Digital currency of central bank involves listed companies

1. The central bank's digital currency landing frequency exceeds expectations, and the phenomenal events in the blockchain field may comprehensively catalyze the application of blockchain in more scenarios; Key recommendations: Omar electric, Hang Seng electronics, Xinya Da, Haili Meida, Guangbo Co., Ltd., Feitian integrity, winwin; Suggestion: digital authentication.

2. The issue of digital currency can not only rece the high cost of traditional paper currency issue and circulation, but also better serve our virtual economy. Previously, bitcoin and other data currencies were legalized in California, and the Bank of England also considered issuing digital currency, which opened a good foundation for digital currency circulation. With the issuance of digital currency in China, the penetration rate of mobile payment will rise by leaps and bounds, and the enterprises that take the lead in the layout will have broad prospects for development
in the A-share market, the concept stocks related to mobile payment mainly include: Hengbao shares, new world, Tianyu information, Zhongke Jincai, national technology, new cape, new Guo, etc.

3. CBDC, the full name of central bank digital currency, translated as the central bank digital currency. The Bank of England, in its Research Report on CBDC, gives this definition: central bank digital currency is the electronic form of central bank currency, which can be used by households and businesses to make payments and store value. The Chinese version of CBDC is described as digital RMB, which is issued by the people's Bank of China, operated by designated operators and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, and has value characteristics and legal compensation. What we call DC / EP is the Chinese version of the central bank's digital currency, translated as "digital currency and electronic payment tools". The center for International Settlements (BIS) and the Committee on payment and market infrastructure (CPMI), two authoritative international organizations, jointly concted two questionnaires on more than 60 central banks in 2018 and 2019. The content of the questionnaire includes the work progress of central banks on digital currency, the motivation of studying digital currency and the possibility of issuing digital currency. 70% of central banks said they are (or will be) involved in the research of digital currency
response time: August 6, 2020. Please refer to the official website of Ping An Bank for the latest business changes

[Ping An car owner loan] you can borrow a car, up to 500000

https://b.pingan.com.cn/station/activity/loan/qr-carloan/loantrust.html?source=sa0000632&outerSource=bdzdhhr_ zscd&outerid=ou0000250&cid=bdzdhhr_ zscd&downapp_ id=AM001000065

4. Digital currency is not a concept stock. Digital currency is different from stock

digital currency is abbreviation of digital currency. It is an alternative currency in the form of electronic currency. Digital gold coin and cryptocurrency (bitcoin, DCT) belong to digiccy
stock is the certificate of ownership issued by a joint-stock company, which is a kind of valuable securities issued by a joint-stock company to each shareholder as a certificate of shareholding in order to raise funds and obtain dividends and dividends. Each share represents the ownership of a basic unit of the enterprise. Behind every stock is a listed company. At the same time, every listed company will issue shares.

5. First of all, there is a problem with this statement. What is the investment currency? Will you use 100 yuan to trade and buy the same 100 yuan from others? 100 yuan without collection value. Therefore, it is necessary to make clear that the central bank issues currency, which is based on the unified management of domestic monetary policy. It is a substitute for paper currency, not a kind of investment similar to bitcoin, so there is no investment problem

since the great development of domestic online payment, the central bank has been promoting the research and development of data currency, recing the issue of paper currency and issuing it in the form of electronic currency

in view of the nature of currency, sovereign countries all over the world are the same, and other entities are not allowed to issue legal currency. So we saw fcaebook issue Libra virtual currency based on blockchain, and the US government also expressed concern. Zuckerberg attended questions in Congress many times

electronization is indeed a trend, but all countries can only allow the central bank to take the lead. After the digital currency photo of ABC test appeared in the market yesterday, the stock market also had some waves. The central bank's enthusiasm for digital currency has always been strong, so the development of e-currency and subsequent real issuance should be ahead of other countries

of course, the enthusiasm of the central bank is also based on the situation that the domestic electronic payment is leading the world, and the payment habit of Chinese people has been formed. In the future, it will be another scene if it is expanded under the appropriate scene. The digital currency of the central bank is the replacement of paper money
its functions and properties are exactly the same as paper money, but its form is digital. We define it as "digital payment instrument with value characteristics"

the application scenario of digital currency is like this: as long as two people have DCEP digital wallets on their mobile phones, there is no need to connect to the network. As long as the mobile phone is a little bit, when two mobile phones touch each other, the digital currency in one person's digital wallet can be transferred to another person, that is, there is no need to bind any bank account, Unlike now, WeChat and Alipay need to bind a bank card, but DCEP doesn't need it.

this means that DCEP can circulate like paper money. But how is it different from bitcoin and other digital currencies?
the central bank's digital currency belongs to legal currency. Like cash, the central bank's digital currency has unlimited legal compensation, that is to say, you can't refuse to accept DCEP, which is backed by the central bank and the whole national system

now many private Payment institutions or platforms will set up various payment barriers, such as WeChat's money can not be transferred to Alipay, Alipay's money can not be transferred to WeChat, but for the central bank's digital currency, as long as the use of electronic payment places, it must accept the central bank's digital currency.

so how do indivials need to invest in DCEP?
at present, DCEP is probably equal to RMB, so the appreciation space can not be said to be small. Its value is equivalent to RMB, and it is equivalent to people who speculate in foreign exchange can participate in its investment, and it will certainly not float as much as other blockchain virtual currencies, which will certainly disrupt the financial system of the whole country, Since the state can guarantee the stability of RMB exchange rate, it is believed that the stability of legal currency can also be guaranteed

at present, all countries and institutions have plans to launch their own digital currency. The most famous one is lbra launched by Facebook. For the launch of digital currency, we also cross the river by feeling the stone. Any financial innovation has its deep meaning, which is promoting the reform of the whole society.

6. The central bank's digital currency is the legal digital currency approved by the State Council. The central bank organizes market institutions to engage in the corresponding work of the central bank's digital currency research and development

2019 August 21st, the official account of WeChat central bank released two articles on digital currency.