2017 digital currency bidding Tianyi
It's illegal
the central bank indicated that it has not issued legal digital currency, nor authorized any institutions and enterprises to issue legal digital currency, and there is no promotion team. At present, the so-called "digital currency" in the market is not legal digital currency
In addition, the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud
extended information:
virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency
in 2013, the central bank, together with five ministries and commissions, issued the notice on prevention of bitcoin risks, which clearly defined non legal digital currencies such as bitcoin as virtual commodities, which do not exist in the form of currency and legal currency
On November 9, 2019, the central bank has not launched digital currency
in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues
in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen
in September 2018, the Institute of digital currency built a trade finance blockchain platform
On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutions
extended data:
benefits of digital currency
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate. It can also become a new monetary policy tool
at the same time, the central bank can affect the bank deposit and loan interest rate by adjusting the digital currency interest rate of the central bank, and help to break the zero interest rate lower limit
Due to the continuous popularity of bitcoin, people begin to pay close attention to this kind of digital currency. However, people from all walks of life pay more attention to the technical architecture behind bitcoin - blockchain technology, which is considered by many organizations to be the core technology most likely to trigger the fifth round of scientific and technological revolution after steam engine, power, information and Internet technology
bitcoin may fall, while the long-term direction of digital currency is bound to rise, and the rise will be particularly fierce. In 2017, the total market value of global digital currency was only US $647 billion, less than 10% of the global physical gold market value, and less than 0.01% of the total national stock value. AAC is launched at the right time. Miners all know that the earlier they enter, the more tokens they can get and the more profits they can earn. The birth of acute angle cloud will bring huge returns to its partners
2017 can be regarded as the first year of blockchain technology, and 2018 is likely to be the explosive year of blockchain technology. The rapid development of the blockchain technology will probably usher in the explosive growth of acute angle cloud, and the acute angle PC released on ces2018 is likely to become another explosive proct of blockchain
however, there are also some non developers who use the cover of digital currency to carry out pyramid selling activities, such as the Vicat fraud, treasure coin fraud, Porter coin fraud and so on exposed by bitcoin home
digital currencies mainly include bitcoin, Leyte coin, Ruitai coin, dogcoin and other encrypted digital currencies.
According to the cloud flash payment red envelope activity launched by UnionPay, the cloud flash payment app has prepared four new year red envelopes: open door lucky red envelope, sign in red envelope every day, invite relatives and friends red envelope, and initiate transfer red envelope. Users can get up to 2018 yuan a day P>
before, Alipay and WeChat both rolled up their sleeves to prepare for a big fight in the red envelope war ring the Spring Festival. Now the UnionPay with the national team background has brought more expectations to many people. P>
, as a non bank financial service provider, has long time since Alipay avoided regulatory restrictions and extended its services overseas. However, at the end of 2016, Alipay was required to close all offshore financial accounts and have a considerable impact on its Southeast Asian business. p>
and the most popular application of wechat overseas is its own social attribute. In mobile payment, wechat payment has established external partners to jointly develop overseas markets. In South Africa, wechat payment has launched an international payment solution. Users can now use wechat wallet to send and receive money or withdraw cash from ATMs. However, the number of cooperative countries is far less than that of UnionPay partners
as of June 2017, the UnionPay network has spread all over China's urban and rural areas, and has extended to 160 countries and regions outside Asia, Europe, America, Oceania, Africa, etc
compared with the other two, UnionPay's huge number of users has also laid a foundation for its future; First brother & quot; Status. Data show that up to now, China's UnionPay cards have issued more than 5.4 billion cards, and the transaction volume of UnionPay cards in 2016 alone exceeded 38 billion
UnionPay also pays more attention to cardholders going abroad. In 2015, the United States attracted more than 2.5 million Chinese tourists, who spent more than $40 billion locally. Through the development of cooperative relationship in the United States, UnionPay has been able to successfully enter the U.S. market and further increase its overseas market share
UnionPay has said that the acceptance network of UnionPay cards in the United States is tending to be perfect. At present, almost all ATMs in the United States can withdraw cash with UnionPay card, and more than 80% of businesses can pay with UnionPay credit card. In New York, Hawaii, San Francisco, Los Angeles, Orlando, Chicago and other famous shopping centers and outlets business circles, UnionPay card acceptance coverage generally exceeds 90%
UnionPay's international layout
UnionPay began to take its international step in 2004. At the end of 2012, China UnionPay International Co., Ltd. (UnionPay International), a long-standing company, officially opened in Shanghai. As a subsidiary of China UnionPay, it will be responsible for the exclusive business of China UnionPay international
at present, no UnionPay proct can be compared with its international layout. Today, UnionPay has basically achieved global coverage
the data shows that the overseas acceptance network of UnionPay card has covered more than 160 countries and regions. Hong Kong, Macao, Mongolia, Cuba and the United Arab Emirates have basically achieved full acceptance. 80% of merchants in Northeast Asia can use UnionPay cards, more than 70% of merchants in Southeast Asia can accept UnionPay cards, more than 80% of merchants in the United States can use UnionPay credit cards, half of merchants in Europe can use UnionPay cards, and 90% of ATMs and 75% of merchants in Australia can also use UnionPay cards
according to other data, there are more than 10 million overseas online merchants accepting UnionPay cards, and they have graally formed advantages in the fields of ecation payment and air booking. More than 2000 overseas schools support UnionPay card online tuition payment, and the official websites of nearly 40 international airlines support UnionPay card online ticket purchase
the relevant person in charge of UnionPay International said that a series of innovative procts such as UnionPay online payment, UnionPay mobile phone flash payment, UnionPay QR code and UnionPay wallet procts are ushering in richer cross-border application scenarios
It's true. Since the beginning of 2018, UnionPay international and Huawei have signed a cooperation agreement, and the two sides have reached cooperation on jointly promoting the globalization of Huawei pay and speeding up the overseas landing, which is also regarded as an important step in the international layout of UnionPayStandard Bank of South Africa and UnionPay international have reached a cooperation agreement in Johannesburg, South Africa, which will make use of the resources of standard bank to further promote UnionPay payment services in the African market, and standard bank will become the first financial institution in South Africa that may issue UnionPay card qualification
from the perspective of Unionpay's actions, the strategic advantage of UnionPay is its huge outbound China card account, plus its natural & lt; National team; Advantages, as well as the layout of UnionPay in mobile payment, who ignores UnionPay in the future will have to bear the consequences