How to treat digital currency
the arrival of digital currency is an inevitable requirement under the background of the great era , and the central bank's digital RMB has the nature of legal compensation. Digital RMB does not pay interest, and can be used in small, retail and high-frequency business scenarios. there is no difference with paper money and because of the legal compensation, we can't refuse to accept the central bank's digital RMB. Moreover, the digital currency Research Institute of the people's Bank of China says that it can realize the circulation of digital currency between different clients in the transaction process by means of technical solutions, generating new digital currency and canceling old digital currency
after being excited for such a long time, it turned out that it was just an oolong. However, some people said that this warm-up is likely that the digital currency will soon be issued and used. What's the use of digital currency? Is it the same as WeChat Alipay? In this regard, Wang Jian, chief analyst of Guoxin Securities financial instry, believes that the number of Renminbi and banknotes and coins are RMB cash. Alipay, WeChat payment and so on are just a payment tool. Through these two channels, the balance of personal bank card is still used, or the credit card is being brushed, and the digital Renminbi payment is used. What we spend directly is digital RMB, just like cash
Currency digitization has been realized for a long time. The so-called digital currency is cash digitization, which can only be used for M0. Because the large amount of funds can be easily carried, there is no need to deposit in the bank, so the large-scale outflow of bank funds is easy to achieve
today's digital currencies, such as bitcoin, litecoin, ppcoin, etc., are created, issued and circulated by means of check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency, which theoretically avoids bureaucratic approval and endows everyone with the right to issue currency. Digital gold currency is an electronic currency named after the weight of gold. The typical unit of measurement for this currency is the Troy gram or troy ounce, although sometimes gold and the Dinar are also used as units. The capital source of digital gold currency is gold storage without quota or allocation quota. The relevant person in charge of the central bank said that the digital currency research team of the people's Bank of China should establish a more effective organizational guarantee mechanism, further clarify the strategic objectives of the central bank's issuance of digital currency, do a good job in tackling technical problems, study the multi scenario application of digital currency, and strive to launch the digital currency issued by the central bank as soon as possible