1. Fourth, in terms of financial services, it mainly refers to various intermediary businesses such as collection and payment, consulting and so on. For example, the collection of water, electricity and coal is small and the number of users is huge. These companies will still entrust the bank to collect, and they still need to open an account in the bank, so the impact of digital currency issuance on financial services is small. Fifthly, the function of credit creation mainly refers to that the loan is re deposited in the bank, waiting for investment or use, resulting in derivative deposits and currency multiplier effect, which has nothing to do with the issue of digital currency
the issuance of digital currency will not rece the number of bank outlets, because the basic function of the bank is far from the payment intermediary function, as well as macroeconomic regulation, the development of deposit and loan business, as well as financial services, intermediary business, and so on. What's more, many people still insist on using cash to pay and transfer. Therefore, the issue of digital currency can not eliminate the outlets of banks. The real impact on bank outlets is the rise of Internet finance. Banking business moves from offline to online. People generally accept using mobile banking app to deal with business, and then the physical outlets of banks will be canceled
2. Digital currency does not worry about counterfeit money. If it is paper money, it worries about counterfeit money. I don't worry. I didn't take any money with me.
3. In my opinion, MLM is directly related to money, but how much commission a person gives to the person above. To put it bluntly, the situation of pyramid is totally different from that of direct selling.
4. How can you use "dig" to get the legal money of a country? Then the country's finance and macro-control will be in a mess. Don't listen to the bullshit of those who engage in pyramid schemes
5. The answer is: the central bank can't sell digital currency
Dear friends, wake up, don't be fooled by people who are speculating in money or playing MLM money
How can you get the legal money of a country by "digging"? General currency is money. How can we "buy money with money"? It is impossible to shake the status of legal currency, otherwise the financial and macro-control of any country will be in chaos. Don't listen to the boasting of those who engage in MLM
6. Digital RMB is different from ordinary online transactions, but the test can not reflect this difference at present, online mobile phone transactions have become the mainstream, and many people do not even carry cash. This kind of online transaction is essentially similar to the transfer service of bank card, and the transaction is the addition and subtraction of numbers
in the process of testing, many testers reflect that there is almost no difference between digital RMB and ordinary online transactions, but in essence, digital RMB is essentially different from the popular online transactions
in this test of digital RMB, the vast majority of testers did not feel the difference between digital currency and ordinary online transactions, which is a good thing. After all, if digital currency is convenient, people will use it
using digital currency can not only protect the environment and rece the consumption of paper currency, but also regulate the market better and faster. After all, the movement speed of digital currency on the network is much faster than that of paper currency
7. From April 18 to 21, the Boao Forum for Asia 2021 annual meeting was held at the Boao Forum for Asia International Conference Center in Hainan. During the meeting, Li Bo, vice president of the people's Bank of China, held a speech at the Boao Forum for Asia & lt; Digital payment and digital currency; When making a video speech at the sub forum, he talked about the supervision of
bitcoin and stable currency, and made a clear definition of bitcoin; Bitcoin is an encrypted asset and an investment option. It is not a currency, but an alternative investment& rdquo; He believes that encryption assets may play a major role in the future as an investment tool or alternative investment. As an investment tool, many countries, including China, are studying its regulatory environment The cross-border payment of digital currency is not an easy task. The cross-border payment of digital currency is not only a technical problem. Each country has its own macro-control needs. It is necessary to ensure the independence of monetary policy and do a good job in anti money laundering and anti-terrorism financing. In addition, the exchange rate system of each country is not the same. We should also respect the monetary sovereignty of central banks, not pursue a particular currency; To rule the world;. It is necessary to build a healthy ecosystem and form a special payment corridor in order to control the possible impact of the pilot project within a controllable range, or slow down its possible impact. As far as the specific implementation methods are concerned, there are three ways in the meeting. One is to make different central bank digital currencies compatible with each other, that is to say, different systems can be connected; One is to establish some interconnection lines to create a more closed-loop system. Different central bank digital currencies can establish seamless connection through different interfaces and interfaces; There is also a most radical approach, that is, to create an integrated system to accommodate different central banks' digital currencies and put them into the same operational framework However, in the future, digital currency and cash will be in parallel and graally replaced for a long time. When the era of digital currency really comes, people will carry less and less cash, travel more and more safe, poverty alleviation more and more accurate, corruption more and more difficult to escape, and thieves more and more difficult
8. Compress, start the game, set Java, open, tune to miscellaneous, put monsters out to see them tearing each other~
