Digital currency Conference on December 16, 2019
according to media reports, the people's Bank of China has completed a test on December 15, which shows how to conct transactions and clearing in the distributed ledger system
it is reported that this test was concted jointly with China's mainstream commercial banks, including ICBC, Bank of China and Weizhong bank< The report reads: "the people's Bank of China believes that digital currency can not only rece circulation costs, but also increase transparency, inhibit money laundering and tax evasion."
the report even suggests that Shanghai bill exchange pilot digital currency and set up a national bank bill transaction. At the same time, the people's Bank of China will also establish a digital currency Research Center, and is recruiting experts in big data, cryptography and blockchain technology< The report comes after Zhou Xiaochuan, the governor of the people's Bank of China, issued a statement in February in which he hinted that the people's Bank of China was considering using blockchain to issue digital currency
moreover, this test was concted at the time when the people's Bank of China launched an investigation into China's bitcoin exchange, which started early this month and has led to many changes in trading policies
as the world's first standard digital currency, Puyin takes 1 billion Tibetan tea as the primary standard asset, writes 1 billion Tibetan tea assets into the blockchain through digital encryption technology, and records the identification, evaluation and right confirmation of Tibetan tea.
1. Enjin (enj)
in the near future, the game instry is the instry most likely to adopt blockchain on a large scale. Enjin coin is the cryptocurrency of virtual goods created by Enjin. Enjin is the "largest online gaming community platform" with more than 250000 gaming communities and 18.7 million registered gamers
Cardano (ADA)compared with Ethereum, EOS and Tron, Cardano is the third generation of decentralized app (DAPP) and smart contract platform. Cardano's design philosophy has the following points:
scalability: with the growth of users, the transaction processing speed is not affected or even faster, such as P2P protocol
interoperability: in the future, there will be countless devices connected to each other, instead of only connecting and forwarding through routers. All kinds of devices can communicate directly through standard general protocol
Sustainability: like bitcoin, Cardano project will not be controlled and influenced by a certain company or organization, which is a safe, decentralized and sustainable development platform
With the popularity of sto (security token offers), Nash also plays an important role. Nash is a kind of registered security token. In the past, Nash participated in and led the development of many projectsNash exchange is a decentralized exchange. If you hold nex token, you can calculate the dividend here
4. Basic attention token (BAT)
bat mainly solves the problem of advertising:
user information is abused: large companies such as Google and Facebook track and use user information and behavior, and sell without the knowledge of users
the effect of advertising is restrained: middlemen earn most of the fees, a large number of advertisements are blocked by users using software, and advertisements are fake
in the past six to 12 months, the number of publishers using the brand browser (Note: the brand browser supports bat token) has grown rapidly, and almost no blockchain ecosystem has grown so fast
5, chainlink (link)
chainlink mainly solves the problem that each blockchain has and the smart contract cannot obtain external data. In order to introce external data into the blockchain, the concept of Oracle is proposed in smart contract
companies including Google are supporting the development of chainlink. Here is a list of chainlink partners
one of the main problems of chainlink is similar to Ethereum. The development team has reserved 650 million link tokens, while only 350 million are in circulation at present
Ethereum (ETH)Ethereum has long occupied the second place in the top 100 cryptocurrencies. Its ecology is so big that we can't call it altcoin now. To tell you the truth, I'm not optimistic about Ethereum in the long run, but it will flourish in the short run
Ant technology is almost zero cost financing, through various forms of packaging debt, repeated borrowing, and then irresponsibly lend money to young people who have no ability to repay. This is basically bringing the crazy financial crisis of Wall Street in 2008 to China. The real capital market is changeable and more cruel than you think
ant technology's blood sucking through online loans has been picked out by many people. Zhou Xiaochuan, former governor of the Central Bank of China, also said at the Boao Forum of Asia recently that Internet technology giants controlled a large amount of data and market share, formed a monopoly and hindered fair competition, which led to the decline of Alibaba's share price
if Google can freely use users' personal information in financial business, it can also become the largest lending institution in the world. Google doesn't do it because American businessmen are particularly kind, but American policies don't allow it at all
as vice minister of Finance Zhou Jiayi said at the Bund financial conference, science and technology has not changed the nature of relying on credit to use leverage, supported the development of financial technology, insisted on the improvement of science and technology, prevented financial technology from incing excessive financial consumption, and encouraged the winner take all monopoly
now that the digital currency DCEP of "central dad" is on the way, can ma Yun's wishful thinking work well in the future? Let's wait and see< br />
analysis of the conditions and reasons for the bull market from October to December in 2017:
1. The 94 policy led to a large number of shanzhais being taken off the shelves, resulting in the rection of currency compression and the concentration of funds
2. The stop of RMB recharge has enabled BTC and eth tokens to circulate substantially in the digital currency trading market
3. In the medium term, there are thousands of currencies incubating private placement, and there is a demand of 100 billion funds for tokens
4. The expectation and numbness caused by the lack of understanding of the value of blockchain
5. The understanding of the cruelty of financial transactions is simple, and the mode transformation from 2017 to 2018 is not understood (the spot price rises continuously, and the futures hedging price fluctuates)
6. The market lacks understanding of the financial financing (currency) routines of incubation, early bird and private placement (for example, the price of private placement has expanded 5-10 times or even dozens of times since incubation)
7. The derivatives of a large number of forked coins and candy promotion promoted the bull market
in May and June of the year 18, the public chain was hot, and the financiers cooperated with EOS's favorable main network and node election to pull the market as soon as possible, which drove the market mood and completed a calf
whether the future market is bull or not, brother Zhu thinks that September and October should digest part of the smashing market in July and August and be bullish. The rise of LBTC has little effect on it, and there is more than one LBTC rising fiercely from low to high
to sum up, LBTC is the initiator. It's right to say that the price will rise to 1000 yuan. It depends on the time. It's unlikely to rise in 19 years, but as an investment for the future, it's entirely possible for LBTC to rise to 1000 yuan.
manxingyun digital currency cannot be listed because manxingyun digital currency platform is not a formal financial platform. There is a risk of loss if you put money on the digital currency platform. On the surface, the manxingyun digital currency platform is indeed a very formal foreign exchange company regulated by the futures exchange
manxingyun digital currency platform has limited the number of monthly payments and profits, and the payment is slow, which indicates that the capital has been unable to make ends meet. A large number of investors in xidingge are beginning to wake up, and the successive payments finally make xidingge unable to sit down. Not only leaders are withdrawing money, but some members are also withdrawing money. A large-scale withdrawal of funds will definitely lead to the collapse of Xi Dingge, and the restriction of funds is just a delay
extended information:
precautions for customers in financial management:
1. Review of their own assets: including the stock assets and future income expectations, and know how much money is reasonable, which is the most basic premise
Setting financial objectives: we need to clarify financial objectives qualitatively and quantitatively from the specific time, amount and description of objectives3. Clear risk type: don't make the assumption of risk preference without considering any objective situation. For example, many customers put all their money in the stock market without considering their parents, children and family responsibilities. At this time, their risk preference deviates from the range they can bear
Before entering the market, we should do more analysis, look at the news on both sides and look at the charts; After entering the market, keep in touch with the market. Don't just watch the news that is good for you just because you have a good positionAccording to the cloud flash payment red envelope activity launched by UnionPay, the cloud flash payment app has prepared four new year red envelopes: open door lucky red envelope, sign in red envelope every day, invite relatives and friends red envelope, and initiate transfer red envelope. Users can get up to 2018 yuan a day
before, Alipay and WeChat both rolled up their sleeves to prepare for a big fight in the red envelope war ring the Spring Festival. Now the UnionPay with the national team background has brought more expectations to many people. P>
, as a non bank financial service provider, has long time since Alipay avoided regulatory restrictions and extended its services overseas. However, at the end of 2016, Alipay was required to close all offshore financial accounts and have a considerable impact on its Southeast Asian business. p>
and the most popular application of wechat overseas is its own social attribute. In mobile payment, wechat payment has established external partners to jointly develop overseas markets. In South Africa, wechat payment has launched an international payment solution. Users can now use wechat wallet to send and receive money or withdraw cash from ATMs. However, the number of cooperative countries is far less than that of UnionPay partners
as of June 2017, the UnionPay network has spread all over China's urban and rural areas, and has extended to 160 countries and regions outside Asia, Europe, America, Oceania, Africa, etc
compared with the other two, UnionPay's huge number of users has also laid a foundation for its future; First brother & quot; Status. Data show that up to now, China's UnionPay cards have issued more than 5.4 billion cards, and the transaction volume of UnionPay cards in 2016 alone exceeded 38 billion
UnionPay also pays more attention to cardholders going abroad. In 2015, the United States attracted more than 2.5 million Chinese tourists, who spent more than $40 billion locally. Through the development of cooperative relationship in the United States, UnionPay has been able to successfully enter the U.S. market and further increase its overseas market share
UnionPay has said that the acceptance network of UnionPay cards in the United States is tending to be perfect. At present, almost all ATMs in the United States can withdraw cash with UnionPay card, and more than 80% of businesses can pay with UnionPay credit card. In New York, Hawaii, San Francisco, Los Angeles, Orlando, Chicago and other famous shopping centers and outlets business circles, UnionPay card acceptance coverage generally exceeds 90%
UnionPay's international layout
UnionPay began to take its international step in 2004. At the end of 2012, China UnionPay International Co., Ltd. (UnionPay International), a long-standing company, officially opened in Shanghai. As a subsidiary of China UnionPay, it will be responsible for the exclusive business of China UnionPay international
at present, no UnionPay proct can be compared with its international layout. Today, UnionPay has basically achieved global coverage
the data shows that the overseas acceptance network of UnionPay card has covered more than 160 countries and regions. Hong Kong, Macao, Mongolia, Cuba and the United Arab Emirates have basically achieved full acceptance. 80% of merchants in Northeast Asia can use UnionPay cards, more than 70% of merchants in Southeast Asia can accept UnionPay cards, more than 80% of merchants in the United States can use UnionPay credit cards, half of merchants in Europe can use UnionPay cards, and 90% of ATMs and 75% of merchants in Australia can also use UnionPay cards
according to other data, there are more than 10 million overseas online merchants accepting UnionPay cards, and they have graally formed advantages in the fields of ecation payment and air booking. More than 2000 overseas schools support UnionPay card online tuition payment, and the official websites of nearly 40 international airlines support UnionPay card online ticket purchase
the relevant person in charge of UnionPay International said that a series of innovative procts such as UnionPay online payment, UnionPay mobile phone flash payment, UnionPay QR code and UnionPay wallet procts are ushering in richer cross-border application scenarios
It's true. Since the beginning of 2018, UnionPay international and Huawei have signed a cooperation agreement, and the two sides have reached cooperation on jointly promoting the globalization of Huawei pay and speeding up the overseas landing, which is also regarded as an important step in the international layout of UnionPayStandard Bank of South Africa and UnionPay international have reached a cooperation agreement in Johannesburg, South Africa, which will make use of the resources of standard bank to further promote UnionPay payment services in the African market, and standard bank will become the first financial institution in South Africa that may issue UnionPay card qualification
from the perspective of Unionpay's actions, the strategic advantage of UnionPay is its huge outbound China card account, plus its natural & lt; National team; Advantages, as well as the layout of UnionPay in mobile payment, who ignores UnionPay in the future will have to bear the consequences