Does digital currency need to replace mobile card
In 2020, the competition of digital currency is becoming more and more intense, and the new actions and new progress of various countries continue. Since 2014, the Central Bank of China has been promoting the research and development of digital currency, making it clear that digital RMB is mainly positioned as cash in circulation (M0). At present, digital RMB has been tested in Shenzhen, Suzhou, xiong'an, Cheng and the future Winter Olympic Games
Zhang Zhijun: the most basic payment carrier of digital RMB is mobile app. Of course, in order to enable people who do not use smart phones to use digital RMB, there can also be other carriers, such as smart payment card, which can be the same size as credit card, and even have password or biometric authentication functions, so that the holder can use it to pay, or recharge in some outlets. In fact, the process of digital RMB exchange can also be seen as a specific payment process, that is, using digital RMB to buy foreign currency or gold
after the identification,
remember that under no circumstances can you remit money first, whether it is franchise fee, deposit or other name,
can be assured that the risk of loss of digital money caused by mobile phone loss is much lower than that of wallet loss, and is also lower than the risk of loss of WeChat / Alipay money caused by mobile phone loss. In essence, digital RMB is a digital RMB with legal rationality. It just upgrades the form of currency. Just like before, we used paper stationery for communication, which is delivered to thousands of miles away through the post office, but now we use e-mail for communication, which is delivered to thousands of miles away through the Internet. Why is the risk of digital currency loss caused by mobile phone loss extremely low? The main reasons are as follows: 1. Digital currency is stored in the E-wallet app, which takes the mobile phone as the carrier, and most mobile phones are equipped with a power on password. Although the power on password is easy to be deciphered by professionals, it is also a line of defense. 2. the electronic purse itself has a payment password, just like the WeChat / Alipay payment code, which is set by itself. It's hard for second people to know if they don't disclose it, and it's hard to decipher.
to sum up, the launch of digital RMB is a national behavior, and security is the first consideration. However, our current understanding of digital currency is very limited, so we will worry about its security. However, for the purpose of promoting the internationalization of RMB, we have no need to worry about its security, When the digital RMB comes to the ground, its convenience and security will surely surprise us. What do you think of this? Welcome to exchange messages. It's not easy to code. Give me a compliment< br />