The influence of digital currency on credit card risk
Yin Zhentao, deputy director of the law and Finance Research Office of the Financial Research Institute of the Chinese Academy of Social Sciences, said that digital currency faces two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process
Zhao Zhanzhan, a special researcher of intellectual property research center of China University of political science and law, believes that digital currency has anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
according to the notice on preventing the financing risk of token issuance, there is no approved digital currency trading platform in China. According to China's digital currency regulatory framework, investors have the freedom to participate in digital currency transactions at their own risk
warm tips: the above information is for reference only. Before investing, it is recommended that you first understand the risks existing in the project, and understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
response time: December 11, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
Many central bank governors voice the trend of digital currency, bitcoin will not replace other legal currencies in the end. 1. There is no way to regulate bitcoin, which hinders monetary policy. 2. The global circulation of bitcoin can make many criminal organizations launder money with the growing popularity of the Internet, bitcoin has attracted more and more attention, and many big men have begun to build bitcoin platforms, which makes many people have high expectations of bitcoin, and bitcoin has also seen a significant rise. Central bank governors of many countries are talking about the trend of digital currency. Bitcoin will not replace other fiat currencies in the end. The main reason is that the decentralization of bitcoin leads to no government being able to manage and control bitcoin, which makes it easy for bitcoin to become a money laundering tool for many criminals, thus affecting the development of the country, This is also the most direct reason why bitcoin can not obtain legal tender digital currency is a currency that can be controlled by the state or the government. This kind of currency is very different from bitcoin. The state recognizes digital currency, but there is no national recognition of bitcoin, which is the real reason why bitcoin will not replace legal currency in the end