What are the problems of people who buy digital currency

1.

Yin Zhentao, deputy director of the law and Finance Research Office of the Financial Research Institute of the Chinese Academy of Social Sciences, said that digital currency faces two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process

Zhao Zhanzhan, a special researcher of intellectual property research center of China University of political science and law, believes that digital currency has anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering

2. Legal risks faced by digital currency: (1) at the macro level, there are legal risks, systematic risks and consumer protection. At present, the legislative problems of e-commerce and e-payment have not been solved, the concept of e-currency and related provisions need to be clarified, and many laws and regulations have not been followed up. Secondly, there is a systemic risk caused by the collapse of a single issuing institution. If a certain issuing institution loses confidence in e-money e to its poor management, other e-money issuing institutions will also face run risk. Moreover, in the absence of standardized supervision, it is difficult for the public to effectively identify the qualification and credit level of issuers. How to effectively prompt risks and protect the rights and interests of the public has become a difficult problem. In addition, the concealment, rapidity and cross-border nature of Internet payment make e-money an inevitable money laundering tool for criminals 2 At the micro level, there are technical risks and credit risks in the main body of e-money issuance. The issuers of e-money in China include banks, non bank financial institutions, Internet enterprises and other enterprises. Due to the weak financial professional foundation of some issuers, especially the lack of mandatory technical security standards in China, there are serious management loopholes and security risks in e-money issuers. System software or hardware failures will affect the availability of e-money. Secondly, the unreasonable structure of assets and liabilities and high concentration of investment will lead to the lack of liquidity and the risk of default. In addition, the payment and circulation of e-money rely heavily on all kinds of networks, and there are all kinds of operational risks, such as deliberate embezzlement of other people's accounts, internal crimes of issuing institutions and malicious intrusion of hackers, which will damage the interests of e-money holders. Bitcoin, Ruitai and other digital currencies are suitable.

3. Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
according to the notice on preventing the financing risk of token issuance, there is no approved digital currency trading platform in China. According to China's digital currency regulatory framework, investors have the freedom to participate in digital currency transactions at their own risk

warm tips: the above information is for reference only. Before investing, it is recommended that you first understand the risks existing in the project, and understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
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4. Digital currency does not worry about counterfeit money. If it is paper money, it worries about counterfeit money. I don't worry. I didn't take any money with me.

5. Digital currency refers to the currency based on digital technology. QQ currency is also called digital currency. Virtual currency refers to cryptocurrency, which is built on the blockchain technology. The security depends on you. You must be optimistic about the project application. GJ is not allowed to do it because ordinary people do not have the ability to separate projects, so it is across the board.

6. Similar to Alipay and WeChat pay, no physical bills, you will spend faster, because spend money without shadow, no trace, finally the money became a figure, let people become no basic concept of money.

7. Hacker attack
bitcoin can exist only because both sides of the transaction recognize its transaction value, so anyone can design virtual currency independently. Ars technica, for example, announced this week that it would create its own cryptocurrency, arscoin[ 2]

Cohen believes that the main threat to digital cryptocurrency is how to keep it safely, and the loss of mt.gox bitcoin once again highlights this problem. Recently, the US Congress has also launched a debate on digital cryptocurrency. Some members believe that the supervision of the bitcoin should be strengthened to avoid risks. Another congressman, Jared polis, believes that the US dollar has similar defects to bitcoin, so if bitcoin is banned, then the US dollar note should also be banned[ 2]

digital currency has a short history of development in the world, but it develops rapidly. Many countries are trying to sum up experiences and lessons through official or non-governmental efforts.

8. It may have a greater impact on you if you set up a currency to buy for others, because digital currency is a use of your own credit line and one of your own information

9. This is definitely not possible, now Taobao does not support digital currency.

10.

According to Article 10 of the law of the people's Republic of China on the promotion of private ecation (implemented on September 1, 2017), social organizations holding private schools shall have the legal personality

Indivials who run private schools should have political rights and full capacity for civil conct

Private schools should have the conditions of legal person

Article 11 the establishment of private schools shall meet the needs of local ecational development and meet the requirements of the ecation law and other relevant laws and regulations

the setting standards of private schools refer to the setting standards of similar public schools at the same level

Article 12 the establishment of non-governmental schools that implement diploma ecation, pre-school ecation, self-study examination and other cultural ecation shall be examined and approved by the administrative department of ecation of the people's government at or above the county level within the limits of authority prescribed by the state; Running private schools with vocational qualification training and vocational skills training shall be examined and approved by the administrative department of human resources and social security of the people's government at or above the county level within the limits of authority prescribed by the state, and a shall be sent to the administrative department of ecation at the same level for the record

Article 13 to apply for the establishment of a private school, the sponsor shall submit the following materials to the examination and approval authority:

1. The application report shall mainly include: sponsor, training objectives, school scale, school level, school form, school conditions, internal management system, fund raising, management and use, etc

2. The name and address of the sponsor or the name and address of the sponsor

(3) source of assets, amount of funds and valid supporting documents, with property rights clearly stated

4. The donation agreement should be submitted for the donation of the school property, including the name of the donor, the amount of the donated assets, the purpose and management methods, and the relevant effective supporting documents

The examination and approval authority should make a written decision on whether to approve or not within 30 days from the date of accepting the application for the establishment of private schools

for those who agree to the preparatory establishment, the approval letter for the preparatory establishment shall be issued. If they do not agree to the preparation, the reasons shall be explained

the preparation period should not exceed three years. If it has been more than three years, the sponsor shall make a new declaration

Article 15 in applying for the formal establishment of a private school, the sponsor shall submit the following materials to the examination and approval authority:

1

2

3. The constitution of the University, the list of members of the first Council, board of directors or other decision-making bodies of the University

4. Effective proof documents of school assets

5. Qualification documents of principals, teachers and accountants

Article 16 those who have the conditions for running a school and meet the standards for establishment may directly apply for formal establishment, and shall submit the materials specified in Article 13 and Article 15 (3), (4) and (5) of this law

Article 17 If an application is made for the formal establishment of a private school, the examination and approval authority shall, within three months from the date of acceptance, make a written decision on whether or not to approve the application and serve it on the applicant; Where an application is made for the formal establishment of a non-governmental institution of higher learning, the examination and approval authority may also make a decision on whether to approve the application in writing within six months from the date of acceptance, and serve it on the applicant

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extended information:

the following is the notice on further standardizing the management of private vocational skills training schools:

license and registration management of newly established private schools

1, from September 1, 2017, All newly established private vocational skills training schools should indicate the form of for-profit or non-profit school running and carry out license registration

2. The newly established for-profit private vocational skills training schools should formulate school regulations in accordance with the administrative regulations of the instrial and commercial department, In accordance with the notice on standardizing the registration and administration of the names of for-profit private technical colleges and for-profit private vocational skill training institutions, Article 9 of the detailed rules for the implementation of classified registration of private schools, and Article 15 and Article 16 of the measures for the implementation of classified registration of private schools in Ningxia Hui Autonomous Region, register with the administrative department for Instry and commerce

3. The non-profit private vocational skills training school formulates its articles of association in accordance with the regulations on the management of private non enterprise units. If it complies with the regulations on the registration and management of public institutions such as the Interim Regulations on the registration and management of public institutions, it shall comply with Article 7 of the detailed rules for the implementation of classified registration of private schools and Article 13 of the measures for the implementation of classified registration of private schools in Ningxia Hui Autonomous Region, They should register with the civil affairs department and the registration administration of public institutions

4. Before the existing private vocational skills training schools make non-profit or profit-making choices, they should run and manage according to the requirements of non-profit private non enterprise units, and should not extract or extract reasonable returns in disguise

In accordance with Article 9 of the law of the people's Republic of China on the promotion of civilian run ecation, the newly registered private vocational skill training schools should increase the construction of Party organizations

source of reference: China government website - law of the people's Republic of China on promoting private ecation

source of reference: Ministry of ecation of the people's Republic of China - Implementation Rules for classified registration of private schools