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Picture of future digital currency

Publish: 2021-05-27 21:14:58
1. Let's first explain digital currency. The real digital currency is issued by the state, based on the national credit, and stored in the form of electronic data. This is the national legal currency that can be circulated. So far, no country has issued digital currency, so has China. Therefore, anyone claiming to be a digital currency issued by the state is a fraud. The function of legal digital currency is the same as that of paper currency. So there is no concept of investment. Just imagine, would you spend 100 yuan to buy a ten yuan RMB? bitcoin is still a virtual currency, not a real currency. Bitcoin is an encryption algorithm based on the blockchain, and the calculation results are obtained. The biggest characteristics are decentralization, uniqueness and finiteness. Because of these characteristics, it is impossible for a country to use bitcoin as legal tender. So I have no objection to using bitcoin as a target of speculation. But if bitcoin is promoted as a digital "currency", I think it is suspected of cheating, because it does not have the characteristics of national legal tender. Some people in the world are willing to accept bitcoin transaction. I think it is actually a "barter" transaction, not a real currency transaction. At present, bitnet exchange can provide the most trading pairs, and investors can participate in leveraged trading and perpetual contract trading.
2. Recently, the rising price of bitcoin has given birth to all kinds of digital currency financing (ICO) boom. To become a future currency form, digital currency must first have all the functions of the existing currency. However, the existing digital currency represented by bitcoin and blockchain technology still has challenges in some traditional problems< There is no doubt that digital currency is a beneficial attempt to establish the future monetary system, but its premise is to adapt to the current level of human proctivity, technology and culture. In the past, we overemphasized the anonymity, credit and wealth attributes of digital currency under the current credit standard system, but ignored the basic functions of currency
according to the prospective instry research institute, an investment institution, the current upsurge of various types of digital currency financing does not mean that digital currency is becoming more and more popular as a currency. On the contrary, it is regarded by some people as "digital assets" to store, hype or use for illegal purposes, which can not but arouse enough attention and vigilance.
3. After this craziness, the future development trend of the instry analyzed by the prospective instry research institute mainly includes the following points:
1. Virtual digital currency may continue to develop for a long time. Due to the high security of virtual currency, it can't be issued at will, and Chinese and foreign people can't identify the user's identity information in the transaction process, a large number of people have a crazy pursuit of virtual currency
2. Virtual digital currency may be involved more widely in the future. As long as someone recognizes and uses virtual currency, the existence of virtual currency has value
virtual digital money has developed so far. Prosperity and bubbles, wealth and dreams, questioning and regulation are all on the way. Investment is risky, so we should be cautious. At present, such playing methods as bitcoin have not been approved by the regulatory authorities. It is suggested that ordinary investors should participate in the game within their ability.
4. In theory, the central bank issues digital currency to replace paper money. However, this process is very slow, because the development of various regions in China is seriously unbalanced, and the acceptance of digital currency is also different. The digital currency trial run by the central bank is only applied to the bill market
in the future, there may be many digital currencies in China, and each digital currency will have its own application. For example, Puyin is a very interesting digital currency, which corresponds to the assets related to tea.
5. Here's what central bank governor Zhou Xiaochuan said: in the future, digital currency will graally replace traditional currency
we can't say the timetable of digital currency yet. China has a large population and a large volume. For example, a new version of RMB can be changed in a few months for small countries, but it will take about 10 years for China. Therefore, digital currency and cash will be parallel and graally replaced for quite a long time. In the later stage, the transaction cost of cash will graally rise. For example, in the past, banks were asked to count a large number of coins, and there was no charge for them. Later, they may need to charge. With the incentive mechanism, people will naturally use more digital currency, but the two will still co deposit in the longer term
the central bank's issuance of digital currency is also inspired by cryptocurrencies such as bitcoin and lettercoin, and the European crowdfunding model of combining digital currency with real assets also draws on the experience of bitcoin.
6. The value of digital currency is to replace paper money and become the mainstream form of currency. It is also the trend of social development that digital currency replaces paper money. Now the central bank has started to develop digital currency, and it is possible that it will meet with us in recent years. However, when this digital currency was born, there may be many restrictions, and it is impossible to popularize it in a large scale
however, the digital currency planned by the central bank is also different from bitcoin, Leyte, decent and other digital cryptocurrencies, but it will be used for reference.
7.

US $260 million is invested in virtual currency, while US $260 million is invested in investment and development. Because after Meitu announced its financial expenditure, it immediately made a reply to this matter, saying that this is the beginning of Meitu's layout of the blockchain, and the digital currency will appreciate in the future. As a company, Meitu naturally wants to develop and earn income, so it has to invest. Since the development prospect of digital currency is good, they will naturally invest

Third, the company also thinks that this is an investment< p> In addition to providing sufficient financial support for the development of blockchain, the chairman of Meitu company also said that because he is optimistic about the development of digital currency, he thinks that in the future, he will invest in digital currency in large quantities. As a profit-making company, Meitu needs sufficient funds to ensure its development. Therefore, investment income is also a way for the company to make profits. The development of digital currency is good, so we choose to invest in digital currency

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8. Go around. There should be a hole nearby
9.

In fact, it has to be said that in terms of the current social development, digital currency may indeed replace paper money in the future, but for us, paper money still plays an irreplaceable role, just because of this, it will not disappear completely. In some sense, the diversification of payment forms is more concive to improving people's quality of life, So just because of this, we can look at the problem from the following aspects{ RRRRR}

3. At present, people of all ages use different payment methods. Because of this, paper money will still become the general payment method of the older generation, so it will not disappear completely in the short term.

in fact, it has to be said that for the elderly, because of the lack of understanding of mobile payment, Even if digital currency can be used in the future, most of the elderly will rely more on the traditional payment method of paper money. Therefore, for us, even if mobile payment rises in the future, the paper money will not disappear completely.

in fact, we have to say that at present, with the rise of mobile payment, the circulation of paper money will become smaller and smaller, With the rise of digital currency, this phenomenon will be exacerbated, but the paper money itself plays an irreplaceable role, so it is precisely because of this that most elderly people will choose the traditional way, so in the short term and even in the long term, the paper money will not disappear forever

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