Can digital currency be launched in 2020
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response time: September 27, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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As the name suggests, digital money is not real money, but exists in a digital and networked world. However, it can not be completely equivalent to the virtual currency limited in the virtual space such as online games. It is often used for real goods and services transactions. At present, there are thousands of digital currencies issued all over the world
the most famous digital currency is bitcoin. Bitcoin is a kind of virtual currency, which is proced by specific algorithm of computer and does not rely on specific institutions. It is understood that anyone can "manufacture" bitcoin through relevant software, and then use electronic signature to realize circulation. At present, around the world, bitcoin can be exchanged through multiple online exchanges and service providers
1. Direct trading, which depends on the market and price difference to earn income, has great risks and consumes more time and energy
2. Become a miner, get bitcoin at the cost price, and then sell it in the market. But now the cost of miner is too high, and there is a lot of investment in the early stage
3. The income of bitcoin's financial management will be less than the first two, but it is better than stability and safety. It means the same as the bank's Fund. At present, AEX's financial supermarket, coin an Bao of coin an, and OK's Yu coin Bao are popular in the market. AEX's financial supermarket has the debt transfer function that other platforms don't have. If you invest on it, your capital transfer will be more flexible
indivials prefer the third.
A few days ago, some media reported that in the future, once the legal digital currency really runs, the application scenarios will penetrate into all aspects of social life, but its real launch will take time
At the same time, the issuance of legal digital currency will greatly increase the number of point-to-point transactions, bypassing the original regulatory system to a certain extent, which is easy to facilitate illegal transactions. As digital currency makes it very convenient to convert deposits into cash, financial panic and financial risk will accelerate the spread once they occur, which increases the difficulty of supervision In addition, in the process of using legal digital currency, a large number of user data and transaction information will be obtained. How to store and manage these data to prevent the disclosure and illegal use of user information is also an important challenge. No matter from the perspective of technology or security, it is difficult to have a great impact on monetary policy and payment mode in the short termArticle source: bit110 network