Digital currency representativeness bias

1.

1、 Different definitions:

1. virtual currency:

virtual currency refers to non real currency

digital currency:

digital currency is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

3. Cryptocurrency:

cryptocurrency is a kind of transaction medium that uses cryptography principles to ensure transaction security and control the creation of transaction units

4. Token (token):

a kind of article whose shape and size are similar to currency, but the scope of use is limited and has no currency effect, and its token is the homonym of token in English

Second, the characteristics are different:

1; It can also be said that virtual currency is personalized currency. In another way, it can also be called information currency

2. Digital currency:

is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities

Cryptocurrency:

cryptocurrency is based on the decentralized consensus mechanism, which is opposite to the banking and financial system relying on the centralized regulatory system

4. Token (token):

usually needs to be exchanged for money, used in shops, playgrounds, mass transportation and other places, as a voucher to use services and exchange goods

extended data

at present, digital currency is more like an investment proct, because it lacks a strong guarantee agency to maintain its price stability, and its role as a value measure has not yet appeared, so it can not be used as a means of payment. As an investment proct, digital currency cannot develop without trading platform, operating company and investment company

digital currency is a double-edged sword. On the one hand, the blockchain technology it relies on has been decentralized and can be used in other fields except digital currency, which is one of the reasons why bitcoin is popular; On the other hand, if digital currency is widely used by the public as a kind of currency, it will have a huge impact on the effectiveness of monetary policy, financial infrastructure, financial market and financial stability

2.

mining is a nickname for the exploration method of acquiring bitcoin. Because of its working principle is very similar to mining minerals, so named. In addition, bitcoin explorers who do mining work are also known as miners

bitcoin network generates new bitcoin through "mining". In essence, the so-called "mining" is to use computers to solve a complex mathematical problem to ensure the consistency of bitcoin network distributed accounting system

bitcoin network will automatically adjust the difficulty of mathematical problems, so that the whole network can get a qualified answer about every 10 minutes

then the bitcoin network will generate a certain amount of bitcoin as a reward to reward the person who gets the answer

extended data:

to be a miner, just "mine" bitcoin and search for 64 bit numbers by computer. By repeatedly decrypting with a computer, it competes with other gold miners to provide the number needed for the bitcoin network

if the computer can successfully create a set of numbers, it will get 25 bitcoins. Bitcoin is decentralized. It needs to create a fixed number of bitcoins per unit of computing time. It can get 25 bitcoins every 10 minutes

by 2140, the upper limit of bitcoin in circulation will reach 21 million. In other words, bitcoin system can be self-sufficient, which can be translated into coding to resist inflation and prevent others from sabotaging< br />

3. 1、 What are the types of digital currency
digital currency is an alternative to electronic currency. Both digital gold coin and password currency belong to digital currency. Digital currency can be basically divided into three categories:
1. Game currency that everyone is very familiar with. At first, the game currency obtained by players in stand-alone games can only be used by themselves in the game. With the establishment of the Internet portal and community, and the realization of game networking, these digital currencies have a "financial market". Players can directly trade freely, and can also trade online and offline
2. The special currency issued by the portal website or instant messaging service provider is used to purchase the services in the website. The main representative is QQ coin, which can be used in QQ's own mall
3. The most representative digital currency is the encrypted digital currency on the Internet, such as bitcoin, lightcoin, dogcoin, etc. represented by bitcoin, it is an electronic currency generated by open-source P2P software, which can query the source and circulation by using blockchain technology, and is an open-source encrypted, circulating and trading digital currency. It is mainly used for Internet financial investment, and can also be directly used in daily life as a new currency< What are the benefits of digital currency
it is not unreasonable that the central bank is preparing to study the issue of digital currency. Issuing digital currency can rece the high cost of issuing and circulating traditional banknotes; Enhance the convenience and transparency of economic transaction activities; Rece money laundering, tax evasion and other criminal activities; Enhance the central bank's control over money supply and circulation; To better support economic and social development and help Inclusive Finance realize in an all-round way; It also helps to build a new financial infrastructure, further improve the payment system, enhance the efficiency of payment and clearing, and promote the upgrading of economic quality and efficiency
the overall benefits are cost rection, convenient supervision and favorable to the financial system. In addition, what are the benefits to our common people, investors and major enterprises
now is the age of Internet, the evolution of currency is an inevitable trend, and currency digitization is undoubtedly in line with the trend of social development
nowadays, there are digital currencies of different sizes in the market. Although these digital currencies can not be regarded as legal currencies, they are more used as a financial investment project and a new technology in the future. Not only that, bitcoin, the first digital currency, circulates in every corner of the world just like money, but also has the characteristics of transaction, collection and convertibility. We can exchange digital currency for any country's currency, or use digital currency to buy offline real goods. At the same time, we can also do online payment like Microsoft and steam. People use it to pay, buy goods and exchange money; Investors use it for financial management and investment; Enterprises use it to develop more uses, constantly innovate science and technology, or promote their own procts. With the continuous progress of science and technology and the continuous development of digital Internet, the benefits of digital currency or the instries and technologies derived from digital currency are unimaginable in the future.

4.

In the eyes of speculators, the value of virtual currency can be expected. The value of money is not the same as that of general commodities. It does not lie in its own value, but mainly comes from the degree of recognition

there is a commodity widely criticized as a fraud, which is also very expensive and has a certain degree of similarity with bitcoin. That is the symbol of love which is hyped by businesses and recognized by the public - diamond

the price of diamonds is very expensive, but in fact, if not as decorations and souvenirs, the practical value can not support the amazing price

However, this does not affect the market value of diamonds at all. The reason is very simple, people have accepted the existence of diamond as a symbol of love, in the decoration and souvenir market, diamond is highly recognized. As for legal tender which is closer to virtual currency, its value almost entirely comes from the high degree of recognition brought by government credit guarantee

bitcoin has brought the blockchain technology into the public's attention. If the virtual currency based on the blockchain technology can be widely recognized one day, the value of bitcoin is beyond doubt. So it's a bit early to conclude that virtual money is worthless. If it is an undoubted fact that virtual currency is worthless, no one will hype any virtual currency including bitcoin. The reason why many people hype virtual currency is very simple. Some people think that virtual currency is not only valuable, but also undervalued

5. In general, the charge of a child care center ranges from 30000 yuan to 80000 yuan. This is because each child care center has its own characteristics and advantages, and the effect of nursing is different. Moreover, different cities have different charging standards, so there is no way to determine the charging standard. Generally, the charge of a child care center ranges from 30000 yuan to 80000 yuan

the confinement center is a specialized maternal and child care institution, whose service object is the puerpera and infants who have just given birth and discharged from hospital (that is, the puerpera and infants ring the period of confinement). It mainly provides comprehensive and professional services from the aspects of postpartum infant feeding, health care, physical recovery and mental health, so as to ensure the health of puerpera and infants

the service scope mainly includes:
1. Neonatal care, including life care and professional care. Such as baby bath, touch, body temperature measurement, urine observation, umbilical cord care. 2 Maternal care includes life care and professional care. Such as puerperal observation, breast care, moon soup proction.

6. Who knows, only the company knows
according to the information of Shenzhen Financial Office, Shenzhen Financial Office has released the proposal for joining China (Shenzhen) fintech digital currency union and Research Institute on its official website. Shenzhen will initiate the establishment of fintech digital currency union and Research Institute, and the document will be issued on December 20, 2016
according to the proposal, fintech digital currency alliance and Research Institute are under the guidance of Shenzhen Municipal People's government, Shenzhen Financial Office, Shenzhen Qianhai Shenzhen Hong Kong Modern Service Instry Cooperation Zone Administration Bureau, Shenzhen Central Branch of people's Bank of China, Institute of financial technology and blockchain big data of Renmin University of China, Shenzhen Institute of advanced technology of Chinese Academy of Sciences, Ping An Group, China Merchants Bank, etc More than 30 well-known financial institutions and scientific research institutes at home and abroad, such as Weizhong bank and Dacheng Fund, have jointly launched the preparatory work Sohu Finance)
the domestic coin profit China platform is also excellent, creating a new mode of "blockchain + crowdfunding".

7. My friend is also doing it. He doesn't make much money. It's more than going to work! I'm only doing it myself now

8.

On September 29, 2018, Mongolia passed a national payment system bill, under which Mongolia issued a digital currency license

Mongolia integrates the blockchain technology into the national financial field, which not only allows the national people to use digital currency to refuel and pay fees, but also issues cryptocurrency transaction license to encourage foreign investment, and applies the blockchain technology to Mongolia's new energy power generation system with the characteristics of decentralization, openness and transparency

does Mongolia need permission to issue digital tokens and conct ICO, and which departments need approval

If the digital token is to be ICO, it needs to meet the relevant requirements of the Central Bank of Mongolia and the Ministry of finance of Mongolia. Finally, the special license is issued by the Mongolian Securities Regulatory Commission

does the state support Mongolian blockchain and digital token? What are the laws and regulations

Mongolia is quite supportive of the New Fourth Generation Internet technology revolution. There are two laws and regulations on blockchain digital currency. One is the policy issued at Mongolia's national blockchain Conference on February 12 this year, which stipulates that Mongolian people can participate in the transaction of digital token (originally allowing the first market, that is, large companies and listed companies to participate). The other is the decree on blockchain signed by the president of Mongolia in May 2017, which came into effect on January 1, 2018

Mongolia's policies and regulations on STO, the latest global consensus

Mongolia supports it very much. For the blockchain and the latest STO, the Mongolian parliament has set up a special e-money blockchain I group. The policy in this regard is consistent with that in Estonia. Mongolia also implements the license system for sto digital asset exchange, and foreign enterprises with strong capital and strength have obtained the license

How to apply for Mongolian digital currency license is similar to that of other countries in the world. They all need to register local companies. Mongolia needs to open a bank account, In addition, you can choose not to go to Mongolia to open an account, sign a commission agreement, and then start to formally apply for a license. It will take about 20 working days to complete the whole process

9. Hello, landlord, I'm very happy to answer this question. It seems that you attach great importance to your project compliance
information required for applying for MSB license in the United States
1 to register an American company, the registration conditions of an American company are very simple. You can provide the identity document of the director of the company (ID card, passport, address proof)
2 to open a bank account (this account is not necessary, but not necessary for blockchain projects), and the agent can open an account, Just to see if it's necessary

with these two basic conditions, submit the information for us MSB license application, and the details are as follows:
1. Basic information of US companies
1 company registration certificate
2 articles of association or equivalent documents
3 good reputation certificate of the company established for more than one year
4 company Ein tax number
2. Detailed personal data of shareholders and directors of US companies (scanned passport, personal telephone, address, etc.)
3. Brief overview of the exchange
1. Services provided by the exchange
2. Current operation status of the exchange
3. Customer group of the exchange
4. Service types, please refer to the list of MSB service types< 5. Total transaction amount
the documents after registration are as follows:; 1. PDF electronic file of MSB license 2. Registration certificate 3. Paper license<

the work of license application includes:

& 8226; Financial business scheme design of MSB license; Preparation and writing of application materials; Submit an application for MSB license to the U.S. Department of the Treasury; Responsible for answering questions raised by the U.S. Treasury and FinCEN ring the application process

the above is the whole process of applying for MSB license in the United States. Generally, the registration time is 1 to 2 months, so the application time is short and the registration cost is low. It is the first choice in the current financial license
however, the current hot licenses include: US MSB license, Canadian MSB license, Estonian license, Australian license and caymann license
there are many more popular licenses that can also be applied for: Maltese license, butuo license, Swiss license, Japanese license, Cambodian license, Thai license and seschel license
there are some differences between Estonian license and other licenses, because it belongs to al license (virtual value exchange service + virtual value wallet), but there is no essential difference in blockchain projects. You can make a reasonable choice according to your own development plan. In other words, there is no good or bad financial supervision license, Only suitable or not suitable, you want to develop in which area, apply for which area
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