Why digital currency pilot in Suzhou
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
Digital RMB is a legal digital currency issued by central banks based on national credit. It is a non cash currency existing in the market. It can be easily circulated like cash, and it can also achieve controllable anonymity, which is closely related to business; Virtual currency & quot; It's not the same as mobile payment
according to the latest news from China's Ministry of Commerce, the central government has promoted the implementation of digital RMB. Digital people have such advantages as transferring money without network , carrying no cash Digital RMB will be used in Beijing, Tianjin, Shanghai, Chongqing (Fuling District and other 21 municipal districts), Hainan, Dalian, Xiamen, Qing, Shenzhen, Shijiazhuang, Changchun, Harbin, Nanjing, Hangzhou, Hefei, Jinan, Wuhan, Guangzhou, Cheng, Guiyang, Kunming, Xi'an, Urumqi, Suzhou, Weihai, xiong'an new area of Hebei, Gui'an new area of Guizhou Shaanxi Xixian new area and other 28 provinces and cities (regions) to carry out the pilot
In early 2014, the Central Bank of China set up a special research group on legal digital currency to demonstrate the feasibility of issuing legal digital currency by the central bank. On January 29, 2017, the central bank officially established the digital currency Research Institute. After the successful development of the prototype of legal digital currency, the digital currency Research Institute of the people's Bank of China has tried to deploy institutions in many parts of the country, and through the integration with R & D institutions and instries, it has achieved the research results of financial development technology. In 2018, the digital currency Research Institute of the people's Bank of China successively settled in Nanjing and Shenzhen. In 2019, the people's Bank of China announced that digital currency will be piloted in Shenzhen, Suzhou, Cheng and xiong'an
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the research on Shenzhen's support for digital currency began in 2016
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on October 6, 2017, the Management Committee of xiong'an new area held a special meeting to study the big data management system and mechanism and the basic idea of "digital xiong'an" construction, and fully promote the construction of "digital xiong'an". Soon after the meeting, all kinds of enterprises were inspired to build xiong'an new area into a "test ground" for innovation
on October 14, 2017, Peng Yijie, vice president of ant financial services and partner of Alibaba group, and his party went to xiong'an new area to report the blockchain construction plan. Peng Yijie's evaluation of xiong'an new area is: the best soil for building blockchain. On November 8 of the same year, xiong'an New District held a docking meeting with Alibaba group. Alibaba and ant financial services will undertake the construction of digital xiong'an blockchain infrastructure platform, and are expected to take the lead in testing the water in the rental scene
on November 23, 2017, Tencent and xiong'an new area signed a strategic cooperation agreement on financial technology, and both sides established Tencent (xiong'an) financial technology laboratory to test big data risk control system, Tencent cloud based blockchain services and other financial black technologies in the new area
on April 21, 2018, xiong'an New District of Hebei Province issued the outline of the planning for xiong'an New District of Hebei Province, which proposed to develop high-end high-tech instries, and lay out the R & D and test of blockchain, terahertz, cognitive computing and other technologies in advance. Blockchain has been written into the outline of xiong'an New District Planning in Hebei Province. A technology with advanced influence and far-reaching significance begins to grow together with a rising Digital City shouldering historical mission
on June 8, 2018, China Academy of information and communication signed a strategic cooperation agreement with xiong'an new area. The two sides will build a scientific research base in the field of information and communication in xiong'an new area, and provide comprehensive support services such as development strategic planning, standards and policy formulation for the construction of the new area, focusing on 5g, instrial Internet, artificial intelligence, blockchain, network security, military civilian integration, information technology and so on In the field of Internet of vehicles and other fields, Beijing Tianjin Hebei high tech innovation comprehensive service platform and innovation and entrepreneurship demonstration base will be built to promote instrial innovation and development
on June 28, 2018, xiong'an New Area officially signed a strategic cooperation with 360 group. 360 group will give full play to its advantages in network security, big data, artificial intelligence, blockchain and other technical fields to provide comprehensive network security services for the construction of a safe and reliable "digital xiong'an"
on July 23, 2018, xiong'an group of China signed a memoranm of understanding with consensys, a blockchain technology company. Joseph Rubin, the founder of consensys, etc., made suggestions to xiong'an group of China on how to use blockchain technology, hoping to apply his knowledge and experience in blockchain ecosystem to xiong'an's projects and support xiong'an's innovative development mode
on December 21, 2018, Hebei xiong'an branch of Bank of communications was opened. The branch will rely on the head office's professional R & D team and strong R & D strength, rely on financial business processing, artificial intelligence, blockchain, big data, cloud computing and other financial technology platforms, constantly innovate the financial business model, and make greater contributions to the construction of green xiongan, smart xiongan and digital xiongan
on May 8, 2019, ICBC Technology Co., Ltd., a wholly-owned subsidiary of ICBC, opened its business in xiong'an new area and became the headquarters of banking financial technology company in xiong'an new area. ICBC technology and Management Committee of xiong'an new area signed the memoranm of financial technology cooperation, and Management Committee of xiong'an New Area officially started the operation of xiong'an resettlement fund management blockchain platform, which will apply the block chain technology of ICBC to realize the whole process chain management of original files of resettlement and fund penetrating allocation
on December 25, 2019, Everbright Bank and digital city company of China xiong'an group will jointly build a "digital financial technology laboratory" in xiong'an new area. Guided by the strategic needs and information construction of xiong'an new area, it will graally build a highland of blockchain commercial application research, technological innovation and talent cultivation
on March 31, 2020, xiong'an blockchain laboratory was officially unveiled. Xiong'an blockchain laboratory has three major goals: to become a new highland of blockchain research and application, an open frontier innovation base, and to explore a new model of laboratory economy. At the third anniversary of the establishment of xiong'an new area, xiong'an blockchain laboratory has special significance, which marks that the innovative practice of xiong'an New Area's blockchain has entered the stage of organization and large-scale landing, and marks a new chapter in the synchronous planning and construction of digital city and physical city in xiong'an new area
xiong'an new district is a digital city forest that has been cultivated from the seed, which is naturally suitable for the central bank's digital currency pilot. Shanghai xiongan, Shenzhen, Cheng on the left and Suzhou on the right are looking forward to the central bank's digital currency pilot projects in these four places, which will spread to the world
When you hear the word "digital RMB", do you think it is very tall? Through today's popular science, you may have a deeper understanding of it
in a word, I am looking forward to the application of digital RMB in my life in the future
the significance of the pilot is to pave the way for popularization. In my opinion, digital RMB is still RMB in essence, but it makes this kind of RMB have the characteristics of & lt; God's perspective & quot In & lt; God's perspective & quot; In this case, the flow of funds is invisible. The use of traditional RMB (especially cash) is not controlled by the issuer. Even when transferring funds within the financial system, we can only observe the flow of funds between accounts, but the equity relationship (such as transactions, gifts) behind it can not be fully clarified. However, under the framework of digital RMB, e to the adoption of new technologies such as blockchain, its verifiability, traceability and reliability have risen to a higher level. Every fund can be tracked technically. On this basis, it will create unlimited innovation space, and significantly rece the friction loss caused by information asymmetry, and improve the overall social and economic operation efficiency. Next, let's say a few more words about & lt; God's perspective & quot; The background of the project. Digital RMB has advanced technology and profound political and economic background behind it
technically speaking, digital RMB is a collection of encryption technology and information transmission, involving multi-layer functions of scientific research institutions, banks and telecom operators. Through the application, digital RMB can be attached to smart contracts in the future to facilitate transactions or fund transfer. Restrictions and nodes to improve the trustworthiness of funds and the enforceability of the contract, which contains a broad space for application and innovation
some of them are agents, and most of them are alterers. They rent a counter to put a small amount of goods, but they sell everything. If you ask, if they don't, they will go to the counter next to get the goods and sell them to you. In this way, they will earn some difference, Because it will be cheaper for them to buy goods.
there are both genuine goods and fake parallel goods. It depends on whether you have acquaintances and whether you know the goods
good response from the local people, many people think that the emergence of digital currency is convenient for everyone's life, especially this pilot activity has made many people take advantage of it. You only need to apply to get a 200 yuan red envelope, and this part of the red envelope can be purchased for daily life. There are 100000 people in Suzhou who benefit from it. Everyone thinks it's pretty good{ RRRRR}
summaryin a word, the emergence of digital currency is of great help to improve the convenience of people's life, break the monopoly of third-party payment instruments, and improve the state's supervision of funds
Recently, there is a news that the pilot of digital RMB in Suzhou has started. This news is very sensational and influential. It has attracted a lot of people's attention, and many people have commented on it. In this regard, I have three main views:
first of all, I think the digital RMB pilot project in Suzhou is more advanced we really should carry out the digital RMB pilot, because this pilot is more previous, and it can also enable our RMB to be used in more fields, and will not be eliminated. Many places have carried out RMB digitization, and it has run well. This digitization of RMB will enable us to better link up the international track and enhance our influence{ RRRRR}
in a word, I think the RMB pilot in Suzhou is better, which can make us better use of RMB