Introduction to financial digital currency

1.

digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and services transactions)

digital currency has the main characteristics of network packets. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes

based on the characteristics of digital currency, the direct benefit of digital currency to the central bank is not only to save the cost of note issuance, circulation and settlement, but also to enhance the central bank's ability to control funds

Electronic money and virtual money are called digital money. According to the definition of the European Central Bank, virtual money is issued by non central banks, credit institutions and e-money institutions, which can be used as the numerical expression of the value of currency substitutes in some cases

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extended information:

the process of digital currency trading through the platform is as follows:

(1) investors should register accounts first, and obtain digital currency accounts and US dollar or other foreign exchange accounts at the same time

(2) users can buy and sell digital currency with the money in their cash account, just like buying and selling stocks and futures

(3) the trading platform will sort the buying requests and selling requests according to the rules and start to match them. If they meet the requirements, the transaction will be concluded

(4) e to the difference between the buy and sell volumes submitted by users, a buy or sell request may be partially executed

2. To invest in digital currency, simply put, it is to find an exchange with digital currency online to buy currency, and then wait for the currency to appreciate before selling it, or lose money. To be specific, it is similar to buying stocks

at present, most of the larger digital currency exchanges, such as binance, coinbase, Kraken and bitfinex, are abroad, and even some exchanges have stopped registering new users, which makes it inconvenient for domestic users to buy. If you want to invest in digital currency, there are also some digital currency P2P trading platforms which are located overseas but provide Chinese services. However, we should pay attention to the risks and whether the platform is safe and reliable

in fact, there is only a line between investment and speculation in digital currency. Although judging from the price changes in the past few years, such projects have the characteristics of high return, compared with the existing investment channels, such projects also have very high risks. It can be expected that some countries will issue digital currency with public power endorsement in the future, but we can't make a clear judgment about the future trend of the existing digital currency. But whatever you do, you need to be aware of the risks.

3. Digital currency is a virtual currency based on node network and digital encryption algorithm, which can be exchanged at will. The place of digital currency is just there. All the big domestic star traders, such as silktrader, fire coin, coin security, etc. The owner of digital currency can communicate with others on the platform through the matchmaking system, or directly purchase digital currency with legal currency through the legal currency channel.

4. Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digital currency (digiccy)
digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by central banks or authorities, nor linked to legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded electronically

5. There are two concepts involved here
1, currency digitization
2, decentralized blockchain digital currency (such as bitcoin), but the actual blockchain currency is not a real currency

the recent popular digital currency actually refers to the blockchain currency. You can search the Internet to learn about blockchain technology and other knowledge

6. In short, the electronic RMB is equivalent to paper money, but more flexible than paper money. It can track the flow of your money and pay without the network

7. Digital currency is an alternative currency in the form of electronic currency. It is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community

it is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currencies, such as bitcoin, lightcoin and ppcoin, are electronic currencies created, issued and circulated by means of check sum cryptography.

8.

According to Article 10 of the law of the people's Republic of China on the promotion of private ecation (implemented on September 1, 2017), social organizations holding private schools shall have the legal personality

Indivials who run private schools should have political rights and full capacity for civil conct

Private schools should have the conditions of legal person

Article 11 the establishment of private schools shall meet the needs of local ecational development and meet the requirements of the ecation law and other relevant laws and regulations

the setting standards of private schools refer to the setting standards of similar public schools at the same level

Article 12 the establishment of non-governmental schools that implement diploma ecation, pre-school ecation, self-study examination and other cultural ecation shall be examined and approved by the administrative department of ecation of the people's government at or above the county level within the limits of authority prescribed by the state; Running private schools with vocational qualification training and vocational skills training shall be examined and approved by the administrative department of human resources and social security of the people's government at or above the county level within the limits of authority prescribed by the state, and a shall be sent to the administrative department of ecation at the same level for the record

Article 13 to apply for the establishment of a private school, the sponsor shall submit the following materials to the examination and approval authority:

1. The application report shall mainly include: sponsor, training objectives, school scale, school level, school form, school conditions, internal management system, fund raising, management and use, etc

2. The name and address of the sponsor or the name and address of the sponsor

(3) source of assets, amount of funds and valid supporting documents, with property rights clearly stated

4. The donation agreement should be submitted for the donation of the school property, including the name of the donor, the amount of the donated assets, the purpose and management methods, and the relevant effective supporting documents

The examination and approval authority should make a written decision on whether to approve or not within 30 days from the date of accepting the application for the establishment of private schools

for those who agree to the preparatory establishment, the approval letter for the preparatory establishment shall be issued. If they do not agree to the preparation, the reasons shall be explained

the preparation period should not exceed three years. If it has been more than three years, the sponsor shall make a new declaration

Article 15 in applying for the formal establishment of a private school, the sponsor shall submit the following materials to the examination and approval authority:

1

2

3. The constitution of the University, the list of members of the first Council, board of directors or other decision-making bodies of the University

4. Effective proof documents of school assets

5. Qualification documents of principals, teachers and accountants

Article 16 those who have the conditions for running a school and meet the standards for establishment may directly apply for formal establishment, and shall submit the materials specified in Article 13 and Article 15 (3), (4) and (5) of this law

Article 17 If an application is made for the formal establishment of a private school, the examination and approval authority shall, within three months from the date of acceptance, make a written decision on whether or not to approve the application and serve it on the applicant; Where an application is made for the formal establishment of a non-governmental institution of higher learning, the examination and approval authority may also make a decision on whether to approve the application in writing within six months from the date of acceptance, and serve it on the applicant

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extended information:

the following is the notice on further standardizing the management of private vocational skills training schools:

license and registration management of newly established private schools

1, from September 1, 2017, All newly established private vocational skills training schools should indicate the form of for-profit or non-profit school running and carry out license registration

2. The newly established for-profit private vocational skills training schools should formulate school regulations in accordance with the administrative regulations of the instrial and commercial department, In accordance with the notice on standardizing the registration and administration of the names of for-profit private technical colleges and for-profit private vocational skill training institutions, Article 9 of the detailed rules for the implementation of classified registration of private schools, and Article 15 and Article 16 of the measures for the implementation of classified registration of private schools in Ningxia Hui Autonomous Region, register with the administrative department for Instry and commerce

3. The non-profit private vocational skills training school formulates its articles of association in accordance with the regulations on the management of private non enterprise units. If it complies with the regulations on the registration and management of public institutions such as the Interim Regulations on the registration and management of public institutions, it shall comply with Article 7 of the detailed rules for the implementation of classified registration of private schools and Article 13 of the measures for the implementation of classified registration of private schools in Ningxia Hui Autonomous Region, They should register with the civil affairs department and the registration administration of public institutions

4. Before the existing private vocational skills training schools make non-profit or profit-making choices, they should run and manage according to the requirements of non-profit private non enterprise units, and should not extract or extract reasonable returns in disguise

In accordance with Article 9 of the law of the people's Republic of China on the promotion of civilian run ecation, the newly registered private vocational skill training schools should increase the construction of Party organizations

source of reference: China government website - law of the people's Republic of China on promoting private ecation

source of reference: Ministry of ecation of the people's Republic of China - Implementation Rules for classified registration of private schools