. For example, in the past, there must be an institution such as a bank or Alipay.
therefore, blockchain can subvert many instries, making these instries without intermediary participation, efficient and transparent process, low cost and high data security. Therefore, if there is any demand in these three aspects, the instry will have the opportunity to use blockchain technology
what is bitcoin? Is bitcoin a blockchain
blockchain technology is the underlying technology of bitcoin. Through the blockchain technology, bitcoin is the first time for human beings to realize the mutual trust transfer behavior without the participation of any intermediary. And this system has been running autonomously and stably for many years, and there has been no problem
therefore, many people have noticed that the underlying technology may have a great mechanism, and it can be used not only in bitcoin, but also in many fields. Therefore, bitcoin technology is abstracted, which is called blockchain technology or distributed ledger technology. So from a certain point of view, bitcoin can be regarded as the first application of blockchain, and blockchain is more similar to the underlying technology such as TCP / IP, which will be extended to more and more instries in the future
what is "mining"
mining, in a narrow sense, is the "mining" in bitcoin. The operation of bitcoin adopts a mechanism called "proof of work (POW)". In order to find out who has more powerful computing power, the system will work out a mathematical problem every time. Only the computer that can solve the problem the fastest can carry out accounting. The computer that grabs the bookkeeping right will be rewarded with 25 bitcoins. This behavior is usually called "mining", and the bitcoin obtained is regarded as the reward for successful mining
broadly speaking, it is a process of bookkeeping reward, which can be used in any instry or digital currency
what is smart contract
smart contract is a kind of contract that uses computer language instead of legal language to record terms. Smart contracts can be executed automatically by a computing system. If blockchain is a database, smart contract is the application layer that can make blockchain technology applied to reality. In the traditional sense, the contract has no direct connection with the computer code to execute the content of the contract. In most cases, paper contracts are filed, while software executes contract terms written in computer code. The potential benefits of smart contracts include lower contract signing, enforcement and regulatory costs; Therefore, for many contracts related to low value transactions, this is a great rection in labor costs
Q: how to use smart contracts
if the central bank can issue legal currency through blockchain, it can also embed code into the behavior of issuing legal currency through smart contract technology, and this part of legal currency can be called "programmable currency". For example, if the Central Bank specifies that a certain part of the fund is issued to the agriculture related account, then it can write the corresponding proceres for this part of the fund, and specify that this part of the fund can only enter the agriculture related account, then this part of the fund can not be misappropriated to other accounts under any circumstances. If most currencies become "programmable currencies", then we can imagine that the financial environment they form will become "programmable finance"
what is digital currency
digital currency refers to the digitization of currency. Digital currency can be divided into two types: non cryptocurrency (e-gold, XRP) and cryptocurrency (bitcoin)
digital currency is often mistaken for virtual currency. But virtual currency refers to non real currency. For example, when you play "Three Kingdoms" (game) or "grand Voyage", you have money, and that money is virtual. Of course, the virtual money will also have its real value. For example, if you buy her / his account from another player, you can get all the virtual assets of that player, and then it will be much easier for you to continue playing
does a blockchain project need to have some kind of currency
A: No. Bitcoin itself is a payment system, so it needs a value measurement tool, so bitcoin must appear. In addition, in order to reward more people who are willing to contribute their computers to provide computing for the system, bitcoin is needed. In some private chain systems, special assets can be designed for transaction, and each node must participate
digital currency fraud is basically a routine, that is, first pull you into a wechat group, and then recommend a platform for you to speculate in stocks or other digital currencies at the beginning, your income is very large, but when the latter value reaches a certain level, you can no longer withdraw cash. If you ask the other party, the other party will ask you to recharge more money to unfreeze your account, but no matter how much money you put in, your money will not come back. The members who make money in the wechat group are basically the people in the fraud Gang, and the screenshots of the income are basically forged by them. It is very likely that you are the only real member of the whole wechat group
nowadays, fraudsters are more and more high-end, not only using mobile phones, but also using the Internet for fraud. Some of their knowledge is self-taught, and some is learned from other fraudsters. After all, some fraudsters are even high intellectuals, but they are different from other high intellectuals and go astray. If we find that our circle of friends is all about money investment, then our friend may have gone astray