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Shenzhen Merchants Bank digital currency

Publish: 2021-05-28 03:41:46
1.

it will be more convenient to pay with digital currency, and it will be more secure for the central bank recently, the Shenzhen municipal government and the Central Bank jointly launched a pilot activity of digital currency. This activity is funded and sponsored by the Luohu District government. This activity will issue digital RMB with a face value of 200 yuan to 50000 Shenzhen citizens, with a total amount of 10 million yuan. These 50000 people will be drawn out in the form of lottery. After winning, they can download the digital currency app and bind it with their mobile phone numbers, It's ready to use. The use scenario is 3389 merchants in Luohu District. Just like mobile payment, you can scan the code directly. Moreover, the design of the digital currency is similar to that of the banknote, with the national emblem and the style of the people's Bank of China on the front

some economists also said that the advantage of digital currency is that its transactions and transfers all have zero cost. For example, some mobile payments, withdrawals and transfers may need some handling charges, but if it is a digital currency, there is no concept of handling charges. With the digitalization of currency, all transactions have zero cost, It is a good thing for enterprises and users

2.

You only need to bring your ID card or relevant ID card

note:

1. The service stations of State Grid are closed on weekends and must go to work days

2. When dealing with the business of purchasing electricity, you can also ask someone to do it on your behalf, and pay attention to carrying the ID card of the account holder

3. After the first purchase of electricity, you can pay the electricity charge online, and the electricity charge will be directly entered into the meter

extended information:

precautions for the first activation of electric card

1. When the electric key for the first purchase of electricity is input into the electric card meter, please find out the electric card meter you are using. If the meter is wrong, please go to the power supply company to handle the proceres for replacing the electric key. For the electric key not purchased for the first time, only when it is inserted into the electric card meter input at the time of purchasing for the first time can the electric quantity be accumulated

Alarm mode: jkw-1 electric card meter, when the remaining electricity in the meter is less than 10 kwh, the alarm light flashes, and the buzzer rings for 1 minute every 1 hour to remind customers to purchase electricity. If you don't need audio signal, you can insert the electric key into the electric card meter, and the audio alarm stops, but the alarm light is still on

3. When the power load exceeds the maximum capacity allowed by the electric card meter [every 5 amperes is about 1 kW], the meter protection device will automatically cut off the power supply. Jkw-1 and jkw-1a electric card meters will automatically resume power supply after 5 minutes, while jkw-1b electric card meters need to manually close the switch on the meter

4. In case of loss, damage or overload burning of electric card meter, please inform the power supply company in time to deal with it. The behaviors such as removing the seal of the electric card meter, using electricity around the electric card meter, intentionally damaging the electric card meter, or deliberately making the electric card meter inaccurate or invalid are the behaviors of using electricity in breach of contract. According to the "power supply business rules", they will bear the corresponding liabilities for breach of contract, and pay the electricity fee and the electricity fee for breach of contract

5. In order to ensure good contact, the st or other impurities on the electric key can be cleaned with alcohol cotton, so as to avoid bad contact and affect your use

6. After the power in the key is input into the meter, please remove the key and keep it properly for the next power purchase. If it is lost, please go to the business hall of your power supply company to make it up. Due to technical reasons, customers who lose the electric key with electric quantity will not be compensated for the electric quantity

7. It is recommended that you input the power in the key into the meter and purchase the second power in time for standby

3. It really depends on how the company signs with the electric power bureau
it's really much cheaper for us, but we have to meet some conditions to enjoy the discount, which is organized by the economic and Information Bureau under our company's jurisdiction.
4.

There are many purposes to increase staff. First, to better serve customers. New people are constantly joining and serving customers. 2、 Increasing the number of employees can expand the influence of the insurance instry. Some people come and go, but they recognize insurance very much. They will influence their friends around and expand the popularity and recognition of the insurance instry. 3、 Only by developing the team can we make our career bigger and stronger. It's very tiring for the boss to work alone in a unit. Liu Bei did the same thing. He added Guan Yu, Zhang Fei, Zhao Yun and Zhuge Liang to develop his imperial career with talents. Adding staff is also an opportunity for marketers to be bosses

How to buy insurance, which is better, hand in hand to teach you to avoid these "pits" of insurance

5. Units or indivials should provide the following information when printing indivial account reconciliation:
:
required information:
(
1
) insured units should provide their social security number
(
2
) an indivial must bring his / her ID card and endowment insurance manual when handling the application
processing procere: after the month of
4
each year, please bring the above information to the counter of pension, unemployment and work injury fund center in the service hall to print the indivial account statement
service commitment
: the insured unit or indivial can immediately query the indivial account with their social security number and ID card
organizer: pension, unemployment and work injury insurance fund management center
6. I think it's worth it. This platform has done a good job in terms of security and stability, and can avoid a lot of risks.. If you agree with my answer, please accept it
7.

The real economy refers to the total value of goods proced by a country. It's an economy created on earth by people using tools through their thoughts. It includes the proction and circulation of material and spiritual procts and services. Including agriculture, instry, transportation and communication instry, commercial service instry, construction instry, cultural instry and other material proction and service sectors

It also includes the proction and service departments of spiritual procts such as ecation, culture, knowledge, information, art and sports. The real economy has always been the basis for the survival and development of human society


virtual economy is relative to the real economy, and is the inevitable proct of economic virtualization. The essence of economy is a set of value system, including material price system and asset price system. Different from the material price system which is supported by cost and technology, the asset price system is a set of specific price system based on capitalization pricing, which is also called virtual economy

The differences between real economy and virtual economy are as follows:

1. The scope of real economy is different

the real economy includes administrative and technical personnel, personnel who purchase, keep and drive all kinds of machinery and vehicles, handling workers before the materials arrive at the warehouse on the construction site, full-time trade union members, personnel who are responsible for the construction of the real economy The salary of medical personnel and other personnel who are paid by construction management fees or non business expenses

and virtual economy includes personal income from design, decoration, installation, drawing, testing, medical treatment, law, accounting, consulting, lecturing, news, broadcasting, translation, auditing, painting and calligraphy, sculpture, film and television, performance, performance, advertising, exhibition, technical service, introction service, brokerage service, agency service and other labor services

The real economy mainly formulates and modifies the organizational structure of authority and functional responsibility, and establishes a al track, mutual, vertical and horizontal information exchange system. Forecast the demand for staff, make personnel input plan, and make a preconception of the required management policies and plans

virtual economy is mainly based on the principle of distribution according to work, to do a good job in staff salary grading, upgrading and various insurance and welfare work. Through a variety of ecational methods, improve the ideological and political awareness of the staff, and stimulate the enthusiasm and creativity of the staff. Summarize and evaluate the work situation and proceres in order to improve the management

3. Different responsibilities

the real economy is responsible for the unified management of the unit's property and materials, concts an annual property inventory, and improves the custody, collection, maintenance, compensation, scrapping, loss reporting and personnel transfer and handover system to ensure the consistency of accounts and materials

virtual economy is responsible for organizing the preparation and implementation of the fund-raising plan and use plan of the unit. The fund-raising plan and use plan shall be prepared by year, quarter and month in combination with the unit's business forecast and decision-making as well as plans for proction, operation, supply, sales, labor and technical measures, and shall be broken down and implemented according to the enterprise's economic accounting responsibility system, so as to supervise the implementation

8.

In the historical process, the virtual economy is proced from the inherent needs of the development of the real economy, and its basic purpose is to promote the development of the real economy. In this regard, the main functions of virtual economy are as follows:
first, through issuing and trading relevant bills, transparent financial information and other relevant information of enterprises, guide capital flow, promote and adjust the allocation of economic resources among various real economic departments and enterprises, and improve economic efficiency
Second, promote the improvement of enterprise organizational system (for example, if there is no decentralization of equity and stock trading, there will be no modern joint-stock company and its internal governance structure). At the same time, through the provision of various financial instruments, promote the dispersion of operational risks in the real economy sector
in modern economy, money is no longer precious metal such as gold. As credit currency, paper money and electronic money are virtual; Compared with the real economy, the process of banks and other financial institutions operating and creating money also belongs to the virtual category. Money, capital and other financial instruments, like blood, have penetrated into all aspects of the national economy. The normal operation of the real economy is inseparable from the virtual economy. A typical example is that as soon as money is tightened, the real economy sector will immediately respond. Throughout the world, it can be said that. Without virtual economy, there would be no modern economy
in the past 50 years, especially since the 1980s, a remarkable phenomenon in virtual economy is the rapid development of financial derivatives in financial innovation. The main function of financial derivatives lies in. We should disperse and guard against financial risks, and promote the effective allocation of economic resources by promoting capital flow (including international flow). In the mid-1980s, with the signing of the Plaza Agreement, the value of the Japanese yen rose sharply (the ratio of the Japanese yen to the US dollar rose from 240:1 to 140:1), which led to a serious loss in the value of China's foreign yen debt (some enterprises using foreign yen debt have so far found it difficult to turn over), This kind of loss will not occur if we can use some operation means (such as hedging) in foreign exchange futures in time. In the international community, there are numerous examples of using financial derivatives to prevent financial risks. There is no doubt that, like other things in the world, financial derivatives also have their negative effects, but these negative effects can be controlled and prevented through strict financial rule of law and strengthening financial supervision
"false economy" is a concept used to describe the false elements in economic operation. In the academic circles at home and abroad, this concept is not widely used, and the more popular one is the bubble economy.
in fact, the so-called bubble refers to the false elements in economic operation. Japan's bubble economy is directly related to banking activities, stock market and other financial activities. The crisis in Southeast Asia is dominated by financial crisis. Some people believe that the false economy mainly comes from the financial sector, which is the proct of virtual economy. However, this understanding is neither in line with history nor reality, nor concive to the realization of the two changes and the guarantee of sustainable economic development. Historically, ring the 95 years from 1825 to 1920, there were 11 economic crises in major western countries (among them, the economic crisis after 1857 became a worldwide economic crisis). These crises are mainly not caused by the virtual economy (at this time, the virtual economy has not become a relatively independent economic phenomenon from the real economy), but by the false factors in the real economy. In this regard, Engels once profoundly described that: sports graally accelerated, from slow walking to fast walking, from instrial fast walking to running, and from running to the real obstacle of instry, credit and speculation, racing in horse racing. Finally, after several desperate jumps, he fell back into the abyss of collapse. So many times On the anti social forest, a separate edition, P. 273). In reality, Japan's bubble economy is directly related to the real estate fever, and the real estate instry belongs to the real economy category. Although the financial crisis in Southeast Asia occurred from the financial market, its profound reason lies in the lack of sufficient international competitiveness of the real economy, which leads to the continuous deficit of foreign trade and the sharp decrease of foreign exchange reserves. If there is a negative role of fictitious economy in the Japanese bubble economy and the Southeast Asian financial crisis, for example, in the Japanese bubble economy, there are problems such as stock market fever and bank credit. In the Southeast Asian financial crisis, there are also some problems, such as hot speculation in the foreign exchange market and stock market, lax bank credit and so on. Then, the crisis in South Korea is mainly caused by the false problems of the real economic sector (large enterprises). In fact, there is no false economy in the real economy. In the operation of the real economy, the reasons for the formation of the virtual economy are quite complex. To sum up, there are three main situations:
first, the false prosperity of the market makes a considerable part of the procts proced actually become surplus procts, which become the false part of the economy. Before 1920, the economic crisis of the main western countries belonged to this kind of situation; This is also the case with the consequences of the real estate boom in Japan, Southeast Asia and other countries
secondly, e to the slow progress of science and technology, obsolete equipment, backward technology and other reasons, the procts (services) lack the basic market competitiveness (including the international market) and are difficult to sell. These proction capacities and procts have become a false part of the economy. After the collapse of the Soviet Union, Russia's ruble depreciated sharply, not because of the excessive issuance of rubles, but because of the serious economic devaluation caused by the slow progress of science and technology, obsolete equipment and backward technology
thirdly, e to the drawbacks of the system, the confusion of the management system, the low quality of assets and other reasons, the proct cost is too high, the performance is not complete, and the use is inconvenient, so it is difficult to be accepted by customers in the international market competition. These proction capacities and their procts form a false part of the economy. The crisis in Southeast Asian countries and South Korea has been triggered to a certain extent
in addition, counterfeiting, counterfeiting, shoddy, smuggling and underground economy also belong to the false part of the real economy< It is worth mentioning that the underestimation of economic output is another form of virtual economy. For example, in the era of planned economy, the price of a considerable part of our procts is lower than the value, and a considerable part of the goods are directly distributed or consumed in the form of non monetization. As a result, the actual economic output is greater than the macroeconomic statistics, or the economic activities of macroeconomic policy control are less than the actual economic activities. This kind of underestimated false economy, in terms of direct relationship, does not cause risks and crises in economic operation, but has negative constraints on the construction of market economy, the effective allocation of resources, and the sustainable development of economy
the relationship between virtual economy and false economy seems to be clear at a glance, but it is not the case. In the operation of virtual economy, the reasons for the formation of false elements are quite complex and various. In short, there are three main situations:
first, excessive currency issuance leads to investment inflation, consumption inflation and inflation. The amount of money invested is too large. On the one hand, it is caused by the central bank's investment in the currency in circulation. On the other hand, it is caused by the derivative money created by commercial banks. In the case of economic expansion, it is larger than the real economy, forming a bubble, that is, the false part of the economy. Second, the quality of financial assets is low and the price of financial assets is inflated. The quality of financial assets is low. For banks and other deposit institutions, too many bad debts and dead accounts are the manifestation of low asset quality; For the securities market, the bond can not repay the principal and interest on time, and the stock market price is far higher than its intrinsic value, which is also an important manifestation of the low quality of financial assets. When the quality of financial assets is low, the actual value of financial assets is much lower than the book value, and the difference is false. The so-called financial bubble and stock market bubble, in fact, refer to the false elements formed by the low quality of financial assets or inflation of financial assets. Third, the currency is overvalued or undervalued. When the currency value is overvalued, the total economic output in foreign currency is expanded, and the expanded part belongs to the false category; In the case of undervalued currency, the total economic volume calculated in foreign currency is reced, and the reced part is also false. The false elements in fictitious economy are the important source of financial risk and even financial crisis. The world crisis in 1929 was mainly caused by the collapse of New York stock market. However, the fictitious economy is based on the real economy. There are countless connections between the fictitious economy and the real economy. In most cases, the former is mainly caused by the latter. In brief:
first, the excessive money supply is largely caused by the squeeze of the real economy. From 1992 to 1994, China's money supply increased greatly. The main reason is that the planned economy system still plays a role in banks and other financial institutions, and the real economy departments forced the financial institutions to put in money by forcing. A typical phenomenon is that China's inflation is always associated with investment inflation. Similarly, every time we curb inflation, we should start with recing fixed asset investment< Second, the low quality of financial assets is mainly caused by the low quality of enterprise assets in the real economy. There are a large number of non-performing loans in China's banks and other financial institutions. The main reason why these loans are non-performing is that they exist in the form of non-performing assets of enterprises in the real economy. In the stock market, the main reason why the stock market price is higher than its intrinsic value is that the asset quality, market competitiveness and economic benefits of listed companies are declining year by year; The main reason for the low quality of corporate bonds is that enterprises are unable to repay the principal and interest at maturity
thirdly, the main reasons for the overvalued currency are the slow progress of science and technology, the weakening of market competitiveness, and the increase of output cost in the real economy. This is the case in Southeast Asia, South Korea and other countries

9. First, there are problems with the monetary system and exchange rate policy. China's RMB exchange rate closely follows the US dollar, and is basically a fixed exchange rate. In this way, we are very passive. If people devalue, we do not devalue accordingly. In fact, we are passive in appreciation, and we will suffer greatly in the face of financial crisis and depression; After the Asian financial crisis in 1997, we have suffered a lot from keeping the exchange rate unchanged. In this round of financial crisis, we have still kept the exchange rate unchanged, but we have suffered a lot of mb losses. Foreign developed countries not only set up the banner of protectionism, but also devalued their own currency, resulting in the passive appreciation of RMB, which greatly affected China's exports. Therefore, we should establish a flexible exchange rate, devalue when we devalue and appreciate when we appreciate. We don't need to be forced by others. Second, there are too many issued currencies, and the issued currency (nominal currency) is far more than the currency needed for actual circulation (real currency), which will inevitably lead to the internal devaluation of RMB. Three, the mode of economic development relies mainly on traditional instries, especially real estate, steel, cement, construction and building materials, and so on. On the one hand, it will inevitably encourage asset bubbles, especially the real estate bubble, leading to depreciation of the local currency. On the other hand, it can not reverse the passive situation, and the economy begins to fall into a vicious circle. Fourth, private capital lacks new investment channels. There is no other way out except for hyping the real estate and other virtual economy. This is also an important reason for the internal depreciation of RMB.
10. Hello, this thing in the picture should not be money, that is to say, it is not legal tender, it may be a chapter.
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