Transportation digital currency credit card
International credit cards can not be used directly in Shenzhen. It is necessary to hold a license to operate the bank card settlement business in China, but visa, JCB, MasterCard and other international credit cards do not have a license in China, so the single standard cards issued in China cannot be used in China
if you want to use an international credit card in Shenzhen, you need to withdraw the fund of the card in the bank. However, it should be noted that when withdrawing the international credit card in China, the bank will convert the euro or pound sterling into US dollars, which may cause some expenses e to the exchange rate difference
extended data
precautions when using international credit cards
1. Adjust the credit card limit
generally, the credit card limit given by the bank is relatively large. For example, my credit card limit is close to 20000 yuan, and I usually can't use so many credit lines, If the credit card is lost, it will cause a lot of unnecessary losses, so indivials can manually adjust the credit card limit
for example, set a limit in the credit card limit adjustment in the online banking professional edition of China Merchants Bank. In this way, the consumption limit of the credit card will be limited to this limit, and the risk will be much smaller. When more limits are needed, you can manually modify them back
2. Turn off the ATM withdrawal function of the credit card
3. Signature is more secure
it is the mainstream of international banking instry to use signature as the consumption voucher of credit card. From the perspective of security, this kind of credit card can be consumed only by signature without password. Especially through online banking, it is likely to be stolen as long as the name, card number, credit card expiration date and query password of the cardholder are known, Therefore, many domestic cardholders believe that passwords are more secure than signatures
however, there are some disadvantages in using passwords, that is, the responsibility for keeping passwords is transferred to the cardholders, which means that they are "responsible for the loss". Once the credit card is falsely used, the rights and interests of the cardholders who use signatures can often be better protected and compensated
believe me, that's right!!
The front of the credit card has the marks of visa, master and JCB, which is the international credit card
international credit cards use US dollar as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc. There is no interest on deposit with an international credit card
for example, the al currency credit card of Bank of communications, in the form of main card and subsidiary card, can be used all over the world. There is no service charge for consumption, and the longest interest free period is 56 days. It can also be used for emergency cash withdrawal abroad. Send the child's consumption bill on time every month, or open the bank communication service. The child's consumption details will be sent to the mobile phone in the form of SMS at the first time
< H2 > extended information:
visa is a global payment technology company, actively developing and promoting various digital currency procts, such as credit card, debit card, prepaid card, etc., connecting indivials, enterprises, financial institutions and governments in more than 200 countries and regions around the world through fast, secure and digital currency
Visanet is one of the data processing networks that can process more than 20000 transactions per second; At the same time, the visa network also protects consumers from fraud and ensures that merchants receive payments. Visa is not a bank. It does not issue cards directly to consumers, nor does it credit them or set interest rates and feesthis kind of card organization is visa, but it's UnionPay in China, so it can't be used directly by swiping card. It's suitable for visa machines abroad
visa and UnionPay are card organizations, which are one of the six largest card organizations in the world
here is a brief introction to visa and UnionPay< Visa: Visa International, a global payment technology company, operates the world's largest retail electronic payment network, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. By 2012, there were 155 million customers of financial institutions, more than 1.9 billion cards issued, tens of thousands of merchants, and about 1.8 million Internet ATMs
UnionPay: China UnionPay is a joint-stock financial service institution approved by the people's Bank of China and jointly established by more than 80 domestic financial institutions, with a registered capital of 1.65 billion yuan. The company was established on March 26, 2002, with its headquarters in Shanghai.
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