Dream of digital currency soaring

1. Analysis on the relationship between supply and demand of real estate:

according to the green paper on population and labor: report No.19 on China's population and labor issues issued by the Chinese Academy of social sciences on January 3, 2019, China's population will reach the peak of 1.442 billion in 2029 and enter a sustained negative growth from 2030. In 2018, China's urbanization rate is only 59.58%. According to the current trend forecast, by 2030, China's urbanization rate will reach 70%, and then enter the later stage of urbanization

according to the experience of developed countries in the past, the urbanization rate will basically reach the bottleneck period after entering 70%. In other words, China's rapid urbanization development, basically left more than 10 years of time

as of 2016, according to the data of the National Bureau of statistics, the per capita housing area of residents in China is 40.8 square meters, including 36.96 square meters for urban residents and 45.8 square meters for rural residents

moreover, our country has entered an aging society, with an average of 2-4 apartments for both parents of a family and only two children. After the elderly leave, there is actually a surplus of real estate

5% chance of housing market in the next 10 years

the opportunity lies in the cities which are full of competitiveness and have a continuous flow of population

according to the data of China's population statistics bulletin of first and second tier cities, the 10 cities with the fastest population growth in 2018 are Shenzhen, Guangzhou, Xi'an, Hangzhou, Cheng, Chongqing, Zhengzhou, Foshan, Changsha and Ningbo. The population growth of Shenzhen and Guangzhou exceeded 400000; The population growth of Xi'an and Hangzhou exceeded 300000; The population growth of Cheng, Chongqing, Zhengzhou, Foshan and Changsha exceeded 200000; The population of Ningbo has increased by more than 190000. Among them, Shenzhen had the largest new population in 2018, reaching 498300, ranking first among all cities

we often see & lt; Fight for people;, The situation is very tense. Some cities have launched & lt; You can settle online with your student ID card and ID card;, Some cities put & lt; The threshold for talents to settle down has been lowered to a technical secondary school degree;, You do your & lt; New deal for college students studying in China Version 2.0;, I brew my & quot; Pengcheng talent plan & quot& hellip;& hellip;

in order to attract talents in the future, cities will do their best to offer discounts on buying houses, subsidies for renting houses, downscale of settlement, project subsidies and one-time rewards

in the future, the competitiveness between cities will continue to increase, and the population of the first and second tier cities will continue to flow in, while the small cities have no ability to attract talents, so the population will continue to flow out, so the future house prices must be polarized, the house prices of the super big cities with population inflow will rise steadily, while the house prices of the small cities will continue to shrink

to sum up, whether the real estate value will be maintained or not in five years' time needs specific analysis: under the situation that the inflection point of the real estate market is difficult to reverse, more than 95% of the houses do not have the property of assets, and forced purchase of investment will only turn into liabilities rotten in their own hands, let alone the room for value appreciation, but whether the houses with the property of assets can realize value preservation and appreciation, Less than 5% of the opportunities are basically concentrated in competitive cities with continuous population inflow in the future

so & lt; 800000 Real Estate & quot; And & lt; 800000 deposit;, Which is better in five years? If the real estate is bought in the super first line or the first line, which is a city with continuous inflow of population and competitive power, the value of the real estate can be maintained with great probability; If you buy 800000 yuan in the third, fourth and even 18th tier cities, it will depreciate or even lose money. At this time, it is better to invest in such urban real estate than to deposit it in a fixed deposit bank

Cheng will issue 200000 digital RMB red envelopes to promote consumption and the use of digital RMB this time, the number of RMB is similar to it compared with paper coupons that are easy to lose and resell, e-coupons can be delivered to specific groups more effectively and accurately through mobile phones, and can also be delivered to consumers in different periods of time, so that consumers can reasonably buy goods according to the time of issuing coupons, and can also avoid the situation of short supply and soaring prices in the marketdigital currency is a shadow currency existing outside the current monetary system. Heller's research shows that the congenital defects of private digital currency will have a huge impact on the existing monetary system. Therefore, the emergency development of digital currency forces many central banks to develop and launch their own legal digital currency< the legal digital currency issued by the central bank itself has the characteristics of standard currency. As a new form of standard currency, it is a real currency however, the decentralization of private digital currency, the uncertainty of issuers and limited circulation are easy to cause sharp price fluctuations. It's much easier to be the target of speculation rather than the medium of trading